New Employee Orientation Information You Need to Get Started Welcome to What to Expect Today Information Provided By Overview of UNC System HR Representative Professional Development Key Policies Benita Peace UNCG Leave Adverse Weather Rhonda Rogers Information Technology Services (ITS) Mark Tebault Parking Operations & Campus Access Management (POCAM) Steve Sparks Facilities Operations Amber Wall Office of Sustainability Shanna Eller Emergency Management Donna Estes Environmental Health and Safety Kara Milton LUNCH Fountain View Dining Jackson Library Tour Library Representative Benefits Retirement Employee Perks Stephen Hale SHRA (SPA) & EHRA (EPA) What Do They Mean? SHRA EHRA Subject to the State Human Resources Act Exempt from the State Human Resources Act Classification Majority of Staff Faculty, Senior Administrators, Instructional, Research FLSA Exempt & Non-exempt Exempt Policy Making Body Office of State Human Resources [OSHR] Board of Governors [BOG] Terminations Due Process At-Will Vacation Leave Based on state service Does not change with service Conflict of Interest For EHRA Non-Faculty Employees 1. Complete the form within the first 2 weeks of reporting for duty (then completed annually) 2. Return to Human Resources, 159 Mossman Policy located at: http://policy.uncg.edu/universitypolicies/conflicts_of_interest/ Online Form: https://uncg.myresearchonline.org/air/ Secondary & Dual Employment Policies Secondary • Not covered by Dual Employment policy • Receive paycheck • Form • No adverse effect or conflict of interest • Approval Dual • Work for 2 State agencies • Form • Approval Staff Senate and Faculty Senate A voice between you and the Chancellor Monthly meetings, open to all employees facsen.uncg.edu uncg.edu/staff.groups/senate/index.html Professional Development • Professional Development and Personal Development Offered Through Human Resources • http://professionaldevelopment.uncg.edu • Professional Development and Personal Development Offered Through Staff Senate • http://staffsenate.uncg.edu • Other trainings are available through: • • • • • • • • ITS EHS HealthyU Faculty Center Writing and Speaking Center OSHR In partnership with Guilford College And many more. • http://workshops.uncg.edu Professional Development - Continued • Tuition Waivers • Offered by the state for full-time employees • Good for three (3) credit earning classes per academic year – tuition and fees only. • See terms and conditions at https://csh.uncg.edu/uncg-faculty-and-staff-tuition-waiverprogram/ and for more information. • Academic Assistance • • • • To maintain/enhance current job skills For Business Need Paid for through departmental budget See terms and conditions at http://www.oshr.nc.gov/Develop/HRD/academicassist/academicassistindex.html and for more information. • Contact Academic Assistance Coordinator at 336-334-5009 BANNER TRAINING INFORMATION Sign up for Banner training at: http://workshops.uncg.edu Find documentation and other Banner training information at: http://banner.uncg.edu/ Banner Training Contacts Banner Training Coordinator Donna Balser [email protected] (336) 334-3688 Banner Finance Scott Walser [email protected] (336) 334-5071 Banner Student Jay Norris [email protected] (336) 256-1304 Banner Leave & Time Entry Cheterica Crawford [email protected] (336) 334-5760 Banner Accounts payable Ralice Gertz [email protected] (336) 334-5740 Pcard Valerie Nall [email protected] (336) 334-4461 eMarketplace Laura Kist [email protected] (336)334-4673 Banner Alumni Arlene Bonay [email protected] (336) 334-4962 Banner Contracts & Grants Rachel Agner [email protected] (336) 334-5041 Banner Travel Terri Taylor [email protected] (336) 334-5798 Affirmative Action Plan Why do we have a Plan? Where is the Plan Located? http://web.uncg.edu/hrs/PolicyManuals/StaffManual/Section1/AAPlan/ What’s in the Plan? Statement of Commitment to Equal Employment Opportunity How is information collected? Protected groups: race, sex, religion, national origin, age, color, political affiliation, veteran’s status, sexual orientation, gender identity, genetic information or handicapping condition