UNIVERSITY OF ARKANSAS - MONTHLY INSURANCE PREMIUMS
Jul 2017
Medical
Coverage
Classic
Plan
Note:
Employees
who are
less than
100%
appointed
will be in
the salary
tier equal to
their 100%
appointed
salary.
Medical
Coverage
POS Plan
Note:
Employees
who are
less than
100%
appointed
will be in
the salary
tier equal to
their 100%
appointed
salary.
12 Month Premiums
9 Month Premiums**
Salaries below $28,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$68.05
$153.15
$120.12
$205.30
50%-74% Appt
$116.24
$261.55
$205.15
$350.65
Salaries below $28,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$90.73
$204.20
$160.16
$273.73
50%-74% Appt
$154.98
$348.74
$273.53
$467.53
Salaries $28,000-$38,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$68.05
$163.11
$127.93
$218.66
50%-74% Appt
$116.24
$278.56
$218.48
$373.45
Salaries $28,000-$38,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$90.73
$217.47
$170.57
$291.54
50%-74% Appt
$154.98
$371.41
$291.31
$497.93
Salaries $39,000-$54,999
Employee Only
75%-100% Appt
$74.86
50%-74% Appt
$127.86
Salaries $39,000-$54,999
Employee Only
75%-100% Appt
$99.81
50%-74% Appt
$170.48
Employee & Spouse
$172.29
$294.24
Employee & Spouse
$229.72
$392.33
Employee & Child(ren)
$135.14
$230.79
Employee & Child(ren)
$180.18
$307.72
Emp., Spouse & Child(ren)
$230.97
$394.49
Emp., Sp. & Child(ren)
$307.96
$525.98
75%-100% Appt
$80.98
50%-74% Appt
$138.32
75%-100% Appt
$107.97
50%-74% Appt
$184.43
Employee & Spouse
$182.24
$311.25
Employee & Spouse
$242.99
$415.00
Employee & Child(ren)
$142.94
$244.12
Employee & Child(ren)
$190.59
$325.50
Emp., Spouse & Child(ren)
Salaries $100,000-$149,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
$244.32
75%-100% Appt
$82.34
$196.02
$153.76
$262.80
$417.27
50%-74% Appt
$140.65
$334.79
$262.59
$448.84
Emp., Sp. & Child(ren)
Salaries $100,000-$149,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
$325.76
75%-100% Appt
$109.78
$261.36
$205.01
$350.40
$556.36
50%-74% Appt
$187.53
$446.39
$350.12
$598.45
Salaries Above $150,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Spouse & Child(ren)
75%-100% Appt
$83.70
$206.75
$162.16
$277.17
50%-74% Appt
$142.97
$353.10
$276.95
$473.38
Salaries Above $150,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$111.60
$275.67
$216.22
$369.55
50%-74% Appt
$190.63
$470.80
$369.26
$631.18
Salaries below $28,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Spouse & Child(ren)
Salaries $28,000-$38,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$106.28
$238.59
$187.14
$320.24
75%-100% Appt
$106.28
$254.10
$199.30
$341.06
50%-74% Appt
$159.42
$357.87
$280.70
$480.36
50%-74% Appt
$159.42
$381.13
$298.94
$511.58
Salaries below $28,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
Salaries $28,000-$38,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$141.71
$318.13
$249.52
$426.99
75%-100% Appt
$141.71
$338.80
$265.74
$454.75
50%-74% Appt
$212.56
$477.16
$374.26
$640.48
50%-74% Appt
$212.56
$508.17
$398.59
$682.11
Salaries $39,000-$54,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$116.91
$268.43
$210.53
$360.28
50%-74% Appt
$175.36
$402.60
$315.79
$540.40
Salaries $39,000-$54,999
75%-100% Appt
Employee Only
$155.89
Employee & Spouse
$357.91
Employee & Child(ren)
$280.71
Emp., Spouse & Child(ren)
$480.37
50%-74% Appt
$233.81
$536.80
$421.05
$720.53
Salaries $55,000-$99,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$126.48
$283.92
$222.70
$381.09
50%-74% Appt
$189.71
$425.86
$334.02
$571.62
Salaries $55,000-$99,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp. & Child(ren)
75%-100% Appt
$168.64
$378.57
$296.93
$508.12
50%-74% Appt
$252.94
$567.81
$445.37
$762.16
Salaries $100,000-$149,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp. Sp. & Child(ren)
