AU
MC
MG
CARD
TYPE
MC
MC
MC
MG1
MC
MGA
MC
MGB
MC
MGC
MC
MGD
MC
MGE
MC
MGE-ADJ INVALID
SERV CODE
MGF
MC
MGG
MC
MGH
MC
MGF-ADJ INVALID
FIELD SEP
MGG-ADJ LENGTH
EXCEEDED
MGH-ADJ ERROR AT
MO/TO
MGI
MC
MGI-ADJ
CARDHOLDER ID
MGJ
MC
MGV
MC
MGW
MC
MGX
MC
MGJ-ADJ CARD NOT
PRESENT
MGV-ADJ INVALID
CAT ID
MGW-ADJ IN AUTH
REQST
MGX-ADJ POS ENTRY
MODE
MGY
MC
MGZ
MC
REASON_CODE
REASON_CODE
001
CARD
TYPE
MC
SHORT_DESCRIPTION
AU-ADJ AUTH ERROR
MC-ADJ MCC ERROR
MC-ADJ MAG STRIPE
ERROR
MG1- ADJ POS ENTRY
MODE
MGA-ADJ NO TRACK
DATA
MGB-TRACK DATA
PRESENT
MGC-ADJ ACCT #
INVALID
MGD-ADJ INVALID
EXP DATE
LONG_DESCRIPTION
MASTERCRAD AUTHORIZATION ERROR
MASTERCARD MCC ERROR
MASTERCARD MAGENTIC STRIPE ERROR
MASTERCARD POS ENTRY MODE NOT
EQUAL TO A"90", " 05" OR "02" AND DATA
ELEMENT 61/POS 4 = "4"
NO TRACK I OR 2 DATA IS PRESENT
MGY-ADJ OF SERVICE
CODE
MGZ-ADJ POS ENTRY
MODE
BOTH MASTERCARD ADJUSTMENT TRACK 1
AND 2 DATA ARE PRESENT
PRIMARY ACCOUNT NUMBER NOT EQUAL
TO ACCOUNT NUMBER IN TRACK DATA
EXPIRATION DATE IS PRESENT AND NOT
EQUAL TO THE EXPIRATION DATE IN TRACK
DATA
SERVICE CODE NOT VALID (VALID VALUES
EQUAL 101, 102, 110, 111, 587, 588, 798 &
799)
TRACK DATA CANNOT BE PARSED
BECAUSE OF INVALID FIELD SEPARATORS
LENGTH OF ANY DATA ELEMENT WITHIN
THE TRACK DATA IS EXCEEDED
TRANS CATEGORY CODE IS A "T"
INDICATING A TRANS WITH MAGNETIC
STRIPE OCCURRED AT A MOTO LOCATION
POS CARDHOLDER PRESENCE INDICATOR
IS NOT "0". CARDHOLDER NOT PRESENT
OR ELECTRONIC ORDER.
POS CARD PRESENCE INDICATOR IS A "1".
CARD NOT PRESENT.
CAT LEVEL INDICATOR NOT EQUAL TO A "7"
IN AUTHORIZATION REQUEST MESSAGE
CAT LEVEL INDICATOR NOT EQUAL TO A "2"
IN AUTHOIZATION REQUEST MESSAGE
POS ENTRY MODE NOT EQUAL TO A"90", "
05" OR "02" AND DATA ELEMENT 61/POS 4
NOT = TO "4"
SERVICE INDUSTRY AND POS ENTRY MODE
EQUAL TO A "90" OR "05"
POS ENTRY MODE NOT EQUAL TO A "90"
OR AN "05"
SHORT_DESCRIPTION
LONG_DESCRIPTION
01-NON-RECEIPT OF
ITEM
NON-RECEIPT OF REQUESTED ITEM
001
DC
002
MC
002
DC
006
MC
007
MC
007
DC
008
MC
008
DC
010
MC
010
DC
012
MC
012
DC
020
VS
021
VS
022
VS
023
024
VS
VS
024
MC
025
VS
026
VS
027
VS
028
VS
029
VS
030
VS
031
VS
031
MC
01-NON-RECEIPT OF
ITEM
02-INFO
ILLEGIBLE/MISSING
02-ILLEGIBLE REQ'D
ITEM
06-ERROR IN
ORIGINAL
07-WARNING
BULLETIN
07-CDC WARNING
BULLETIN
08-AUTH NOT
OBTAINED
08-TRAN EXCEEDS
FLOOR LMT
10-DECLINED
AUTHORIZATION
10-DECLINED
AUTHORIZATION
12-ACCT # NOT ON
FILE
12-NON MATCHING
ACCOUNT #
20-T&E NO
AUTHORIZATION
21-T&E LATE
PRESENTMENT
22-T&E EXPIRED
CARD
23-T&E INVALID TRAN
24-T&E MERCH SERV.
ERROR
24-EARLIER WB
PROTECTION
25-T&E PROCESSING
ERROR
26-T&E COPY
FULFILLMENT
27-T&E DOC
FULFILLMENT
28-T&E ACCT#
VERIFICATION
29-T&E TRAN
DECLINED AUTH
30-SERVICES NOT
RENDERED
31-ERROR IN
ADDITION
31-TRAN AMOUNT
DIFFERS
NON-RECEIPT OF REQUESTED SALES
DRAFT
REQUESTED/REQUIRED INFORMATION
ILLEGIBLE OR MISSING
ILLEGIBLE REQUESTED ITEM
ERROR IN ORIGINAL PAPER
PRESENTMENT
WARNING BULLETIN
CDC WARNING BULLETIN
REQUESTED/REQUIRED AUTHORIZATION
NOT OBTAINED
TRANSACTION EXCEEDS FLOOR LIMIT
DECLINED AUTHORIZATION
DECLINED AUTHORIZATION
ACCOUNT NUMBER NOT ON FILE
NON-MATCHING ACCOUNT NUMBER
T & E NO AUTHORIZATION
T & E LATE PRESENTMENT
T & E EXPIRED CARD
T & E INVALID TRANSACTION
T & E MERCHANT SERVICE ERROR
EARLIER WARNING BULLETIN PROTECTION
T & E PROCESSING ERROR
T & E COPY FULFILLMENT
T & E DOCUMENT FULFILLMENT
T & E ACCOUNT NUMBER VERIFICATION
T & E TRANSACTION DECLINED
AUTHORIZATION
SERVICES NOT RENDERED
ERROR IN ADDITION
TRANSACTION AMOUNT DIFFERS
032
CARD
TYPE
VS
032
032
033
MC
DC
VS
034
MC
034
DC
035
MC
035
036
DC
VS
036
MC
037
MC
037
039
DC
MC
039
040
DC
MC
040
DC
041
VS
041
MC
041
DC
042
MC
042
DC
043
MC
043
DC
046
MC
047
VS
047
MC
REASON_CODE
SHORT_DESCRIPTION
32-FRAUDULENT
TRANSACTION
32-ALTERED AMOUNT
32-ALTERED AMOUNT
33-IC PROFILE
INVALID
34-DUPLICATE
PROCESSING
34-DUPLICATE
PROCESSING
35-CARD NOT
VALID/EXPIRED
35-EXPIRED CARD
36-INCORRECT
ACCOUNT #
36-INCORRECT
ACCOUNT #
37-FRAUD TRAN - NO
AUTH
37-NO SIGNATURE
39-FRAUD TRAN-NO
IMPRINT
39-NO IMPRINT
40-FRAUD
PROCESSING
40-FRAUD
PROCESSING
41-CANCELLED
RECURRING
41-CANC RECURRING
TRAN
41-CANC RECURRING
TRAN
42-LATE
PRESENTMENT
42-LATE
PRESENTMENT
43-FRAUD MOTO
TRANSACTION
43-UNAUTH MO/TO
TRAN
46-INVALID
CURRENCY CODE
47-FRAUD TRAN-NO
AUTH
47-FRAUD-EXCEEDS
LIMIT
LONG_DESCRIPTION
FRAUDULENT TRANSACTION PRIOR TO
EMBOSSED VALID DATE
ALTERED AMOUNT
ALTERED AMOUNT
APPLICATION INTERCHANGE PROFILE
INVALID
DUPLICATE PROCESSING
DUPLICATE PROCESSING
CARD NOT VALID OR EXPIRED
EXPIRED CARD
INCORRECT ACCOUNT NUMBER
INCORRECT ACCOUNT NUMBER
FRAUDULENT TRANSACTION - NO
CARDHOLDER AUTHORIZATION
NO SIGNATURE
FRAUDULENT TRANSACTION - NO IMPRINT
NO IMPRINT
FRAUDULENT PROCESSING OF
TRANSACTIONS
FRAUDULENT PROCESSING OF
TRANSACTIONS
CANCELLED RECURRING TRANSACTION
CANCELLED RECURRING TRANSACTION
CANCELLED RECURRING TRANSACTIONS
LATE PRESENTMENT
LATE PRESENTMENT
FRAUDULENT MO/TO TRANSACTION
UNAUTHORIZED MO/TO TRANSACTION
CORRECT TRANSACTION CURRENCY
CODE NOT PROVIDED
FRAUD TRANSACTION - NO
AUTHORIZATION
FRAUDULENT TRANSACTION - EXCEEDS
FLOOR LIMIT/NOT AUTHORIZED
047
DC
049
CARD
TYPE
MC
050
VS
050
MC
050
DC
051
VS
051
MC
051
DC
052
VS
052
MC
053
VS
053
MC
053
DC
054
VS
054
MC
054
DC
055
MC
055
DC
056
VS
056
MC
056
DC
057
VS
057
MC
REASON_CODE
47-UNAUTH
TRANSACTION
SHORT_DESCRIPTION
49-QUESTIONABLE
ACTIVITY
50-CREDIT POSTED
AS SALE
50-CREDIT POSTED
AS SALE
50-MISPOSTED
DEBIT/CREDIT
51-INCORRECT TRAN
AMOUNT
51-INCORRECT TRAN
AMOUNT
51-MISPRINTED
AMOUNT
52-MO/TO TRAN ON
EXP CARD
52-MO/TO ON
EXPIRED CARD
53-NOT AS
DESCRIBED
53-DEFECTIVE/NOT
AS DESC
53-NOT AS
DESCRIBED
54-CARDHOLDER
DISPUTE
54-CARDHOLDER
DISPUTE
54-CLAIM OR
DEFENSE
55-NON-RECEIPT OF
GOODS
55-NON-RECEIPT OF
GOODS
56-DEFECTIVE
MERCHANDISE
56-DEFECTIVE
MERCHANDISE
56-DEFECTIVE
MERCHANDISE
57-FRAUDULENT
PROCESSING
57-CREDIT CARD
PHONE TRAN
UNAUTHORIZED TRANSACTION EXCEEDS
FLOOR LIMIT
LONG_DESCRIPTION
QUESTIONABLE MERCHANT ACTIVITY
CREDIT POSTED AS A PURCHASE
CREDIT POSTED AS A PURCHASE
MISPOSTED DEBIT/CREDIT
INCORRECT TRANSACTION AMOUNT
INCORRECT TRANSACTION AMOUNT
MISPRINTED AMOUNT
MAIL/PHONE ORDER TRANSACTION ON
EXPIRED OR NEVER-ISSUED ACCOUNT
NUMBER
MOTO ON EXPIRED OR NEVER ISSUED
ACCOUNT NUMBER
NOT AS DESCRIBED
DEFECTIVE/NOT AS DESCRIBED
NOT AS DESCRIBED
CARDHOLDER DISPUTE NOT ELSEWHERE
CLASSIFIED
CARDHOLDER DISPUTE - NOT ELSEWHERE
CLASSIFIED
CLAIM OR DEFENSE
NON-RECEIPT OF MERCHANDISE
NON-RECEIPT OF GOODS OR SERVICES
DEFECTIVE MERCHANDISE
DEFECTIVE MERCHANDISE
DEFECTIVE MERCHANDISE
FRAUDULENT PROCESSING OF
TRANSACTIONS
CREDIT CARD-ACTIVATED TELEPHONE
TRANSACTION
058
MC
58-FRAUD
PROCESSING
058
DC
58-PREVALID CARD
059
VS
59-NEGATIVE ACCT #
059
CARD
TYPE
MC
060
VS
060
MC
060
DC
061
VS
061
DC
062
VS
062
MC
062
063
063
DC
VS
MC
066
MC
070
VS
071
VS
072
VS
073
074
VS
VS
075
VS
076
VS
077
VS
078
VS
079
VS
REASON_CODE
SHORT_DESCRIPTION
59-SERVICES NOT
RENDERED
60-REQ'D COPY
ILLEGIBLE
60-CREDIT NOT
PROCESSED
60-CREDIT NOT
PROCESSED
61-FRAUD-MOTO
TRANSACTION
61-NO INTERCHANGE
AGREEM.