For more info contact: AA Officer - Benita Peace 4.5009 http://web.uncg.edu/hrs/Inclusive_Excellence/Affaction/ Violence in the Workplace Policy Statement Violence of any sort is contrary to UNCG’s purpose of providing quality education Know the early warning signs Provide atmosphere free of workplace harassment and retaliation Unwelcome or unsolicited speech or conduct based on: race, sex, religion, national origin, age, color, political affiliation, veteran’s status, sexual orientation, gender identity, genetic information or handicapping condition mericans with isabilities Prohibits discrimination against people with disabilities. A disability is a: • Physical or mental impairment • Substantially limits 1 or more major life activities • Examples: walking, breathing, taking care of oneself, performing manual tasks, and more. Who Qualifies? • Has • Regarded as having • Record Accommodation • Informal • Formal ct Policy on Illegal Drugs Use by any member of the UNCG community interferes with university activities and will not be tolerated It is a crime to, possess, sell, deliver, or manufacture “controlled substances” Educational and Rehabilitation Programs Disciplinary Proceedings & Sanction for each classification of UNCG community members Sexual Harassment Policy Statement of Policy • Sexual harassment and discrimination are illegal and endanger the environment of tolerance, civility, and mutual respect that must prevail if the University is to fulfill its mission. All members of the University community must understand that sexual harassment, sexual discrimination, and sexual exploitation of professional relationships violate the University's policy and will not be tolerated. Applicable • • • • Applicants for employment and admission University Employees Students Persons who serve/under control of the University Definitions • Quid Pro Quo • Environmental Sexual Harassment Title IX at UNCG Title IX Coordinator Murphie Chappell Office of the Chancellor 303 Mossman [email protected] (336) 256-0362 http://titleix.uncg.edu Deputy Title IX Coordinators Bruce Pomeroy Director of Accessibility Resources and Services 215-C EUC (336) 334- 5440 [email protected] Jody Smith Associate Athletic Director for Compliance/ SWA Coleman 337A (336) 256-0055 [email protected] Dr. Alan Boyette Vice Provost 201 Mossman (336) 334-5494 [email protected] Policy on Undue Favoritism Statement of Policy • Constitutes misconduct • Disciplinary conduct Applicability • All employees Definitions • Undue favoritism – Generally • Undue favoritism based on legal prohibited criteria Complaint • Same as for Grievance – formal or informal Improper Relationships Between Students & Employees Prohibited Conduct Definition of Terms Corrective Action Leave Reporting • Timesheets are located at: http://web.uncg.edu/hrs/Leave • Timesheets are completed monthly for: – SHRA and EHRA exempt employees – SHRA non-exempt employees – SHRA Temp employees – Student employees – And on as needed basis for SHRA Special Assignments • Timesheets are submitted to an employee’s supervisor and then to the departmental time keeper. Overtime (SHRA Non-Exempt Only) Types of Overtime Compensation • Compensatory Time (Encouraged by OSHR) • Paid (Upon approval by Department/Available Funds) SHRA • Sign form acknowledging understanding of how overtime compensation is managed • Must have supervisor approval prior to working overtime. Sick Leave Full-time • Earn 8 hours per month worked (pro-rated if part-time/half-time) • Cumulative indefinitely (no maximum) Uses of sick leave (See Policy in Reference Guide) Sick Leave Balance Upon Separation • Not payable at separation • May be eligible for transfer to another State agency (subject to acceptance/transfer eligibility) • Can be reinstated up to five (5) years from date of separation if reemployed within the State Service System Vacation Leave SHRA – Based on Service Time with the State of NC • Monthly accrual rate based on years of state service • Monthly accrual pro-rated for employees working part-time/half-time EHRA – Refer to Policy as noted in Offer Letter • Note policy guidelines