Service Option 1
Earn Into Wealth Strategies specializes in helping young
professionals improve their personal finances. Our mission is to help
our clients to live the life they want, achieve their personal goals, and
ultimately secure financial freedom.
How can we help you?
Comprehensive Financial Planning
The Financial Plan Components
A service designed for busy people who have a
variety of financial concerns and would like to start
proactively planning for their financial future. You
desire to work with a tech-savvy planner who stays
current on the financial strategies that meet your
needs.
Here are some brief examples of what your
comprehensive financial plan might address:
You Will Receive:
§
§
§
§
A financial plan with a roadmap that
includes a net worth statement, debt payoff
plan, and savings projections
The plan includes recommendations in the
following areas: cash-flow, insurance, debt
repayment, investments, tax planning,
retirement planning, and estate planning
Recommendations on products and services
that fit your financial needs
Access to a network of resources and other
professionals such as CPA’s, insurance
agents, and estate planning attorneys
What’s Included?
§
§
§
§
§
One 90-min intake session in-person (NYC
office) or via video conference
One 90-min session to discuss and deliver
your comprehensive and actionable personal
financial plan
Assistance & guidance in implementing the
financial plan
Three personalized 60-min coaching and
progress-check sessions (via phone or video
call)
Update, monitor, and modify your plan as
needed plus unlimited email or phone
support for questions that arise throughout
Cash Flow & Budgeting
§
§
Are you spending less than you earn and
able to set money aside for your goals?
How can you shift around your expenses so
you can fund the things that matter most?
Income Planning
§ How can you make enough to support your
goals?
Tax Planning/Employee Benefits
§
How can you keep more of what you earn
and minimize unnecessary taxes?
Debt Management
§
§
How quickly can you become debt-free?
Which debts to pay-off, refinance, or deprioritize?
Investments/Retirement/Education
§
§
Should you be investing now, in what assets,
and how much?
Does your investment strategy match your
goals, time-frame, and risk tolerance?
Risk Management (Protection)
§
Are you and your assets adequately
protected against negative events?
Estate Planning
§
Do you have a plan for when you are unable
to make decisions for yourself or loved ones?
Service Option 1: Fee Schedule
We aim to make high-quality financial advisory services accessible to
young people regardless of how much they have to invest. We have
adopted an income-sensitive approach to accomplish this.
Earn Into Wealth Strategies is a fee-only financial planning firm:
§ No conflicts of interest, no commissions, sales charges, or referral fees from anyone or products
§ Our priority is whatever is in your best interest, we act as a fiduciary and put your needs first
§ Our revenue is only what (you) our clients pay us
§ Our aim is to be your trusted financial advisor for as long as you want
Comprehensive Financial Planning Program Fees
Income (Pre-Tax)
One-Time Upfront Fee
Annual Retainer
$99k and under
$699
$1,350 or ($125/month)
$100k to $149k
$699
$1,620 or ($150/month)
(10% discount applies if paying upfront)
$150k to $199k
$799
$1,890 or ($175/month)
$200k to $299k
$899
$2,160 or ($200/month)
$300k to $399k
$999
$2,430 or ($225/month)
Over $400k
$1099
$2,700 or ($250/month)
*Please contact us if you have special circumstances and need to discuss more flexible payment options.
Why our fees are based off Income:
§ We are able to help more people regardless of the size of their investments or net-worth
§ Income is commonly a proxy for complexity, the more a client makes, the more effort and time
will be required to address issues unique to those in their income bracket
Are you ready to take bold steps towards achieving your life goals?
Contact Us Today!
Kaya Ladejobi | www.earnintowealth.com | [email protected] | 646.494.6220
Earn Into Wealth is a registered investment adviser offering financial planning services in NY, NJ, and in other jurisdictions
where exempt. The opinions voiced in this material are for informational purposes only and are not intended to provide specific
advice or recommendations to any individual. To determine what is appropriate for you, please consult directly with a financial
advisor.
Page 2 of 2