62-COUNTERFEIT
TRANS
62-MAG STRIPE POS
FRAUD
62-LOCAL USE ONLY
63-NON-CARD
63-CARDHOLDER
DOES NOT
RECOGNIZE
66-CBCK HANDLING
FEE
70-NO ACCT #
VERIFICATION
71-DECLINED
AUTHORIZATION
72-NO
AUTHORIZATION
73-EXPIRED CARD
74-LATE
PRESENTMENT
75-INADEQUATE
MESSAGE
76-NON TRAN
CURRENCY
77-ACCT # NOT ON
FILE
78-INELGIBLE
TRANSACTION
79-TRAN RECEIPT
NOT REC'D
FRAUDULENT PROCESSING OF
TRANSACTION BEFORE EMBOSSED
INVALID DATE
PREVALID CARD
NEGATIVE ACCOUNT NUMBER
VERIFICATION
LONG_DESCRIPTION
SERVICES NOT RENDERED
REQUESTED COPY ILLEGIBLE
CREDIT NOT PROCESSED
CREDIT NOT PROCESSED
FRAUDULENT MO/TO TRANSACTION
NO INTERCHANGE AGREEMENT
COUNTERFEIT TRANSACTION
COUNTERFEIT TRANSACTION - MAGNETIC
STRIPE POS FRAUD
LOCAL USE ONLY
NON-CARD
CARDHOLDER DOES NOT RECOGNIZEPOTENTIAL FRAUD
MASTERCARD CHARGEBACK HANDLING
FEE
NO ACCOUNT NUMBER VERIFICATION
DECLINED AUTHORIZATION
NO AUTHORIZATION
EXPIRED CARD
LATE PRESENTMENT
INADEQUATE MESSAGE CONTENT
NON TRANSACTION CURRENCY THROUGH
BASE II
ACCOUNT NUMBER NOT ON FILE
INELIGIBLE TRANSACTION
REQUESTED TRANSACTION RECEIPT NOT
RECEIVED
080
VS
081
VS
081
DC
082
VS
082
CARD
TYPE
DC
083
VS
083
DC
084
VS
085
VS
086
VS
087
VS
090
VS
091
DC
092
DC
093
094
VS
VS
095
VS
096
VS
REASON_CODE
M1
CARD
TYPE
DB
M1
EB
M2
DB
M2
EB
REASON_CODE
80-VISA PROCESSING
ERROR
81-FRAUD TRAN-NO
IMPRINT
81-IMPROPER
CHARGEBACK
82-DUPLICATE
PROCESSING
SHORT_DESCRIPTION
82-DOCUMENT NOT
RECEIVED
83-NON POSSESSION
OF CARD
83-SUPPLYING REQ'D
INFO
84-FRAUD-SIG NOT
OBTAINED
85-CREDIT NOT
PROCESSED
86-ALTERATION OF
AMOUNT
87-TRAN RECEIPT
VIOLATION
90-NON-RECEIPT OF
MERCH
91-DINERS 2ND
CHARGEBACK
92-DINERS 3RD
CHARGEBACK
93-RISK ID SERVICE
94-CANCELLED
RESERVATION
95-ADV LODGING
DEPOSIT
96-TRAN EXCEEDS
AMOUNT
VISA PROCESSING ERROR
FRAUD TRANSACTION - NO IMPRINT
OBTAINED
IMPROPER CHARGEBACK
DUPLICATE PROCESSING
LONG_DESCRIPTION
DOCUMENTATION NOT RECEIVED
NON-POSSESSION OF CARD
SUPPLYING REQUIRED INFORMATION
FRAUDULENT TRANSACTION - SIGNATURE
NOT OBTAINED
CREDIT NOT PROCESSED
ALTERATION OF AMOUNT
DOMESTIC TRANSACTION RECEIPT
VIOLATION
NON-RECEIPT OF MERCHANDISE OR NONRECEIPT OF CASH AT ATM
DINERS SECOND CHARGEBACK
DINERS THIRD CHARGEBACK
RISK IDENTIFICATION SERVICE
T & E CANCELLED GUARANTEED
RESERVATION
T & E ADVANCE LODGING DEPOSIT
TRANSACTION EXCEEDS LIMITED AMOUNT
SHORT_DESCRIPTION
LONG_DESCRIPTION
M1-DEBIT CB UNAUTH
TXN
M1-EBT CB UNAUTH
TXN
M2-DEBIT CB AUTH
TXN
DEBIT CHARGEBACK ADJ TO CUSTOMER
FOR UNAUTHORIZED TRANSACTION
EBT CHARGEBACK ADJ TO CUSTOMER FOR
UNAUTHORIZED TRANSACTION
DEBIT CHARGEBACK ADJ TO CUSTOMER
FOR PAYMENT OF AUTHORIZED
TRANSACTION
EBT CHARGEBACK ADJ TO CUSTOMER FOR
PAYMENT OF AUTHORIZED TRANSACTION
M2-EBT CB AUTH TXN
M4
DB
M4
EB
R01
DB
R02
DB
R03
DB
R04
DB
R05
DB
R06
DB
R07
DB
R08
DB
R09
DB
R10
DB
R11
DB
R12
DB
R14
DB
R15
DB
R16
DB
R17
DB
R20
DB
R21
R22
DB
DB
R23
CARD
TYPE
DB
R24
DB
REASON_CODE
M4-DEBIT CB
MATCHED TXN
M4-EBT CB MATCHED
TXN
R01-INSUFFICIENT
FUNDS
R02-ACCOUNT
CLOSED
R03-NO
ACCT/UNABLE TO
LOCATE
R04-INVALID
ACCOUNT NUMBER
R05-REQD PRENOTIF
NOT RECD
R06-RETD PER ODFI
REQUEST
R07-AUTH REVOKED
BY CUST
R08-PAYMENT
STOPPED
R09-UNCOLLECTED
FUNDS
R10-CUST ADVISES
NOT AUTHORIZ
R11-CHK
SAFEKEEPING ENT
RETN
R12-BRNCH SOLD TO
ANOTHER DFI
R14-REP PAYEE
D'CSD/UNAB TO CONT
R15-BENEF/ACCT
HLDR D'CSD
R16-ACCOUNT
FROZEN
R17-FILE RECORD
EDIT
R20-NON-TRANS
ACCT
R21-INVALID CO ID#
R22-INVALID
INDIVIDUAL ID#
SHORT_DESCRIPTION
R23-CR ENTRY
REFUSED BY RECVR
R24-DUPLICATE
ENTRY
DEBIT CHARGEBACK ADJ - MATCHED
TRANSACTION
EBT CHARGEBACK ADJ - MATCHED
TRANSACTION
INSUFFICIENT FUNDS
ACCOUNT CLOSED
NO ACCOUNT/UNABLE TO LOCATE
INVALID ACCOUNT NUMBER
REQUIRED PRENOTIFICATION NOT
RECEIVED
RETURNED PER ODFI'S REQUEST
AUTHORIZATION REVOKED BY CUSTOMER
PAYMENT STOPPED
UNCOLLECTED FUNDS
CUSTOMER ADVISES NOT AUTHORIZED
CHECK SAFEKEEPING ENTRY RETURN
BRANCH SOLD TO ANOTHER DFI
REPRESENTATIVE PAYEE DECEASED OR
UNABLE TO CONTINUE IN THAT CAPACITY
BENEFICIARY OR ACCOUNT HOLDER
(OTHER THAN A REPRESENTATIVE PAYEE)
DECEASED
ACCOUNT FROZEN
FILE RECORD EDIT
NON-TRANSACTION ACCOUNT
INVALID COMPANY ID #
INVALID INDIVIDUAL Id#
LONG_DESCRIPTION
CREDIT ENTRY REFUSED BY RECEIVER
DUPLICATE ENTRY
R29
DB
R31
DB
R33
DB
R50
DB
R51
DB
R52
DB
R61
DB
R62
DB
R63
DB
R64
DB
R65
DB
R66
DB
R67
DB
R68
DB
R69
DB
R70
DB
R71
DB
R72
DB
R73
DB
R74
DB
001
DB
002
DB
003
004
DB
DB
REASON_CODE
005
CARD
TYPE
DB
R29-CORP CUST ADV
NOT AUTH'D
R31-PERM RETN ENT
(CCD CTX ONLY)
R33-RETURN OF XCK
ENTRY
R50-ST LAW AFF RCK
ACCEPTANCE
R51-RCK ITEM IS
INELIGIBLE
R52-STOP PMT ON
ITEM -RCK
R61-MISROUTED
RETURN
R62-INCORRECT
TRACE NUMBER
R63-INCORRECT
DOLLAR AMOUNT
R64-INCORRECT
INDIVIDUAL ID
R65-INCORRECT
TRAN CODE
R66-INCORRECT
COMPANY ID
R67-DUPLICATE
RETURN
R68-UNTIMELY
RETURN
R69-MULTIPLE
ERRORS
R70-PERM RETN ENT
NOT ACCEPTD
R71-MISROUTED
DISHONORED RETN
R72-UNTIMELY
DISHONORED RETN
R73-TIMELY ORIGINAL
RETURN
R74-CORRECTED
RETURN
001-FRAUD TRANSIGNAT
002-FRAUD TRAN- NO
SIGNAT
003-DUPLICATE TRAN
004-PROCESSING
ERROR
CORPORATE CUSTOMER ADIVSES NOT
AUTHORIZED
PERMISSIBLE RETURN ENTRY (CCD, AND
CTX ONLY)
RETURN OF XCK ENTRY
STATE LAW AFFECTING RCK ACCEPTANCE
RCK ITEM IS INELIBIBLE
STOP PAYMENT ON ITEM -RCK
MISROUTED RETURN
INCORRECT TRACE NUMBER
INCORRECT DOLLAR AMOUNT
INCORRECT INDIVIDUAL ID
INCORRECT TRAN CODE
INCORRECT COMPANY ID
DUPLICATE RETURN
UNTIMELY RETURN
MULTIPLE ERRORS
PERMISSIBLE RETURN ENTRY NOT
ACCEPTED
MISROUTED DISHONORED RETURN
UNTIMELY DISHONORED RETURN
TIMELY ORIGINAL RETURN
CORRECTED RETURN
FRAUDULENT TRANSACTION - SIGNATURE
OBTAINED
FRAUDULENT TRANSACTION - SIGNATURE
NOT OBTAINED
DUPLICATE TRANSACTION
PROCESSING ERROR
SHORT_DESCRIPTION
LONG_DESCRIPTION
005-REQSD RCPT CPY
REQUESTED TRANSACTION RECEIPT COPY
008
REASON_CODE
DB
CARD
TYPE
NRCD
008-NON-SUFFICIENT
FUNDS
SHORT_DESCRIPTION
001
01-ADJ SPMKT TO
MERIT 3
002
02-ADJ INTL ELEC. TO
STD
003
03-ADJ BUSINESS TO
STD
004
04-ADJ MERIT 1 TO
STD
006
05-ADJ MERIT 3 TO
MERIT 1
07-ADJ INTL ICA CODE
08-ADJ INTL ELEC. TO
STD
09-ADJ WAREHOUSE
TO M3
007
008
009
010
011
012
013
015
017
018
019
020
021
023
024
10-ADJ CITY FIELD
11-ADJ STATE OR
COUNTRY
12-INTERCHANGE
FLAG
13-INTERCHANGE
OPTION
15-MCC
SPACES/ZEROS
17-TRAN AMT NOT
W/IN AUTH
18-BANKNET REF #
INVALID
19-BANKNET DATE
INVALID
20-ADJ MAG STRIPE
FAILURE
21-BAD MC INPUT
INDICATOR
23-PURCH DATE
EQUAL TO"0"
24-PURCH DATE IN
FUTURE
NOT RECEIVED
NON-SUFFICIENT FUNDS
LONG_DESCRIPTION
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST SUPERMARKET TO
MERIT 3, OR, NOT A VISA SALE.
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST INTERNATIONAL
ELECTRONIC TO STANDARD.
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST BUSINESS TO
STANDARD.
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST MERIT 1 TO
STANDARD.
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST MERIT 3 TO MERIT 1.
INTERNATIONAL ICA CODE.
INVALID INTERNATIONAL ELECTRONIC
DATE -DOWNGRADE TO STANDARD.
MATCH NOT FOUND ON INTERCHANGE
RATE TABLE - ADJUST WAREHOUSE TO
MERIT 3.
CITY FIELD
STATE OR COUNTRY FIELDS
INTERCHANGE FLAG FIELD
INTERCHANGE OPTION AND HIGH/LOW
RANGES INCOMPATIBLE
MCC CODE EQUAL TO SPACES OR ZEROS
TRANSACTION AMOUNT NOT WITHIN
AUTHORIZATION AMOUNT TOLERANCE
BANKNET REFERENCE NUMBER
MISSING/INVALID
BANKNET DATE MISSING/INVALID
DOWNGRADE INDICATOR PRESENT - IF
VALUES OTHER THAN E, F OR G, THE
TRANSACTION FAILS MAG STRIPE TEST.
MCIC - PLUGGED MCC OR MERIT 1 BAD
MASTERCARD INPUT INDICATOR
PURCHASE DATE EQUAL TO ZERO OR
OVER SIX MONTHS
PURCHASE DATE IN FUTURE - CHANGED
TO PROCESS DATE
025
25-ADJ CPS NOT MAIL
ORDER
26-TRAN AMT OVER
$50.00
27-INVALID AMT
TOLERANCE
28-INVALID CS
NUMBER
026
027
028
REASON_CODE
029
030
031
032
033
034
035
036
CARD
TYPE
SHORT_DESCRIPTION
29-INVALID MOTO
ECOM IND
30-INVALID ACCOUNT
# (VS)
31-ADJ MERIT 1-DATE
ISSUE
32-ADJ CPS/EIRF
33-INVALID TICKET
NUMBER
34-NON-MATCH
STORE #
35-MC FOREIGN
PREFIX
36-CONTROL FILE
SETUP(MC)
038
38-ADJ FOR CREDITS
(MC)
039
39-CPS/EIRF INVALID
MERCH
40-DATE DOESN'T
QUALIFY
41-INVALID
AUTHORIZATION
42-INVALID ZIP CODE
43-INVALID AUTH
SOURCE
44-INVALID POS TERM
CAP
45-INVALID POS
ENTRY MODE
46-INVALID CARD ID
METHOD
47-INVALID MO/TO
INDICAT.
48-MCF CREDIT RATE
040
041
042
043
044
045
046
047
048
VISA CPS - NOT MAIL ORDER
VISA CPS - TRANSACTION AMOUNT
GREATER THAN $50.00
VISA CPS - INVALID AMOUNT TOLERANCE
INVALID CUSTOMER SERVICE TELEPHONE
NUMBER
LONG_DESCRIPTION
VISA MAIL/TELEPHONE ELECTRONIC
COMMERCE INDICATOR IS INVALID
VISA - INVALID ACCOUNT NUMBER
MASTERCARD MERIT 1 - DATE DOES NOT
QUALIFY
VISA CPS/EIRF - INVALID FOR HIGH-RISK
TELEMARKETING MERCHANT
INVALID TICKET NUMBER - NOT NUMERIC
NON-MATCH STORE NUMBER.
MASTERCARD FOREIGN PREFIX (NON U.S.
