Tiffany Johnson Career Profile Well rounded and educated professional with extensive supervisory experience; with 4+ years in management. Proven ability to work with integrity and maintain continuous improvement. Demonstrated skill while being consistent and effective in motivating others to achieve common goals and reach quality standards. Previous employment has given me the ability to train and supervise. I have had the opportunity in preparing a team to become supervisors themselves. Received training in dealer & retail credit analysis to prepare for future roles within the Dealer Credit department at Chrysler Financial. G.U.I.D.E./Navigate Mentor to new hires at Chrysler Financial while assisting in creating a mentor program for the organization. Responsible self-starter who can work under minimal supervision: individually and as part of a team. Core qualities include: ethical standards, trustworthy, reliable, effective problem solver, excellent time manager, dependable, results-driven, keen eye for detail. Education Master of Arts University of Phoenix Wayne, PA Organizational Management Bachelor of Science Business Administration Villanova University Villanova, PA Marketing 6/2004 5/1998 Professional Experience Clear One Advantage Senior Credit Negotiator 1/2014 to 9/2016 Baltimore, MD Negotiate debt settlements, stipulations and contracts for clients of Clear One Advantage, and formerly Vista Legal Group, with representatives of credit card companies, collection agencies and law firms Provide debt settlement consultations to clients to explain the settlement process, increase their ability to add additional funds into their draft accounts, thus expediting their ability to graduate from their program before schedule Work within a team to exceed personal and group goals, saving our clients over $1M monthly Assist manager in delegating responsibility to team members, providing feedback, training and coaching to new and existing team members Work with all departments within Clear One to exceed client expectations and resolve clients’ anxieties and answer clients’ questions Ascend One Corporation Columbia, MD Litigation Credit Negotiator 3/2010▪9/2013 Circle of Excellence winner at Ascend One for exceeding monthly goals and client expectations Negotiated debt settlements, consent judgments and stipulations for clients of CareOne services and Persels & Associates, P.C. Providing each client with a plan for financial security Cleared and created tasks for attorneys, clients and management on a daily basis being consistent and efficient Administered duties with understanding and awareness toward legal compliance and other relevant statutory and regulatory issues Communicated with internal business leaders and field attorneys on a consistent basis in order to propose new ideas and improvements to benefit the department which also played a huge role in the department running more effectively Chrysler Financial Wholesale Inventory Auditor 10/2006▪9/2009 Elkridge, MD Reviewed cut-off statements from the bank on new and existing dealers Ensured that each dealer followed set forth guidelines in their floor-plan agreements Created payment arrangements and guided dealer principals and personnel of Chrysler’s payment requirements on floor plan vehicles Reported daily to dealer credit department and dealer relations managers to inform of payment exceptions and irregularities of all dealers Chrysler Financial Horsham, PA 6/2004▪9/2006 Managed, motivated and coached teams of Customer Service Representatives in collections, focusing on newly delinquent and cycle accounts Provided feedback consistently to all my team members in regard to the following: work performance, productivity, results and behaviors Held monthly meetings with each team member to discuss individual goals, policies and procedures and to encourage greatness Prepared monthly, quarterly and semi-annual reviews for all employees, while identifying and rewarding great work ethic with incentives and promotions Prepared Action Plans for employees to help benefit employee productivity Chrysler Financial Horsham, PA Customer Service Supervisor Collections Account Manager 2/2002▪6/2004 Responsible for creating payment arrangement with customers, in order to aid with the overall loss prevention of the company Reached targeted goals set forth; increasing stakeholder profits across the board Offered customers alternatives and assistance; establishing and promoting customer goodwill toward CFS Computer Skills/Licensures Microsoft Suite: Word, Excel, Outlook and PowerPoint , Adobe Operating Systems: Windows XP Internet/Email: Explorer, Netscape Browsers, Outlook , Exchange, Mozilla, Chrome Licenses: Licensed to sell life insurance and annuities in the states of Maryland, Pennsylvania and Delaware Anti-Money Laundering Training Community Involvement Villanova Hispanic, African, Native & Asian American Alumni committee member, involved in creating and spearheading alumni activities for students and alumni of color: 2011 - Present Junior Achievement Volunteer at Linthicum Elementary School in MD: 2007-2009 Communications Team, Project Manager, Chrysler Financial Philadelphia Office 2002-2006 Diversity and Inclusion, Project Manager, Chrysler Financial Philadelphia Office 2002-2006 Project Manager, coordinating donation and sponsorship efforts of Chrysler Financial Services’, for the American Red Cross Walk 2003- 2006 Philadelphia Futures Sponsor-A-Scholar Mentor: 2001- 2004 Philadelphia Region prospective candidates’ recruiter: Villanova University: 2001- 2005
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