Mid Term Assessment of CSC Initiative April 2010 Prepared For: Prepared By: But beyond a delivery channel, the CSC will be a Change Agent that would provide a structured platform for socially inclusive community participation for collective action. Community participation and collective action, and not ICT alone, will lead to a behavior change for a sustainable socio-economic development and long term rural prosperity. Source: Department of Information Technology (DIT) 2 TABLE OF CONTENTS Table Of Figures .....................................................................................................................4 GLOSSARY .............................................................................................................................5 1.0 About the CSC Initiative .................................................................................................. 21 About CSCs ................................................................................................................................ 21 Implementing the CSC Scheme ................................................................................................. 21 Stakeholders involved in CSC Initiative ..................................................................................... 22 Current Status of the CSC Scheme ............................................................................................ 24 SCAs Selected per State and Mandated CSCs ........................................................................... 25 2.0 About the Study ............................................................................................................. 26 3.0 Status of the CSC Initiative .............................................................................................. 32 4.0 SCA Profiling .................................................................................................................. 33 5.0 VLE Profiling ................................................................................................................... 39 6.0 CSC Profile...................................................................................................................... 42 7.0 CSC Infrastructure .......................................................................................................... 45 IT Infrastructure......................................................................................................................... 46 Physical Infrastructure............................................................................................................... 51 8.0 Awareness and Usage of CSCs ......................................................................................... 53 Usage amongst Citizens............................................................................................................. 57 Usage amongst LLIIs .................................................................................................................. 60 9.0 CSC Setup Process .......................................................................................................... 65 10.0 CSC Income and Expenditure of VLE .............................................................................. 68 11.0 Aspects related to VLE Training ..................................................................................... 70 12.0 SCA & VLE Key Programme Planning & Implementation Issues ...................................... 74 13.0 Partnership between SCAs and NLSPs ........................................................................... 76 14.0 Impact of the CSC Scheme on Government Functionaries (GFs) ...................................... 78 3 Table of Figures FIGURE 1: CSC STAKEHOLDERS ............................................................................................................................ 22 FIGURE 2: STAKEHOLDERS WITHIN EACH CATEGORY ................................................................................................. 23 FIGURE 3: CURRENT STATUS OF CSC SCHEME......................................................................................................... 24 FIGURE 4: SCAS WITHIN EACH STATE .................................................................................................................... 25 FIGURE 5: RESEARCH DESIGN .............................................................................................................................. 26 FIGURE 6: BUILDING BLOCKS OF SAMPLING DESIGN ................................................................................................. 28 FIGURE 7: LEVELS OF SAMPLING DESIGN ................................................................................................................ 28 FIGURE 8: SAMPLING METHODOLOGY - SELECTION OF CSCS ..................................................................................... 29 FIGURE 9: IMRB QUALITY CONTROL PROCESS ........................................................................................................ 31 FIGURE 10: OPERATIONAL CSCS STATUS ............................................................................................................... 32 FIGURE 11: ORGANIZATION STRUCTURE OF SCAS ................................................................................................... 33 FIGURE 12: VLE GENDER ................................................................................................................................... 39 FIGURE 13: SEC OF THE VLE ............................................................................................................................... 40 FIGURE 14: EDUCATIONAL QUALIFICATION OF VLES ................................................................................................ 40 FIGURE 15: DOES THE VLE RUN A SIDE BUSINESS .................................................................................................... 41 FIGURE 16: AVERAGE NUMBER OF VILLAGES COVERED PER CSC ................................................................................ 42 FIGURE 17: WEEKLY OFF .................................................................................................................................... 43 FIGURE 18: INSTALLATION AND REGISTRATION OF ONLINE MONITORING TOOL ............................................................. 43 FIGURE 19: INTERNET AVAILABILITY AND TYPE OF CONNECTION ................................................................................. 47 FIGURE 20: SPEED OF INTERNET CONNECTION ........................................................................................................ 48 FIGURE 21: AVAILABILITY OF ELECTRICITY............................................................................................................... 49 FIGURE 22: ALTERNATE SOURCES OF POWER.......................................................................................................... 49 FIGURE 23: FLOOR AREA OF THE CSC ................................................................................................................... 51 FIGURE 24: CONDITION OF THE IT EQUIPMENT ....................................................................................................... 52 FIGURE 25: AWARENESS OF CSC INITIATIVE AMONGST VARIOUS STAKEHOLDERS ........................................................... 53 FIGURE 26: SOURCES OF AWARENESS AMONGST CITIZENS (LEFT) AND LLIIS (RIGHT) .......... ERROR! BOOKMARK NOT DEFINED. FIGURE 27: VLE’S SOURCE OF AWARENESS ABOUT CSC SCHEME .................................... ERROR! BOOKMARK NOT DEFINED. FIGURE 28: USAGE OF CSC AMONGST DIFFERENT STAKEHOLDERS ............................................................................... 57 FIGURE 29: SERVICES BEING USED BY CITIZENS ....................................................................................................... 57 FIGURE 30: SERVICES BEING PROVIDED THROUGH CSCS .......................................................................................... 59 FIGURE 31: SERVICES IN DEMAND BY CITIZENS BUT NOT AVAILABLE – AS PER VLE ........................................................ 60 FIGURE 32: AREA OF OPERATION OF LLIIS USING CSC ............................................................................................. 60 FIGURE 33: SERVICES USED BY THE LLIIS ............................................................................................................... 61 FIGURE 34: FREQUENCY OF USING CSC - LLII .............................................................. ERROR! BOOKMARK NOT DEFINED. FIGURE 35: REASONS FOR USING CSC SCHEME - LLIIS ............................................................................................. 63 FIGURE 36: TIME TAKEN FOR SETTING UP A CSC ..................................................................................................... 65 FIGURE 37: INITIAL INVESTMENT FOR SETTING UP A CSC .......................................................................................... 66 FIGURE 38: AVAILABILITY OF CREDIT SCHEME ......................................................................................................... 66 FIGURE 39: AVERAGE MONTHLY NET OPERATING INCOME PER CSC ........................................................................... 68 FIGURE 40: TRAINING IMPARTED TO VLE BY SCA .................................................................................................... 71 FIGURE 41: ANY AMOUNT PAID FOR TRAINING ....................................................................................................... 71 FIGURE 42: VLE SATISFACTION WITH TRAINING RECEIVED ........................................................................................ 73 4 GLOSSARY • ADO: • AID: • AMC: Assistant Development Officer • B2C: • BDO: Business to Citizen • BFSI: • CSC: Banking Financial Services and Insurance • DIO: • DTP: District Informatics Officer • G2C: • GF: Government to Citizen • GOI: • ICT: Government of India • IT: • LLII: • MHI: Information Technology Local level intervening institution • NeGP • NIC: National eGovernance Plan • NICT: • NLSP: Network for Information & Computer Technology • NREGA: • PC: • PPP: National Rural Employment Guarantee Act Personal Computer • RAR • RoW: Rapid Assessment Report • SCA: • SCRs: • SDA : Service Centre Agency • SDC: • SDM: State Data Centre • SDO: • SEC Sub Divisional Officer • SPV: Special Project Vehicle Alternative for India Development Annual Maintenance Contract Block Development Officer Common Service Centre Desk top Publishing Government Functionary Information & Communication Technology Monthly Household Income National Informatics Centre National Level Service Provider Public Private partnership Right of Way Socio- Cultural Regions State Designated Agency Sub Divisional Magistrate Socio Economic Profile 5 • SWAN: • UPS: State Wide Area Network • UTL: • VHs United Telecom Services Ltd. • VLE: • VSAT: Village Level Entrepreneur Uninterrupted Power Supply Village Head Very Small Aperture Terminal 6 EXECUTIVE SUMMARY The Government of India has formulated the National e-Governance Plan (NeGP) with the vision of providing all government services in an integrated manner at the doorstep of the citizens at an affordable cost. The NeGP initiatives consist of 27 Central, State and Integrated Mission Mode Projects (MMPs) along with 8 other support components for rapid introduction of e-governance in the country. The NeGP envisions a three pillar model for delivery of “web-enabled Anytime, Anywhere access” to information and services in rural India. These are: a) Connectivity: State Wide Area Networks (SWANs)/NICNET b) National Data Centre/ State Data Centers (SDCs) c) Common Services Centers (CSCs) The CSC is a strategic cornerstone of the National e-Governance Plan (NeGP), approved by the Government in September 2006, as a part of its commitment in the National Common Minimum Programme to introduce e-governance on a massive scale. This scheme aims towards rolling out about 