ISSUED CARD)
MASTERCARD MERIT 3 MERCHANT
CONTROL INDICATOR DIFFERENT FROM
INPUT
MASTERCARD MERIT CREDITS ADJUSTED
TO MERCHANT CONTROL CREDIT RATE
CODE
VISA CPS/EIRF - INVALID MERCHANT
VISA CPS/EIRF OR MASTERCARD MERIT 1/3
-DATE DOES NOT QUALIFY
VISA CPS/EIRF OR MASTERCARD MERIT 1/3
-INVALID AUTHORIZATION CODE
VISA CPS/EIRF - INVALID ZIP CODE
VISA CPS/EIRF - INVALID AUTHORIZATION
SOURCE
VISA CPS/CAPS - INVALID POS TERMINAL
CAPABILITIES
VISA CPS/EIRF - INVALID POS ENTRY MODE
VISA CPS/EIRF - INVALID CARD ID METHOD
VISA CPS/EIRF - MAIL ORDER INDICATOR
VISA CPS/EIRF - (MCF) MERCHANT
CONTROL FILE CREDIT RATE
049
49-ADJ TO MERIT 1
050
50-MISSING
ITENERARY DATA
51-INVALID
PASSENGER NAME
52-INVALID
DEPARTURE DATE
53-INVALID CARRIER
CODE
54-INVALID
CITY/AIRPORT
051
052
053
054
REASON_CODE
055
CARD
TYPE
SHORT_DESCRIPTION
071
55-INVALID SERVICE
CLASS
56-INVALID
STOPOVER CODE
57-INVALID/MISSING
CITY
58-INVALID MCC/MAIL
CODE
59-INVALID
MERCHANT
60-INVALID TRIP LEG
INFO
61-VS INVALID AUTH
CODE
62-VS INVALID ZIP
CODE
64-VS INVALID
TERMINAL
65-VS INVALID ENTRY
MODE
66-VS INVALID CARD
ID
67-VS DATE NOT
QUALIFIED
68-VS INVALID
MERCHANT
70-VS MCF CREDIT
RATE
71-UCI CHANGE
072
073
72-VS INT'L AIRLINE
73-INVALID DATA
056
057
058
059
060
061
062
064
065
066
067
068
070
MCC CODE MUST BE 5542 AND MAIL
ORDER CODE MUST BE 7 AND
INTERCHANGE CODE CANNOT BE M3; ADJ
TO M1
MISSING ITINERARY DATA
INVALID/MISSING PASSENGER NAME
INVALID/MISSING DEPARTURE DATE
INVALID/MISSING CARRIER CODE
INVALID/MISSING ORIGINAL CITY/AIRPORT
CODE
LONG_DESCRIPTION
INVALID/MISSING SERVICE CLASS
INVALID/MISSING STOPOVER CODE
INVALID/MISSING DESTINATION CITY
INVALID/MISSING MCC CODE OR INVALID
MAIL ORDER CODE
INVALID MERCHANT
NOT CONSECUTIVE OR NO TRIP LEG
INFORMATION
VISA EIRF - INVALID/MISSING
AUTHORIZATION CODE
VISA EIRF - INVALID/MISSING ZIP CODE
VISA EIRF - INVALID/MISSING TERMINAL
VISA EIRF - INVALID/MISSING ENTRY MODE
VISA EIRF - INVALID/MISSING CARD ID
VISA EIRF - DATE DOES NOT QUALIFY;
PURCHASE DATE = ZEROES
VISA EIRF - INVALID MERCHANT
VISA EIRF - MCF CREDIT RATE
UCI CHANGE
VISA INTERNATIONAL AIRLINE.
INVALID/MISSING PURCHASE IDENTIFIER,
HOTEL FOLIO NUMBER, CAR RENTAL
AGREEMENT, OR CUSTOMER CODE.
074
74-INVALID TOTAL
AUTH AMT
76-INVALID CLEARING
SEQ #
77-INVALID AUTH
AMOUNT
076
077
078
78-INVALID DATE(S)
079
79-INVALID AUTH
DATA ID
080
081
80-VS NO CPS DATE
81-INVALID TRAN ID
082
82-INVALID AUTH
AMOUNT
83-INVALID AUTH
RESPONSE
083
REASON_CODE
CARD
TYPE
084
085
086
089
091
VS
092
MC
093
MC
094
095
SHORT_DESCRIPTION
LONG_DESCRIPTION
84-INVALID
VALIDATION CD
85-INVALID PID OR
ACI
VISA CPS - INVALID/MISSING VALIDATION
CODE
VISA CPS-INVALID/MISSING PAYMENT
SERVICE INDICATOR OR (ACI)
AUTHORIZATION CHARACTERISTICS
INDICATOR
86-VS NONNUMERIC
CPS DATA
89-DATE NOT W/IN
AUTH
91-VS FOREIGN
TRANSACTION
92-MC ADJ TO
BUSINESS
93-ADJ DATE NOT
QUALIFIED
94-AIRLINE ADJ M1
OR EF
95-INVALID ENTRY
MODE
VISA CPS - NON-NUMERIC CPS DATA
096
96-ADJ CPS ACI
097
97-INVALID PHONE # T&E
98-INVALID RETURN
CITY/ST
098
VISA CPS - INVALID/MISSING TOTAL
AUTHORIZED AMOUNT
VISA CPS - INVALID/MISSING MULTIPLE
CLEARING SEQUENCE COUNT
VISA CPS - AUTHORIZED AMOUNT NOT
EQUAL TO SUM OF MULTIPLE
TRANSACTION AMOUNTS
INVALID/MISSING LODGING CHECK-IN DATE
OR CAR RENTAL CHECK-OUT DATE
VISA CPS - INVALID/MISSING MARKETSPECIFIC AUTHORIZATION DATA
INDICATOR
VISA CPS - NO CPS DATA
VISA CPS - INVALID/MISSING TRANSACTION
IDENTIFIER
VISA CPS - INVALID/MISSING
AUTHORIZATION AMOUNT
VISA CPS - INVALID/MISSING
AUTHORIZATION RESPONSE CODE
VISA CPS - PURCHASE DATE NOT WITHIN 1
DAY OF AUTH. DATE
VISA - NOT BUSINESS CARD RATE FOREIGN TRANSACTION
MASTERCARD - ADJUST TO BUSINESS
RATE
MASTERCARD - BUSINESS DATE DOES NOT
QUALIFY
AIRLINE CREDIT INTERCHANGE CHANGED
TO MERIT 1 AIR OR EIRF AIR
POS ENTRY MODE INVALID - SHOULD BE A
9 FOR THE REQUESTED INTERCHANGE
RATE
CPS - ACI EQUALS A OR E, (RPS)
REQUESTED PAYMENT SERVICE EQUALS 17 OR C, POS ENTRY MUST EQUAL 9
LODGING - PROPERTY PHONE NUMBER
RETURN CITY/STATE INVALID
A0
A0-INVALID POSTAL
CODE
A1-INVALID STATE
CODE
A2-INVALID TAX ID
A3-INVALID
MERCHANT TYPE
A4-INVALID
CUSTOMER CODE
A5-INVALID TAX
AMOUNT
A6-INVALID TAX AMT
IND.
A7-FIELDS CONTAIN
SPACES
A1
A2
A3
A4
A5
A6
A7
A8
A9
AU
REASON_CODE
B1
MC
CARD
TYPE
INVALID/MISSING POSTAL CODE
INVALID/MISSING STATE CODE
INVALID/MISSING TAX ID
INVALID/MISSING MERCHANT TYPE
INVALID/MISSING CUSTOMER CODE
INVALID/MISSING TAX AMOUNT
INVALID/MISSING TAX AMOUNT INDICATOR
A8-INVALID CARD
FOR IC
A9-INVALID MCC FOR
CAT
AU-AUTH CODE
ERROR (MC)
PRODUCT CODE, ITEM DESCRIPTION, ITEM
QUANTITY OR ITEM COST FIELDS ARE
EQUAL TO SPACES
INVALID CORPORATE CARD TYPE FOR
REQUESTED INTERCHANGE
CAT TRANSACTION - MCC INVALID FOR THE
CORPORATE RATE
AUTHORIZATION CODE ERROR
(MASTERCARD ADJUSTMENTS)
SHORT_DESCRIPTION
LONG_DESCRIPTION
B6
B1-KEY ENTERED OR
RK
B2-FLEET BRAND
NAME
B3-FLEET STREET
ADDRESS
B4-FLEET POSTAL
CODE
B5-FLEET PRODUCT
CODE
B6-FLEET UNIT PRICE
B7
B7-FLEET SALE AMT
FLEET CARD SALE AMOUNT
B8
B9
B8-FLEET FUEL QTY
B9-FLEET PURCHASE
TIME
C1-FLEET UNIT
MEASURE
C2-FLEET DISCOUNT
AMT
C3-FLEET ODOMETER
C4-FLEET VEHICLE
NO.
C5-FLEET DRIVER NO.
C6-FLEET PRODUCT
TYPE
FLEET CARD FUEL QUANTITY
FLEET CARD PURCHASE TIME
B2
B3
B4
B5
C1
C2
C3
C4
C5
C6
VISA KEY ENTERED TRANSACTION RATE
OR RETAIL 2
FLEET CARD BRAND NAME
FLEET CARD STREET ADDRESS
FLEET CARD POSTAL CODE
FLEET CARD FUEL PRODUCT CODE
FLEET CARD UNIT PRICE
FLEET UNIT MEASURE
FLEET DISCOUNT AMOUNT
FLEET CARD ODOMETER READING
FLEET CARD VEHICLE NUMBER
FLEET CARD DRIVER NUMBER
FLEET CARD PRODUCT TYPE
C7
C8
C9
D1
D2
D3
MC
MC
MG
MC
TM
MC
TR
MC
UM
MC
X?
A1
A2
AA
AB
AC
AF
AP
CARD
TYPE
VS
VS
VS
MC
MC
VS
VS
AR
VS
AX
AX
BM
MC
BN
MC
BS
VS
BS
VS
BV
VS
BO
C1
MC
VS
REASON_CODE
C7-FLEET SERVICE
TYPE
C8-FLEET NON FUEL
CODE
C9-FLEET NON FUEL
AMT
D1-FLEET NON FUEL
IND.
