Information disclosure table of Foreign Currency Savings
Account
Standard Chartered Bank (Thai) Public Company Limited
(please read this information disclosure table carefully and study the
terms and conditions as well as the product details before making any
decision to buy or use this product)
Foreign Currency Saving Account
1. What is this product?
Foreign currency deposit account is a product which offers you a demand deposit for foreign currencies
2. Major Product features
 Customer : Individual customer and juristic person
 Minimum deposit requirement on account opening / Minimum amount for each deposit transaction per time
Currency
Euro (EUR)
Pound Sterling (GBP)
U.S. Dollars (USD)
Australian Dollars (AUD)
New Zealand Dollar (NZD)
Singapore Dollar (SGD)
Japanese Yen (JPY)
Hong Kong Dollar (HKD)
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Resident Savings Account
Non-Resident Savings Account
Minimum deposit
Minimum deposit
Minimum amount for each
Minimum amount for each
Requirement on
Requirement on account
deposit transaction / time
deposit transaction / time
account opening
opening
EUR 1,000
GBP 1,000
USD 2,000
AUD 2,000
NZD 2,000
SGD 2,000
JPY 10,000
HKD 10,000
EUR 1,000
GBP 1,000
USD 2,000
AUD 2,000
NZD 2,000
SGD 2,000
JPY 2,000
HKD 2,000
EUR 5,000
GBP 5,000
USD 10,000
AUD 10,000
NZD 10,000
SGD 10,000
JPY 50,000
HKD 50,000
EUR 2,000
GBP 2,000
USD 2,000
AUD 2,000
NZD 2,000
SGD 2,000
JPY 2,000
HKD 2,000
Minimum balance maintenance require
+ Resident Foreign currency account
: No
+ Non-Resident Foreign currency account
: USD 10,000 or Equivalent
There are two type of account offering under Foreign currency Account :
+ Resident Foreign currency account
: Total fund from all foreign currency accounts at all commercial
banks shall not exceed the cap of USD5,000,000 or Equivalent
+ Non-Resident Foreign currency account
: No cap for total deposit amount
Interest Rate (p.a.) :
: Per Bank announcement
Date count convention used to calculate the interest :
+ U.S. Dollars (USD), Euro (EUR), Australian Dollar (AUD), New Zealand Dollar (NZD), and Yen (JPY) use 360 day
in interest calculation
For 360 days, Interest received
= Principle x interest (%) x (date deposit count /360)
+ Pound Sterling (GBP), Hong Kong Dollar (HKD), and Singapore Dollar (SGD) use 365 day in interest calculation
For 365 days, Interest received
= Principle x interest (%) x (date deposit count /365)
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Frequency of interest pay-out:
: 2 times/year, June and December
Money deduction/transfer to another account and/or / withdrawal with Visa electron / Visa Debit card features are
not enabled for foreign currency account
Oct 2015 V5
3. Fees of this product

Foreign Note Deposit/ Foreign Note Withdrawal :
For Non-Priority banking customer
+ For deposit foreign cash
1.0% of deposit amount
+ For withdrawal foreign cash
2.0% of withdrawal amount
For Priority banking customer
+ For deposit foreign cash
+ For withdrawal foreign cash
0.5% of deposit amount
1.0% of withdrawal amount
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Minimum maintenance fee for account with balance lower than Bank’s minimum requirement :
+ For Non-Resident account type
USD 10 or equivalent /month
+ For Resident account type
No Fee

Early closing Account Fee
THB 50 / account
4. This product has a condition which may impose a responsibility to you as follows:
 Withholding tax will be deducted from interest received, customer has the right to add or not to add interest income
as earned income for tax calculation purpose
Type
Individual
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Customer
Individual client
Withholding Tax
Withholding tax15 % (unless total of interest earned
income from all accounts is less than THB20,000 )
Right to set-off: The bank has the right to deduct or transfer the amount of any arrears from any and all accounts to the
bank to set-off what is owed to the bank
There is a risk relative to Foreign Exchange rate
Customer must comply under Foreign Exchange control law for example; the duty to inform bank the total FCY balance
with all banks, transaction reporting per Bank’s term and condition and other relating laws such as Anti-Money
Laundering Laws.
5. What will happen if you withdraw money before its maturity date?
 A Foreign Currency Saving Account is a type of Deposit product that allows customers to withdraw funds without any
account maturity conditions
6. What are your options when your deposit reached its maturity date?
 A Foreign Currency Saving Account is a type of Deposit product that allows customers to withdraw funds without any
account maturity conditions
7. Is there any risk?
 Foreign currency account is not protected under Deposit Protection Act. You may receive partially refund for the
amount which is not Protected under Deposit Protection Agency
 Foreign Exchange rate contains a certain risk which may , when compared to Thai Baht, result in the increase or
decrease of your principle
 The risk from changing the Foreign currency exchange policy of authorities relating to Foreign Exchange Control laws.
8. What need to be done for a change of contacts?
 You should immediately inform the bank of any changes in contact information through one of the below channels so
that any future communications will reach you in a timely manner ;
+ via www.sc.com/th
+ Phone banking at 1595 (available 24 hours)
+ Counter service at any SCBT branch
9. For more details of this product and the contact of the issuer
Oct 2015 V5
For more information, You may contact the bank through any of the below channels ;
+ via www.sc.com/th ,
+ Phone banking at 1595 (24 hours available),
+ Counter service at any SCBT branch
10. Other selection of deposit product
 Foreign Currency Deposit Account
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Warning: This deposit product is not under protection of Deposit Protection Agency within the coverage stipulated by the law.
Information pertains in this document will value until any changes may apply
Oct 2015 V5