100,000 rural kiosks across India. These CSCs would provide high quality and cost-effective video, voice and data content and services in the areas of e-governance, education, health, telemedicine, entertainment as well as other private services. A highlight of the CSCs is that it will offer web-enabled e-governance services in rural areas, including application forms, certificates, and utility payments such as electricity, telephone and water bills. Implementation of a mission-oriented project of this size, scope and complexity poses significant challenges of project management at the national level as well as opportunities to achieve significant economies of scale in the identification, customization and implementation of the content, services, physical and digital 7 infrastructure required for the project. Further, some of the potential citizen-centric services lend themselves to aggregation at the national level. To enable the statespecific implementation plans to benefit from such economies of scale, aggregation of best practices, etc., at the program level, the Department of IT (DIT); Government of India has appointed Infrastructure Leasing & Financial Services (IL&FS), as the NLSA of the CSC Scheme. The NLSA is currently assisting the DIT, the State Governments and the SCAs. At the second/middle level is an entity termed the SCA (loosely analogous to a franchiser) to operate, manage and build the VLE network and business. On the other hand the SDA notified by the State Government is normally a PSU/Society or any other agency controlled by the State Government whose primary role is to provide the necessary policy level support to the CSC Scheme on behalf of the State Government. The SCA is selected and supported by the respective SDA and has to be committed, financially strong and with adequate experience of working with rural communities. This is essential since the CSC Scheme poses a variety of complex new issues in terms of financing, channel management, technology, integration with local community, etc. Each SCA has to appoint a Village Level Entrepreneur, as per the norms set by the state, at each of the location for running and managing the CSC. These VLEs are recruited on the basis of the financial strength of the applicant, his/her educational qualification, ability to run the CSC and meet the objectives of setting up the CSC etc. Once the VLE is selected he/she is provided training on various aspects depending upon the requirement. SCA is the only stakeholder who is directly in touch with the VLEs The State Government is responsible for setting policy, regulatory and other relevant matters at the State level. The State Governments are also taking appropriate decisions on the mode and degree of integration with the CSC Scheme, of the existing physical, digital and institutional infrastructure 8 of various Government Functionaries/Departments in the State, such as Schools, Gram Panchayats, Public Health Centers (PHC), Post Offices (in consultation with GOI) etc. Department of IT, Government of India, wanted to understand if the CSC Scheme rollout has been taking place in the right direction and collect feedback on the CSC Scheme from various stakeholders which are Village Level Entrepreneurs (VLE), Service Center Agencies (SCA), Citizens, Government Functionaries (GF), Local Level Intervening Institutions (LLII) and National Level Service Providers (NLSP). For this assessment exercise, IMRB International was asked to conduct a survey among the stakeholders of the CSC scheme. This report is based on the findings of the survey conducted amongst: 1. VLEs 2. Intervening Institutions (local level & NLSPs) 3. State Designated Agencies (SDAs) 4. Village Heads 5. Government Functionaries 6. Citizens The sample was spread across 19 states being covered by 15 SCAs. A structured questionnaire was administered to respondents across the above segments to capture their experiences and views on different aspects related to the CSC Scheme. 1. SCA Profile & Key Programme Planning & Implementation Issues The SCAs operate through a structure that spans across national, regional, district and block levels. Some SCAs have created a SPV for the CSC project. They work through either a separate wing for the CSC project or include CSC as a part of their e-governance vertical or CSR initiatives. These SCAs are from diverse backgrounds including IT companies, NGOs, training institutes, CSR wings of corporate etc. The type of organization varies from NGOs (such as AID, NICT); IT companies (CMS Computers Ltd, Tera software) to training Institutes (AISECT) and even banks (J&K Bank). 9 Some of the SCAs such as J&K Bank are working only in few selected areas or a single state while there are other SCAs such as CMS which are operating in multiple states. The total number of CSCs allocated per SCA range from 220 CSCs (Tera Software) to 8118 CSCs (SREI). Leveraging their existing network to effectively provide services was one of the key criteria considered by SCAs while selecting the states. SCAs are mainly opting for a pure franchisee model vis-à-vis the employee model as the employee model requires a huge initial investment. Such new models are enabling identification of more efficient and refined methods which would help SCAs in their long term endeavors and contribute towards success of the CSC scheme. Some SCAs feel that due to non-availability of G2C services (such as land records, birth certificate etc) amongst majority of CSCs, existing as well as prospective VLEs may lose interest in the initiative. Certain SCAs also think that they are not able to provide more B2C (such as internet surfing, exam results etc.) and G2C services to the citizens due to non-availability of high speed internet and SWAN connectivity at majority of places. According to them, VSAT connectivity and Data Card/USB connectivity do provide a satisfactory solution in terms of speed/reliability but they are too costly and the VLE is unable to bear the burden especially when he/she is not making enough money with low penetration of G2C services. Thus, presence of G2C services and reliable high speed internet connectivity are expected to augment the growth of CSCs, fulfilling both its commercial and social obligations The uneven/hilly terrain and the Naxalite menace are the other problems cited by SCAs. In fact all the CSCs in West Bengal and Chhattisgarh (21 CSCs in West Bengal and 15 CSCs in Chhattisgarh) which took more than 6 months to establish fall in the Naxalite hit areas. Name of State Chhattisgarh Chhattisgarh District Raipur Jashpur 10 Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh Chhattisgarh West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal Jashpur Jashpur Jashpur Jashpur Jashpur Jashpur Jashpur Kanker Rajnandgaon Rajnandgaon Rajnandgaon Rajnandgaon Rajnandgaon Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Jalpaiguri Maldah Maldah Maldah Maldah Maldah Murshidabad Murshidabad Murshidabad Murshidabad Murshidabad Murshidabad Table 1: Districts of Chhattisgarh and West Bengal where CSCs took more than 6 months to establish 11 Apart from this, SCAs have higher expectations from the NLSPs (organizations at national level like banks, insurance companies, etc. providing their services through CSCs) in terms of more meaningful services suitable for rural masses, reduction in rates vis-à-vis those in urban areas and affixation of a certain share for the VLEs involved in marketing related activities. 2. VLE Profile & Key Programme Planning & Implementation Issues The VLE is the key to the success of the CSC operations. While content and services are important, it is the VLE’s entrepreneurial ability and acceptability in the society that would ensure CSC sustainability. The quality of service at the CSCs would depend a great deal on the quality of VLEs. 10% of the VLEs were found to be female - this is a key indicator towards women empowerment in rural areas. 84% of the VLEs belong to Socio Economic Profile of R1 (more affluent sections of the society). The mean age of VLEs was found to be 36 years indicating their maturity to do play the role of an entrepreneur. VLEs were found to be well educated; 97% of the VLEs were at least SSC/HSC passed. The challenge initially was to create awareness about the scheme to find entrepreneurs who could do justice to the scheme. Newspapers, relatives/friends and the SCA emerged as the top 3 sources of awareness about the CSC scheme for VLE. This shows that initiatives were taken by the SCAs for creating awareness and attracting more people to apply for the post of VLE. Out of 1727 villages visited, VLEs were available in 1097 villages (64%). In few cases, VLEs themselves were not present and the CSC was managed by an employee. In the same 1727 villages– where CSCs were claimed to be set up by SCAs, CSCs in 999 villages (58%) were open. Of the other CSCs, 90% were yet to open while the rest were shut down after operating for some time - mostly due to inadequate traffic coming to them. In a few rare cases, the SCAs also terminated the services. 12 The average Initial investment to setup a CSC was found to be almost Rs.50, 000. Since in Gujarat, the employee model is being used via the eGram VishwaGram project, the average investment was found to be lower as compared to other states. SCAs now largely prefer the franchisee model. It was found that less than 1 out of every 5 operational CSCs had some credit scheme available for the initial investment. With provision of credit schemes, more people from lower strata are expected to be ready to take up the role of a VLE. A little over half (55%) of the VLEs received training from the SCA. Amongst them, 68% were either highly satisfied or somewhat satisfied with the training provided. Generally the SCAs have in-house trainers who they believe have more knowledge of ground realities of the CSC model and understand VLE concerns better. Training for the VLEs is a mandatory feature across all SCAs and consists of induction training provided to the VLE when he/she joins the CSC and training pertaining to the new services as and when they are launched. Business model of CSC, the role of VLE, entrepreneurial and managerial skills, basic computer fundamentals, customer handling, etc. are the different aspects covered in training. Generally the VLE does not have to pay any additional fees for the training as it is covered in the initial deposit most of the times, in some cases though the SCAs charge a nominal amount. The NLSP directly trains the VLE in groups sometimes. Base 1050 24 14 34 27 2 35 42 18 13 77 36 30 Overall Andhra Pradesh-CMS Andhra Pradesh- Times Assam-Zoom Assam-SREI Bihar-Zoom Bihar-SREI Bihar- SARK Chhattisgarh-Zoom Chhattisgarh- AISECT Gujarat-CMS Himachal Pradesh-Zoom Himachal Pradesh-Tera Software 13 Yes 55.6% 8.3% 7.1% 58.8% 85.2% .0% 88.6% 31.0% 55.6% 53.8% 44.2% 44.4% 63.3% No 44.4% 91.7% 92.9% 41.2% 14.8% 100.0% 11.4% 69.0% 44.4% 46.2% 55.8% 55.6% 36.7% Jharkhand-Zoom Jharkhand- AID Jharkhand- UTL Madhya Pradesh-CMS Madhya Pradesh- Reliance Madhya Pradesh- 3i Madhya Pradesh- NICT Maharashtra-Spanco Maharashtra-CMS Maharashtra- Reliance Manipur-Zoom Meghalaya-BASIX Nagaland-Tera Software Orissa-Zoom Orissa-SREI Orissa-BASIX Rajasthan-Zoom Rajasthan-CMS Tamil Nadu-SREI Uttar Pradesh-SREI Uttar Pradesh-CMS West Bengal-SREI J&K- J&K Bank Uttarakhand- Reliance 30 17 48 8 19 5 19 27 26 35 31 28 5 44 39 34 25 31 60 43 24 47 13 40 50.0% 82.4% 62.5% 12.5% 63.2% 100.0% 78.9% 85.2% .0% 5.7% 93.5% 100.0% 20.0% 27.3% 87.2% 79.4% 32.0% 38.7% 93.3% 76.7% 20.8% 78.7% 23.1% 15.0% 50.0% 17.6% 37.5% 87.5% 36.8% .0% 21.1% 14.8% 100.0% 94.3% 6.5% .0% 80.0% 72.7% 12.8% 20.6% 68.0% 61.3% 6.7% 23.3% 79.2% 21.3% 76.9% 85.0% Table 2: Whether VLEs received training from the SCAs For 45% of the VLEs, CSCs are the only source of income. As the income through CSCs increases (with improvement in condition like provision of G2C services, internet availability etc.), more and more VLEs are likely to shun their side business and focus completely on the CSC. This is