D2-ADJ TO CPS
RETAIL 2
D3-ADJ TO GSA
LARGE TKT
MC-MASTERCARD
MCC ERROR
MG-MC MAG STRIPE
ERROR
TM-MC TIME ERROR
TR-MC TRAN AMT
ERROR
UM-MC UNMATCHED
ITEM
X?-SPECIAL ADJ AT
NPT
SHORT_DESCRIPTION
VS-INTL AIR OUT
VS-INTL AIR IN
MC-US FACE TO FACE
MC-US DATA RATE II
MC-ITL DATA RATE II
VS-AUTOMATED FUEL
VS-CPS/CAR RENTAL
CNP
VS-CPS/CAR RENTAL
CP
AMERICAN EXPRESS
MC-CORPORATE T&E
I
MC-CORPORATE T&E
II
VS-BUSINESS
STANDARD
VS-BUSINESS
STANDARD
VISA BUSINESS
ELECTRONIC
MC- T & E III
VS-ISSUER CHIP FEE
FLEET CARD SERVICE TYPE
FLEET CARD NON FUEL PRODUCT CODE
FLEET CARD NON FUEL EXTENDED ITEM
AMOUNT
FLEET CARD NON FUEL DEBIT/CREDIT
INDICATOR
VISA TRANSACTION ADJUSTMENT TO CPS
RETAIL 2 RATE
VISA TRANSACTION ADJUSTMENT TO GSA
LARGE TICKET RATE
MASTERCARD MCC ERROR (MASTERCARD
ADJUSTMENTS)
MASTERCARD MAGNETIC STRIPE ERROR
(MASTERCARD ADJUSTMENTS)
MASTERCARD TIME ERROR (MASTERCARD
ADJUSTMENTS)
MASTERCARD TRANSACTION AMOUNT
ERROR (MASTERCARD ADJUSTMENTS)
MASTERCARD UN-MATCHED ITEM
(MASTERCARD ADJUSTMENTS)
INDICATES A "SPECIAL" PREEMPTIVE
UPGRADE/DOWNGRADE ASSIGNMENT
PERFORMED DURING NPC EDIT PROCESS
LONG_DESCRIPTION
VISA INTERNATIONAL AIR OUT
VISA INTERNATIONAL AIR IN
US CORP FACE TO FACE
US CORP DATA RATE II
INTERNATIONAL CORP DATA RATE II
VISA AUTOMATED FUEL
VISA CPS/CAR RENTAL CARD NOT
PRESENT
VISA CPS/CAR RENTAL CARD PRESENT
AMERICAN EXPRESS
MASTERCARD CORPORATE T&E I
MASTERCARD CORPORATE T&E II
VISA BUSINESS STANDARD
VISA BUSINESS STANDARD
VISA BUSINESS ELECTRONIC
MASTERCARD T & E Rate III
VISA ISSUER CHIP FEE
C2
VS
CA
VS
CB
VS
CC
VS
CD
CD
DS
CE
VS
CF
VS
CG
VS
CH
VS
CI
VS
CL
DS
CM
CP
MC
MC
CR
VS
CS
MC
CT
CV
D1
D2
D3
DC
MC
VS
MC
MC
MC
DS
DE
CARD
TYPE
MC
DI
REASON_CODE
VS-CHECK CARD II
RETAIL
VS-CANADA DOM
CONS
VS-E-COMMERCE
BASIC
VS-CANADIAN
COMMERCIAL
DISCOVER CASH
ADVANCE NS
DISCOVER CASH
ADVANCE
VS-CANADIAN
DBT/PREPAID
VS-CANADA STD MIN
VS-CANADA COMM
MIN
VS-CANADA DEBIT
MIN
VS-INTERREGIONAL
COML
DINERS CLUBELECTRONIC
MC-CASH ADVANCE
MC-CONVIENCE
PURCHASE
VS-COML
INTERREGIONAL
MC-CORPORATE
STANDARD
MC-CAT
VS-CASH ADVANCE
MC-US DATA RATE I
MC-US DATA RATE II
MC-US DATA RATE III
DINERS CARD
STANDARD
SHORT_DESCRIPTION
VISA CHECK CARD II RETAIL
VISA CANADA DOMESTIC CONSUMER
VISA ELECTRONIC COMMERCE - BASIC
VISA CANADIAN COMMERCIAL CARD
DISCOVER CASH ADVANCE NONSETTLEMENT
DISCOVER CASH ADVANCE
VISA CANADIAN DEBIT AND PREPAID CARD
VISA CANADA STANDARD MINIMUM
VISA CANADA COMMERCIAL MINIMUM
VISA CANADA DEBIT MINIMUM
VISA INTERREGIONAL COMMERCIAL
DINERS CLUB-ELECTRONIC
MASTERCARD CASH ADVANCE
MASTERCARD CONVIENCE PURCHASE
VISA COMMERCIAL INTERREGIONAL
MASTERCARD CORPORATE STANDARD
MASTERCARD CAT
VISA CASH ADVANCE
MASTERCARD US DATA RATE I
MASTERCARD US DATA RATE II
MASTERCARD US DATA RATE III
DINERS CARD STANDARD
LONG_DESCRIPTION
MC-DINERS STD
MASTERCARD DINERS STANDARD
MC
MC-DINERS ELEC
MASTERCARD DINERS ELECTRONIC
DM
VS
VISA CARD NOT PRESENT
DS
DS
DS
DS
VS-CARD NOT
PRESENT
DISCOVER
DISCOVER NONSETTLED
DISCOVER
DISCOVER NON-SETTLED
E1
VS
ER
EX
VS
F1
VS
F2
VS
F3
VS
F4
VS
F5
VS
F6
VS
F7
VS
F8
VS
FF
MC
GL
HO
HP
VS
VS
VS
VS-EXPRESS
PAYMENT 1
VS-EIRF
VS-EXPRESS
PAYMENT
ENROUTE
VS-INTERREGIONAL
COMM
VS-CAN EPS CNSR CR
VS-CAN EPS CNSR
MIN
VS-CAN EPS BUS CR
VS-CAN EPS CORP
CR
VS-CAN EPS PURCH
CR
VS-CAN EPS COMM
MIN
VS-CAN EPS DB/PP
CR
VS-CAN EPS DB/PP
MIN
MC-US FACE-TOFACE
VS-GSA LARGE TKT
VS-CPS/HOTEL CP
VS-CPS/HOTEL CNP
EF
EP
VS
VS
I2
MC
MC-INTL DATA RATE II
I6
MC
MC-ELEC CORP INTL
IA
VS
VS-INTERREGIONAL
AIRLINE
IB
MC
MC-INTL CORPORATE
IC
VS
VS-INTL COMMERCIAL
IE
MC
MC-INTL ELECTRONIC
IL
MC
IM
VS
IP
MC
IR
VS
IS
IT
IV
MC
VS
VS
JC
JC
JC
NJ
MC-INTL LARGE
TICKET
VS-INTL STANDARD
MC-INTL
PURCHASING
VS-INTRREGIONAL
ELEC
MC-INTL STANDARD
VS-INTL ELECTRONIC
VS-INTERREGIONAL
STANDARD
JCB
JCB NON-SETTLED
VISA EXPRESS PAYMENT 1
VISA EIRF
VISA EXPRESS PAYMENT
ENROUTE
VS-INTERREGIONAL COMMERCIAL
VISA CANADA EPS-CONSUMER CREDIT
VISA CANADA EPS-CONSUMER MINIMUM
VISA CANADA EPS-BUSINESS
VISA CANADA EPS-CORPORATE
VISA CANADA EPS-PURCHASING
VISA CANADIAN EPS COMMERCIAL
MINIMUM
VISA CANADA EPS DEBIT/PREPAID CARD
VISA CANADA EPS DEBIT/PREPAID CARD
MINIMUM
MASTERCARD US FACE-TO-FACE
VISA GSA LARGE TICKET
VISA CPS/HOTEL CARD PRESENT
VISA CPS/HOTEL CARD NOT PRESENT
MASTERCARD INTERNATIONAL DATA RATE
II
MASTERCARD ELECTRONIC CORPORATE
INTERNATIONAL
VISA INTERREGIONAL AIRLINE
MASTERCARD INTERNATIONAL
CORPORATE
VISA INTERNATIONAL COMMERCIAL
MASTERCARD INTERNATIONAL
ELECTRONIC
MASTERCARD INTERNATIONAL LARGE
TICKET
VISA INTERNATIONL STANDARD
MASTERCARD INTERNATIONAL
PURCHASING
VISA INTERREGIONAL ELECTRONIC
MASTERCARD INTERNATIONAL STANDARD
VISA INTERNATIONAL ELECTRONIC
VISA INTERREGIONAL STANDARD
JCB SETTLED
JCB NON-SETTLED
KE
VS
LG
LT
M1
M3
M6
VS
MC
MC
MC
MC
M7
MC
MC
MK
P1
MC
MC
VS
P2
CARD
TYPE
VS
P3
VS
P4
VS
P5
VS
P6
VS
PC
PD
PH
VS
VS
VS
PL
PR
VS
PS
MC
PT
MC
QA
QB
QC
VS
VS
VS
QD
VS
QE
VS
QF
VS
RC
RK
RS
VS
VS
VS
REASON_CODE
VS-CPS/RTL KEY
ENTRY
VS-GSA LARGE TKT
MC-US LARGE TICKET
MC-MERIT 1
MC-MERIT 3
MC-CONSUMER
OFFLN DB-BEST
MC-CONSMR OFFLN
DBOTHER
MC-STANDARD
MC-KEY ENTERED
VS-CPS/PASS
TRANSPORT
SHORT_DESCRIPTION
VS-INTR AIR
CONSUMER
VS-INTR AIR
BUSINESS
VS-INTR AIR
CORPORATE
VS-INTR AIR
PURCHASE
VS-INTR AIR
SIGNATURE
VS-CPS/RETAIL
VS-CPS RTL CK
VS-CPS ELEC COM
PREF-HTL/CAR
PRIVATE LABEL
VS-E-COMMERCE
PREF
MC-PUBLIC SECTOR
MC-PASS
TRANSPORT
VS-CPS/RTL DB TR2
VS-CPS/RTL DB TR3
VS-CPS/SPMKT DB
TR2
VS-CPS/SPMKT DB
TR3
VS-CPS/SPMKT DB
CAP
VS-CPS/SPMKTDB
TRCAP
VS-CPS/RESTRNT CR
VS-CPS/RETAIL 2
VS-CPS/SVSSTN CR
VISA CPS/RETAIL KEY ENTRY
VISA GSA LARGE TICKET
MASTERCARD US LARGE TICKET
MASTERCARD MERIT 1
MASTERCARD MERIT 3
MASTERCARD CONSUMER OFFLINE DEBIT
-BEST
MASTERCARD CONSUMER OFFLINE DEBIT
-OTHER
MASTERCARD STANDARD
MASTERCARD - KEY ENTERED
VISA CPS/PASSENGER TRANSPORT
LONG_DESCRIPTION
VISA INTR AIR CONSUMER
VISA INTR AIR BUSINESS
VISA INTR AIR CORPORATE
VISA INTR AIR PURCHASE
VISA INTR AIR SIGNATURE
VISA CPS/RETAIL
VISA RETAIL CHECK
VISA CPS/ELECTRONIC COMMERCE
PREFERRED-HOTEL/CAR RENTAL
PRIVATE LABEL
VISA ELECTRONIC COMMERCE
PREFERRED
MASTERCARD PUBLIC SECTOR
MASTERCARD PASSENGER TRANSPORT
VISA CPS RETAIL DEBIT TIER 2
VISA CPS RETAIL DEBIT TIER 3
VISA CPS SUPERMARKET DEBIT TIER 2
VISA CPS SUPERMARKET DEBIT TIER 3
VISA CPS SUPERMARKET DEBIT CAP
VISA CPS SUPERMARKET DEBIT TIER CAP
VISA CPS RESTAURANT CREDIT
VISA CPS/RETAIL 2
VISA CPS SERVICE STATION CREDIT
S2
VS
S3
S4
S5
S6
SA
SC
VS
VS
VS
VS
VS
VS
SD
VS
SF
VS
SG
VS
SI
VS
SM
SN
SR
MC
VS
MC
VS-CK CRD II
SUPERMKT
VS-IOI EU
VS-IOI AP
VS-IOI LAC
VS-IOI CEMEA
VS-SPECIAL AIRLINES
VS-SUPERMRKT
CHECK
VS-CPS SMKT
OFFLINE DB
VS-INTREGION SEC
ECO
VS-EF SIG/INF ELE CR
VS-SIGNATURE CARD
ELEC
MC-SUPERMARKET
VS-INTREGION ECOM
MC-SERVICE
INDUSTRY
VISA CHECK CARD II SUPERMARKET
VISA IOI EU
VISA IOI AP
VISA IOI LAC
VISA IOI CEMEA
VISA SPECIAL AIRLINES
VISA SUPERMARKET CHECK
VISA CPS SUPERMARKET OFFLINE DEBIT
VISA INTERREGIONAL SECURE
ECOMMERCE
VISA EIRF- SIGNATURE/INFINITE
ELECTRONIC
VISA SIGNATURE CARD ELECTRONIC
MASTERCARD SUPERMARKET
VISA INTERREGIONAL ECOMMERCE
MASTERCARD SERVICE INDUSTRY
SS
CARD
TYPE
VS
ST
SV
VS
VS
TP
TR
TS
U1
MC
VS
VS
MC
VS-SIGNATURE CARD
STD
VS-CPS SMALL TKT
VS-SUPERMRKT
CREDIT
MC-TRAVEL PREMIER
VS-CPS/RTL CR TR
VS-CPS/SPMKT CR TR
MC-MERCHANT UCAF
U2
MC
MC-FULL UCAF INTL
U3
MC
U4
MC
MC-MERCHANT UCAF
CR
MC-FULL UCAF CR
U5
MC
MC-WRLD MER UCAF
MASTERCARD WORLD MERCHANT UCAF
U6
MC
MC-WRLD FULL UCAF
MASTERCARD WORLD FULL UCAF
U7
MC
MASTERCARD MERCHANT UCAF DEBIT
U8
MC
MC-MERCHANT UCAF
DB
MC-FULL UCAF DB
MASTERCARD FULL UCAF DEBIT
V1
VS
VS-US CREDIT
VOUCHER-MOTO
VISA US CREDIT VOUCHER - CONSUMER MAIL ORDER/TELEPHONE ORDER
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
VISA SIGNATURE CARD STANDARD
VISA CPS SMALL TICKET
VISA SUPERMARKET CREDIT
MASTERCARD TRAVEL PREMIER
VISA CPS RETAIL CREDIT TIER
VISA CPS SUPERMARKET CREDIT TIER
MASTERCARD MERCHANT UNIVERSAL
CARDHOLDER AUTHENTICATION (UCAF)
MASTERCARD FULL UNIVERSAL
CARDHOLDER AUTHENTICATION (UCAF)
INTERNATIONAL
MASTERCARD MERCHANT UCAF CREDIT
MASTERCARD FULL UCAF CREDIT
V2
VS
V3
VS
V4
VS
VA
VS
VB
VS
VD
VS
VE
VS
VF
VG
VI
VJ
VK
VL
VM
VN
VO
VS
VS
VS
VS
VS
VS
VS
VS
VS
VP
VS
VQ
VR
VS
VS
VS
VT
VS
VS
VU
VS
VW
VX
VS
VS
VY
VZ
WC
CARD
TYPE
VS
VS
MC
WM
MC
XM
MC
XP
MC
Y1
VS
REASON_CODE
VS-US CREDIT
VOUCHER-PT
VS-US CREDIT
VOUCHER-CNS
VS-US CREDIT
VOUCHER-COM
VS-CPS/AFD DB
VS-CONSUMER
OFFLN-DB-BEST
VS-CPS RETAIL DEBIT
VS-ELECTRONIC
W/SIG
VS-EIRF-US DB
VS-CPS/PT DB
VS-INFINITE CREDIT
VS-CPS/RESTRNT DB
VS-CPS/RTL KEY DB
VS-CPS/SPMKT DB TR
VS-CPS/CNP DB
VS-CPS/RTL2 DB
VS-CONSMR OFFLN
DBOTHER
VS-CPS/EC PREF DB
VS-CPS/SVCSTN DB
VS-CPS/HTLCAR CP
DB
VS-US STANDARD
VS-CPS/HTLCARCNP
DB
VS-CPS/HTLCARECP
DB
VS-CPS/SML TKT DB
VS-EXPRESS PMT DB
SHORT_DESCRIPTION
VS-CPS/RTL DB TR
VS-US STANDARD DB
MC-WAREHOUSE
CLUB
MC-WORLD
MASTERCARD
MC-SMKT OFFLINE DB
MC-CONV PURCH
OFFLINE DB
VS-CR VCR OFFLINE
DB-RTL
VISA US CREDIT VOUCHER - PASSENGER
TRANSPORT
VISA US CREDIT VOUCHER - CONSUMER
NON PASSENGER TRANSPORT
VISA US CREDIT VOUCHER - COMMERCIAL
NON PASSENGER TRANSPORT
VISA CPS AUTOMATED FUEL DISPENSER
DEBIT
VISA CONSUMER OFFLINE DEBIT - BEST
VISA CPS RETAIL DEBIT
VISA ELECTRONIC WITH SIGNATURE
VISA EIRF US DEBIT
VISA CPS PASSENGER TRANSPORT DEBIT
VISA INFINITE CREDIT
VISA CPS RESTAURANT DEBIT
VISA CPS RETAIL KEYED DEBIT
VISA CPS SUPERMARKET DEBIT TIER
VISA CPS CARD NOT PRESENT DEBIT
VISA CPS RETAIL 2 DEBIT
VISA CONSUMER OFFLINE DEBIT - OTHER
VISA CPS ELECTRONIC COMMERCE
PREFERRED DEBIT
VISA CPS SERVICE STATION DEBIT
VISA CPS HOTEL CAR RENTAL CARD
PRESENT DEBIT
VISA US STANDARD
VISA CPS HOTEL CAR RENTAL CARD NOT
PRESENT DEBIT
VISA CPS HOTEL CAR RENTAL
ELECTRONIC CARD PRESENT DEBIT
VISA CPS SMALL TICKET DEBIT
VISA EXPRESS PAYMENT DEBIT
LONG_DESCRIPTION
VISA CPS RETAIL DEBIT TIER
VISA US STANDARD DEBIT
MASTERCARD WAREHOUSE CLUB
WORLD MASTERCARD
MASTERCARD SUPERMARKET OFFLINE
DEBIT
MASTERCARD CONV PURCHASE OFFLINE
DEBIT
VISA CR VCR OFFLINE DEBIT - RETAIL
Y2
REASON_CODE
VS
CARD
TYPE
001
002
MC
004
VS
006
VS
007
008
009
010
011
012
013
014
015
016
016
017
018
02-INVALID ICA NO.
