Click Here To Apply Just Call Us! 1-800-284

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6.99% APR* 6-Month Introductory Rate
9.99% APR* for Purchases and Cash Advances
Line-of-Credit up to $25,000
Up to 1% Cash Back Rewards on all Purchases
Full 25-Day Grace Period
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
No Penalty Pricing
No Surprises!
Click Here To Apply
– or –
Just Call Us!
1-800-284-8663, Option #3
www.XCELfcu.org
*APR = Annual Percentage Rate. Minimum APR of 9.99%; maximum APR of 18.0%. Rates and terms are subject to change, may be withdrawn at any time, and are based on your creditworthiness. For qualified
members only. There is no application to fill out if you talk to our Call Center personnel, but please note that you are required to sign the appropriate documentation at the closing. Schumer Box information is available
at www.XCELfcu.org under ‘Credit Cards,’ and then ‘View Our Rates.’