expected to further boost the growth of CSCs. On an average, a VLE’s net operating income from the CSC is about Rs 2,570 p.m. This net operating income was found to be around 50% of the gross income generated from the CSC i.e. almost 50% of the gross income from the CSC goes into operating and maintenance expenses. On the lower side the net operating income per CSC was found to be below Rs 3000 while on the higher side above Rs 10,000 - the corresponding operating and maintenance expense ranged between Rs 2400 to Rs 4000 p.m. 14 3. CSC profile Almost half (46%) of the CSCs are open all 7 days a week - this gives more flexibility to the rural citizens. Almost 5 villages on an average are covered by each CSC. 85% of the villages are electrified, however the supply of electricity is not regular and 15% of the CSCs do not have any power backup. Due to electricity issue, a few SCAs have made it mandatory or prefer to have laptops in the CSCs as they are more power efficient and have an in-built power backup. Number of CSCs 4 Bihar-SREI Bihar- SARK 1 Chhattisgarh- AISECT 1 Himachal Pradesh-Zoom 2 Himachal Pradesh-Tera Software 3 Table 3: Number of CSCs without power backup and receiving electricity for less than 6 hrs The average floor area was found to be 146 sq ft which is quite close to the benchmark of 150- 200 sq ft. The average number of Desktops/ Laptops (1.2) and printers (1.1) just exceeds the benchmark (1) but the penetration of other hardware such as webcam and photocopy machine was found to be relatively on a lower side. Overall, the use of new infrastructure (both physical and IT) is high (91%) since most SCAs allow only deployment of 1st hand equipment in the CSCs. This means higher quality and efficiency of the services provided. Another crucial parameter is internet connection which not only aids in bringing down the digital divide but can also help in increasing footfalls with more B2C and G2C services being accessible. Already, two out of every three CSCs is found to be having internet connection and is thus playing a promising role in bridging the digital divide. However, majority of the connections (54%) are low speed – this limits the bouquet of services that can be offered. The high incidence of low speed connection can be attributed to extensive use of VSAT (39%) and other wireless options (29%) like data card, etc. which is narrowband. According to some SCAs, the VLE finds it difficult to bear the cost of Internet connectivity especially when he is not making enough money 15 with low penetration of G2C services. Moreover the share of the VLE in the revenue from the Online Services lies in the range of 75-90% while for offline service it is 100%. Many SCAs are waiting for BSNL to lay its network rather than opting for any other connectivity. The major argument being that BSNL is the most economical option and it also provides satisfactory solutions in terms of speed/reliability. After the recent Govt. decision to connect all Gram Panchayats by optical fiber in the next 3 years, connectivity problems should hopefully be resolved soon. 4. Awareness and Usage amongst Citizens Almost one in every five citizens is aware of the CSC Scheme. The primary source of awareness for citizens was found to be the Village head (23%) followed by VLE (16%). While the citizens’ awareness is about 20%, only 4% of the citizens have ever availed a CSC service. Amongst those who have - majority have used services related to IT/Telecom - like mobile recharge, DTP, Internet surfing etc followed by Commercial services like bio-data preparation, matrimonial services etc (35%). Lack of awareness (45%) and non existence of a need to use the services available at the CSCs (44%) are the two major reasons for low usage of CSCs by citizens. Thus, an aggressive effort to create awareness by different entities is expected to increase usage significantly. Some of the SCAs are currently in the process of identifying the more relevant services to be offered. Government Functionaries have cited frequent power cuts as a common reason impacting the CSC usage. As per the village head, central location of the CSC (59%) and reasonable service charges (58%) are the top 2 driving forces for the usage of the CSCs. As per the VLEs, G2C services (90%) followed by Agriculture related services (66%) are currently demanded by the citizens but not available. The citizens are likely to use services such as information about crops and agricultural policies in the future. 16 5. Awareness & Usage amongst Local Level Intervening Institutions (LLIIs) LLIIs are the organizations at local level such as Schools, Youth Clubs, Aanganwadi, NGO/CSO, SHGs etc. Majority of these LLIIs belong to the education sector (57%) followed by healthcare (39%) (Details given in ANNEXURE - II). Of the 3,300 odd LLIIs interviewed by us, 40% are aware of the CSC Scheme. Amongst those who are aware, 42% have ever used a CSC and 58% of these users are from the education sector. 53% of the LLIIs have used services related to DTP work such as printing, photocopying etc – making it the most popular service. Internet access emerges as the next most used service with 27% of the LLIIs using it which further builds up the case for internet connectivity. Also, about 30% of the LLIIs use CSCs at least once a week. The key drivers for using CSC by LLIIs are ease of access (78%) followed by convenience (72%) while limited number of services (56%) and irrelevance of services available (44%) are the main deterrents. Some NLSPs are operating on the prepaid model wherein the SCA is required to deposit the money in advance with the NLSP. While the advantage to NLSP is reduction in risk, the SCAs are not comfortable with this model and advocate doing away with it. Lack of G2C services is one of the key challenges felt by NLSPs as well since they feel the entire CSC model is based on that and the VLEs viability and credibility depends on it. 6. Impact on Government Functionaries (GFs) In-depth interviews were conducted with 49 Local level Government Functionaries of the level of Collector, Deputy Collector, DM, ADM, DDO, Deputy Commissioner, District information officer, CEO Zila Panchayat etc. and 9 State Designated Agencies (SDA). Different reasons have been cited by the GFs for the low penetration of G2C services. Mainly the reasons provided are - weak SWAN linkages, lack of computers and automation of back office processes, inadequate number of skilled employees, etc. 17 There is potential of using the CSCs for other purposes by government offices like data collection and data entry, evaluation of new schemes, etc since most officials considered such usage as a good idea that could be implemented at later stages. In addition, 1730 Village Heads (GFs at local level) were also covered. The primary source of awareness for citizens was found to be the Village head (23%). Their awareness level (46%) about the CSC Scheme was found to be much higher than the citizens and the LLIIs, probably due to their involvement in selection of CSC location. The key triggers to the usage of CSC as per GFs are central location of CSC (59%) and reasonable service charge (58%). On the other hand, the key barriers are limited number of services currently being offered through the CSCs (55%) and irrelevance of services available at the CSC (37%). This suggests that if relevant services are offered through the CSCs at a reasonable price, more people are likely to use CSCs due to increased convenience. From the several discussions that we had with the SDAs, it can be inferred that they are not having any problem in getting financial support from the center. However, they do face a lack of clarity on the amount to be disbursed by the state. 7. Conclusions Success of the CSC initiative depends highly upon availability of G2C services. Due to absence of G2C services, footfalls at the CSC are not as per the expectations of the VLEs and SCAs. As a result of below average footfalls, income of the VLEs is currently not as per expectation. In spite of this, almost all VLEs are willing to expand the operations of their CSC which shows their optimism about the CSC initiative. There is also a need to increase awareness of the CSC scheme itself, the services available at the CSCs and their benefits amongst the rural citizens. 18 Poor connectivity and electricity are the other two major issues impacting the growth of the CSCs. It was found that majority of the villages do have electricity supply but it is not regular. Most of the CSCs have alternate power backup arrangement. VSAT and data card are the best possible option for wireless connectivity in most of the cases but these technologies are relatively more expensive and less reliable for the VLEs, at their current level of income. Internet related services also emerged to be in demand for various LLIIs. Internet connectivity opens the door for a large bouquet of B2C services and would also be a step forward for G2C services. The future looks promising with the VLEs upbeat about the CSC scheme as almost 90% of the VLEs are planning to expand their CSC. This shows their positive approach towards the initiative and reinforces their support to take this initiative to the next level. Services currently available at the CSCs are mostly B2C in nature. G2C services at the CSCs vary from state to state and are mostly offline. In case of B2C services - IT/Telecom services (like mobile recharge, ringtones, wallpapers etc.) and DTP related service are widely used. Thus we can say that there is a need to improve the bouquet of services available at the CSC and more emphasis needs to be given to increasing the income of the VLEs. This is expected to happen with increase in thrust on the launch of G2C services, provision of broadband internet connectivity and regular power supply to all the CSCs. Salient Features - For 45% of the VLEs, CSCs are the only source of income. - More than 95% of the VLEs interviewed were found to be SSC/HSC or with higher educational qualifications i.e. are quite well educated to take on the CSC work. 10% of the VLEs were found to be female – this shows that the CSC Scheme is creating a movement for empowering women in rural areas. More than half of the VLEs were 19 found to have received some training and most of them were satisfied with this training across parameters. -Almost 40% of the CSCs were setup within a month from the date of applying. The future looks promising with VLEs upbeat about the CSC scheme as almost 90% of the VLEs are planning to expand their CSC showing their positive approach towards the initiative and reinforcing their support to take this initiative to the next level. Most of the VLEs agree that they received timely and sufficient support from the SCA as well as the government officials for setting up the CSC and are satisfied with the CSC setup process including the time taken for setting up the CSC. -As per the VLEs, they have become more responsible as well as respectable within their family as well as within the village. However majority of the VLEs said that their family cannot sustain themselves on the income generated from the CSC alone and also that the income from the CSC is intermittent. -Awareness and usage of CSC needs to be improved across the states as well as across the segments (Details given in ANNEXURE- II). Usage of CSC is low because the services available at the CSCs are limited in number and are less relevant (as per the village heads). VLEs also mentioned that amongst the services being asked for by the citizens but currently not available at the CSC, G2C services top the list. 20 1.0 About the CSC Initiative The CSC (Common Service Center) Scheme is a part of National e-Governance Plan (NeGP). It was approved by Government of India in September 2006 with objective of developing a platform that can enable Government, private and social sector organizations to align their social and commercial goals for the benefit of the rural population across India. Initiated as a PPP (Public- Private Partnership) model, the scheme