(MC)
03-INVALID EST.
NUMBER
04-INVALID PROCESS
DATE
05-INVALID
REFERENCE NO.
005
007
SHORT_DESCRIPTION
01-INVALID TRAN
CODE
003
006
VS-CR VCR OFFLINE
DB-OTHER
MC
06-DESTINATION AMT
OUT OF BAL
06-INVALID
PURCHASE DATE
07-SOURCE AMT OUT
OF BAL
07-INVALID DOLLAR
AMOUNT
08-INVALID AUTH
CODE
09-INVALID
MERCHANT NAME
10-INVALID MISSING
CITY
11-INVALID
STATE/COUNTY
12-INVALID MCC
CODE
13-INVALID STORE
NUMBER
14-INVALID CANADIAN
TRAN
15-PROCESS JULIAN
DATE
16-INVALID ICA
PREFIX(MC)
16-INVALID ICA
PREFIX(MC)
17-INVALID ICA
FOREIGN
18-INVALID CB CODE
(MC)
VISA CR VCR OFFLINE DB - OTHER
LONG_DESCRIPTION
INVALID TRAN CODE - MUST EQUAL 08
(FOREIGN CURRENCY), 25 (CREDIT), 60
(CASH ADVANCE) OR 70 (SALE)
INVALID ICA NUMBER (MASTERCARD)
INVALID OR MISSING AMERICAN EXPRESS
OR DISCOVER ESTABLISHMENT NUMBER
ON FILE
INVALID OR MISSING PROCESSING DATE
INVALID OR MISSING REFERENCE
NUMBER; ZEROS NOT VALID FOR THIS
FIELD
THE DESTINATION AMOUNT IS OUT OF
BALANCE
INVALID PURCHASE DATE (PAST DATED OR
FUTURE DATED ITEM)
THE SOURCE AMOUNT IS OUT OF BALANCE
INVALID DOLLAR AMOUNT; ZEROS NOT
VALID FOR THIS FIELD
INVALID OR MISSING AUTHORIZATION
CODE
INVALID OR MISSING MERCHANT NAME
INVALID OR MISSING CITY
INVALID OR MISSING STATE, COUNTY OR
PROVINCE
INVALID OR MISSING MCC OR SIC CODES
INVALID OR MISSING STORE NUMBER
INVALID CANADIAN TRANSACTION
PROCESS JULIAN DATE
(MASTERCARD/VISA)
INVALID ICA PREFIX (MASTERCARD)
INVALID ICA PREFIX - CARDS NOT ISSUED
WITHIN THE ICA RANGE (MASTERCARD)
INVALID ICA FOREIGN CODE
(MASTERCARD)
INVALID CHARGEBACK REASON CODE
(MASTERCARD)
019
19-INVALID CB DOC
(MC)
20-INVALID ACCOUNT
NO.
21-INVALID CHECK
DIGIT
020
021
REASON_CODE
CARD
TYPE
022
023
VS
024
025
026
027
AX
028
AX
029
AX
SHORT_DESCRIPTION
22-INVALID ACCT NO
LENGTH
23-INVALID MCC OR
ACCOUNT
24-CARD TYPE NOT
ACCEPTED
25-INVALID POS CODE
26-INVALID
INTERCHANGE
27-MISSING
ADDENDUM(AX)
28-MISSING ITEM
DESC (AX)
29-MISSING DATA (AX)
030
30-INVALID ACCT NO.
031
032
31-INVALID ZIP CODE
32-INVALID TERMINAL
IND
33-INVALID POS
ENTRY MODE
34-INVALID
CARDHOLDER ID
35-INVALID MAIL
ORDER NO.
36-INVALID USAGE
CODE
37-INVALID ISSUING
BIN
38-INVALID
PROCESSING BIN
39-INVALID
MERCHANT NO.
40-SEQUENCE NO.
ERROR
41-INVALID DS PREFIX
033
034
035
036
037
038
039
040
041
042
42-INVALID DINERS
CODE
INVALID CHARGEBACK DOCUMENT TYPE
(MASTERCARD)
INVALID - NON-NUMERIC OR SPACES IN
ACCOUNT NUMBER FIELD
INVALID CHECK DIGIT ON ACCOUNT
NUMBER
LONG_DESCRIPTION
INCORRECT ACCOUNT NUMBER LENGTH NOT ENOUGH DIGITS/TOO MANY DIGITS
VISA REJECT OR NPC EDIT DUE TO MCC
CODE INVALID FOR VISA CARD TYPE OR
INVALID ACCT # LENGTH
CARD TYPE NOT ACCEPTED OR SET-UP
FOR PROCESSING
INVALID POINT OF SALE CODE
INVALID INTERCHANGE CODE
MISSING ADDENDUM (AMEX)
MISSING ITEM DESCRIPTION (AMEX)
QUANTITY, UNIT OR TOTAL PRICE MISSING
(AMEX)
INVALID ACCOUNT NUMBER - CARDS NOT
ISSUED ON BIN
INVALID OR MISSING ZIP CODE
INVALID OR MISSING TERMINAL
CAPABILITY INDICATOR
INVALID OR MISSING POS ENTRY MODE
SUBMITTED
INVALID OR MISSING CARDHOLDER ID
INVALID MAIL ORDER NUMBER
INVALID OR MISSING USAGE CODE
INVALID ISSUING BIN ON CHARGEBACKS
PROCESSING BIN
INVALID MERCHANT NUMBER
SEQUENCE NUMBER ERROR
INVALID OR MISSING DISCOVER
MERCHANT ID OR MERCHANT PREFIX
INVALID DINERS ALPHA CODE
043
43-INVALID AMEX
BATCH NO.
44-INVALID AMEX CAP
NO.
45-INVALID AMEX PCI
NO.
46-INVALID RUN TYPE
47-INVALID RECORD
TYPE
044
045
046
047
REASON_CODE
048
049
050
051
052
053
054
055
056
057
058
059
060
061
062
063
064
065
066
067
CARD
TYPE
SHORT_DESCRIPTION
INVALID OR MISSING AMEX BATCH
NUMBER
INVALID OR MISSING AMEX CAP NUMBER
INVALID OR MISSING AMEX PCI NUMBER
RUN TYPE
INVALID RECORD TYPE
LONG_DESCRIPTION
48-INVALID
PROCESSING CTR
49-INVALID FOREIGN
IND.
50-INVALID RUN
NUMBER
51-INVALID TRANTEST CARD
52-INVALID DUMMY
RECORD
53-INVALID HEADER
PROCESSING CENTER
54-INVALID TRAILER
55-INVALID
ADDENDUM
56-INVALID REASON
CODE
57-ITENERARY W/O
DETAIL
58-INVALID
CHARGEBACK REF
59-T&E CB REASON
CODE
60-INVALID DOC
INDICATOR
INVALID TRAILER
INVALID ADDENDUM
61-INVALID
REVERSAL CODE
62-INVALID ISSUER
CONTROL
63-MISSING TERM
RECORD
64-INVALID ACTION
CODE
65-INVALID ADDRESS
(MC)
66-INVALID ID (MC)
67-INVALID PHONE
NO.(MC)
REVERSAL CODE
FOREIGN INDICATOR
INVALID RUN NUMBER
INVALID TRANSACTION - TEST CARD
INVALID DUMMY RECORD
INVALID HEADER
REASON CODE
ITINERARY WITHOUT DETAIL
CHARGEBACK REFERENCE
T & E CHARGEBACK REASON CODE
DOCUMENTATION INDICATOR
ISSUER CONTROL
MISSING 2ND TERMINATION RECORD
ACTION CODE
TERMINATION ADDRESS (MASTERCARD)
MASTERCARD MERCHANT ID
MASTERCARD TERM, PHONE NO.
068
069
68-INVALID MESSAGE
69-INVALID MESSAGE
CODE
70-INVALID NO SHOW
CODE
71-INVALID CARRIER
CODE
72-INVALID SERVICE
CLASS
73-INVALID STOP
OVER CODE
070
071
072
073
REASON_CODE
074
075
076
077
078
079
080
081
082
083
084
085
086
087
088
089
090
091
CARD
TYPE
SHORT_DESCRIPTION
74-MISSING AIRLINE
ADDEND
75-INVALID
RESPONSE CODE
76-INVALID TRAN
CODE
77-INVALID RETURN
IND.
78-INVALID AUTH
SOURCE
79-ACCT NO. LISTED
ON RCL
80-INVALID
CURRENCY CODE
81-INVALID FOREIGN
EXPON.
82-INVALID FOREIGN
CURREN
83-INVALID T&E MCC
84-VALIDATION
RETURN (VS)
85-INVALID TRANS ID
=A
86-INVALID TRANS ID
=A
87-INVALID CARD IDMCC
88-INVALID MCCAUTO FUEL
89-INVALID CAT
INDICATOR
90-INVALID ACI OR
CAT ID
91-INVALID CPS AUTH
DATE
MESSAGE TERM, DATE
MESSAGE CODE
INVALID OR MISSING NO SHOW CODE
INVALID OR MISSING CARRIER CODE
INVALID OR MISSING SERVICE CLASS
INVALID OR MISSING STOP OVER CODE
LONG_DESCRIPTION
MISSING AIRLINE ADDENDUM
INVALID OR MISSING RESPONSE CODE
TRAN CODE FOR INTERNAL ICA
RETURN INDICATOR
INVALID AUTHORIZATION SOURCE
ACCOUNT NUMBER LISTED ON
RESTRICTED CARD LIST (RCL)
INVALID FOREIGN CURRENCY CODE - NOT
NUMERIC
INVALID FOREIGN CURRENCY EXPONENT NOT NUMERIC
FOREIGN CURRENCY AMOUNT NOT
NUMERIC/NOT > 0
T & E REASON CD/SIC CODE/MEMBER
MESSAGE TEXT
VISA VALIDATION RETURN
EXCLUDED TRANS ID EQUALS A
INVALID EXCLUDED TRANS ID EQUALS A
INVALID CARDHOLDER ID METHOD FOR
MAIL ORDER MCC
INVALID MCC FOR AN AUTO FUEL
MERCHANT
INVALID CAT INDICATOR
INVALID AUTH CHARACTERISTICS
INDICATOR (ACI) OR MASTERCARD CAT ID
INVALID CPS AUTHORIZATION PURCHASE
DATE
092
92-INVALID MULTI
SEQ NO.
93-INVALID CPS
PURCH ID.
