Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Student HealthSM Vital SavingsSM on Pharmacy student discount program Vital SavingsSM on Dental student discount program Part of our suite of solutions for the sustainable student Visit www.aetnastudenthealth.com 15.03.131.1 A (03/12) TWO VALUABLE WAYS TO HELP STUDENTS SAVE WHILE STAYING HEALTHIER What makes Vital Savings on Dental and Vital Savings on Pharmacy so valuable to today’s college student? Neither is an insurance plan. Instead, they’re discount programs that offer students immediate savings on two health-related expenses that can be costly: dental preventive care and treatment, and prescription drugs. LET’S WORK TOGETHER TO HELP CREATE SUSTAINABLE STUDENTS WHO ARE HEALTHY, FINANCIALLY SECURE AND DRIVEN TO GRADUATE. The modern student deals with issues that make staying in school a challenge. Today, a full 75 percent1 of America’s college students juggle some combination of school, jobs, mortgages, marriages and children while living off campus. When students have peace of mind, they can perform better in school and in life. That’s where we come in. Aetna is a longtime leader2 in student health insurance. We offer a suite of plans and programs designed to help protect your students’ health and to help you create an environment in which they can succeed. ONLINE TOOLS TO HELP YOUR STUDENTS MANAGE THEIR HEALTH INSURANCE OPTIONS All Aetna Student Health members have access to our customized online tools including: • Aetna Navigator®, which allows students to perform self-service transactions 24/7 including viewing eligibility information and more • DocFind® provider directory • Aetna SmartSourceSM search tool connecting students to health information • Social and mobile media capabilities • Enroll and waive online products STUDY THE ADVANTAGES • 15-50% discounts* in most cases on dental care • 10-75% discounts* in most cases on prescription drugs • Affordable $25 annual fee and no claims to file • Guaranteed acceptance *Actual costs and savings vary by provider and geographic location. SIGNIFICANT ON-THE-SPOT SAVINGS ON DENTAL CARE With Vital Savings on Dental, your students will enjoy: • 15-50% discounts* in most cases on services from general dentistry and cleanings to root canals, crowns and orthodontia (braces) • Affordable $25 annual fee, no referrals required, no waiting periods and no claims to file • Guaranteed acceptance • Point-of-purchase discounts on vision, fitness and alternative health care products and services at no additional charge • Choice of approximately 105,495** dental practice locations to choose from through the Aetna Dental Access® network *Actual costs and savings vary by provider and geographic location. **As of 10/1/11 based on Aetna provider data. IMMEDIATE SAVINGS ON PRESCRIPTION DRUGS, TOO Vital Savings on Pharmacy offers your students: • 10-75% discounts* in most cases on prescription drugs • Affordable $25 annual fee, no referrals required, no waiting periods and no claims to file • Guaranteed acceptance • Simple medication ordering process, including an option to request refills online • Choice of approximately 63,000** pharmaceutical locations to choose from through our national network *Actual costs and savings vary by provider and geographic location. **Aetna Enterprise Provider Database, 3/1/09. Call 1-877-480-3843 or visit aetnastudenthealth.com 1“Time is the enemy.” Complete College America. September 2011. Page 6. 2 Based on market share, 2011 Deloitte Study The Vital Savings by Aetna® program (the “Program”) is not insurance. The Program does not meet the minimum creditable coverage requirements in Massachusetts. It provides Members with access to discounted fees according to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under the Program will vary depending on the type of provider and type of service received. The Program does not make payments directly to the participating providers. Each Member must pay for all services or products but will receive a discount from the providers who have contracted with the discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-888-BeVital (1-888-238-4825), is the Discount Medical Plan Organization. Fully insured student health insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Chickering Claims Administrators, Inc. (CCA). Self-insured plans are funded by the applicable school, with claims administration services provided by CCA. Aetna Student Health is the brand name for products and services provided by Aetna and CCA and their applicable affiliated companies. This material is for information only. Vital Savings by Aetna is not available in Vermont or Montana. Vital Savings by Aetna provides participants with access to a network of independent practicing providers. The availability of a particular provider cannot be guaranteed and provider network composition is subject to change. Aetna does not provide dental, medical, vision or other health care/treatment and is not responsible for outcomes. All care is the responsibility of the treating provider, in consultation with the participant. Selection of a program provider is also the responsibility of the participant and is not based on any representations by Aetna. Program providers are solely responsible for the products and services they provide. Aetna does not endorse any vendors, products or services associated with this program. The non-dental discounts are rate-access programs. The non-dental discounts are rate-access programs. Aetna does not recommend the self management of health problems, nor do we promote any particular form of medical treatment. Discount programs provide access to discount prices and are NOT insured benefits. The member is responsible for the full cost of the discounted services. Aetna may receive a percentage of the fee you pay to the discount vendor. Oklahoma policy forms numbers for discount programs are: GR-96402-02 04-09. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetnastudenthealth.com. ©2012 Aetna Inc. 15.03.131.1 A (03/12)
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