75%-100% Appt
$128.61
$305.40
$239.54
$409.92
75%-100% Appt
$130.73
$322.10
$252.64
$432.34
50%-74% Appt
$192.89
$458.07
$359.29
$614.86
50%-74% App
$196.09
$483.12
$378.94
$648.49
Salaries $100,000-$149,999
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp. Sp. & Child(ren)
Salaries Above $150,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp. Sp. & Child(ren)
75%-100% Appt
$171.48
$407.20
$319.39
$546.56
75%-100% Appt
$174.31
$429.47
$336.85
$576.45
50%-74% Appt
$257.19
$610.76
$479.06
$819.81
50%-74% App
$261.45
$644.16
$505.26
$864.65
Salaries $55,000-$99,999
Employee Only
Salaries Above $150,000
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp. Sp. & Child(ren)
Salaries $55,000-$99,999
Employee Only
**9-Month Premiums. Faculty on a 9-month appointment and staff members paying benefits over 9 months pay an additional premium September
through May to prepay for the following June, July, and August. These 9-month premiums are calculated assuming that the premiums will begin in
September and will remain unchanged for a 12 month period (through the following August). Faculty/staff paying with 9-month premiums enrolling in
coverage or making changes to their premiums October or later will have to pay an extra premium through the following May to assure that sufficient
premiums will be collected to pre-pay for the following summer.
Jul 2017
Dental
Coverage
FAY, AUX,
CJI, ARAS
Dental
Coverage
Division of
Agriculture
Vision
Insurance
UNIVERSITY OF ARKANSAS - MONTHLY INSURANCE PREMIUMS
12 Month Premiums
9 Month Premiums**
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
75-100% Appt
$16.00
$33.00
$27.85
$44.85
75-100% Appt
$15.53
$32.04
$27.04
$43.54
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
Basic
$5.76
$11.43
$11.19
$17.01
50-74% Appt
$21.44
$44.22
$37.32
$60.10
50-74% Appt
$20.82
$42.93
$36.23
$58.35
Enhanced
$11.62
$22.97
$22.52
$34.22
75-100% Appt
$21.33
$44.00
$37.13
$59.80
75-100% Appt
$20.71
$42.72
$36.05
$58.05
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
Coverage
Employee Only
Employee & Spouse
Employee & Child(ren)
Emp., Sp & Child(ren)
Basic
$7.68
$15.24
$14.92
$22.68
50-74% Appt
$28.59
$58.96
$49.76
$80.13
50-74% Appt
$27.76
$57.25
$48.31
$77.80
Enhanced
$15.49
$30.63
$30.03
$45.63
Life
Insurance
Basic Life mandatory & 100% employer paid.
Optional
Your current age:
45 but < 50 $0.120
Life
Less than 25 $0.040
50 but < 55 $0.184
25 but < 30 $0 040
55 but < 60 $0.344
30 but < 35 $0 056
60 but < 65 $0.528
35 but < 40 $0.064
65 but < 70 $1.016
40 but < 45 $0.080
70 & older $1.640
To calculate your monthly premium:
1. Multiply your annual salary by 1, 2, 3, or 4 (based on your
coverage election). Round to next $1,000.
2. Divide by $1,000
3. Multiply by Age Rate above.
Dependent
Life
Insurance
Employees can cover spouse for
$10,000, $15,000 or $20,000.
Eligible dependent children are
covered at 50% of spouse’s coverage.
Short Term
Disability
Basic Short Term Disability mandatory & 100% employer paid.
Basic Short Term Disability mandatory & 100% employer paid.
Optional STD
Classified Staff
Covers salary over $45,000
up to a maximum covered of
$216,000.
Calculate your monthly premium:
1. Divide annual salary by 12
2. Divide by 100
3. Multiply by $.23
Optional STD
Classified Staff
Covers salary over $45,000
up to a maximum covered of
$216,000..
Calculate your monthly premium:
1. Divide annual salary by 9
2. Divide by 100
3. Multiply by $.23
Non-Classified Faculty/staff
Covers salary from $0.00 up
to a maximum covered salary
of $216,000.
Calculate your monthly premium:
1. Divide annual salary by 12
2. Divide by 100
3. Multiply by $.79
Non-Classified Faculty/Staff
Covers salary from $0.00 up
to a maximum covered salary
of $216,000.