for EHRA employee accruals Maximum Yearly Carry-Over • 240 hours or 30 days • Excess rolls into sick leave balance Vacation Balance Paid Upon Separation (As Applicable) • Paid applicable to at separation • Maximum of 240 hours eligible for payout (number of hours prorated for part-time/half-time employees • EHRA employees payout based on # of months of state service • May be eligible for transfer to another State agency (subject to acceptance/transfer eligibility) Community Service Leave 24 Hours Granted on January 1st of Each Year • 36 hours per year [in lieu of 24 hours], if • Tutoring and Mentoring in a Public/Private Schools • 45 hours per year if volunteering in Literacy Program in any Public School, in lieu of 24 • Must provide official documentation to HR noting activity to receive 36 or 45 hours • Non-accumulative • Supervisor approval required for use Covered Employees and Credits • Full-time: permanent, probationary, trainee or time-limited • Part-time (half-time or more): permanent, probationary, trainee or time-limited • Qualifies as paid time off • New employees receive pro-rated 2 hrs. for months remaining in the calendar year Granted to Engage in Volunteer Services • Parents for Child Involvement at Childs Schools • Community Service Organization (Not-for-Profit) • Public or Private School • State of N.C. Public University, Community College System or State Agency Voluntary Shared Leave Donate or Receive or Hours to another UNCG or State Employee (Administered by the HR Benefits Staff) Adverse Weather & Emergency Event Policy New Policy for the UNC System – Effective: January 1, 2016 • Establishes broad guidelines for how operations may be affected during emergencies and establishes work expectations for employees. • Applies to all employees of The University of North Carolina who are Subject to the State Human Resources Act (SHRA) Mandatory Employees • Expected to report to work during ALL adverse weather or emergency events • When a non-exempt, mandatory employee is required to report or remain at the work site during Condition B or C, they shall receive hour-for-hour compensatory time. Canceling Classes • The Chancellor’s determination to cancel classes is a separate decision from his authority to declare one of the 3 condition levels (1, 2, or 3). The 1-2-3s of Adverse Weather Reduced Operations • Non-mandatory Staff report per regular schedule or use annual leave/compensatory time/bonus leave or leave without pay • Non-mandatory Staff may have 90 days to make up time missed with supervisory approval Suspended Operations • Non-mandatory Staff do not report to campus. • All buildings will be locked • Non-mandatory Staff should use compensatory time/annual leave/bonus leave or leave without pay • Non-mandatory Staff may have 90 days to make up time missed University Emergency Closure • • • All university buildings (w/exception of residence halls & dining hall) will be closed Students, Faculty, and Staff shall not report to campus Employees will be placed on Administrative Leave with pay for the remainder of their regular work day Adverse Weather Hotline: 336-334-4400 Adverse Weather Info: http://web.uncg.edu/hrs/Leave/Adverse_Weather/ 2017 Holiday Calendar Holiday Date Observed Day Observed New Year's Day January 1, 2017 Monday Martin L. King Jr.'s Birthday January 16 Monday Spring Holiday April 14 Friday Memorial Day May 29 Monday Independence Day July 4 Tuesday Labor Day September 4 Monday Thanksgiving Holiday November 23, 24 Thursday, Friday Winter Holiday December 25, 26, 27, 28* Monday, Tuesday, Wednesday, Thursday ** University Closed December 29 Friday * GS126-4(5) Requires the University to note what day is observed in lieu of Veteran's Day, December 28, 2017 is that day. ** Employees may use accrued vacation time, bonus leave, compensatory time or leave without pay to cover the two days the University is closed. Employees who have no accrued leave time may make up the time with supervisory approval. Information Technology Services Dial 256-8324 That’s 6-T-E-C-H Email: [email protected] FEATURES: • REPORT INFORMATION • SUBMIT CRIME TIPS