Schedule of Fees and Charges
Effective March 1, 2017
Checking Accounts
Minimum Balance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Monthly Charge. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Per Check Written. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Per Check Deposited. . . . . . . . . . . . . . . . . . . . . . . . . . . .
None
None
No Charge
No Charge
Check Printing
Check Designs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Varies By Style
Sun East Image Checks for Members Age 60 and Older
One Box (100) Per Year. . . . . . . . . . . . . . . . . . . . . . . . . No Charge
Business Accounts
Business Checking
Over 50 Checks Written . . . . . . . . . . . . . . . . . . . . . . . . $20 Per Month
Business Account Deposit
Night Drop (Unlimited) . . . . . . . . . . . . . . . . . . . . . . . . . No Charge
Checking Services
Check Copy Printed. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Stop Payments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Courtesy Pay/Non-Sufficient Funds. . . . . . . . . . . . . . . . .
SunPay Bill Payment. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Expedited Bill Payment (electronic). . . . . . . . . . . . . . . . .
Expedited Bill Payment (overnight check). . . . . . . . . . . .
$ 5 each
$30 each
$36 each
No Charge
$10 each
$30 each
Account Fees
Dormant Account (See terms & disclosures). . . . . . . . . . . $ 10 per month
Membership Closing Fee. . . . . . . . . . . . . . . . . . . . . . . . . $ 5
Account Services
ACH Items Returned. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Returned Deposited Checks. . . . . . . . . . . . . . . . . . . . . . .
Overdraft Protection Transfer Fee . . . . . . . . . . . . . . . . .
Four or More Overdraft Protection Transfers
Per Month. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ATM Withdrawals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Per Member Account
Nine or More ATM Withdrawals Per Month. . . . . . . . . .
Owned By Sun East & Co-Op
Nine or More ATM Withdrawals Per Month. . . . . . . . . . . .
Not Owned By Sun East & Co-Op
Wire Transfers
Incoming. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Outgoing - Domestic. . . . . . . . . . . . . . . . . . . . . . . . . . . .
Foreign Checks Deposited. . . . . . . . . . . . . . . . . . . . . . . .
Account Research. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Account Verification. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
IRA Outgoing Transfer Fee (Transfer to Other FI). . . . . .
$36 each
$15 each
3 Free Per Month
$ 7 each
8 FREE Per Month,
$ 1 Each at ATMs
$ 3 Each At ATMs
$ 5 each
$ 25 each
$ 25 each
$ 25 per hour
$ 20 each
$ 25 each
Schedule of Fees and Charges
Effective March 1, 2017
Move Money Services -­ Available First Quarter ­
Pop Money
Request Money Feature. . . . . . . . . . . . . . . . . . . . . . . . . . $2.50
Send Money Feature / Next Business Day. . . . . . . . . . . . $2.50
Send Money Feature / 3 Business Days. . . . . . . . . . . . . . $0.50
Transfer Funds (To/From Other Financial Institutions)
Incoming Transfer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FREE
Outgoing Transfer / Next Business Day. . . . . . . . . . . . . . $2.50
Outgoing Transfer / 3 Business Days. . . . . . . . . . . . . . . . $0.50
Specialty Card Services
Card Replacement (Credit, Debit and ATM Cards)
Replacement Card. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 10 each
Quick Ship to Home or Branch . . . . . . . . . . . . . . . . . . . . $ 30 each
(allow 3 days for processing)
Per card/
Design Your Own Card (Credit Cards). . . . . . . . . . . . . . $ 9.95 design
Card Sales Draft Copy. . . . . . . . . . . . . . . . . . . . . . . . . . $ 15 each
Debit Card Foreign Transaction Fee. . . . . . . . . . . . . . . . 1% of each transaction
in U.S. Dollars
Statement Services
eStatements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free
Statement Copy. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 5 each
Non-Notification of Change of Address. . . . . . . . . . . . . $ 15 per month
Miscellaneous Services
Visa Gift Card. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Money Orders (maximum value $1,000). . . . . . . . . . . . . . .
Cashier’s Check (less than $1,000). . . . . . . . . . . . . . . . . . .
Non-Member Check Cashing Fee . . . . . . . . . . . . . . . . . .
Collection Item. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pay-by-Phone Payment. . . . . . . . . . . . . . . . . . . . . . . . . .
Pay-by-Web Payment. . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 3.95 each
$ 3 each
$ 7 each
$ 10 each
$ 25 each
$ 10 each
$ 10 each
Legal Services
Domestic Relations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 50
Escheat Administration . . . . . . . . . . . . . . . . . . . . . . . . . . $ 75
Tax Levy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100
Writs and Garnishments . . . . . . . . . . . . . . . . . . . . . . . . . $150
Other Loan Fees May Apply. Please Refer to Your Loan Documents.
Deposits Insured Up to $500,000 $250,000 by the
National Credit Union Administration, a U.S. Government Agency, and
$250,000 by ESI, a licensed property and casualty insurer. ESI is not
a government agency.
M_3_1_17