94-INVALID CPS
FORMAT
95-INVALID CPS AUTH
AMT
96-INVALID CPS
IN/OUTDATE
97-INVALID
INDICATOR
98-INVALID CPS AUTH
AMT
093
094
095
096
097
098
REASON_CODE
CARD
TYPE
099
SHORT_DESCRIPTION
99-INVALID CPS
ADDENDA
1N-INVALID TRAN
TYPEMCC
1N
VS
1N
VS
1N-INVALID TRAN
TYPEMCC
AD
VS
AD-INVALID AUTH (VS
REJ)
REASON_CODE
005
CARD
TYPE
MC
021
MC
022
MC
023
MC
028
VS
029
VS
030
VS
032
VS
033
VS
034
VS
SHORT_DESCRIPTION
05-CARDHOLDER
DISPUTE
21-NON-RECOGNIZED
TRAN
22-TRANSACTION
CERTIFICAT
23-REQUEST FOR
RECORDS
28-REQUEST FOR
COPY W/SIG
29-REQUEST FOR T&E
DOC
30-REQUEST DUE TO
DISPUTE
32-UNRECOGNIZED
TRANSACTION
33-LEGAL
PROCESS/FRAUD
34-REPEAT REQUEST
INVALID CPS MULTI SEQUENCE NUMBER
AND/OR COUNT
INVALID CPS PURCHASE ID
INVALID CPS PURCHASE ID FORMAT
INVALID CPS TOTAL AUTHORIZED AMOUNT
INVALID CPS CHECK-IN/CHECK-OUT DATE
INVALID CPS MARKET SPECIFIC DATA
INDICATOR
INVALID CPS AUTH AMOUNT
LONG_DESCRIPTION
INVALID CPS ADDENDUM DATA
VISA ASSOCIATION REJECT TRANSACTION TYPE INVALID FOR MCC
CODE
VISA ASSOCIATION REJECT TRANSACTION TYPE INVALID FOR MCC
CODE
VISA ASSOCIATION REJECT-VALID VISA
AUTHORIZATION NOT OBTAINED OR
DENIED VISA TRANSACTION
LONG_DESCRIPTION
CARDHOLDER DOES NOT AGREE WITH
AMOUNT BILLED
CARDHOLDER DOES NOT RECOGNIZE
TRANSACTION
TRANSACTION CERTIFICATE (ICC
TRANSACTION)
CARDHOLDER NEEDS FOR PERSONAL
RECORDS
CARDHOLDER REQUESTS FOR COPY
BEARING SIGNATURE
REQUEST T&E DOCUMENT
REQUEST DUE TO CARDHOLDER
INQUIRY/DISPUTE, CARDHOLDER
REQUESTS DRAFT
CARDHOLDER DOES NOT RECOGNIZE
TRANSACTION
LEGAL PROCESS OR FRAUD ANALYSIS
REQUEST
LEGAL PROCESS REQUEST
035
VS
036
VS
037
038
VS
VS
039
VS
040
VS
041
MC
042
MC
35-REQUEST FOR
ORIGINAL
36-LEGAL PROCESS
37-COPY ILLEGIBLE
38-REQUIRED FOR
ANALYSIS
39-2ND REQT FOR
ORIGINAL
40-REQ'D FOR
ARBITRATION
41-FRAUD
INVESTIGATION
42-CB/COMPLIANCE
DOC
WRITTEN CARDHOLDER DEMAND FOR
ORIGINAL PAPER
LEGAL PROCESS (E.G. A SUBPOENA)
SPECIFIES ORIGINAL PAPER
COPY PREVIOUSLY SENT ILLEGIBLE
REQUIRED FOR PAPER/HANDWRITING
ANALYSIS
REPEAT REQUEST FOR ORIGINAL PAPER
REQUIRED FOR ARBITRATION
FRAUD INVESTIGATION
POTENTIAL CB/ COMPLIANCE
DOCUMENTATION
001
002
CARD
TYPE
VS
VS
003
004
VS
VS
005
VS
006
VS
007
VS
HASH TOTAL INVALID
TRANSACTION TYPE FOR SOURCE BIN
INVALID
INTERFACE TRACE NUMBER INVALID
NON-ZERO TCR FAILED EDITS
NATIONAL BILATERAL TRANS NOT ON
TABLE
MISSING TCR1 OR INVALID CARD
ACCEPTOR ID
CHARGEBACK REFERENCE NBR INVALID
008
VS
DOCUMENTATION INDICATOR INVALID
009
010
VS
VS
011
VS
012
VS
013
VS
NATIONAL REIMBURSEMENT FEE INVALID
BIN NOT NUMERIC
BILL PAY TRANS OF DIFFERENT
COUNTRIES
DRAFT ACQUIRER REFERENCE NUMBER
INVALID
DRAFT REFERENCE NUMBER BIN INVALID
014
015
VS
VS
DRAFT PURCHASE DATE INVALID
DRAFT DESTINATION AMOUNT NOT ZERO
016
VS
ACCOUNT NUMBER NOT NUMERIC
017
VS
AUTHORIZATION CODE INVALID
018
019
VS
VS
020
VS
021
VS
REASON CODE INVALID FOR TRANS TYPE
MERCHANT NAME BLANK OR NOT LEFT
JUSTIFY
MERCHANT CITY BLANK OR NOT LEFT
JUSTIFY
MERCHANT COUNTRY CODE INVALID
022
VS
MERCHANT CATEGORY CODE INVALID
024
VS
STATE/PROVINCE CODE INVALID
REASON_CODE
SHORT_DESCRIPTION
BIN NOT NUMERIC
LONG_DESCRIPTION
026
VS
028
VS
029
030
VS
VS
032
VS
033
VS
ISSUER CONTROL NUMBER INVALID
034
035
VS
VS
036
037
VS
VS
038
VS
039
VS
042
VS
043
VS
EVENT DATE FOR TRANS 10 INVALID
SOURCE AMOUNT GREATER THAN
ALLOWED
REIMBURSEMENT ATTRIBUTE INVALID
INTERNATIONAL REQUEST NEEDS MORE
INFO
CHGBK RSN 23 OR 83 AND ACCT NOT
LISTED
CHGBK RSN 96 AND AMT BELOW MCC
MINIMUM
RECORD TYPE FOR TRANS 57 OR 58
INVALID
DESTINATION BIN DOES NOT EXIST
044
VS
SOURCE BIN DOES NOT EXIST
045
CARD
TYPE
VS
046
047
048
VS
VS
VS
049
VS
050
051
VS
VS
052
053
VS
VS
054
056
VS
VS
057
VS
058
VS
059
VS
REASON_CODE
DRAFT USAGE CODE
INVALID
SHORT_DESCRIPTION
DEST OF MONETARY TRANS NONMONETARY
SOURCE OF MONETARY TRANS NONMONETARY
MAIL/TELEPHONE INDICATOR INVALID
INVALID CARD FOR ELECTRONIC
COMMERCE
DRAFT USAGE CODE INVALID
LONG_DESCRIPTION
DESTINATION BIN MERCHANT ONLY
SETTLEMENT FLAG
INVALID
SOURCE AMOUNT
ZERO
CURRENCY CODE
INVALID
SOURCE ISSUER BIN
ONLY
SOURCE BIN MERCHANT ONLY
SOURCE OR DESTINATION BIN IS U.S.
SOURCE,DEST BIN, AND MERCHANT DIFF
REGN
COUNTS/AMOUNTS OF TRANS 58 NOT
NUMERIC
CARD EXPIRATION DATE INVALID
SETTLEMENT FLAG INVALID
NO NATIONAL NET DEFINED FOR COUNTRY
SOURCE AMOUNT ZERO
FRAUD ADVICE DESTINATION BIN INVALID
CURRENCY CODE INVALID
FRAUD, SOURCE, OR TRANS AMOUNT
INVALID
DATA CAPTURE PROCESSOR AND
ACQUIRER ERR
SOURCE ISSUER BIN ONLY
060
VS
DRAFT SUBMITTED FLAG INVALID
061
VS
DATA CAPTURE PROCESSOR BIN INVALID
062
VS
063
VS
064
VS
065
VS
067
068
VS
VS
069
097
VS
VS
098
VS
099
VS
1A
1B
1C
VS
VS
VS
DESTINATION BIN ISSUER BIN ONLY
INVALID ROUTING BETWEEN SPLIT
CENTERS
INVALID ROUTING SPLIT/NON-SPLIT
CENTERS
ROUTING OF SPLIT CENTER NOT
ATTACHED
STATE/COUNTRY CODE INVALID
ACCOUNT NUMBER OF TRANS 10 OR 20
INVALID
TEXT MESSAGE AREA ALL SPACES
SOURCE, DEST BIN AND COUNTRY DIFF
REGION
SOURCE AND DESTINATION BIN IN SAME
CNTRY
INTERNATIONAL BILATERAL
INCONSISTENCY
MEMBER MESSAGE TEXT INVALID
BUSINESS FORMAT CODE INVALID
PASSENGER NAME INVALID
1D
VS
1E
VS
1F
VS
1G
VS
1H
VS
1I
VS
PASSENGER NAME
INVALID
DEPARTURE DATE
INVALID
STOP-OVER CODE
INVALID
DEPARTURE DATE INVALID
ORIGINATION CITY/AIRPORT CODE INVALID
CARRIER CODE IN FIRST TRIP LEG
MISSING
SERVICE CLASS IN FIRST TRIP LEG
MISSING
STOP-OVER CODE INVALID
DESTINATION CITY/AIRPORT CODE 1
MISSING
1J
CARD
TYPE
VS
1K
1L
VS
VS
1M
VS
1P
VS
1R
VS
1S
VS
SETTLEMENT FLAG EQ 9 AND VISA NOT
NOTIFY
FAILED TIMELINESS CRITERIA FOR REIMB
FEE
INVALID INSTALLMENT PAYMENT COUNT
1T
VS
INVALID DEFERRED SETTLEMENT TYPE
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
ACQUIRER'S BUSINESS ID INVALID
DEBIT PRODUCT
CODE INVALI
COLLECTION-ONLY FLAG INVALID
ATM ACCOUNT SELECTION INDICATOR
INVALID
DEBIT PRODUCT CODE INVALID
1U
VS
1V
VS
1W
1X
VS
VS
1Y
1Z
VS
VS
3A
VS
3B
3C
3D
VS
VS
VS
4A
VS
5A
VS
5B
VS
5C
VS
9A
9B
VS
VS
9C
VS
9D
VS
A1
VS
A2
VS
A3
VS
A4
VS
A5
VS
A6
CARD
TYPE
VS
A7
VS
A8
VS
A9
VS
REASON_CODE
BAD LOCAL AUTH
NUMBER
INVALID IRF
CATEGORY CODE
TCR 2 INVALID
RFC DISPUTE NOT
ALLOWED
TRANSFER TYPE NOT
NUMERIC
ACCOUNT RANGE USAGE TYPE INVALID
ACCT BIN DOES NOT EQUAL SRCE/DEST
BIN
BAD MERCHANT DISCOUNT RATE
BAD LOCAL AUTH NUMBER
SRCE/DEST BIN NOT NNSS PARTICIPANT
INVALID IRF CATEGORY CODE
INVALID CARD TYPE FOR TRANSACTION
CODE
TCR7 IS INVALID FOR CARD TYPE
INVALID MERCHANT VOLUME INDICATOR
INELIGIBLE MERCH/NON-MATCHING NAME
TEXT
MERCH CNTRY DIFFERS FROM ISSUER
CNTRY
CURRENCY INVALID FOR FIRST
PRESENTMENT
SOURCE/DESTINATION IS NOT A
BANKCARD BIN
MERCHANT COUNTRY CODE IS NOT AU OR
NZ
TCR 2 INVALID
SETLMNT FLAG MUST BE 3 FOR CLEARING
ONLY
INVALID TRAN CODE FOR CLEARING ONLY
TRAN
RFC DISPUTE NOT ALLOWED
REFERENCE NUMBER BIN OF BILL PAY
INVALID
TRANSFER TYPE NOT NUMERIC
SPECIAL CHARGEBACK INDICATOR
INVALID
CHGBK AMT IS LESS THAN MIN AMT
ALLOWED
CHARGEBACK NOT ABOVE FLOOR LIMIT
SHORT_DESCRIPTION
REQUIRED TCR
MISSING
LONG_DESCRIPTION
AUTHORIZATION CODE INVALID WITH
CHRGBACK
CRB/EXCEPT CHARGEBACK ABOVE FLOOR
LIMIT
CRB/EXCEPT CHRGEBACK ACCT NBR NOT
LISTED
REQUIRED TCR MISSING
AB
VS
AE
VS
AU
MC
CRS RETURN, NOT ON EXCEPTION
HISTORY
AUTHORIZATION CODE ERROR
B1
B2
VS
VS
ACCOUNT NUMBER INVALID - TC 57
TRANSACTION CODE QUALIFIER INVALID
B3
VS
CASH BACK FIELD INVALID
B4
B7
VS
VS
B8
B9
VS
VS
ACQUIRER FORMAT CODE INVALID
DESTINATION CURRENCY CODE NOT
SPACES
SPECIAL CONDITION INDICATOR INVALID
ACCOUNT NUMBER CHECK DIGIT INVALID
BA2
BH
VS
VS
CO
VS
C1
VS
C3
VS
C4
VS
C5
VS
C6
C7
VS
VS
CA
CB
CC
VS
VS
VS
CD
CE
VS
VS
CF1
VS
CARDHOLDER ID METHOD INVALID
ON-LINE AUTHORIZATION REASON CD
INVALID
CARD SEQUENCE NUMBER IS INVALID
CF2
VS
TERMINAL TRANSACTION DATE IS INVALID
CF3
VS
TERMINAL CAPABILITY PROFILE IS INVALID
CF4
CF5
VS
VS
CF6
VS
UNPREDICTABLE NUMBER IS INVALID
APPLICATION TRANSACTION COUNTER
INVALID
APPLICATION INTERCHANGE PROFILE
INVALID
REASON_CODE
CF7
CARD
TYPE
VS
CRS WARNING
BULLETIN
VS-STOP PAYMENT
ORDER
VS-REVOCATION OF
AUTHORIZATION
POS ENTRY MODE
INVALID
SHORT_DESCRIPTION
CRYPTOGRAM IS
INVALID
CRS WARNING BULLETIN
INVALID FEE PROGRAM INDICATOR
HIGHER OF CPS/RETAIL CHK/CR RATE
APPLIED
VISA STOP PAYMENT ORDER FOR
RECURRING PAYMENT
VISA REVOCATION OF AUTHORIZATION
FOR RECURRING PAYMENT
INVALID SOURCE CURRENCY FOR TRAN
TYPE
SOURCE CURRENCY CODE INVALID WITH
ISSUER
CENTRAL PROCESSING DATE INVALID
MERCHANT ZIP CODE INVALID
CHGBK REASON INVALID FOR AUTO FUEL
DISP
AUTHORIZATION SOURCE CODE INVALID
POS TERMINAL CAPABILITY INVALID
POS ENTRY MODE INVALID
LONG_DESCRIPTION
CRYPTOGRAM IS INVALID
CF8
VS
DERIVATION KEY INDEX IS INVALID
CF9
CG1
VS
VS
CG2
VS
CRYPTOGRAM VERSION IS INVALID
TERMINAL VERIFICATION RESULTS IS
INVALID
CARD VERIFICATION RESULTS IS INVALID
CG3
VS
SCRIPT 1 IDENTIFIER SUBFIELD IS INVALID
CG4
VS
CG5
VS
CG6
VS
SCRIPT 1 RESULT SUBFIELD IS INVALID
INVALID SRCE/DEST/MERC CNTRY FOR
CHIP
INVALID TERMINAL COUNTRY CODE
CG7
CG8
VS
VS
INVALID TERMINAL SERIAL NUMBER
SOURCE CURRENCY IS INVALID
CG9
CH1
VS
VS
CH2
VS
DESTINATION CURRENCY IS NOT ZERO
CH3
VS
D1
VS
D2
VS
D3
D4
VS
VS
D5
VS
D6
VS
SOURCE AMOUNT IS NOT NUMERIC
CURRENCY CONVERSION FAILED - NO
RATE
TRANSACTION AMOUNT CONVERSION EQ
ZERO
U.S. DOLLAR VALUE EXCEEDS MAXIMUM
DESTINATION AMOUNT TOO LARGE FOR
FIELD
MERCHANT COUNTRY CODE ON US
EMBARGO LIST
DESTINATION BIN NOT ICS VENDOR - TC 30
D7
VS
SOURCE BIN NOT ICS VENDOR - TC 31
D8
DA
VS
VS
NON U.S. BIN INVOLVED - TC 30 OR 31
REVERSAL FLAG INVALID
DB
DC
VS
VS
DF
DG
DH
DI
VS
VS
VS
VS
DJ
VS
TERMINAL NUMBER INVALID
DK
VS
MERCHANT BATCH NUMBER INVALID
DL
VS
MERCHANT BATCH DATE INVALID
DM
DN
VS
VS
DISCOVER MERCHANT ID INVALID
TRANSACTION TIME INVALID
DO
VS
TRANSACTION TYPE INVALID
DP
VS
TRANSACTION VOID INDICATOR INVALID
DQ
VS
CARD ENTRY METHOD INVALID
TERMINAL ID IS
