• • • • • • • • • • 6.99% APR* 6-Month Introductory Rate 9.99% APR* for Purchases and Cash Advances Line-of-Credit up to $25,000 Up to 1% Cash Back Rewards on all Purchases Full 25-Day Grace Period No Annual Fee No Balance Transfer Fee No Cash Advance Fee No Penalty Pricing No Surprises! Click Here To Apply – or – Just Call Us! 1-800-284-8663, Option #3 www.XCELfcu.org *APR = Annual Percentage Rate. Minimum APR of 9.99%; maximum APR of 18.0%. Rates and terms are subject to change, may be withdrawn at any time, and are based on your creditworthiness. For qualified members only. There is no application to fill out if you talk to our Call Center personnel, but please note that you are required to sign the appropriate documentation at the closing. Schumer Box information is available at www.XCELfcu.org under ‘Credit Cards,’ and then ‘View Our Rates.’
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