Sound Stewardship is more
than just a financial planning
service. By helping you make
an impact with your wealth,
we equip you to build freedom
beyond your finances.
Where
do
YOU
want to
go?
?
The Sound Stewardship Principles™
How Can We Serve You?
Seven financial principles for achieving
Financial planning and wealth
financial freedom and contentment.
management aligned to your values.
Do they resonate with you?
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2
The Purposeful Living Process™
Five steps that define what we do together, how it’s done,
when it happens and the outcomes you can expect.
Are you ready for the journey?
3
Your Life Purpose Statement™
Your Stewardship Philosophy™
The foundation for your family’s decisions
A reference document that captures your
and actions. What will yours be?
family’s discussions about the accumulation,
utilization and transition of wealth.
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5
What You Can Expect as Our Client
The Simplified Fee Structure™
Your financial goals will align with your values,
One fee, plain and simple,
your financial future will be well managed, and
for our unbiased advice.
you’ll always know what’s happening.
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7
SOUND STEWARDSHIP PRINCIPLES
™
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1
2
Avoid using debt
3
Build an emergency reserve
4
Have a long-term plan
5
6
7
Live within your means
Be diversified
Think beyond yourself
Give generously
Do these
principles
resonate
with
YOU?
HOW CAN WE SERVE YOU?
2
Financial Planning
Wealth Management
In customizing your financial plan, we look at 14
areas to gather a comprehensive view:
Enjoy a customized portfolio, without
commissions or third-party incentives, through
the use of your preferred investment custodian.
1
Net worth inventory
2
Cash flow and emergency reserves
3
Major purchases or liquidations
4
Tax planning
5
Retirement planning
6
Investment analysis, strategy,
and management
7
Education planning and saving
8
Insurance analysis
9
Estate planning, wealth transfer,
and survivor support
10
Charitable giving
11
Special needs planning for loved
ones with a disability
12
Credit review and identity theft
considerations
13
Disaster preparedness
14
Business and succession planning
You’ll receive our guidance on a mix of
investments suited to your goals. After
implementing the portfolio—across multiple
accounts, if you prefer—we can manage it
through your lifetime, providing comprehensive
performance reports along the way. Your
underlying investment expenses are minimized by
using tax-efficient exchange traded funds.
Interested in biblically responsible and socially
responsible portfolios? We can help you choose
investments aligned with your values. And as with
all our services, we never process transactions
without receiving your authorization first.
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the
purposeful
living
process
™
YOU R
L I F E I M PAC T
D I S C OV E RY
YOU R
S T E WA R D S H I P
ACCOUNTING
Where am
=
I going?
Impact
Inventory = Together
Every journey starts with the end
in mind. Together we look at
how you want to make an
impact with your life: your
personal goals, values,
experiences, and perspectives
that shape how you use your
financial resources. This
determines how you’ll stay on
the path to reach meaningful
success.
A detailed and thorough
inventory of your wealth
evaluates your time, talents, and
treasures. By working with us,
you get a clear understanding of
your financial position, what’s
working, and what needs
improvement. We get your
finances in order by collecting
relevant data about your wealth
and by asking the important
questions to determine what
causes you stress and what
brings you joy.
Life
Through this stage, you’ll find:
Greater self-awareness by
uncovering your vision for the
future
Treasure
Getting it all
Through this stage, you’ll find:
Assurance that our financial
planning services are aligned
with your approach
Satisfaction that your financial
facts are documented in
one place
Confidence that we can work
together
Relief that, for the first time in
your life, your goals for the
future are written down
Clarity about our fees
YOU R
MEANINGFUL
TRANSFORMATION
Meaningful
=
Living
Path for
Purposeful
Transformation
You know you’ll find meaningful
success when you’re living within
the Sound Stewardship
Principles. The raw materials
from the first two phases are
used to build your financial plan
for the next year and beyond.
With your finances in order and a
compelling vision for your future,
you can make your way towards
a meaningful transformation.
Through this stage, you’ll find:
Knowledge through multiple
presentations about the
customized plan designed
for you
Peace of mind—you can live
your life knowing that
everything is moving along a
purposeful path
Contentment that comes from
being the best steward possible
YOU R
I M PAC T
ALIGNMENT
Have? = Use it?
What do I
How Should I
Out of gratitude, the responsible
steward asks, “What do I have
and how should I use my time,
talents, and treasures?” Once
we understand your purpose
and philosophy, we work out
how you’ll go beyond the money
and make a significant impact
that lasts beyond your
generation.
