Personal Motorcycle Quick Reference Guide
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Payments and Coverage
Motorcycle
Driver
Topics
Integon Preferred Insurance Company
Admitted “A-” rated by A.M. Best Company
Comprehensive Coverage
Valid U.S. motorcycle license
M1 not required/3 year M1 riding experience to qualify for Good Driver Discount
Valid U.S. driver’s license
Required
Driving record eligibility
Varies by age, frequency of violations and coverage
Riding experience
Discounted for riding experience
Exclude registered owner
Spouse only, where allowable by state
SR22 eligibility
Owner filing and operator filing
Motorcycle ACV limit
$30,000
Mileage
5,000
Targeted bikes
Harley, cruiser, luxury
Special construction
Acceptable with Good Driver Discount
Salvaged motorcycles
Acceptable
Inspection required
Yes, inspection or photos retained
Coverage options
Basic and increased limits up to 250/500/100
Policy term
12 month
Down payment options
EFT, credit card, insured e-check
Payment options
Month to month 12 pay option/5 pay seasonal option
Late payments
Policy can be reinstated up to 30 days with lapse and fee
Insured installment options
Pay by mail or online via ArrowheadExchange.com,
check, e-check, credit card, recurring EFT
Insureds can pay online
Yes, ArrowheadExchange.com
Roadside coverage
Yes, NSD policy included with all policies
Discounts
Multicycle, Safety, Association, Persistency, Mature, Anti-lock, Recovery
Device, Engine Guard, Agriculture, Anti-theft
Claims Reporting
National General Insurance, 877.468.3466
NationalGeneral.com/claims-center/report-claim.asp
This document is an overview of the Integon Personal Motorcycle Product and is subject to change. Please refer to the underwriting guidelines found in our
Document Center at ArrowheadExchange.com for additional program rules and procedures.
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ARROWHEAD General Insurance Agency, Inc.
701 B Street, Suite 2100 | San Diego, CA 92101 | 800.669.1889 x8733 | CA License #0699809
03.24.15