INVALID
REVERSAL FLAG
INVALID
CARD TYPE INVALID
CAPTURE DATE
INVALID
AGENT FIELD INVALID
CHAIN FILED INVALID
CARD ACCEPTOR ID IS INVALID
TERMINAL ID IS INVALID
CARD TYPE INVALID
CAPTURE DATE INVALID
AGENT FIELD INVALID
CHAIN FILED INVALID
MERCHANT NUMBER INVALID
MERCHANT STORE INVALID
DR
VS
DS
DT
VS
VS
FILM LOCATOR
INVALID
TIP FIELD INVALID
FILM LOCATOR INVALID
TIP FIELD INVALID
BATCH TRANSACTION COUNT INVALID
DU
CARD
TYPE
VS
DV
VS
BATCH NET AMOUNT SIGN INVALID
DW
DX
DY
VS
VS
VS
BATCH RECORD COUNT INVALID
BATCH GROSS AMOUNT INVALID
DESTINATION BIN INVALID
DZ
VS
ACQUIRER BANK ID INVALID
E1
VS
E2
VS
E3
VS
E4
VS
E5
VS
E6
VS
E7
VS
E8
E9
VS
VS
EA
VS
FORMAT CODE INVALID - TC 57 OR 59
SERVICE ESTABLISHMENT NUMBER
INVALID
INVOICE BATCH CODE NOT GREATER
THAN ZERO
INVOICE SUB-CODE NOT NUMERIC - TC
57,59
PROCESS CONTROL ID NOT GREATER
THAN ZERO
FILE SEQUENCE NUMBER NOT NUMERIC TC 57
CHAIN AFFILIATED PROPERTY NUMBER
INVALID
APPROVAL CODE INVALID - TC 57 OR 59
CHARGE DESCRIPTION BLANK/NOT LEFT
JUST
RECORD OF CHARGE NUMBER INVALID
EB
VS
EXPIRATION DATE INVALID - TC 57 OR 59
EC
ED
VS
VS
LOCAL TAX AMOUNT NOT NUMERIC
ITEM QUANTITY INVALID - TC 57 OR 59
EE
VS
PURCHASE ID INVALID - TC 57 OR 59
EF
VS
ITEM UNIT PRICE INVALID - TC 57 OR 59
EG
VS
ITEM TOTAL PRICE INVALID - TC 57 OR 59
EH
EI
VS
VS
RENTAL AGREEMENT NUMBER INVALID
AUDIT ADJUSTMENT NOT NUMERIC
EJ
VS
AUDIT ADJUSTMENT INDICATOR INVALID
EK
VS
AUTO REFERENCE NUMBER INVALID
EL
EM
VS
VS
EN
VS
RENTAL DATE INVALID - TC 57 OR 59
EO
VS
RENTAL TIME INVALID - TC 57 OR 59
EP
VS
RETURN CITY BLANK OR NOT LEFT JUST
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
BATCH NET AMOUNT INVALID
DESTINATION BIN
INVALID
RENTAL STATE
INVALID
RENTAL CITY BLANK OR NOT LEFT JUST
RENTAL STATE INVALID
EQ
VS
RETURN STATE INVALID - TC 57 OR 59
ER
VS
RETURN DATE INVALID - TC 57 OR 59
ES
ET
VS
VS
RETURN TIME INVALID - TC 57 OR 59
RENTER NAME BLANK OR NOT LEFT JUST
EU
VS
CHARGE TYPE INVALID - TC 57 OR 59
EV
VS
ARRIVAL DATE INVALID - TC 57 OR 59
EW
VS
DEPARTURE DATE INVALID - TC 57 OR 59
EX
VS
DURATION OF STAY INVALID - TC 57 OR 59
EY
EZ
F1
VS
VS
VS
SPECIAL PROGRAM INVALID - TC 57 OR 59
ROOM RATE INVALID - TC 57 OR 59
ACCOUNT NBR DOES NOT BEGIN WITH 34
OR 37
F2
CARD
TYPE
VS
F3
F4
VS
VS
FOOD AMOUNT INVALID - TC 57 OR 59
BEVERAGE AMOUNT INVALID - TC 57 OR 59
F5
VS
BEVERAGE ID INVALID - TC 57 OR 59
F6
VS
TIP AMOUNT 1 INVALID - TC 57 OR 59
F7
VS
TIP RECIPIENT LITERAL 1 INVALID
F8
F9
VS
VS
TIP AMOUNT 2 INVALID - TC 57 OR 59
TIP RECIPIENT LITERAL 2 INVALID
FA
VS
INVALID MERCHANT BATCH KEY
FB
FC
VS
VS
G0
VS
G1
VS
INVALID ORIGINAL TICKET NUMBER
INVALID TRANSACTION BASED ON REC
FMT CDE
INVALID REQUESTED FULFILLMENT
METHOD
INVALID ISSUER RFC BIN
G2
G3
G4
G5
G6
VS
VS
VS
VS
VS
G7
VS
INVALID TRANSACTION TYPE
G8
VS
INVALID SOURCE ROUTING FLAG
G9
GA
VS
VS
INVALID DESTINATION ROUTING FLAG
INVALID MESSAGE TRANSACTION NUMBER
GB
VS
INVALID DESTINATION SUBADDRESS
GC
VS
INVALID SOURCE SUBADDRESS
GD
VS
INVALID ERROR RETURN FLAG
GE
VS
INV RETRIEVAL REQ RC IN RFC MSG TXN
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
FOOD ID INVALID - TC 57 OR 59
INVALID ISSUER RFC
BIN
INVALID END FLAG
INVALID DATA TYPE
FLAG
INVALID ISSUER RFC SUB-ADDRESS
INVALID END FLAG
INVALID LAST TCR DATA LENGTH
INVALID RETRIEVAL REQUEST ID
INVALID DATA TYPE FLAG
GF
VS
INVALID INVALID DATA FLAGS
GG
VS
INVALID ERROR REASON CODE
GH
GI
GJ
VS
VS
VS
INVALID RULING REASON CODE
INVALID DISPUTE REQUEST DATE
INVALID REQUEST TYPE
GK
GL
GM
GN
VS
VS
VS
VS
GP
VS
GQ
VS
H0
VS
H1
VS
H2
VS
REASON_CODE
CARD
TYPE
INVALID REQUEST
TYPE
INVALID PICK-LIST ID
INVALID PURCHASE
YEAR
INVALID STATEMENT
DATE
INVALID
WORKSTATION BIN
HO-NON MATCH ON
AUTH DATA
SHORT_DESCRIPTION
INVALID REQUEST PROCESSING DATE
INVALID PICK-LIST ID
INVALID PICK-LIST ITEM NUMBER
INVALID PURCHASE YEAR
INVALID STATEMENT DATE
INVALID WORKSTATION BIN
VISA RECLASSIFIED OR ADJUSTED ITEM
DUE TO AUTH DATA NOT MATCHING DRAFT
DATA
PURCH AND AUTH DT TIMELINESS REQ
NOT MET
AUTHORIZATION CHAR INDICATOR INVALID
LONG_DESCRIPTION
CARDHOLDER-ACTIVATED TERM IND
INVALID
PREPAID CARD IND NOT SPACE OR 'P'
TRANSACTION IDENTIFIER IS NONNUMERIC
TRANSACTION IDENTIFIER MUST BE
ZEROS
TRANSACTION IDENTIFIER MUST NOT BE
ZEROS
AUTHORIZED AMOUNT IS NON-NUMERIC
H3
VS
H4
VS
H5
VS
H6
VS
H7
VS
H8
VS
H9
VS
HA
VS
HB
VS
HC
VS
HD
VS
AUTHORIZED AMOUNT MUST BE ZEROS
AUTHORIZED AMOUNT MUST NOT BE
ZEROS
AUTHORIZATION CURRENCY CODE
INVALID
AUTH CURRENCY CODE MUST NOT BE
SPACES
AUTH CURRENCY CODE MUST BE SPACES
HE
VS
AUTHORIZATION RESPONSE CODE INVALID
HF
HG
VS
VS
AUTH RESPONSE CODE MUST BE SPACES
VALIDATION CODE MUST NOT BE SPACES
HH
HI
VS
VS
VALIDATION CODE MUST BE SPACES
PAYMENT SERVICE IND INVALID FOR TRN
TYPE
HJ
VS
HK
VS
HL
VS
HM
VS
HN
HP
VS
VS
HQ1
VS
TRANSACTION ID
INVALID
AUTH CURRENCY CD MUST EQUAL
SOURCE CURR
CHARGEBK REASON CODE INVALID FOR
CPS/RTL
TRANSACTION ID INVALID
EXCLUDED TRANS ID RSN CD MUST BE
BLANK
EXCLUDED TRANS ID RSN CD INVALID
INVALID REQUESTED PAYMENT SERVICE
FIELD
ENRICHED DATA REQ NOT MET-INVALID
TKT NO
INVALID LODGING CHECK-IN DATE
HQ2
VS
HQ3
HQ4
VS
VS
HQ5
VS
INVALID PURCHASE IDENTIFIER FORMAT
TOTAL AUTH AMOUNT MUST BE GREATER
THAN 0
INVALID MARKET-SPECIFIC AUTH DATA IND
HQ6
VS
INVALID CAR RENTAL CHECK-OUT DATE
HQ7
HR1
VS
VS
HR2
VS
HS
HT2
VS
VS
HT3
VS
HU
VS
INVALID MERCHANT TELEPHONE NUMBER
MULTIPLE CLEARNG SEQ NBR MUST BE
NUMERIC
MULT CL SEQ NBR MUST BE GREATER
THAN 0
MULT CL SEQ COUNT MUST BE NUMERIC
TOTAL AUTHORIZED AMOUNT MUST BE
NUMERIC
TOTAL AUTHORIZED AMOUNT MUST BE
ZERO
INVALID ACI AND RPS FIELD COMBINATION
HU2
VS
INVALID MCC/ACI/RPS/RA COMBINATION
HV1
CARD
TYPE
VS
HV2
VS
HW
VS
HX
VS
SOURCE AMOUNT GREATER THAN
ALLOWED
SRCE AMT AND AUTH AMT TOLERANCE
NOT MET
THE TRANSACTION IS NOT ELIGIBLE FOR
CPS
INVALID MARKET-SPECIFIC AUTH DATA IND
J1
VS
INVALID PAYMENT MODE
J2
VS
INVALID NET SALE AMOUNT
J3
J4
VS
VS
INVALID TAX/MAILING CHARGE
INVALID SALE DRAFT REF NUMBER
J5
VS
INVALID MERCHANT NUMBER
J6
VS
INVALID MERCHANT KATAKANA NAME
J7
VS
INVALID NET/GROSS FLAG
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
J8
J9
K1
VS
VS
VS
K2
VS
K3
VS
K4
VS
INVALID MERCHANT TYPE
K5
VS
INVALID INTL FEE INDICATOR
K6
K7
VS
VS
INVALID SALES TAX INDICATOR
INVALID PURCHASE FORMAT
K8
VS
INVALID AVS RESPONSE CODE
K9
VS
INVALID TRAVEL AGENCY NAME
KA
VS
INVALID RESTRICTED TICKET IND
KB
VS
INVALID CHECK-IN DATE
KC
KD
VS
VS
INVALID NO SHOW INDICATOR
INVALID EXTRA CHARGES
KE
VS
INVALID TRAVEL AGENCY CODE
KF
VS
INVALID CHECK-OUT DATE
KG1
VS
INVALID TYPE OF PURCHASE
KH
KJ
VS
VS
INVALID TCR FOR TRANSACTION TYPE
TC50 MESSAGE IDENTIFIER IS INVALID
KK
VS
NATIONAL TAX INCLUDED IND IS INVALID
KL
VS
TC50 ITEM SEQUENCE NUMBER IS INVALID
KP
KR
VS
VS
KS
VS
INVALID PURCHASE IDENTIFIER
INVALID SRCE/DEST BIN FOR MONEY
TRANSFER
INVALID SERVICE CODE
L0
VS
NOT A VALID EPAY TRANSACTION CODE
L1
L2
VS
VS
L3
VS
L4
VS
L5
VS
TRAN TYPE IN A TC09 OR TC19 IS INVALID
USAGE CODE IS INVALID FOR AN EPAY
TRAN
ACCOUNT NUMBER FORMAT CODE IS
INVALID
ORIGINATION DATE IS INVALID
INVALID SOURCE AMOUNT IN AN EPAY
TRAN
L6
CARD
TYPE
VS
L7
L8
VS
VS
L9
VS
REASON_CODE
INVALID BONUS CODE
INVALID ACQUIRERS INVOICE AMT
INVALID BONUS CODE
INVALID PAYMENT CODE
INVALID MERCHANT NAME
INVALID MERCHANT
ID
INVALID SERVICE
CODE
SHORT_DESCRIPTION
INVALID MERCHANT ID
LONG_DESCRIPTION
INVALID SOURCE CURRENCY IN AN EPAY
TRAN
INVALID TEST TRANSACTION INDICATOR
MISSING AUTH CODE FROM SERVICE
PROVIDER
TRANSACTION ID EXTENSION INVALID
LA
VS
INVALID CUSTOMER ID NUMBER
LB
LC
VS
VS
CUSTOMER NAME MUST NOT BE BLANK
TERMINAL TYPE INVALID
LD
LE
LF
LG
LH
VS
VS
VS
VS
VS
LI
LJ
LK
VS
VS
VS
LL
VS
LM
LN
VS
VS
LO
LP
VS
VS
LQ
VS
LR
VS
LS
VS
LT
VS
LU
VS
LV
VS
LW
VS
LX
VS
LY
LZ
VS
VS
M0
VS
M1
VS
M2
M3
VS
VS
REASON_CODE
CARD
TYPE
TERMINAL TYPE
INVALID
ENTRY MODE INVALID
DUE DATE IS INVALID
CUSTOMER CITY
INVALID
TERMINAL CAPABILITY INVALID
ENTRY MODE INVALID
INVALID BILLER COUNTRY
AMOUNT DUE IN AN EPAY TRAN IS INVALID
AMT DUE CURRENCY IN AN EPAY TRAN
INVALID
DUE DATE IS INVALID
AUTH DATE IN AN EPAY TRAN IS INVALID
PAYMENT APPLICATION AMT MUST BE
NUMERIC
SRCE BIN IS NOT VALID EPAY SVC
PROVIDER
CUSTOMER MAILING ADDRESS INVALID
BILLER NOT ON UNIVERSAL BILLER FILE
SENDBACK REASON CODE IS INVALID
ORIGINATOR'S REFERENCE NUMBER IS
INVALID
CUSTOMER ACCT NO INVALID FOR BILLER
MASK
CHANGE CODE IN AN EPAY TRAN IS
INVALID
DEST BIN NOT A VALID EPAY CUSTOMER
BANK
CUSTOMER CITY INVALID
CUSTOMER STATE/PROVINCE/REGION
INVALID
SOURCE BIN IS NOT A VALID BILLER BANK
INVALID BENEFICIARY REFERENCE
NUMBER
CUSTOMER POSTAL CODE INVALID
CUSTOMER COUNTRY INVALID
DEST AMOUNT IN AN EPAY TC50 NOT
NUMERIC
EPAY TC50 SVC PROVIDER CNTRY CD
INVALID
EPAY TC50 CUSTOMER BANK CNTRY CD
INVALID
MESSAGE CODE INVALID IN AN EPAY TC50
CUSTOMER ACCOUNT TYPE INDICATOR
INVALID
SHORT_DESCRIPTION
LONG_DESCRIPTION
M4
VS
M5
M6
VS
VS
M7
VS
M8
VS
M9
VS
MA
VS
MB
VS
MC
MC
MD
VS
MC
VS
ME
VS
EPAY PARTICIPATION OR COUNTRY IS
INVALID
CUSTOMER ID NUMBER NOT FOUND
DESTINATION BIN ON THE UBF IS INVALID
OLD DATA NOT
FOUND
INVALID ACTIVE
MARK
OLD DATA NOT FOUND
INVALID ACTIVE MARK
INVALID DESTINATION BIN FOR BILLER
BANK
INVALID SERVICE TYPE CODE
INVALID ACTION
CODE
MCC ERROR
INVALID EFFECTIVE
DATE
INVALID CUSTOMER
NAME
INVALID ACTION CODE
INVALID CONFIRMATION MESSAGE CODE
MCC ERROR
INVALID EFFECTIVE DATE
INVALID CUSTOMER NAME
MF
VS
INVALID FREQUENCY INVOICE VALUE
MG
MG
MG1
VS
MC
MC
INVALID DETAIL INVOICE OPTION
MAG STRIPE ERROR
NO TRACK 1 OR 2 DATA IS PRESENT
MGA
MGB
MC
MC
MGC
MC
MGD
MC
MGE
MC
MGF
MC
MGG
MC
MGH
MC
MGI
MC
MGJ
MC
MGV
MC
MGW
MC
MGX
MC
MGY
MC
MAG STRIPE ERROR
BOTH TRACK 1 AND 2 DATA ARE PRESENT
PRIMARY ACCOUNT NUMBER NOT = TO
ACCT. NUMBER IN TRACK DATA
EXP DT IS PRESENT AND NOT = TO EXP.