is approved of Rs. 5742 crores over 4 years. The aim of the CSC Scheme is to establish 100,000 rural kiosks across the country with an equitable distribution - one CSC for every six census villages. The CSC Scheme goes beyond rolling out IT infrastructure and is an attempt to build a network of 100,000+ rural businesses across India. About CSCs CSCs are designed as ICT-enabled (Information Communication Technology) kiosks having a PC along with basic support equipment like UPS, Printer, Scanner, with Internet Connectivity as the backbone and additional equipment for education, entertainment, telemedicine, projection systems, etc. They front end as delivery points of Government as well as private and social sector services to citizens of Rural India. Both, IT based as well as non-IT based services are offered through these CSCs. Services being delivered or to be delivered through these CSCs include web-enabled e-governance services in rural areas, including application forms, certificates, and utility payments such as electricity, telephone and water bills. Implementing the CSC Scheme The CSC initiative is being implemented at 3 levels, 21 Level 1 - CSC level: Local level entrepreneur called as VLE (Village Level Entrepreneur) - He sets up CSC in nodal village to service rural consumers in cluster of 56 surrounding villages. Level 2: Service Center Agency (SCA) - This agency is an operator which manages and builds VLE network across district. An SCA can service one or more districts in a state with one district covering approximately 100-120 CSCs. Level 3: State Designated Agency (SDA) - This agency will facilitate implementation of CSC scheme within the state. It will provide policy and other support to SCAs in the state. Stakeholders involved in CSC Initiative To implement CSC initiative, active participation and close interaction amongst various stakeholders is necessary. Various stakeholders involved in the CSC scheme can be classified into four categories namely: 1. Regulators 2. Providers 3. Receivers 4. Facilitators Figure 1: CSC Stakeholders 22 The various stakeholders in each of the above categories are as mentioned below: Receivers • Citizens • Village Heads • LLI (Local Intervening Institution) Providers • SCA (Service Center Agency) • VLE (Village Level Entrepreneur) Regulators • SDA (State Designated Agency) Facilitators • Government Agencies • NLSP (National Level Service Provider) Figure 2: Stakeholders within Each Category NLSA: - National Level Service Agency IL&FS is appointed as NLSA for CSC scheme. It is assisting DIT (Department of Information Technology), MCIT (Ministry of Communication & Information Technology) and all the States of India in carrying all work related to implementation of CSCs across India. NLSA is a nodal agency which coordinates with all stakeholders of the scheme. SDA: - State Designated Agency SDA is a state level nodal agency which facilitates implementation of CSCs. It provides necessary support to SCAs in setting up CSCs in that state. SCA: - Service Center Agency SCAs are playing a key role in implementation of CSCs at district level. Each SCA is allocated 2-3 districts per state where VLE approaches them to setup CSC in nodal village. SCAs build their network of VLEs and facilitate VLEs in setting up CSCs. SCAs select locations (nodal villages) to setup CSCs ensuring equitable spread with 23 sustainability across districts. Broadly it is an entity that has experience in creating and managing service delivery in rural India. Total 15 SCAs have been awarded the CSC project across India, so far. VLE: - Village Level Entrepreneur VLEs are the front end of scheme who set up the CSC in the nodal village. They get support from facilitator (SCA) in setting up a CSC. They are expected to be highly educated and have a strong social commitment. They are also required to have entrepreneurial skills. Current Status of the CSC Scheme Figure 3: Current Status of CSC Scheme Source: http://www.csc-india.org/ (25th April 2010) 24 SCAs Selected per State and Mandated CSCs Figure 4: SCAs within Each State Source: http://www.csc-india.org/ (25th April 2010) 25 2.0 About the Study The CSC initiative was aimed towards rolling out 100,000 CSCs across India by 2008-09. As of 30th November 09, 57,599 CSCs had been rolled out; this number was 55,979 till 31st Oct 09 and 17,775 nearly a year ago (as of 30th September 08). Considering the mammoth size of the initiative, it becomes more important to periodically review the status to ensure that the rollout is going as per the plan and if not so then identify the problems being faced by various stakeholders. To do so, it was necessary to conduct an assessment of this initiative by meeting various stakeholders and capturing the status, problems and their views about the initiative. This assessment exercise also included the audit of the CSCs to validate their existence and to ensure that they have sufficient infrastructure installed and working to service the beneficiaries meeting the objective for which they were established. Research Design Primary Research The VLE and the Village Head helped us in understanding the relationship and impact of CSC scheme on government agencies & local intervening institutions Quantitative Phase- Data collection Field Interviews Qualitative --Profiling information on CSCs, VLEs and SCAs collected from concerned SCAs. Preliminary Inputs & Insights --Information captured via Email and Telephonic follow- ups Figure 5: Research Design 26 Quantitative SCA CITIZENS NLSP VLE SDA Village Head Government Agencies LLI The study consisted of both Qualitative and Quantitative modules. The Qualitative module included in-depth interviews with various stakeholders and helped in gaining a better understanding of the project and identifying the problem areas and good practices. In quantitative module face-to-face interviews were conducted with the following stakeholders: 1. Village Level Entrepreneurs (VLE) 2. Citizens – CSC users (Nodal village) 3. Citizens – CSC non-users (Nodal Village) 4. Citizens – CSC users (Surrounding village) 5. Citizens – CSC non-users (Surrounding Village) 6. Opinion Leaders/Village Heads 7. Local Level Intervening Institutions For conducting these interviews, 1727 CSCs were selected from a database of ~30,000 CSCs provided by IL&FS. In case of VLE, 2 different questionnaires were administered with him/her. One was regarding the information about the VLE himself whereas other was regarding the CSC (Infrastructure, setup time, training etc.). These 1727 CSCs/villages were distributed across 19 states and included CSCs of various SCAs. Selection of CSCs was done purposively keeping in mind various impact variables (some impact variables such as age of CSC had to be shelved because of lack of information provided by SCAs) and ensuring uniform spread across state and SCRs (Socio-Cultural Regions). These interviews were conducted between 23rd Nov. 2009 and 18th Feb. 2010. The process of selecting 1727 CSCs (sampling) from the database of ~30,000 CSCs was done considering three control variables namely State Coverage, SCA Coverage and Socio-Cultural Regions. Figures given on the next page explains the building block of sampling along with levels at which sampling was done. During sampling, it was ensured that in all the states covered, all the SCAs which are operational and for which proper database is available should be covered in the sampling. Also we ensured coverage of all SCRs. 27 Figure 6: Building Blocks of Sampling Design Figure 7: Levels of Sampling Design 28 Coverage of all SCAs (Wherever database was available) Selection of states where each SCA is present All the states served by a SCA are selected to ensure state governed parameters are factored in Selection of all SCRs in a state From each of the 3 strata The required number of CSCs were selected Figure 8: Sampling Methodology - Selection of CSCs Detailed sample size covered during the study is given below: Segment Total Sample Size 113648 13754 6814 1674 3410 1730 1727 Citizens – Listing Citizen – Main – User Citizen – Main – Non-user Village Head LLII VLE CSC Table 4: Sample Size - Quantitative Module 29 In addition to this, qualitative interviews were also conducted. Breakup of the qualitative interviews by type of respondent was as per the below table: Segment SCAs NLSPs (National Level Service Providers) SDAs Local level Government Functionaries (BDOs, Collectors etc) referred to as GF in the report Total 13 5 9 49 Table 5: Sample Size - Qualitative Module Details of the CSCs visited during the study by state and SCA are given below: State Andhra Pradesh Assam Bihar Chhattisgarh Gujarat Himachal Jharkhand Maharashtra SCA Sample CMS 52 Times 39 Zoom 45 SREI 47 SREI 46 SARK 58 ZOOM 55 AISECT 43 ZOOM 43 CMS 110 ZOOM 39 Tera 39 UTL 56 Zoom 51 AID 46 Spanco 45 CMS 45 Reliance 45 Manipur Zoom 33 Meghalaya Basix 32 Nagaland Tera 10 Zoom 47 SREI 47 Basix 48 Orissa Rajasthan Tamilnadu Uttar Pradesh Madhya Pradesh CMS 39 Zoom 36 SREI 75 CMS 54 SREI 58 CMS 90 NICT 30 30 3i Infotech 10 Reliance 56 West Bengal SREI 72 Uttaranchal Reliance 59 J&K J&K Bank 27 Table 6: Number of CSCs Covered Figure 9: IMRB Quality Control Process IMRB strictly follows various internal quality control norms along with the ESOMAR guidelines to ensure that good quality data is captured. For the same, scrutiny and back checks are done at various levels. Detailed process of quality control followed in this study is given in the above diagram. 31 3.0 Status of the CSC Initiative Out of the 1727 CSCs (and VLEs) claimed to be operational that were covered in the survey, 1097 VLEs were available in the village whereas in 999 cases CSCs were found to be open i.e. were having the basic setup and were in a condition to provide services to the citizens (and were not closed at the time of visit). In some cases even the brick and mortar model was not present in the village or the CSC was closed however the VLE was available in the village. Also there were few cases wherein the CSC was present in the village but VLE was not available (someone else such as an employee or relative of the VLE was looking after the CSC in the absence of VLE). This explains the difference in the figures for CSCs operational and VLEs available. Amongst CSCs found to be nonoperational, about 90% were yet to be opened while 10% were closed down after providing services for some time - mostly due to inadequate footfalls. In some cases, the VLE closed down the CSC to pursue other career opportunities. In a few cases where the employee model was being followed, the SCA had closed the CSC. Operational CSCs Non Operational CSCs 42% CSCs closed Status of non- operational CSCs after opening 10% Operational CSCs 58% Figure 10: Operational CSCs Status Status of CSCs and VLEs by state and SCA is given in the ANNEXURE- II. 32 CSCs not yet open 90% 4.0 SCA Profiling The SCAs operate through a structure that spans across national, regional, district and block levels. Some SCAs have created a SPV for the CSC project. SCAs work through either of these 2 models A separate wing for the CSC project Include CSC as a part of their e-governance vertical These SCAs are from diverse backgrounds including IT companies, NGOs, training institutes, CSR wing of corporate etc. National Headquarters Regional Managers/Project Managers District Managers Block Managers Figure 11: Organization Structure of SCAs Some SCAs are working only in few selected areas or in a single state while there are others that are operating in multiple states. Leveraging their existing network to effectively provide services was one of the key criteria considered by SCAs while selecting the states. SCAs are mainly opting for a pure franchisee model vis-à-vis the employee model as the employee model requires a huge initial investment. In the scenario of lack of government support in terms of revenue viability, the SCA is not able to sustain in the 33 employment model. The Franchisee Model incorporates the interests of the VLE which leads him to be more proactive. The