AND SAFETY INFORMATION DISCREETLY TO LOCAL LAW ENFORCEMENT, WITH THE OPTION TO INCLUDE A PICTURE, VIDEO, OR AUDIO EVIDENCE. • CONTACT POLICE • LIVE-CHAT WITH POLICE DEPARTMENT TO ANSWER ADDITIONAL QUESTIONS FOR CRIME REPORTS, DIAL 911 OR THE NEAREST POLICE AGENCY TO RECEIVE IMMEDIATE ASSISTANCE. • STAYSAFE WITH SAFEWALK & SAFE RIDE REQUESTS • INVITE FRIENDS AND FAMILY TO FOLLOW YOUR LOCATION ON A MAP. REQUEST A SAFE RIDE OR WALKING ESCORT TO MAKE SURE YOU GET HOME SAFELY. • SAFETY MAP • VIEW AND ENGAGE IN A SOCIAL SAFETY MAP, WITH DIRECTIONS TO NEAREST SAFETY LOCATIONS AND INFORMATION ON LATEST CRIME IN THE COMMUNITY. Welcome Emily Foust Donna Kanenberg Stephen Hale 256-0342 334-4345 334-4514 [email protected] [email protected] [email protected] 723 Kenilworth 29 Housekeeping • Checklist-Enrollment sheet • Payroll data entry deadlines • TBD – see a Benefit’s Specialist • Double (or triple) deductions possible • Paystubs in UNCGenie • Review benefit deductions • Transfers?? 30 Agenda • Retirement • Disability insurance • FMLA • Health insurance • NCFlex plans (dental, vision and more) Retirement Programs TSERS (Teachers’ & State Employees’ Retirement System)* ORP (Optional Retirement Program) *LEO Members – Sworn Officers 32 Retirement Programs • Mandatory 6% contribution • You must make your election between TSERS and ORP within 60 days of your date of hire • Once you make the choice it cannot be changed; it is irrevocable • TSERS is the default plan • Unless you submit an ORP-1 form within 60 days of your date of hire, you will be enrolled in TSERS 33 Compare Retirement Plans TSERS: Teachers’ & State Employees’ Retirement System ORP: Optional Retirement Program Defined benefit plan Defined contribution plan State controls the investment You control your investments Benefit is based on a formula using: • age of retiree • average final compensation • years of service The benefit you receive at retirement is based on investment performance and payment option chosen You contribute 6% of your pay You contribute 6% of your pay UNCG contributes 6.84% Choose from two investment vendors: • Fidelity 34 • TIAA Compare Retirement Plans TSERS ORP How to Vest How to Vest: 2 possibilities • 5 years of service • 5 years of service • TSERS membership is transferable to other State employers (NC) or • Continue service with another higher education employer • within 12 month of leaving UNCG • contributing to a “like” plan with one of the ORP vendors Vesting Benefits Vesting Benefit • Draw benefits once age requirement is met • Keep the university match of 6.84% 35 Compare Retirement Plans How to qualify for a Benefit: TSERS ORP • 5 years of service and age 65 • 5+ years of service at any age • 25 years of service and age 60 • 30 years of service at any age myncretirement.com 36 Retirement Enrollment TSERS ORP Submit to HR: Submit to HR: • Teachers’ And State Employees’ Retirement System Election Form • ORP-1 Form Designate beneficiaries: Complete vendor application(s) to: – online or paper • Death Benefit (Form 2DB) – allocate funds – designate beneficiaries • online or paper • Return of Contributions (Form 2RC) www.myncretirement.com 37 Retirement Health Insurance Vesting Employees hired on or after October 1, 2006 vest for retiree health insurance: • full retiree health coverage for 20 years of service • half benefit for retiree health coverage for 10 years of service, (but less than 20) 38 Supplemental Retirement Plans • You may contribute more than the mandatory 6% to retirement through one of these plans: • 403(b) & 457(b) plan administered by two different vendors, Fidelity and TIAA • 401(k) & 457(b) plans administered through Prudential • You may elect to begin, change the amount you contribute or stop your participation at anytime 39 Disability Coverage • Disability Income Plan of North Carolina (DIP-NC) • No premium • Benefits are based on years of service • Supplemental Disability Insurance • Fills gaps in DIP-NC • Monthly premium based on salary: • $35,000 annual salary – $8.17 per month • $50,000 annual salary – $11.66 per month 40 Disability Plans 41 Supplemental Disability