Through this stage, you’ll find:
Satisfaction that you’ve
completed Your Life Purpose
Statement
Unity in your family’s
decision-making
Clarity about Your
Stewardship Philosophy to
assist you with wealth
accumulation, utilization, and
transition in meaningful ways
YOU R
LASTING
SIGNIFICANCE
Sound
Stewardship
= Ongoing
Accountability
Living a purposeful life and
staying accountable applies to
our team as well as to you—you
remain as engaged as we do at
every stage. We both continue
to ask, “Are we fostering
contentment? Are we staying on
the right path? Have conditions
changed, and what adjustments
are needed to fulfill your
long-term plan?”
Through this stage, you’ll find:
Accountability through
ongoing quarterly reviews
Confidence that when
conditions change your plan
will be adjusted accordingly
Contentment that you’ve
exercised the wise stewardship
of all your resources
Assurance that we remain on
this journey together
YOUR LIFE PURPOSE STATEMENT
™
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As the individual(s) responsible for your
household, the values and morals you embrace
will guide how you live your life, as well as how
you impact your family and the world around
you. Take the initiative to create Your Life
Purpose Statement, which will lay the foundation
for you and your family’s decisions and actions.
Your Life Purpose Statement should
answer the questions, “What should we
be doing, why are we doing what we’re
doing, and how are we fulfilling our
purpose as a family?
1
As a family, we believe that our life purpose is to…
2
We have decided together to fulfill this purpose by meeting the following goals:
3
We will be able to accomplish these goals because we have the following
strengths, values, and resources:
After completing Your Life Purpose Statement, you’ll have a clearer understanding of
how to make an impact. The success you achieve will have more meaning for you now
and in the years ahead, as you see your life purpose unfold.
YOUR STEWARDSHIP PHILOSOPHY
™
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Your Stewardship Philosophy creates a reference
document to illustrate how your family will move
toward your life purpose in the months and years
ahead. It allows you to align decisions about your
resources with Your Life Purpose Statement.
We meet to review the goals you’ve identified,
then create detailed action steps for each. Your
goals are listed in priority, followed by what needs
to happen, who will be responsible, and how
you’ll know when you’ve achieved each goal.
By documenting your family’s discussion around
the accumulation, utilization, and transition of
your wealth, Your Stewardship Philosophy
Specific Goal
Value/belief
behind this
goal
How does
this goal meet
Your Life Purpose
Statement?
becomes a tangible point of reference. You, your
family, and your other trusted advisors such as
attorneys, accountants, and agents will have clarity
about why each action needs to take place.
You’ll want to review Your Stewardship Philosophy
periodically to measure progress. Time set apart
for this activity, annually or when there’s a life
change, will ensure your decisions remain aligned
with your values and beliefs. It will help both you
and your family assess new strengths or circumstances, be inspired and encouraged by the
progress being made, and adapt to changes along
the way.
What needs
to happen?
Who is
responsible for
making this
happen?
How will we
know that
this step is
complete?
WHAT YOU CAN EXPECT AS OUR CLIENT
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Our commitment to you ensures you’ll receive positive value
from the work we do together. We give our assurance that:
Your financial goals will align with your values.
Your written plan for financial freedom, and
the implementation of that plan, will be the
result of working with the Sound Stewardship
team, using The Purposeful Living Process™.
As we build your financial plan, we’ll guide
you through the creation of Your Life Purpose
Statement™ and Your Stewardship
Philosophy™.
Your financial future will be well managed.
Your primary advisor will be a
CERTIFIED FINANCIAL PLANNER™
professional from our in-house team.
Our advisors and staff will never accept
commissions or third-party incentives of any
kind for the recommendations we make
to you.
You’ll always know what’s happening.
We will never process transactions without first
seeking and receiving your authorization.
You can access your account activity online at
your convenience, and speak directly with our
professionals anytime during regular business
hours.
We’ll communicate with you regularly,
providing updates on your financial plan and
general education in the form of:
Written follow-ups after each session
Quarterly checkpoints where we sit down
together, measure your progress
against your goals, and keep everyone
accountable.
Periodic newsletters
Weekly e-mail updates
Webinars and live events
THE SIMPLIFIED FEE STRUCTURE
™
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You receive our comprehensive financial planning and wealth
management services for one simple fee determined by your
net worth. We tell you the exact cost when we first meet.
A step beyond fee-only service, The Simplified Fee Structure supports your life
purpose with a plan and decisions based on what’s best for you, not influenced
by commissions or third-party incentives. No matter what assets you own or
where they are located, our team provides clear, unbiased advice.
Fee
Only
®
Financial Planning
Other Services You May Need
We will collaborate with a trusted network of advisors that might include:
Legal services
Accounting services
Insurance transactions
Real estate transactions
Loan origination
Tax preparation
Our clients are grateful,
generous people who
believe in something
greater than themselves.
7300 College Blvd. Suite 175 r Overland Park r KS 66210 r P 913-317-6000 r F 913-948-6270
Toll-Free 888-793-3337 r [email protected] r www.soundstewardship.com