uneven/hilly terrain and the Naxalite menace are the main barriers cited by SCAs in setting up the CSCs. The share of the VLE in the revenue from the Online Services is anywhere in the range of 75-90%. For offline service, 100% of the revenue is transferred to the VLE. A brief profile of the SCAs is given below: (Geographical coverage of various SCAs and number of CSCs to be established by each of them has been given in Figure 4: SCAs within Each State and Mandated CSCs (Refer to Pg. No.27)) 1. AISECT: AISECT, established in 1985, is India’s leading Training and Educational services network with a spread of over 8,000 franchisee centers across 27 states and 3 Union Territories in the country. AISECT’s mission is to reach out to the remotest corner of India and promote ICT based training and services to empower people, generate employment for the youth and unfold entrepreneurship based initiatives to create and inclusive society. Through its various projects, initiatives and innovations, AISECT has been trying to reach out to people in rural areas. It has formed a State Project Team in M.P. & Chhattisgarh which act as a Nodal office for formulation of strategies, mobilization of resources and monitoring the implementation of the Common Service Centre Project in AISECT CSC districts. The structure of this team is as follows: State project team State office in Bhopal & Raipur Regional managers District managers Block managers Services coordination group 34 AISECT has evolved the following Project structure to implement the CSC Project in its allotted regions: 2. BASIX: BASIX is a rural livelihood promotion institution set up in India in the year 1996. Its mission is to promote a large number of sustainable livelihoods, including for the rural poor and women, through the provision of financial services and technical assistance in an integrated manner. The BASIX group comprises of several financial services and technical assistance companies. While BASIX Ltd is the holding company, Bhartiya Samruddhi Finance Limited (BSFL) is the flagship company. Bhartiya Samruddhi Finance Limited (BSFL) is a Non-Banking Finance Company (NBFC), through which credit and technical assistance services are being delivered. BSFL has been functioning since 1996. In pursuit of BASIX mission, to promote and support sustainable livelihoods, BSFL has adopted the “Livelihood Triad” strategy through which the company also provides Agricultural & Business Development Services to about one third of its customers through Livelihood Service Providers (LSPs) and Institutional Development Services for producers like MACS for cotton producers, dairy cooperatives. The BSFL team comprises of professionals in the field of Management, Accounting, Agriculture, Social Work, Engineering, Science etc. Total number of staff and livelihood service advisors in the company is over 8,500 across the country. BSFL has taken up the CSC project in Zone –IV in Orissa. 3. CMS: CMS was founded in 1976 and is an IT solutions provider with 15000+ professionals’ worldwide offering solutions and services across various verticals. CMS is also an architect in Designing and Implementing large service delivery Projects in the E Governance area in India. It has deployed its solutions which are operational in more than 7 States including Andhra Pradesh, Karnataka, Punjab, Rajasthan, Uttar Pradesh, Maharashtra and West Bengal to run CSCs. CMS offers more than 120 35 Citizen Services pertaining to Sate Government, Local Government, Central Government and Private Agencies related to Payment Of Utility Bills (like Electricity, Water, Telephones etc), Payment of Taxes, Registration and Issuance of Certificates, Mobile Recharge, Ticket Booking, Insurance Premium Payment etc. Some of the EGovernance Projects pioneered by CMS are - e-Seva, Andhra Pradesh, BangaloreOne, Kaveri Project Karnataka etc. CMS has also designed and implemented various other e-governance projects such as - ILMS Project - Punjab (Integrated Land Records Management), Computerization of Registration Department - West Bengal, Citizen Friendly Services of Transport Department - AP, Food and Civil Supplies Department Karnataka etc. 4. Consortium of Tera Software: Tera software is the prime bidder for Himachal Pradesh and Arunachal Pradesh. It is also implementing the CSC Project in Pondicherry and Nagaland. For Himachal Pradesh, Tera Software has a MoU with the GNG Group for setting up the CSCs. Similarly for Arunachal Pradesh, they have signed a MoU with Calance software. In both these consortiums, Tera is the technology and project management & guidance provider, while GNG/Calance is executing the project on the ground. GNG was started in 1996 as a trading house. With the beginning of this millennium, GNG ventured into infrastructure projects in Power Transmission & Distribution sector. Later, in 2008, GNG started its ITES wing and started implementing the Common Services Centre project in Himachal Pradesh. Calance Software is an entity which mainly operates in the US and India, and to a limited extent in Europe. However, majority of the equity is owned by Indians operating out of Gurgaon. In the US, Calence basically carries out facilities management tasks. In India it has become the largest enrollment agency for smart Cards. Villages are visited to enroll the beneficiary families/individuals and generate and deliver the smart Card on the Spot. 36 5. NICT: Network for Information and Computer Technology (NICT) is an ISO 9001-2008 Organization. It is part of the Dainik Bhaskar Group having more than 15 years experience in ICT ranging from its promotion, training, development, to its implementation. NICT has conceptualized, designed, developed and implemented several e-governance projects in Madhya Pradesh across more than 15 districts. NICT is again taking lead in promotion, innovation and implementation of e-governance in the MP and other States. NICT has been awarded the tender by the district administration for establishing “Samadhan Centers” in Indore district to provide citizen services and information via ICT using the local language i.e. Hindi. 6. Spanco: Spanco is an active player in the ICT field with a dedicated business Unit for e Governance, System Integration and BPO. It has 8 regional/branch offices located in Mumbai, Delhi (NCR), Bangalore, Kolkata, Hyderabad Chandigarh, Bhubaneswar, and Dehradun and presence in 14 states. Spanco provides operations and maintenance support in more than 65 cities to their clients. It is a SEI CMM Level 3 and ISO 90012000 certified IT / Telecom solutions and Services Company. Spanco Ltd. is also present in the BPO space with four separate entities spanning Domestic, International (US and UK) and Middle East operations. It has been an active player in the Systems Integration (SI) space for over a decade and today ranks amongst the top 5 SI’s in India. Spanco provides scalable solutions catering to two core verticals - Government and Service Providers. It specializes in four key areas – Application development and management, Complex Networking, Data Center services and Managed Services and has dedicated business units for e-Governance, Power Sector, Service Provider, Telecom. 7. SREI Sahaj: SREI Sahaj e-Village Limited, a subsidiary of SREI Infrastructure Finance Limited, has taken the initiative of building rural infrastructure in the country under the National e-Governance Plan. SREI has been commissioned for setting up over 28,006 CSCs in six states of West Bengal, UP, Bihar, Orissa, Assam and Tamil Nadu. 37 Sahaj has its own data Center and service portal for every state with payment Gateway. Soon they are going to launch Financial Inclusion services for their CSCs wherein the CSCs will work as a business correspondent for the bank. 8. UTL: The UTL Group is based in Bangalore and a three decade old ICT Solution Company with wide experience in setting up telecom and e-governance networks. They also offer solutions for the transport sector. The UTL Group of Companies are engaged in design, manufacturing and software in the areas of telecommunications (all sectors wired, wireless & fiber optic), networking, systems integration, software solutions, Contract R&D, PCB manufacture, microelectronics design, precision engineering plastics tooling and molding, electrical stampings and laminations, diecasting, mechanical fabrication etc. UTL is mandated to roll out 2943 CSCs in Ranchi, Hazaribagh and Kolhan Divisions of Jharkhand which it plans to complete by end June 2010. It is the first SCA in India which has started delivering government services. In the last four months they have started offering government services(G2C services) in 14 districts out of the 15 and we have registered more than 1,10,000 online e-Nagrik applications through their 57 Block HQs and 190 panchayat centers. 9. Zoom: Zoom Developers Private Limited (ZDPL) is an 18 year old company predominantly engaged in Large Projects Development & IT related projects in India & abroad. The Gross Turnover of the Company is Rs. 1651 crores and has more than 3000 employees. The Company is headquartered in Mumbai and has Regional Offices located at Gurgaon, Indore, Kolkata, Cochin and Bangalore. ZDPL is present as a SCA in nine states - Assam, Orissa, Chhattisgarh, Himachal Pradesh, Rajasthan, Manipur, Jharkhand, Bihar and Mizoram. Their state offices are headed by Regional Managers who are supported by Manager – Operations & Manager – Sales & Service and field teams. 38 AID: A part of AID - Vikalp Multimedia (VMM) is the SPV responsible for rolling out the CSCs. It was started with the support of AID - an international organization with two and half decade of experience in rural development. VMM is a not for profit company based in Chennai with branches in Jharkhand State. The people behind VMM have experience of two and half decades in rural development and IT sector. This company was conceived and created to serve as a platform for finding media and rural technology and solutions to the rural problems of the poor. VMM serves as a forum to provide need based and rural and tribal friendly media and communication technologies for solving rural problems. This initiative is also intended to help the poor to make them digital literate, improve the quality of education, create on-line villages, provide access to government information and services, enhance rural livelihoods, boost the local economy and engage the poor as active players and agents of change. 5.0 VLE Profiling Figure 12: VLE Gender The mean age of VLEs was found to be 36 years. 10% of the VLEs interviewed were female - this is a key indicator towards women empowerment in rural areas. In Rajasthan, only females can apply to become a VLE. However in some cases it was found 39 that while as per the database, the VLE was female but actually CSC was being run by the VLE’s husband or some other relative who claimed to be the VLE. Figure 13: SEC of the VLE Out of all the VLEs interviewed, 84% belonged to the most affluent section of the society i.e. SEC R1. Less than 5% of the VLEs were found to be from the bottom three SECs i.e. SEC R3, R4 and R5. This can be attributed to the high investment required for setting up a CSC along with the minimum educational qualifications. Figure 14: Educational Qualification of VLEs 40 The VLEs were found to be well educated. As per the government mandate, a VLE has to be at least 10th standard pass - 95% of the VLEs meet this criteria. Also more than half of the VLEs were found to be at least graduates. No 45% Yes 55% Figure 15: Does the VLE run a Side Business More than half of the VLEs interviewed were found to be having some other business apart from running a CSC. Currently, as per the VLEs, it is difficult for them to sustain their family with the income from the CSC alone. As the income through CSC increases (with improvement in condition like provision of G2C services, internet, electricity, etc.), it is expected that more and more VLEs will shun their side business and focus completely on their CSC – this is expected to further boost the growth of CSCs. The VLE profile for various states and SCAs are given in the ANNEXURE - II. 41 6.0 CSC Profile The CSCs are being established mainly to make various public, social and private services available to the citizens residing in the remote areas of the country. Thus the perceived benefit of CSC becomes more significant with increase in distance of the CSC from the nearest town. Among the CSCs surveyed, the average distance from the nearest town was found to be around 14 Km. The maximum average distance of CSC from the nearest town was found to be in Rajasthan (29 Km.) whereas minimum was in Uttarakhand (6 Km.). Villages 1 Village 13% 2 Villages 4% 7 Villages 35% 3 Villages 11% 4 Villages 11% 5 Villages 10% 6 Villages 16% Figure 16: Average Number of Villages Covered per CSC As per the SCAs a host of factors such as proximity to a government office, population, availability of power, accessibility, building type (if its pucca or not) and electricity connection, are key considerations before deciding the CSC location. Most CSCs are reaching out beyond the nodal village that they are operating in. It is mandated that the CSC should reach out to 5-6 villages and it was found that on an average each CSC covered in the survey is serving almost 5 villages. Also more than 50% of the CSCs were found to be serving more than 5 villages. The average number of villages was found to be maximum in Bihar (6.1) and minimum in Gujarat (1.8). 