DATE IN TRACK DATA
SERV CODE NOT VALID. (VALID VALUES =
101, 102, 110, 111, 587, 588, 79
TRACK DATA CANNOT BE PARSED
BECAUSE OF INVALID FIELD SEPAR
LENGTH OF ANY DATA ELEMENT WITHIN
THE TRACK DATA IS EXCEE
TRANS CAT CODE IS INDICATING A TRANS
W/MAG STRIPE OCCURR
POS C/H PRESENCE IND IS NOT '0'. C/H NOT
PRESENT OR ELECTRONIC
POS CARD PRESENCE IND IS A '1' - CARD
NOT PRESENT
CAT LEVEL IND NOT = TO 7 IN AUTH
REQUEST MESSAGE
CAT LEVEL IND NOT = TO 2 IN AUTH
REQUEST MESSAGE
POS ENTRY MODE NOT = TO 90, 05, OR 02 &
DE61/POS 4 NOT = TO ???
SERV INDUSTRIES & POS ENTRY MODE =
TO 90 OR 05
POS ENTRY MODE NOT = TO 90 OR 05
MGZ
MC
MH
MI
VS
VS
MJ
VS
POS ENTRY MODE NOT = TO 90, 05 OR 02 &
DE61/POS 4 = 4
INVALID BEGINNING STATEMENT DATE
INVALID ENDING STATEMENT DATE
INVALID BALANCE
DUE
INVALID BALANCE DUE
MK
CARD
TYPE
VS
ML
VS
INVALID BALANCE DUE CURRENCY CODE
MM
VS
INVALID MINIMUM AMOUNT DUE
MN
VS
INVALID PAST DUE AMOUNT
MP
MQ
VS
VS
INVALID BEGINNING BALANCE
INVALID BEGINNING BALANCE SIGN
MR
VS
INVALID TOTAL BILLER CREDITS
MS
VS
INVALID TOTAL BILLER DEBITS
MT
VS
INVALID TOTAL CUSTOMER CREDITS
MU
VS
INVALID TOTAL CUSTOMER DEBITS
MV
MW
VS
VS
MX
VS
INVALID ADDITIONAL AMOUNT DUE
INVALID AMOUNT SUBJECT TO FINANCE
CHARGE
INVALID INTEREST RATE
MY
MZ
VS
VS
N0
N1
VS
VS
N10
N11
VS
VS
N12
VS
N2
N3
VS
VS
N4
VS
INVALID NEW DATA
BILL BK CUST BK OR SVC PROV IN DIFF
CNTY
INTEREST RATE MUST BE NUMERIC
INTEREST ACCRUAL DAYS MUST BE
NUMERIC
INTEREST ACCRUAL AMOUNT MUST BE
NUMERIC
INVALID CUSTOMER PROVINCE
SUMMARY INVOICE NOT SUPPORTED BY
BILLER
INVALID DESTINATION CURRENCY CODE
N5
VS
INVALID BILLER MAILING ADDRESS
N6
VS
N7
VS
N8
VS
N9
VS
INVALID MARKET INDICATOR CODE
ACCT VERIFICATION NOT VALID FOR
BILLER
INVALID SOURCE AMT IN ACCT
VERIFICATION
INVALID AMOUNT DUE IN ACCT
VERIFICATION
REASON_CODE
SHORT_DESCRIPTION
LONG_DESCRIPTION
INVALID BALANCE DUE SIGN
INVALID INTEREST
RATE
INVALID LATE DUE
DATE
INVALID NEW DATA
INVALID INTEREST RATE CODE
INVALID LATE DUE DATE
P1
VS
R01
VS
R02
R03
VS
VS
R04
VS
R05
VS
R06
VS
R07
VS
R08
VS
R09
CARD
TYPE
VS
R21
VS
S01
S02
VS
VS
S03
VS
S04
VS
S05
S06
VS
VS
S07
VS
S08
S09
VS
VS
S10
VS
S11
VS
S12
VS
S13
VS
S14
VS
S15
VS
REASON_CODE
ADDITIONAL DATA REQUIREMENTS NOT
MET
INV CHBK RC FOR A CPS TRANSACTION
INV CHBK RC PS2K CARD PRESENT/TNE
INV CHBK RC PS2K CARD PRESENT/NONTNE
INV CHBK RC PS2K CARD NOT PRESENT
AVS/TE
INV CHBK RC CARD NOT PRESENT
AVS/NON-TNE
INV CHBK RC CARD NOT PRESENT PF
CUST/TNE
INV CHBK RC CARD PRESENT NO ID/NONTNE
INV CHBK RC PS2K CARD NOT
PRESENT/TNE
SHORT_DESCRIPTION
LONG_DESCRIPTION
INV CHBK RC PS2K CARD NOT
PRESENT/NON-TE
PARTL CHBK AMT EXCDS DIF BET $AUT &
$SRC
TRANSACTION IDENTIFIER INVALID
REIMBURSEMENT ATTRIBUTE INVALID/NO
MATCH
TRANSACTION CD NOT APPLICABLE FOR
RSN CD
TRANSACTION CD DOES NOT
CORRESPOND
USAGE CODE FIELD INVALID
USAGE CODE NOT ALLOWED FOR REASON
CD
CHARGEBACK WITH USAGE CD ALREADY
PROCESS
ACCOUNT NUMBER INVALID FOR TRANS ID
1ST CHRGBK MUST BE PRIOR TO 2ND
PRSNTMNT
2ND PRSNTMNT MUST BE PRIOR TO 2ND
CHRGBK
2ND CHRGBK MUST BE PRIOR TO 3ND
PRSNTMNT
3ND PRSNTMNT MUST BE PRIOR TO 3ND
CHRGBK
REVERSAL ALREADY PROCESSED, TRANS
INVALD
TRANS ALREADY PROCESSED PRIOR TO
REVRSAL
ACCOUNT NUMBER INVALID/NO MATCH ON
ORIG
S16
VS
S17
VS
S18
VS
S19
VS
S20
VS
S21
VS
S22
VS
S23
VS
S25
VS
S27
VS
S30
VS
REASON_CODE
CARD
TYPE
S35
VS
S40
VS
S45
VS
S50
VS
S55
VS
S60
VS
T01
VS
T02
VS
T03
VS
T04
VS
T05
VS
T07
VS
T08
VS
ACQUIRER BUSINESS ID INVALID/NO
MATCH
SPECIAL CONDITION IND INVALID/NO
MATCH
CARD ACCEPTOR ID NOT MATCHNG ORIG
PRSTMT
FPI MUST EQUAL SPACE OR ORIGINAL
VALUE
ACQUIRER REFERENCE NBR INVALID/NO
MATCH
MRCH STATE/PROVNCE INVALID/NO
MATCH ORIG
MULT CL SEQ NBR NOT MATCHING ORIG
PRSTMT
REQ PAYMNT SRVC NOT MATCHING ORIG
PRSTMT
DUPLICATE TRANSACTION, ALREADY
PROCESSED
CORRESPNDING TRAN FOR REVRSL NOT
PROCSSD
TRANSACTION AMOUNT INVALID/NO
MATCH ORIG
SHORT_DESCRIPTION
LONG_DESCRIPTION
TRANS CURRENCY CODE INVALID/NO
MATCH
MERCHANT COUNTRY CODE INVALID/NO
MATCH
PURCHASE DATE INVALID/NO MATCH ON
ORIG
SPECIAL CHARGEBACK INDICATOR MUST
BE "P"
DUPLICATE RFCO ON SAME TRANS
IDENTIFIER
RETRIEVAL REQUEST ID MUST EQUAL
RFCO
TRANS NOT RECEIVED WITHIN TIME
PERIOD
C/B SUBMITTED SOONER THAN OP REGS
ALLOW
CHRGEBACK REASON CD INVALID FOR
DOM TRAN
MEMBER MESSAGE TEXT INVALID FOR
CHGBK RC
DOCUMENTATION IND INVALID FOR RSN
CD/MCC
CARD ACTV TERM IND NOT MATCHG ORG
PRSTMT
CHARGEBCK REFERENCE NBR INVALID/NO
MATCH
T10
T15
VS
VS
T20
T25
VS
VS
T30
VS
T31
VS
T32
VS
T33
VS
T34
VS
T35
VS
T36
VS
T38
VS
T40
VS
T41
VS
T42
VS
T45
VS
T50
T51
CARD
TYPE
VS
VS
T52
VS
T60
T61
VS
VS
T62
VS
T63
VS
T64
VS
T65
VS
T70
VS
TM
MC
REASON_CODE
CRB/EXCEPT FILE IND INVALID/NO MATCH
MERCHANT CATEGORY CD INVALID/NO
MATCH
MAIL/TELEPHONE IND INVALID/NO MATCH
PRE-PAID CARD IND NOT MATCHG ORIG
PRSTMT
SOURCE AMT DOES NOT MATCH PRIOR
PRSNTMNT
SOURCE AMT MUST BE GREATER OR
EQUAL MIN
SOURCE AMT EXCEEDS MAXIMUM AMT
ALLOWED
SOURCE AMT MUST BE LESS OR EQUAL
CHRGBK
SOURCE AMT MUST BE LESS OR EQUAL
PRSNTMT
SRCE AMT MUST BE < OR = 2 TIMES ORIG
AMT
SOURCE AMT MUST BE < PRIOR
PRESENTMENT
TERM ID NOT MATCHING ORIG
PRESENTMENT
RFCO MUST BE DONE PRIOR TO THIS
TRANS
RETRVL REQ PRIOR TO TRANS RSN CD
29/79
RETRVL REQ PRIOR TO TRANS NOT RSN
29/79
ISSUER CONTROL NBR INVALID/NO MATCH
SHORT_DESCRIPTION
LONG_DESCRIPTION
REQUEST REASON CD INVALID/NO MATCH
RETRVL REQ RC INVALID
W/NONFULFILLMENT
NO NNS DEFINED FOR COUNTRY
TIME ERROR
CHGBK RSN CD INVALID FOR DISPUTE
CHGBK RSN CD IS INVALID FOR DISPUTE
RSN
CHGBK RSN CD INVALID
W/NONFULFILLMENT
CHARGEBACK INVALID - NO MEDIATION
RULING
MEDIATION RULING FOR ISSUER- R/P
INVALID
NONFULFILLMENT MSG EXISTS-REPRES
INVALID
RETRVL REQ WITH SAME TC TO BE
SUBMITTED
TIME ERROR
TR
UM
MC
MC
UNMATCHED
TRANSACTION AMOUNT ERROR
UNMATCHED