S P E C I A L
R E P O R T
The Top 7 Reasons to Choose a
Fiduciary Fee-only Financial Advisor
What You Need to Know to
Grow & Protect Your Wealth
Preserve. Strengthen. Grow.
Kendall Capital Management
600 Jefferson Plaza
Suite 410
Rockville, MD 20852
Prepared by
Phone: 301.838.9110
Email: [email protected]
www.kendallcapital.com
Contents © 2015 Kendall Capital Management
Preserve. Strengthen. Grow.
S P E C I A L
R E P O R T
The Top 7 Reasons to Choose a
Fiduciary Fee-only Financial Planner
What You Need to Know to
Grow & Protect Your Wealth
I
n today’s complicated financial planning and
wealth management markets, you need more than
an advisor you can trust. You need a fee-only
advisor – one who never earns commissions on the
sale of your investment products – with fiduciary
responsibility. That means the advisor is legally
responsible to prudently manage your money
solely for your benefit. For more than 10 years, that
is what has set Kendall Capital Management apart.
1.
2.
3.
4.
5.
We tailor our highly disciplined financial planning,
investment management and wealth management
typically around 50 – 70 years old with assets of
out how much money they need to retire, how to save
it and how to invest it. At the same time, they want to
A S
S E E N
O N
plan for goals such as paying for college, saving taxes,
charitable giving and efficient estate planning. In
addition, they may have “life-after” financial
challenges related to death, divorce, or a surge in
A fee-only advisor is compensated only by his or her clients – not the companies who sell
investment products. This is an important distinction because an “independent” advisor can
get paid by sales commissions as well as client fees.
The professional association for fee-only financial advisors, the National Association of
Personal Financial Advisors (NAPFA), requires members to adhere to a higher set of
standards. NAPFA members, which include Kendall Capital’s founder and president
Clark Kendall, must:
• Meet stiff ethical, credentialing and educational requirements.
• Be primarily engaged as a holistic financial advisor (rather than merely an investment
or tax advisor).
• Meet the most rigorous continuing education requirements in the industry.
• Submit to outside professional review, to ensure there are no conflicts of interest created
by commissions.
• Submit a financial plan for review by peers, before being admitted as a member.
New federal regulations are in the works that would hold all advisors and brokers who
recommend investments for retirement accounts to the fiduciary standard, requiring them to
put their client’s interests ahead of their own. This has become a major public policy issue!
Financial advisors who put client interests first have the opportunity to achieve the
Chartered Financial Analyst (CFA) credential from the CFA Institute, which is a champion for
ethical behavior in investment markets and a respected source of knowledge in the global
financial community. The CFA designation is the globally recognized mark of distinction and
benchmark for measuring the expertise, experience and ethics of serious investment
professionals. Earning it demonstrates mastery of a broad range of practical portfolio
management and advanced investment analysis skills.
®
• Clark Kendall not only holds the CFA charter, but he is one of a select few professionals in
the world to have also earned the designations of Certified Financial Planner (CFP) and
Accredited Estate Planner (AEP).
services to “Middle Class Millionaires” – who are
$500,000 to $10 million. These folks want to figure
Increasingly, wealthy individuals are besieged by a plethora of financial advisors who often
give investors an overload of information as well as a sales pitch for a product that may not
be beneficial to them and their short- and long-term financial goals.
6.
7.
Because a fee-only fiduciary advisor’s straightforward advice is unaffected by quotas,
commissions or proprietary products, clients are assured that they are receiving truly
unbiased advice. The fee-only fiduciary advisor utilizes his or her skills, talents and buying
power for the best interests of clients all the time.
Unlike traditional investment firms that have hidden fees, or higher fees based on types of
investments, the fee-only fiduciary firm clearly presents their fee so it’s completely
transparent to the client.
healthcare costs.
If this sounds like your financial situation, then
consider the 7 reasons why you should choose a
fee-only fiduciary financial advisor.
If you would like investment advice from a firm that is always sitting on your side of the
table, because its interests are completely aligned with yours, give Kendall Capital a call at
301-838-9110, e-mail us at [email protected] or visit us on the web at
www.KendallCapital.com. We’d be delighted to sit down with you!
Contents © 2015 Kendall Capital. All rights reserved. All trademarks are property of their respective owners.