42 Figure 17: Weekly off More than half of the CSCs covered in the survey observe their weekly off on Sunday whereas 46% of the CSCs are open all 7 days of the week. This is a boon to the rural citizens since all government offices work only 5 days a week and also shows the keenness of the CSCs to serve the people. Figure 18: Installation and Registration of Online Monitoring Tool Monitoring of a mission-oriented project of this vast a size, scope and complexity poses significant challenges of project management at the national level. It also makes monitoring the day to day running of the CSC a difficult task. The Online monitoring tool is an application/micro agent which is installed on the laptop/desktop of the CSC and on registration uses the internet connection available at the CSC to send periodic logs to the central server. 43 Since the monitoring tool is meant for tracking the uptime of all the desktops/laptops in a CSC on a daily basis, the tool is required to be installed on at least one PC that would be functioning regularly in the CSC. The monitoring tool also has the facility of generating MIS reports as per the requirement of the user and raising an alarm on occurrence of some predefined events. 44 7.0 CSC Infrastructure SCAs are using different models across states. Currently the two models being used by the SCA are – Employee model and Franchisee model. . In the Employee model, the entire investment is incurred by the SCA. Post establishment of the CSC (along with all the IT and non-IT infrastructure), the SCA appoints and trains a VLE who works as an employee of the SCA and is responsible for managing the CSC. In the franchisee model, SCA selects and trains the VLE, post which the VLE looks for space and purchases the required equipment as per the mandate. In this model, all the investment is made by the VLE himself, in some cases the SCA provides the infrastructure as well but the payment is made by the VLE. Over a period of time, an optimal model is expected to emerge wherein the roles and responsibilities (maintenance, creating awareness, providing G2C services, etc.), commission percentage, etc. are defined in a manner that best suit the CSC scheme. As per the mandate, key infrastructure required for setting up a CSC includes: Physical Infrastructure o Floor area of approximately 150 to 200 sq. feet o Illumination (Tube light/ bulbs) o Ventilation (fans) and o Furniture (Tables and chairs) IT Infrastructure o Desktop or Laptop in working condition o Printer, scanner and other peripheral devices “We have our own management team. We manage our own infrastructure. We have 3 level teams which manage this task of providing maintenance to the VLEs. We provide these services free of cost.”- SCA“ o Internet connection for Desktop or Laptop Depending upon the model being followed, the SCAs also have dedicated teams looking after provisioning of infrastructure and service/maintenance of infrastructure. 45 IT Infrastructure IT infrastructure is strategic towards providing different services not only now but in future too when G2C services get rolled out extensively. During the audit of the CSCs, the average number of IT infrastructure in a working condition was found to be meeting the benchmark. Average number of IT equipments found in working condition is given below. These do not represent the number of equipments provided/purchased or available at the CSC but is the number of equipments found to be in working condition. While desktop/ laptops and printers just exceed the benchmark, the penetration of other peripheral hardware such as webcams and photocopy machines was relatively lower. Units in working Condition Mean Desktop / Laptops 1.2 Printers 1.1 Webcams 0.5 Digital Cameras 0.6 Scanners 0.7 Photocopying Machines 0.5 CD / DVD Writers 0.9 Table 7: IT Equipment in Working Condition SCAs have tied-up with different vendors for supplying the various equipments as well as for maintaining them. In some cases, depending upon the business model, the purchase of equipment is the responsibility of the VLE. 46 Figure 19: Internet Availability and Type of Connection There are only about 3.3 million active internet users in rural India constituting 9% of the total 36 million active internet users in India. Public shared access via focused channels such as schools, CSCs etc is the way forward for providing a multiplier effect in rural areas since few rural citizens can afford a device and broadband connection. Internet connectivity not only aids in bridging the digital divide but also attracts users at the initial stage itself by acting as source of entertainment and communication (email, messenger, etc.). In addition, it will form the critical support/ access medium to provide diverse set of B2C and G2C services. 47 During the survey it was found that as many as 68% of the CSCs have internet access. Due to the non-availability of network of any ISP in majority of the areas where CSCs have been established, most of the Internet owning CSCs had a VSAT connection. Wired connection which is comparatively cheaper (excluding leased line), was present in only 32% of the cases. Figure 20: Speed of Internet Connection Rural citizens require high speed applications (telemedicine, e-education) the most but can afford them the least. Among those owning an Internet connection, 54% were found to have a less than 256 kbps speed connection. Reasons for such internet speed includes limited affordability of the VLEs and relatively low penetration of services like telemedicine, video conferencing (for education or agriculture purposes), distance learning, etc that require high speed connectivity. The high incidence of narrowband connection can be attributed to extensive use of VSAT (39%). Another reason is use of other wireless options (29%) like data card which are currently low speed and less reliable. According to some SCAs, VSAT connectivity and Data Card/USB connectivity do provide a satisfactory solution in terms of speed/reliability but most VLEs are unable to bear their high cost. However many SCAs are waiting for BSNL to lay its network rather than opting for any other connectivity. The major argument in this regard is that BSNL is the most economical option and it also provides satisfactory solutions in terms of speed/reliability. After the recent Govt. decision to connect all Gram Panchayats by 48 optical fiber in the next 3 years, perhaps the connectivity problem should be resolved soon. Figure 21: Availability of Electricity In 85% of the villages, minimum 6 hrs of electricity is available per day. However in majority of cases, electricity in rural areas is supplied as per the agricultural demand i.e. mainly during early morning hours. Figure 22: Alternate Sources of Power 49 Considering the non-availability of regular supply of electricity in majority of the villages, arrangements for power backup is a must for proper functioning of the CSCs. During the survey, 85% of the CSCs had at least one alternate mode of power supply available which was either UPS (single UPS for all computers or separate UPS for each computer) or generator. Few SCAs have made it mandatory (or give preference) to have only laptops in the CSCs as they are more energy efficient and have an in-built power backup. With increasing electrification, the situation is expected to improve. In addition, the operating expense on power backup is likely to reduce further thus increasing the VLE’s net income. 50 Physical Infrastructure Figure 23: Floor Area of the CSC As per the mandate, floor area of the CSC should be at least 150-200 Sq. ft. In the audit, it was found that the average floor area across the CSCs covered was 146 sq. ft. As per the above chart, in 62% of the CSCs, the floor area was found to be 150 sq. ft. or less. Thus, CSCs are almost in line with the benchmark stated by the Government. For other physical infrastructure, average number of units found to be in working condition during the audit, are given in the table below: Observed in working condition Tables / Desk Chairs Tube lights Electric Lamps / Bulbs Ceiling Fans Table Fan Television Radio Mobile Mean number per CSC 2.1 2.9 1.6 1.6 1.2 1.3 1.2 1.4 1.4 Table 8: Physical Infrastructure found to be in Working Condition 51 New vs. Refurbished Refurbished 9% New 91% Figure 24: Condition of the IT Equipment In more than 90% of the cases, equipment available at the CSCs is new. Majority of the SCAs only allow the deployment of 1st hand equipment in the CSCs. This goes in favor of the CSC scheme, as new equipment enables provision of the services with higher efficiency and more reliability. Also, it results in lower maintenance costs. 52 8.0 Awareness and Usage of CSCs Figure 25: Awareness of CSC Initiative amongst various stakeholders During the survey it was found that awareness about the CSC Scheme is highest amongst village heads (46%) and lowest among citizens (19%). Base Yes No 1674 45.9% 54.1% Andhra Pradesh-CMS 51 58.8% 41.2% Andhra Pradesh- Times 36 16.7% 83.3% Assam-Zoom 45 71.1% 28.9% Assam-SREI 46 71.7% 28.3% Bihar-Zoom 55 14.5% 85.5% Bihar-SREI 47 66.0% 34.0% Bihar- SARK 58 39.7% 60.3% Chhattisgarh-Zoom 36 13.9% 86.1% Chhattisgarh- AISECT 39 20.5% 79.5% Gujarat-CMS 110 53.6% 46.4% Himachal Pradesh-Zoom 37 21.6% 78.4% Himachal Pradesh-Tera Software 38 47.4% 52.6% Jharkhand-Zoom 51 47.1% 52.9% Jharkhand - AID 45 51.1% 48.9% Jharkhand- UTL 54 53.7% 46.3% Overall 53 Madhya Pradesh-CMS 91 7.7% 92.3% Madhya Pradesh- Reliance 51 27.5% 72.5% Madhya Pradesh- 3i 10 100.0% .0% Madhya Pradesh- NICT 30 60.0% 40.0% Maharashtra-Spanco 27 81.5% 18.5% Maharashtra-CMS 45 8.9% 91.1% Maharashtra- Reliance 40 27.5% 72.5% Manipur-Zoom 33 97.0% 3.0% Meghalaya-BASIX 31 100.0% .0% Nagaland-Tera Software 10 30.0% 70.0% Orissa-Zoom 47 89.4% 10.6% Orissa-SREI 46 39.1% 60.9% Orissa-BASIX 48 56.3% 43.8% Rajasthan-Zoom 34 64.7% 35.3% Rajasthan-CMS 41 65.9% 34.1% Tamil Nadu-SREI 74 60.8% 39.2% Uttar Pradesh-SREI 56 37.5% 62.5% Uttar Pradesh-CMS 54 5.6% 94.4% West Bengal-SREI 73 94.5% 5.5% J&K- J&K Bank 27 .0% 100.0% Uttarakhand- Reliance 58 8.6% 91.4% Table 9: Number the charts Awareness amongst VHs about the CSC Scheme The high level of awareness amongst village heads can be attributed to their involvement in selection of the CSC location. Citizens - the most important beneficiaries of the CSC Scheme need to be made more aware about the CSC Scheme. This can be done through various modes of mass communication. Higher emphasis should be laid on modes of communication more effective in rural areas like ‘nukkad nataks’, puppet shows etc which are currently being used to a small extent. 