Plans • Can help fill gaps in State coverage • Waiting period: 90 days • Pays 66-2/3% of gross monthly salary up to $10,000 • Optional!! • Coverage through The Standard if you elect ORP • Coverage through Liberty Mutual if you elect TSERS • Enroll within 60 days of hire to avoid medical questionnaire - EOI • Cancel anytime 42 Family Medical Leave Act • Must have 12 months of service to qualify • Eligible employees may take up to 12 weeks of FMLA per year • Position protection, unpaid 43 Health Benefits • State Health Plan of NC – PPO • Blue Cross and Blue Shield providers are In- Network • When does insurance begin? • You must enroll within 30 days of hire! • Please submit dependent eligibility documents to the HR within two weeks of enrollment. 44 Health Plan Options for 2017 Enhanced 80/20 Plan • • $0 ACA Preventive Services and Medications Consumer-Directed Health Plan (CDHP) with HRA Traditional 70/30 Plan • A high-deductible medical plan • No incentives available • A Health Reimbursement Account (HRA) • No $0 ACA Preventive Services • No $0 ACA Preventive Medications Wellness Incentives • Reduce monthly premiums • • Reduced medical copay opportunities $0 ACA Preventive Services and Medications • No copays – billing is based on “retail” costs • Wellness incentives • Reduce monthly premiums • Additional HRA funds for visiting certain providers 45 A Focus On Wellness Enhanced 80/20 Plan Consumer-Directed Health Plan (CDHP) with HRA • Wellness premium credits when: • Subscriber completes a Health Assessment • Subscriber attests to not smoking...or to being in a smoking cessation program • Wellness premium credits when: • Subscriber completes a Health Assessment • Subscriber attests to not smoking...or to being in a smoking cessation program • Selecting a Primary Care Provider (PCP) for self and all dependents • Additional wellness incentives • $10 copay reduction for utilizing the PCP (or someone in that practice) listed on the ID card • $40 specialist copay reduction for utilizing a Blue Options Designated Specialist* • $0 inpatient hospital copay for utilizing a Blue Options Designated Hospital • Selecting a Primary Care Provider (PCP) for self and all dependents • Additional wellness incentives • $25 added to the HRA when the PCP (or someone in that practice) listed on the ID card is seen • $20 added to the HRA when a Blue Options Designated Specialist is seen • $200 added to the HRA when a Blue Options Designated Hospital is utilized for inpatient services Traditional 70/30 Plan • No incentives available • Copays applied to ACA Preventive Services • Applicable copays applied to Preventive Medications • $0 premium for employee only coverage if subscriber completes tobacco attestation *The seven designated specialist are OBGYN, general surgery, cardiology, gastroenterology, orthopedic surgery, endocrinology and neurology. 46 Who can be a Primary Care Provider? • A Primary Care Provider can practice: • General / Family Medicine • Internal Medicine • Pediatrics, or • Obstetrics and Gynecology • A Primary Care Provider can be: • Licensed Nurse Practitioners • Physician’s Assistants Specialty Providers cannot be selected as a PCP. www.shpnc.org 47 Lower Your Premiums with Wellness Premium Credits— 48 2017 Premiums—Enhanced 80/20 Plan Total Monthly Premium Wellness Premium Credits* Net Monthly Premium* Employee Only $105.04 $90.00* $15.04* Employee + Child(ren) $395.18 $90.00* $305.18* Employee + Spouse $773.52 $90.00* $683.52* Employee + Family $813.76 $90.00* $723.76* Coverage Type *Assumes completion of three wellness activities 49 2017 Premiums—CDHP Total Monthly Premium Wellness Premium Credits* Net Monthly Premium* $80.00 $80.00* $0* Employee + Child(ren) $276.32 $80.00* $196.32* Employee + Spouse $585.90 $80.00* $505.90* Employee + Family $618.82 $80.00* $538.82* Coverage Type Employee Only *Assumes completion of three wellness activities 50 2017 Premiums—Traditional 70/30 Plan Tobacco Attestation Coverage Type YES NO $0 $40.00 Employee + Child(ren) $218.14 $258.14 Employee + Spouse $562.10 $602.10 Employee + Family $598.70 $638.70 Employee Only Reminder: No need