S P E C I A L
R E P O R T
The Top 7 Reasons to Choose a
Fiduciary Fee-only Financial Planner
What You Need to Know to
Grow & Protect Your Wealth
I
n today’s complicated financial planning and
wealth management markets, you need more than
an advisor you can trust. You need a fee-only
advisor – one who never earns commissions on the
sale of your investment products – with fiduciary
responsibility. That means the advisor is legally
responsible to prudently manage your money
solely for your benefit. For more than 10 years, that
is what has set Kendall Capital Management apart.
1.
2.
3.
4.
5.
We tailor our highly disciplined financial planning,
investment management and wealth management
typically around 50 – 70 years old with assets of
out how much money they need to retire, how to save
it and how to invest it. At the same time, they want to
A S
S E E N
O N
plan for goals such as paying for college, saving taxes,
charitable giving and efficient estate planning. In
addition, they may have “life-after” financial
challenges related to death, divorce, or a surge in
A fee-only advisor is compensated only by his or her clients – not the companies who sell
investment products. This is an important distinction because an “independent” advisor can
get paid by sales commissions as well as client fees.
The professional association for fee-only financial advisors, the National Association of
Personal Financial Advisors (NAPFA), requires members to adhere to a higher set of
standards. NAPFA members, which include Kendall Capital’s founder and president
Clark Kendall, must:
• Meet stiff ethical, credentialing and educational requirements.
• Be primarily engaged as a holistic financial advisor (rather than merely an investment
or tax advisor).
• Meet the most rigorous continuing education requirements in the industry.
• Submit to outside professional review, to ensure there are no conflicts of interest created
by commissions.
• Submit a financial plan for review by peers, before being admitted as a member.
New federal regulations are in the works that would hold all advisors and brokers who
recommend investments for retirement accounts to the fiduciary standard, requiring them to
put their client’s interests ahead of their own. This has become a major public policy issue!
Financial advisors who put client interests first have the opportunity to achieve the
Chartered Financial Analyst (CFA) credential from the CFA Institute, which is a champion for
ethical behavior in investment markets and a respected source of knowledge in the global
financial community. The CFA designation is the globally recognized mark of distinction and
benchmark for measuring the expertise, experience and ethics of serious investment
professionals. Earning it demonstrates mastery of a broad range of practical portfolio
management and advanced investment analysis skills.
®
• Clark Kendall not only holds the CFA charter, but he is one of a select few professionals in
the world to have also earned the designations of Certified Financial Planner (CFP) and
Accredited Estate Planner (AEP).
services to “Middle Class Millionaires” – who are
$500,000 to $10 million. These folks want to figure
Increasingly, wealthy individuals are besieged by a plethora of financial advisors who often
give investors an overload of information as well as a sales pitch for a product that may not
be beneficial to them and their short- and long-term financial goals.
6.
7.
Because a fee-only fiduciary advisor’s straightforward advice is unaffected by quotas,
commissions or proprietary products, clients are assured that they are receiving truly
unbiased advice. The fee-only fiduciary advisor utilizes his or her skills, talents and buying
power for the best interests of clients all the time.
Unlike traditional investment firms that have hidden fees, or higher fees based on types of
investments, the fee-only fiduciary firm clearly presents their fee so it’s completely
transparent to the client.
healthcare costs.
If this sounds like your financial situation, then
consider the 7 reasons why you should choose a
fee-only fiduciary financial advisor.
If you would like investment advice from a firm that is always sitting on your side of the
table, because its interests are completely aligned with yours, give Kendall Capital a call at
301-838-9110, e-mail us at [email protected] or visit us on the web at
www.KendallCapital.com. We’d be delighted to sit down with you!
Contents © 2015 Kendall Capital. All rights reserved. All trademarks are property of their respective owners.
S P E C I A L
R E P O R T
The Top 7 Reasons to Choose a
Fiduciary Fee-only Financial Advisor
What You Need to Know to
Grow & Protect Your Wealth
Preserve. Strengthen. Grow.
Kendall Capital Management
600 Jefferson Plaza
Suite 410
Rockville, MD 20852
Prepared by
Phone: 301.838.9110
Email: [email protected]
www.kendallcapital.com
Contents © 2015 Kendall Capital Management
Preserve. Strengthen. Grow.