54 Citizens Village Head, Sarpanch, etc. 23% From VLE or VLE initiative 16% Newspaper 13% Billboards/Posters 12% Another Villager 12% Radio 6% Others 5% From a government office/official 5% Pamphlets 3% From various NGOs 3% Television 2% Through some politician 1% 0% 5% 10% 15% 20% 25% Figure 26: Source of Awareness Among Citizens LLIIs From the CSC operator/VLE 49% Word of mouth 39% Newspaper 19% Village Head/Sarpanch 18% From a government official/office 11% Others 5% Awareness programs like Nukkad Natak 3% Newspaper 3% Television 3% 0% 10% 20% 30% 40% 50% 60% Figure 27: Source of Awareness Among LLIIs Village heads (VHs) as opinion leaders play a vital role in creating awareness about any product or service in rural areas. The Village head/Sarpanch and VLE emerged as the top 55 2 sources of awareness amongst citizens. Both VLEs as well as the government should together create higher awareness and work more closely with the VHs to leverage their high level of awareness and influence amongst the villagers. The reach of each CSC, in terms of number of villages being catered to, will increase with increasing awareness. Amongst LLIIs i.e. organizations at the local level like schools, Youth clubs, Aanganwadi, NGOs/CSOs, SHGs etc. providing their services through CSCs - the VLEs and word of mouth were the top two sources of awareness. Since awareness is a key concern, mass media awareness programs from stakeholders other than the VLE could be considered. VLE Newspaper Your relatives/Friends From SCA Village Head/Opinion Leader Pamphlets An existing VLE Television Through government … Radio Internet 0% 10% 20% 30% 40% 50% Figure 28: VLE’s Source of Awareness about CSC Scheme On asking about the first source from which the VLE came to know about the CSC initiative - majority of the VLEs (42%) said newspaper followed by Relatives and Friends (38%) and SCA (23%). 56 Figure 29: Usage of CSC amongst different stakeholders Usage amongst Citizens Amongst citizens, the usage was found to be as low at 4%. Figure 30: Services Being Used by Citizens Majority of the citizens have used services related to IT/Telecom - like mobile recharge, DTP, Internet surfing etc followed by Commercial services like bio-data preparation, matrimonial services etc (35%). 57 Reasons Behind Citizens Not Using CSC Never felt the need of using services available CSC/VLE is unavailable most of the time 44% 4% Negative feedback High Service charges Traditional way is more convenient and reliable 2% 2% Not allowed to use CSC due to caste 2% CSC is too far from home Non availability of services due to no internet connectivity Non availability of services due to power failure Not aware of Services offered Others 6% 6% 3% 3% 45% 20% Table 10: Reasons behind Citizens Not Using CSC The usage of any product or service depends on its awareness as well as its relevance. Lack of awareness (45%) and non existence of a need to use the services available at the CSCs (44%) are the two major reasons for low usage by citizens. This indicates that there is a need to create higher awareness about all services available at the CSC and how citizens can benefit from them. Also it implies that services currently available at the CSCs are not entirely relevant to them (since they never felt the need to use those services). Some of the SCAs are currently in the process of identifying more relevant services that can be offered. Government Functionaries have cited frequent power cuts as a common reason deterring CSC usage. 58 Figure 30: Services Being Provided Through CSCs Talking about the services currently being provided through the CSCs, IT/Telecom services tops the list with 88% of the CSCs offering them, followed by Commercial services (72%). IT/Telecom related services and commercial services, which were found to be most widely available service at the CSCs, are also the most widely availed/used services. However, considering the proportion of CSCs offering finance (42%) and travel (44%) related services, the level of usage by citizens is on a lower side. Only 4% of the CSCs were found to be offering health or agricultural services. 59 Government services Healthcare/ Telemedicine services Commercial services Data collection services Entertainment Financial services Education services Agricultural services 90% 51% 53% 41% 41% 55% 60% 66% Table 11: Services in Demand by Citizens But Not Available – as per VLE 66% of the VLEs said that they are not offering agricultural service but the same are in demand. Also 90% of the VLEs mentioned that people ask for government services which are currently not available at their CSC. When asked about preference between CSC and the traditional mode of service delivery, more than half of the people preferred CSC over traditional mode. Usage amongst LLIIs LLIIs are the local level organizations like schools, Aanganwadi, NGO/CSO, etc. providing their services through CSCs Figure 31: Area of Operation of LLIIs using CSC 60 More than half of the LLIIs using the CSC Scheme belong to the education sector - these mostly include schools and colleges. Figure 32: Services Used by the LLIIs More than half of the LLIIs covered in the survey belong to education sector - DTP related services such printing, photocopying, photographs, etc. emerged as the most used service amongst these LLIIs. However the next most used service among LLIIs was found to be Internet which further builds up the case for internet connectivity. The Internet will also serve as a medium for making more and more services available to the rural LLIIs and from them to the citizens. Since more than 85% of the LLIIs using services at the CSCs belong to either education (58%) or healthcare (27%), usage of IT (including internet) and DTP services is likely to grow. 61 LLIIs Less frequently 10% Once in 3 months 4% Once in 2 months 7% Once a month 24% 2-3 times a month 26% Once a week 12% 2-3 times a week 14% Daily 3% 0% 5% 10% 15% 20% 25% 30% Figure 33: Frequency of Using CSC – LLII Usage of CSC cannot be determined by only asking if someone has ever used a CSC or not. We also need to consider the frequency of usage also. To ensure regular visit at the CSC it is essential that the services available at the CSC are either widely used (by most of the people) or very frequently used. For e.g. usage of ‘Payment of Electricity Bill’ as a service will be much more frequent than ‘Renewal of Driving License’ since payment of electricity bill is made by almost every household every month/2 months as compared to renewal of driving license which is used by very few people and that too once in 15 years (or so). When we asked the LLIIs about their frequency of using the CSC, we found that a good 30% of the LLIIs who have ever used CSC use it at least once every week. 3% of the LLIIs use CSC daily whereas 10% of the LLIIs use CSC less than once in 3 months. As per 24% of LLIIs, Government services are in demand but unavailable at their CSC. 62 Total Base 487 BFSI 7% DTP Related 2% Educational 16% Health 12% Bill Payment 11% Government Services 24% Internet 12% Travel 5% Employment 2% Agriculture 2% Others 6% Table 12: Services in Demand But Not Available as per LLIIs Figure 34: Reasons for Using CSC Scheme - LLIIs 63 Reasons For Not Using CSC - LLIIs Distance of the CSC Frequent power cuts High service charges Limited number of services Total 14% 33% 14% 56% Irrelevance of Services currently available 44% Non-availability of CSC/VLE most of the time 12% People of certain caste/religion are not allowed to use CSC Behavior of the VLE Knowledge level of the VLE 2% 8% 8% Higher time taken for service delivery 8% Lack of space available Others 12% 4% Table 13: Reasons for Not Using CSC - LLIIs Talking about the triggers and barriers of using CSC by the LLIIs, Ease of access (78%), Convenience (72%) and saving of time (63%) emerged as top 3 triggers, whereas limited number of services (56%), irrelevance of services currently available (44%) and frequent power cuts (33%) were the top 3 barriers to the CSC usage.. Currently, SCAs are focusing more on the National Level Service Provider (NLSPs) and are not actively engaging with local level intervening institutions. LLIIs play a vital role since they cater to citizen communities and hence more citizens’ lives can be benefitted by the CSC Scheme 64 9.0 CSC Setup Process Figure 35: Time taken for Setting up a CSC About 40% of the VLEs claimed that their CSCs were established within 1 month from the date of applying for the same. Duration of setting up a CSC depends on various parameters like qualification of the VLE, VLE proficiency with computers, time taken for arranging the space and infrastructure, etc. In cases where the VLE already had some knowledge about managing a business and operating computers and thus was able to arrange the infrastructure quickly the, CSC was established within 15 days time. Some upper limit on setup time needs to be mandated by the Government so as to give more confidence to potential VLEs and motivate them in participating in this scheme. 65 Figure 36: Initial Investment for Setting up a CSC The investment required for setting up a CSC depends upon various factors such as type of model being used by the SCA, infrastructure required at the CSC, condition of the infrastructure (new or refurbished), etc. For e.g. since in Gujarat, the employee model is being used via the eGram VishwaGram project, the average investment was found to be lower as compared to other states 38% of the VLEs invested between Rs.20,000 to Rs.50,000 as initial investment while 35% of the VLEs invested Rs.50,000 or more. On an average, the investment required to set up a CSC was Rs 50,000. Figure 37: Availability of Credit Scheme 66 In 84% of the cases, there was no credit scheme available for the VLEs. As per a SCA, banks do not provide a loan to the VLEs since they are unable to provide any regular income proof. One of the SCA was using its tie up with banks to help the VLEs in getting a “Banks do not provide loans to the VLEs…” – SCA “…we have tied up with the banks and we help them to get the loans...”- SCA loan. In the years to come, perhaps as the business models optimize, a relatively lower initial investment will help bring in VLEs from the weaker sections of the society. However until then there is a need to increase availability of credit schemes at attractive rates. 