to complete the Health Assessment or select a PCP under the Traditional Plan. 51 Traditional 70/30 Plan Estimated out of pocket exposure. $1,080 $4,388 $3,360 $8,828* *plus copays 52 Traditional 70/30 Plan - continued 53 Enhanced 80/20 Plan Estimated out of pocket exposure. $1,250 $3,100 $2,500 $6,850 54 Enhanced 80/20 Plan - continued 55 Enhanced 80/20 Deductible Structure Prescription Tiers 3 & 6 (Full Discounted Cost applied to deductible/coinsurance Includes Prescription Tiers with Copays 56 How Plan Coverage Works – 70/30 and 80/20 Total Bill: $6,500 70/30 coverage: Deductible: 30% Co-insurance: $1,080 $1,626 $2,706 80/20 coverage: Deductible: 20% Co-insurance: $1,250 $1,050 $2,300 (performed at an outpatient surgical center) 57 CDHP w/HRA (85/15) Estimated out of pocket exposure. $1,500 $2,000 $3,500* *Less HRA Contribution 58 CDHP w/HRA (85/15) - continued 59 HRA The HRA Contribution is prorated EE Only EE + 1 EE + 2 HRA $600 $1,200 $1,800 HRA EE Only EE + 1 EE + 2 600 1200 1800 Jan $600 $1,200 $1,800 Jul $300 $600 $900 Feb $550 $1,100 $1,650 Mar $500 $1,000 $1,500 Apr $450 $900 $1,350 May $400 $800 $1,200 Jun $350 $700 $1,050 Aug $250 $500 $750 Sep $200 $400 $600 Oct $150 $300 $450 Nov $100 $200 $300 Dec $50 $100 $150 60 Pharmacy Benefit Manager Pharmacy Benefit Manager is CVS/caremark 61 The Consumer-Directed Health Plan (CDHP) with HRA A different kind of health plan with two components High-Deductible Health Plan Health Reimbursement Account (HRA) • Covers the same services as other Plan options through the same PPO network • The Plan funds the members’ Health Reimbursement Accounts (HRA) annually • The deductible is higher than other Plan options, but the coinsurance is lower • HRA funding is based on the number of family members covered • After the deductible is met, the member only pays the 15% coinsurance • The deductible applies to both Pharmacy and Medical expenses • If the member reaches his or her deductible and coinsurance out-ofpocket maximum, the Plan pays 100% of the covered expenses for the rest of the benefit year (medical and pharmacy) • $600 for employee/retiree only • $1,200 for employee/retiree + 1 dependent • $1,800 for employee/retiree + 2 or more dependents • HRA funds are used to pay a portion of the members’ deductibles & coinsurance • Once the HRA is depleted, the member must pay the remaining deductible & coinsurance • Incentives available to add value to HRA • Unused HRA funds are available the following year CDHP Video 62 How Plan Coverage Works – CDHP Total Bill: $6,500 Employee Only • HRA pays $600 • Member pays next $900 • Member pays 15% of the remaining $5,000 ($750) • Total: $1,650 (performed at an outpatient surgical center) 63 How the Consumer-Directed Health Plan with HRA Works #1 Member presents HRA ID Card at Office Visit Total office visit of $175 submitted to BCBSNC by provider Member's Individual Deductible #2 $1,500 ($175) ($65) $1,260 Claim processes in primary claims system and applies towards $1,500 deductible – EOB/EOP issued At end of the month, $25 credited to member’s HRA for visiting PCP on ID Card #5 #3 Member picks up prescription at pharmacy and pays $65 using a RX debit card because deductible has not been met and there is a HRA balance. Beginning Deductible Office Visit Rx Remaining Deductible #4 Claim automatically rolls over to HRA for adjudication - $175 remitted to provider- 64 HRA Account First Medical Cost of the Year Beginning Balance $600 Office Visit ($175) Rx ($65) Remaining HRA Balance $360 PCP Incentive Reward $25 New HRA Balance $385 To monitor HRA balance and claim payments, members may go online to www.shpnc.org and click on Blue Connect. Premium Credits = Wellness Credits 65 Additional Plan Information • Plan Information: shpnc.org • Enroll here: https://shp-login.hrintouch.com • Open enrollment: October • Plan year is calendar year • Changes can be made within 30 days of a life event 66 NCFlex • What is NCFlex? • Plan year is the calendar year • Open enrollment will take place in October • Changes can be made within 30 days of a life event • Pre-tax premiums 67 Health Care Flexible Spending Account - P&A Group (page 7) • Pre-tax contributions to pay for eligible out-of-pocket medical, dental and vision expenses: • Deductibles • Co-pays and coinsurance • Rx • Contribute from $120 to $2,550 per year • Convenience card (debit card) – see page 10 • “Use it or lose it” rule; you forfeit any unused contributions • Expenses can be incurred between January 1, 2017 and March 15, 2018, IF you are employed for all of 2017. 