Personal Motorcycle Quick Reference Guide
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• Low down payment and monthly payments available
• Responsive service from our dedicated Motorcycle Department
Program
Comprehensive Coverage
Admitted “A” rated by A.M. Best Company
Admitted “A” rated by A.M. Best Company
Not required
Required
Valid U.S. driver’s license
Required
Required
Driving record eligibility
One major/Minors vary by state
One major/Up to three minors
No riding experience needed
Discounted for riding experience
Spouse only, by state
Spouse only, by state
Owner filing and operator filing
Owner filing and operator filing
Motorcycle ACV limit
$35,000
$40,000
Accessory coverage
$2,000 included with comp/coll
$3,000 included with comp/coll
Sport, Harley, Cruiser, Scooter, Dirt
Harley, Cruiser, Luxury
Not acceptable
Not acceptable
Salvaged motorcycles
Liability only
Liability only
Motorcycles 15 years old
Liability only
Liability only
Yes, inspection or photos retained
Yes, inspection or photos retained
Coverage options
Basic and increased limits
Basic and increased limits
Policy terms
Six and 12 month options
Six and 12 month options
EFT, credit/debit, insured e-check
EFT, credit/debit, insured e-check
Payment options
Monthly or seasonal
Monthly or seasonal
EFT requirement
Not required but available
Not required but available
Credit card, EFT, check and e-check
Credit card, EFT, check and e-check
Yes, ArrowheadExchange.com
Yes, ArrowheadExchange.com
Optional
Optional
Driver
Riding experience
Exclude registered owner
SR22 eligibility
Motorcycle
Starr Indemnity & Liability Co.
Basic Coverage
Valid U.S. motorcycle license
Targeted bikes
Special construction
Inspection required
Payments and Coverage
QBE Insurance Corporation
Down payment options
Installment option
Insureds can pay online
Riding apparel coverage
This document is an overview of the QBE and Starr Personal Motorcycle Products and is subject to change. Please refer to the
underwriting guidelines found in our Document Center at ArrowheadExchange.com for additional program rules and procedures.
ArrowheadGrp.com
ARROWHEAD General Insurance Agency, Inc.
701 B Street, Suite 2100 | San Diego, CA 92101 | 800.669.1889 x8733 | CA License #0699809