BUILD YOUR DREAMS WITH
Sunshine HomeLock Line of Credit
1.99
% APR1
FIRST 12
BILLING
CYCLES
3.50
% APR1
AFTER
Lock-in a portion of your line of credit
to a fixed-rate fixed-term loan, up to 5 times! 2
BACKYARD RETREAT · MEDICAL EXPENSES · GOURMET KITCHEN · COLLEGE TUITION · DEBT CONSOLIDATION
1 844 801 8380
mysunshinebank.com
BARTOW
(863) 519 0101
101 W Main Street
Bartow FL
BRADENTON
(941) 752 1433
6004 26th Street West
Bradenton FL
BRANDON
(813) 689 1271
420 West Brandon Blvd
Brandon FL
LAKELAND
(863) 648 2265
3340 S Florida Avenue
Lakeland FL
ORLANDO
(407) 720 3810
111 N Magnolia Ave
Orlando FL
PLANT CITY
(813) 752 6193
102 West Baker Street
Plant City FL
PLANT CITY
(813) 754 1844
2400 Jim Redman Pkwy
Plant City FL
RIVERVIEW
(813) 677 7102
7459 US Highway 301S
Riverview FL
SARASOTA
(941) 359 6820
8307 Lockwood Ridge
Sarasota FL
TAMPA
(813) 659 8650
500 E Kennedy Blvd
Tampa FL
WINTER HAVEN
(863) 877 0603
6900 Cypress Gardens Blvd
Winter Haven FL
ZEPHYRHILLS
(813) 782 9593
36450 Eiland Blvd
Zephyrhills FL
Annual Percentage Rate (APR) of 1.99% is an introductory rate for the first 12 billing cycles, after which the rate will revert to Wall Street Journal Prime (WSJP) and
will be variable. WSJP is 3.50% as of 02/23/2016. Maximum APR is 18%. Minimum line amount is $10,000. Maximum line amount is $750,000. All loans are subject
to credit and underwriting approval. Other terms and conditions may apply. Sunshine Bank will pay all bank closing costs for line amounts up to $250,000.00, and
$500.00 towards bank closing costs for line amounts over $250,000. Borrower(s) will be required to pay for all applicable city, county, state taxes and stamps, which
may be financed. Rate will be higher if customer does not have Sunshine Bank checking account with direct deposit and auto-draft of line of credit payment. If the
line of credit is closed within 24 months from the date of origination, the borrower(s) will incur a $500 early termination fee. The initial draw required at closing
is 5% of line amount or $10,000.00, whichever is less. Property insurance is required. 2 You may opt to convert (“lock in”) a portion of your outstanding account
balance – minimum of $5,000; maximum of amount of original loan – to a fixed-rate, fixed-term loan (“Fixed Rate Conversion Loan”). You may
exercise this option up to five (5) times on your line of credit. Each “lock in” is subject to a $75.00 processing fee. The Fixed Rate Conversion Loan
payment period may not be less than 12 months and may not exceed the maturity date of the original line of credit. The rate will be equal to
the rate defined on a Home Equity Loan that is in effect at the time you exercise this option.
1
POWER YOUR DREAMS WITH
Sunshine Rewards Checking
1
The more money you keep and the more you use it, the more your Sunshine Rewards Checking Account
works for you! This account includes generous free features and a monthly bonus:
10 non-PIN
transactions
Free
Free
Free
Free
+
Access to 1000+ ATMs (Presto!)
Mobile Banking & Mobile Deposit2
e-Statements with Check Images3
Online Banking & Bill Pay2
direct
deposit
Free
Free
Free
Free
+
enroll in
e-statements
=
up to
Night Depository
Unlimited Teller Access
Freshly Brewed Coffee in 10 Flavors
Freshly Baked Warm Cookies
55
$
Free
Free
Free
Free
POPmoney2 (Pay Other People)
Debit Card
First Order of Checks
Notary Service
GET REWARDED SIMPLY FOR USING YOUR CHECKING ACCOUNT
1 844 801 8380
mysunshinebank.com
BARTOW
(863) 519 0101
101 W Main Street
Bartow FL
BRADENTON
(941) 752 1433
6004 26th Street West
Bradenton FL
BRANDON
(813) 689 1271
420 West Brandon Blvd
Brandon FL
LAKELAND
(863) 648 2265
3340 S Florida Avenue
Lakeland FL
ORLANDO
(407) 720 3810
111 N Magnolia Ave
Orlando FL
PLANT CITY
(813) 752 6193
102 West Baker Street
Plant City FL
PLANT CITY
(813) 754 1844
2400 Jim Redman Pkwy
Plant City FL
RIVERVIEW
(813) 677 7102
7459 US Highway 301S
Riverview FL
SARASOTA
(941) 359 6820
8307 Lockwood Ridge
Sarasota FL
TAMPA
(813) 659 8650
500 E Kennedy Blvd
Tampa FL
WINTER HAVEN
(863) 877 0603
6900 Cypress Gardens Blvd
Winter Haven FL
ZEPHYRHILLS
(813) 782 9593
36450 Eiland Blvd
Zephyrhills FL
Minimum balance of $1,500 required to avoid monthly maintenance fee of $15. Considers your entire relationship, including Savings, Money Market, Certificate
of Deposit and this checking account. The fee will be charged each statement cycle that the minimum balance month-to-date is not met. Earn $5.00 per statement
cycle for the first eleven statement cycles (beginning on the second statement cycle) the account is open, if you have direct deposit, enrollment in e-statements,
and use your debit card for 10 non-PIN based transactions each statement cycle. After those eleven statement cycles, you may continue to earn $1.00 per statement
cycle if you maintain those requirements. Bonus will be credited on the last day of the statement cycle. 2 Internet data usage and messaging rates may
apply when using electronic banking services. Please verify your specific account details with your mobile provider. 3 Enrollment in Sunshine Bank
e-Statements is free. If you elect to receive paper statements, you will be charged a $5.00 fee per statement.
1