Calculate your monthly premium:
1. Divide annual salary by 9
2. Divide by 100
3. Multiply by $.79
Division of
Agriculture
does not
participate.
Coverage
$10,000
$15,000
$20,000
$2.71
$4.07
$5.42
Basic Life mandatory & 100% employer paid.
Optional
Your current age:
45 but < 50
$0.160
Life
Less than 25 $0.053
50 but < 55
$0.245
25 but < 29 $0.053
55 but < 60
$0.459
30 but < 35 $0.075
60 but < 65
$0.704
35 but < 40 $0.085
65 but < 70
$1.355
40 but < 45 $0.107
70 & older
$2.187
To calculate your monthly premium:
1. Multiply your annual salary by 1, 2, 3, or 4 (based on your
coverage election). Round to next $1,000.
2. Divide by $1,000
3. Multiply by Age Rate above.
Employees can cover spouse for
$10,000, $15,000 or $20,000.
Eligible dependent children are
covered at 50% of spouse’s coverage.
Coverage
$10,000
$15,000
$20,000
$3.61
$5.43
$7.23
Long Term
Disability
Basic Long Term Disability mandatory & 100% employer paid.
Optional LTD Coverage
Calculate your monthly premium:
Enroll only if salary is over
1. Divide annual salary by 12
$20,000. Maximum salary
2. Subtract 1,666.67
to be used in calculation is
3. Divide by 100
$100,000.
4. Multiply by $.47
Basic Long Term Disability mandatory & 100% employer paid.
Optional LTD Coverage
Calculate your monthly premium:
Enroll only if salary is over
1. Divide annual salary by 9
$20,000. Maximum salary
2. Subtract 2,222.22
to be used in calculation is
3. Divide by 100
$100,000.
4. Multiply by $.47
AD&D
Insurance
Coverage
$25,000
$50,000
$75,000
$100,000
$125,000
$150,000
$175,000
$200,000
$225,000
$250,000
$275,000
$300,000
Coverage
$25,000
$50,000
$75,000
$100,000
$125,000
$150,000
$175,000
$200,000
$225,000
$250,000
$275,000
$300,000
Voluntary
Products
1. Group Rated Auto/Home Insurance: Rates quoted year round by Liberty Mutual, 1-800-524-9400, www.libertymutual.com/lm/arkempl.
2. Long Term Care Insurance: Rates quoted within 60 days of hire by CNA, 1-877-777-9072, www.ltcbenefits.dcom (password: UALTC).
3. Critical Illness Insurance. Rates quoted within 60 days of hire by MetLife, 1-800-438-6388, www.metlife.com/mybenefits (enter UAS as
employer). Note, new employees must call to enroll.
Single
$0.38
$0.75
$1.13
$1.50
$1.88
$2.25
$2.63
$3.00
$3.38
$3.75
$4.13
$4.50
Family
$0.75
$1.50
$2.25
$3.00
$3.75
$4.50
$5.25
$6.00
$6.75
$7.50
$8.25
$9.00
Spouse covered for 60% of
coverage amount and eligible
dependent children for 20%
of family coverage amount.
Coverage in excess of
$150,000 will be limited to
the lesser of $300,000 or 15
times employee’s salary
(rounded up to next
$25,000).
Single
$0.51
$1.00
$1.51
$2.00
$2.51
$3.00
$3.51
$4.00
$4.51
$5.00
$5.51
$6.00
Family
$1.00
$2.00
$3.00
$4.00
$5.00
$6.00
$7.00
$8.00
$9.00
$10.00
$11.00
$12.00
Spouse covered for 60% of
coverage amount and
eligible dependent children
for 20% of family coverage
amount. Coverage in
excess of $150,000 will be
limited to the lesser of
$300,000 or 15 times
employee’s salary (rounded
up to next $25,000).
**9-Month Premiums. Faculty on a 9-month appointment and staff members paying benefits over 9 months pay an additional premium September
through May to prepay for the following June, July, and August. These 9-month premiums are calculated assuming that the premiums will begin in
September and will remain unchanged for a 12 month period (through the following August). Faculty/staff paying with 9-month premiums enrolling in
coverage or making changes to their premiums October or later will have to pay an extra premium through the following May to assure that sufficient
premiums will be collected to pre-pay for the following summer.