Month of: ____________________________________________________
Monthly Income
Income #1 (after taxes)
Monthly Budget
Worksheet
PLANNED
actual
$
$
$
$
$
$
$
$
$
$
$
$
Income #2 (after taxes)
Other income (ex: child support, part-time work, tips, etc)
Total monthly income
SAVINGS
Emergency Fund
Goal #1 (college, retirement, home, etc.)
Goal #2 (holiday expenses, next car, etc.)
Total monthly savings
EXPENSES
Rent or Mortgage
Vehicle Loan Payment(s)
Student or Personal Loan Payment(s)
Credit Card Payment(s)
Auto Insurance
Homeowner / Renter’s Insurance
Property Taxes
Home Repair / Maintenance
Cable / Internet / Phone / Cell Service
Electricity / Gas / Oil
Water / Waste Disposal
Childcare / Education (tuition, supplies)
Activities / Memberships / Subscriptions
Clothing / Personal Care
Medical / Dental / Prescriptions
Groceries / Household Items
Charity / Donations / Gifts
Dining Out / Entertainment
Other
Total monthly expenses
Use this worksheet to record how much money you spend this month.
(Relabel categories as needed.) You can download additional Monthly Budget
Worksheets at www.parda.com to help you plan each month’s budget.
QUICK TIPS for SUCCESS:
• Include all take-home income and expenses as accurately as possible.
• Some bills are monthly, some are quarterly or annual, and some expenses (like
utilities) may change throughout the year. If an expense is not the same every
month, keep track over several months and work toward finding an average.
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