68 Day Care Flexible Spending Account - P&A Group (page 11) • Set aside money through pre-tax contributions to pay eligible child care and adult day care expenses so you (and your spouse) can work or attend school full-time: • Care of dependent children under age 13 • Care of dependent adult who lives with you at least 8 hrs/day • You may contribute from $120 to $5,000 per year • Pay-as-you-go • Manual claim process • “Use it or lose it” rule: you forfeit any unused contributions • Expenses can be incurred between January 1, 2017 and March 15, 2018, IF you are employed for all of 2017. 69 Dental Coverage – MetLife Dental • High Option: Max Benefit - $5,000 Deductible - $50/$150 Includes orthodontia for children under 19 • Low Option: Max Benefit - $1,000 Deductible - $25/$75 Does not include orthodontia or crowns • Under both options: Visit any provider 70 (page 15) Vision Coverage – Superior Vision Services • Eye exams: $20 co-pay • Enhanced: frames once a year • Basic: frames once every two years • Under all options, visit any provider but lower expenses with SVS in-network provider • Must enroll in the Core Wellness 71 (page 19) Other NCFlex Health Programs (page 23 & 25) • Critical Illness Insurance provided through Allstate: pays lump sum benefit of up to $15,000 or $25,000 per diagnosis of certain health conditions • Employee and Spouse coverage based on EE’s age; Dependent Children up to age 26 covered at no cost • Age tiered premiums • Guaranteed issue • Cancer Insurance provided through Allstate: pays benefits for cancer-related expenses • Employee Only or Employee + Family Coverage • Three categories of coverage available - Low, High and Premium options • Prevention & Screening Benefit 72 NCFlex Group Term Life Insurance – VOYA (page 28) Coverage from $20,000 to $500,000 • Employee guaranteed $20,000 up to $200,000; requests over $200,000 subject to Evidence of Insurability (EOI) • Spouse guaranteed $20,000 up to $50,000; requests over $50,000 subject to EOI and cannot exceed Employee’s election amount • Child(ren) coverage available - $5,000 or $10,000 73 Accidental Death Insurance - VOYA (page 30 & 32) • Core Accidental Death and Dismemberment (AD&D) Insurance coverage of $10,000 for yourself only • Payment to your beneficiaries in case of your accidental death • Payment to you in case of your accidental dismemberment • Free! BUT YOU MUST ELECT IT! • Voluntary AD&D Insurance • Elect coverage up to $500,000 for you and your family Travel Assistance/Worldwide Emergency Travel Assistance 74 Life Insurance - MetLife • Group Term Life provided through MetLife • Group Universal Life provided through MetLife • Coverage in $10,000 increments, from $10,000 to $500,000 • Includes $15,000 in AD&D • Coverage over $100,000 subject to Evidence of Insurability (EOI) • Coverage available for spouses/domestic partners (up to $50,000) and dependent children ($5,000 or $10,000) • Contact MetLife for Group Universal Life quotes • Paper enrollment packet provided at orientation Coverage also available for Home and Auto! 75 Enrollment for Health Insurance & NCFlex • Enroll here! https://shp-login.hrintouch.com • All employees must complete online enrollment within 30 days of their employment date. • Only the retirement plan has a default election. • If you do not make an election for the medical, dental, vision, etc., you will not have any coverage. 76 Thank you and Welcome to UNCG! Items to Turn In • • • • ORP Retirement Contract Agreement Overtime Compensation Agreement (SHRA Non-Exempt) Transferred Employees Signature of Receipt • To be send via interdepartmental mail: EH&S Checklist Questions?
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