Health in the best of hands
DENTAL HEALTH
CASH PLAN
Questions and answers
Just ask us
What benefits will I get?
The AOK Dental Health Cash Plan will allow you double the
fixed allowance. In the first year of the policy, the maximum
reimbursement is set at 250 euros, in the second year it increases to 500 euros and in the third year it even rises to 750 euros.
The fixed statutory allowance is doubled from the fourth year
of the policy. And from the seventh year of the policy, the benefits increase with further bonus percentages. The maximum
reimbursed is the actual amount of the invoice.
We’ll be glad to give you advice!
From what point will I be entitled to benefits?
www.aok.de/hessen/wahltarife
+49 (0) 06404 924 2000
At your service 24 hours a day, 365 days a year
[email protected]
You are entitled to benefits once you have taken out the policy
for the AOK Dental Health Cash Plan. Important: we take
into account all schedules for treatment and costs that are
subsidised by AOK, as long as the dental prosthesis is inserted
after the policy starts.
How do I receive the maximum benefits?
The basis for calculating the benefits is the fixed statutory
allowance. It increases when you attend the recommended
preventive dental check-ups regularly. So you also double your
preventive bonus by taking advantage of the benefits offered
by the AOK Dental Health Cash Plan.
We promise:
●
We’ll answer your enquiry within 3 working days.
●
We’ll reply to your email within 24 hours.
●
We’re at your service 24 hours a day, 365 days a year.
YOUR
QUESTIONS
IN THE BEST HANDS
SIMPLY LOWER
CO-PAYMENTS
That’s what AOK stands for
AOK Dental Health Cash Plan
Information from your AOK Hessen. Copyright: wdv Gesellschaft für Medien
& Kommunikation mbH & Co. OHG, Siemensstr. 6, 61352 Bad Homburg.
Photos: wdv OHG. As of: February 2017. Order no.: 031/627.
Simply lower co-payments
Premiums and examples at a glance
Long-term planning
1st example
The advantage for you: the longer you have cover with our AOK
Dental Health Cash Plan, the higher your reimbursement will
be in future. It is calculated on the basis of the fixed statutory
allowance and limited to the amount invoiced.
You need two unveneered crowns on posterior teeth – and you
are in the 2nd year of the AOK Dental Health Cash Plan:
This is how you can gradually reduce your
co-payment!
Just smile and reduce your co-payments
Dental prosthetics are expensive. They can quickly add
up to several hundred euros – and the fixed statutory
allowance covers only a part of these costs. You can
reduce your co-payment considerably with the AOK
Dental Health Cash Plan.
Reimbursement for months 1–12
limited to a maximum of 250 euros
Reimbursement for months13–24
limited to a maximum of 500 euros
Reimbursement for months 25–36
limited to a maximum of 750 euros
After month 37
the allowance fixed by law is doubled
From year 7
double the fixed allowance plus another 5%
From year 10
double the fixed allowance plus another 10%
From year 13
double the fixed allowance plus another 20%
Make sure you take out insurance cover early on
You will pay an especially affordable premium for the AOK
Dental Health Cash Plan:
Individual, inexpensive, greater benefits
Just relax when you see bills for dental prosthetics that are
deemed necessary for medical reasons: the AOK Dental Health
Cash Plan is affordable and will help you cut the amount of
your co-payment substantially. This means you can increase
the fixed statutory allowance by up to 100%. You will receive
up to double the fixed statutory allowance thanks to the AOK
Dental Health Cash Plan.
Direct with extra customer service
Your AOK advisor will be glad to calculate the fixed statutory
allowance for you. After treatment, simply submit your invoice –
and we will reimburse you directly as part of the benefits from
the AOK Dental Health Cash Plan.
Monthly premium
Total costs acc. to the schedule for
treatment and costs
./. fixed allowance*
./. bonus**
fixed statutory allowance
Remaining costs before applying the
dental health cash plan
./. allowance from AOK Dental Health Cash Plan
Your co-payment
641.10 euros
273.94 euros
54.78 euros
328.72 euros
312.38 euros
312.38 euros
0.00 euros
2nd example
You need 2 veneered crowns in the upper anterior jaw area
and a complex posterior restoration, anchored on 2 telescope
crowns. You have had the AOK Dental Health Cash Plan for
four years:
Total costs acc. to the schedule for
treatment and costs
./. fixed allowance*
./. bonus**
fixed statutory allowance
Remaining costs before applying the
dental health cash plan
./. allowance from AOK Dental Health Cash Plan
2,932.90 euros
1,203.19 euros
230.62 euros
1,433.81 euros
1,499.09 euros
1,433.81 euros
Age
Monthly premium
Age
0–20 years
2.70 euros
41–60 years 12.50 euros
Your co-payment
21–40 years
7.80 euros
> 61 years
* Please contact us so we can assess your actual situation.
** Incl. 20% bonus for individual prevention: The prerequisite for this is the bonus booklet
which must have been completed in full for the last five years.
15.60 euros
In signing, you are securing the advantages of the AOK Dental Health Cash Plan
for at least one year.
Take advantage of the
AOK Dental Health Cash Plan
• Affordable premiums
Contact us for advice
• Greater benefits
Find out how to obtain further information overleaf. Just call us,
send an email or drop by.
• A dazzling smile
65.28 euros