67 10.0 CSC Income and Expenditure of VLE Mean: Rs 2576 Figure 38: Average Monthly Net Operating Income per CSC As shown in the chart above, almost 3 out of every 4 VLEs are earning less than Rs. 3000 per month from their CSC. This is the net operating income i.e. income after accounting for all the expenses in operating and managing the CSC which on an average is almost “The share of the VLE in the revenue from the Online Services is anywhere in the range of 75-90%. For offline service, 100% is transferred to the VLE” SCA Rs.2600 per month per CSC. As the credibility and number of services offered by the CSC add up, the average monthly net income will increase at a much higher rate. During the course of the study we also came to know that the revenue sharing model being used varies from SCA to SCA. Through the survey we also captured the operating expenses for a VLE. From the data collected from various CSCs, we came to know that almost 50% of the gross income from the CSC goes into operating and maintenance expenses. The average operating expense of a CSC is almost Rs.2700. On the lower side, the net operating income per CSC was found to be 68 below Rs 3000 while on the higher side it was above Rs 10,000 - the corresponding operating and maintenance expense ranged between Rs 2400 to Rs 4000 per month. Breakup of Operating expenses Total Operating costs Rs 2685 Maintenance Cost for PC and other IT infrastructure 22% Maintenance cost for non IT infrastructure 12% Rent for premise 13% Staff cost 20% Payment for Internet connection 8% Electricity bill 7% Power back up cost 6% Regular payments made to SCA 9% Cost on the loan 3% Table 14: Breakup of CSC Operating Expenses If we examine the breakup of operating expenses, the major portion of it is from the maintenance cost of both IT and non-IT infrastructure followed by the staff cost and rent for the premise. These costs collectively contribute around 2/3rd of the total operating expense. As per the VLEs, the income from the CSC is not sufficient for their families and this is one of the reasons for majority of the VLEs having some other business as well. Also some of the VLEs decided to opt out of the CSC scheme because of the insufficient income generation from the CSC. As per the VLEs and the SCAs, income from the CSC will improve once government services are made available at the CSCs and with improvement in provision of internet, electricity, etc. We also know that as per the citizens, services currently available at the CSC are not of much relevance to them since they never felt the need to use services available at the CSC. Government services are likely to increase the footfalls to the CSCs, which in turn would increase the usage of services. As per some of the National Level Service Providers, availability of G2C services at the CSCs would help in increased usage of their B2C services as well. 69 11.0 Aspects related to VLE Training Once a VLE is appointed for a CSC, he needs to undergo training - a mandatory feature across all the SCAs. The training is usually of 2 types: 1. An Introductory training that is provided to all the VLEs initially. This training varies on the basis of knowledge level of the VLE and his/her background. Usually it consists of information about - the CSC initiative, objectives of setting up a CSC, computer basics and operations, managerial skills, entrepreneurship and services to be provided through the CSC, etc. 2. Training related to new services as and when they are added to the existing bouquet of services. In this training, VLEs are explained the new services in detail and taught about how to deliver them to the citizens. Duration of these trainings programmes vary from a few hours to about 15 days depending upon the type of training and the skill and background of the VLE. For e.g. someone who is PC literate would not need to undergo training on basics of computers and how to use them. In most of the cases, SCAs do not charge any fee for imparting training to the VLEs. This training is mostly provided by in-house trainers of the SCAs since they do not consider external trainers to be adequately well versed with the CSC model and concerns of the VLEs. Each batch for such training sessions consists of around 25 VLEs, however in some cases the batch size could go to as high as 55. Attendance is generally very good at 95-100% and post completion of the training program, the SCA issues a certificate to the VLEs. 70 No 45% Yes 55% Figure 39: Training imparted to VLE by SCA Our analysis shows that more than half of the VLEs have received some kind of training from the SCA. As new services get added, training programs are expected to increase. For G2C services, it is advisable to make the training mandatory. Yes 21% No 79% Figure 40: Any Amount Paid for Training Generally the VLE does not have to pay any fees for training as it is covered in the initial deposit most of the times and in some cases the SCAs charge a nominal amount. 79% of the VLEs did not pay any amount for their training program i.e. all the entire cost of the training was borne by the SCA. Who bears the training costs depends upon the business model adopted. For example, in case of the employee model, the SCA bears the cost of training and the only expense incurred by the VLE is related to travel and stay. Apart from the SCA, the NLSPs also sometimes train the VLE in groups. 71 Base 576 2 1 20 23 0 28 13 10 7 34 16 19 15 14 28 1 12 5 14 23 0 2 28 28 1 12 34 27 8 12 55 33 5 37 3 6 Overall Andhra Pradesh-CMS Andhra Pradesh- Times Assam-Zoom Assam-SREI Bihar-Zoom Bihar-SREI Bihar- SARK Chhattisgarh-Zoom Chhattisgarh- AISECT Gujarat-CMS Himachal Pradesh-Zoom Himachal Pradesh-Tera Software Jharkhand-Zoom Jharkhand-AID Jharkhand- UTL Madhya Pradesh-CMS Madhya Pradesh- Reliance Madhya Pradesh- 3i Madhya Pradesh- NICT Maharashtra-Spanco Maharashtra-CMS Maharashtra- Reliance Manipur-Zoom Meghalaya-BASIX Nagaland-Tera Software Orissa-Zoom Orissa-SREI Orissa-BASIX Rajasthan-Zoom Rajasthan-CMS Tamil Nadu-SREI Uttar Pradesh-SREI Uttar Pradesh-CMS West Bengal-SREI J&K- J&K Bank Uttarakhand- Reliance Yes 20.5% 50.0% 0.0% 10.0% 0.0% 0.0% 75.0% 46.2% 10.0% 0.0% 5.9% 31.3% 21.1% 6.7% 92.9% 10.7% 0.0% 16.7% 0.0% 0.0% 17.4% 0.0% 0.0% 10.7% 3.6% 100.0% 8.3% 2.9% 7.4% 0.0% 0.0% 27.3% 15.2% 0.0% 59.5% 66.7% 0.0% Table 15: Whether VLE paid for the Training received 72 No 79.5% 50.0% 100.0% 90.0% 100.0% 0.0% 25.0% 53.8% 90.0% 100.0% 94.1% 68.8% 78.9% 93.3% 7.1% 89.3% 100.0% 83.3% 100.0% 100.0% 82.6% 0.0% 100.0% 89.3% 96.4% 0.0% 91.7% 97.1% 92.6% 100.0% 100.0% 72.7% 84.8% 100.0% 40.5% 33.3% 100.0% Figure 41: VLE Satisfaction with Training Received 68% of the VLEs mentioned that they are satisfied (either somewhat satisfied or highly satisfied) with the training provided to them by the SCA. Only 20% of the VLEs who received the training were dissatisfied (either dissatisfied or highly dissatisfied with the training). This satisfaction or dissatisfaction with the training includes all the aspects related to the training including content, duration, quality of trainer, amount paid, etc. The degree of satisfaction indicates the usefulness of training for the VLE in running the CSC. 73 12.0 SCA & VLE Key Programme Planning & Implementation Issues We also probed the VLEs and SCAs about the most important issues and difficulties being faced by them. One of the major issues bought up not only by VLEs and SCAs but by all stakeholders is the lack of G2C services amongst majority of the CSCs. As per the SCAs, the whole model of CSC was based on “Biggest problem is absence of G2C services. If I only need to provide B2C services then why I need a government board for that. I think this project has been taken up too early as you don’t have a backbone ready. If your basic infrastructure is not ready, how you can offer G2C services.” - SCA availability of G2C services and low penetration of these services is having an impact on the entire initiative. Currently, the revenue generated per CSC is below expectations. This has led to surrender of the CSC by some VLEs. This also puts a doubt in the minds of potential VLEs whether they would like to participate in this scheme. Due to nonavailability of the G2C services, footfalls at most CSCs are quite low. This has also “If he gets G2C services, then his income level and footfall of people would increase and which would have a positive effect on his other services.” - SCA resulted in low usage of B2C services and therefore several National Providers (NLSPs) have level restricted Service their expansion plans and have put any new tie-ups with the SCAs on hold for the time being. Since the B2C services can be anyway offered by private players without govt. support there is no incentive for a potential VLE to invest particularly in the CSC scheme. The launch of G2C services will improve the quality of life for the rural citizens; result in greater employment opportunities by attracting more people towards the job of a VLE and generally helping in uplifting the rural masses. Revenue viability gap funding is also a cause of concern for the SCAs. Rollout of funds by the state/central government to the SCA was either claimed to be delayed or has not been done. In some cases, SCAs claimed that not even a single Rupee has been given 74 out to them as of now. This is also one of the factors inhibiting the SCAs in setting up the CSCs. Internet connectivity is another major roadblock. Availability of Internet makes provisioning of more and more B2C as well as G2C services possible. Currently the main issue being faced by the SCAs in making the CSCs online is non-availability of Internet services network in most rural areas. VSAT connectivity is available in several places but it is much more expensive as compared to other modes and VLEs are currently not in a position to afford it. Most of the SCAs are relying on BSNL for providing internet and are waiting for BSNL to setup its network. Dependence of CSC Scheme implementation on support from the district/block level government officials has actually resulted in CSC rollouts being poor both in terms of quality and quantity, in areas where the desired support was absent. As per the SCAs, district officials fear that CSCs would reduce the power in their hands. While on the other hand the government officials complain that in several cases there has been lack of communication from the SCAs side. Low penetration of banking services and exploitation at hands of loan sharks remains a concern in rural areas. As a result rural India has mostly been dependant on non-formal credit modes like local money lenders, chit funds, loan lotteries, etc. as an immediate source for credit. However the interest rates are very high, sometimes even going up to 10 percent per month. Non-availability of credit scheme for the VLEs is a major barrier. Some other issues being faced by the SCAs and VLEs include difficult terrain in some locations, naxalite menace and lack of power/electricity. If these program planning and implementation issues can be taken care of, the CSC initiative would be more effective and result in increased sustainability of the CSCs - both existing and new. 75 13.0 Partnership between SCAs and NLSPs The SCAs have tied-up with various National Level Service Providers (NLSPs) for delivering B2C services. These NLSPs offer domain specific services (like banking, insurance, mobile recharge of a specific operator etc.) as well as bouquet of services. The CSC scheme represents a very large retail extension opportunity for banks and that too in an organized form. This would enable achievement of their goals of financial inclusion in rural India. Some NLSPs tie-up with various vendors on their own and act as a one-stop-shop for the SCAs. These NLSPs directly associate with the SCA and the VLE does not play any role in this. The same applies to the revenue sharing as well i.e. it is between SCA and the NLSP directly. The SCAs in turn share the revenue with the VLE. For small SCAs, the tie-up is normally for all the operational CSCs whereas for large SCAs it varies as per the extent to which the SCAs are willing to partner. In some cases the tieup is for few selected states or even part of a state. In terms of services, the tie-up is either for all the services being offered by the NLSP or only for selected services which the SCAs think is more relevant for the citizens. Revenue sharing between the SCA and the NLSP depends upon various parameters such as reach of the SCA, number of CSCs functional, services framework in place, etc. Some of the NLSPs are operating on a prepaid model in which the SCA needs to pay a lump sum amount at the sign up stage. NLSPs use this model to minimize their risk and to secure a minimum amount of revenue. From SCAs point of view this model is not beneficial; they are not comfortable and even want to do away with it. This is more prevalent in case of products since the SCA has to invest its own money to purchases the product and distribute it amongst the VLEs. This means the SCA’s money is blocked until the product is sold by the VLE. SCAs expect the NLSPs to come up with services that are more relevant for the rural citizens since it is likely to result in increased usage of CSC and thus higher income for the VLE. Services currently available at the CSCs are more generic in nature and less 76 customized for the rural citizens. Currently charges for the services provided by the NLSPs are competitive with those in the urban areas. Considering the low income level and purchasing power in the rural areas, SCAs want the NLSPs to reduce the service charges in order to boost usage. Since NLSPs do not have any network in majority of the villages where these CSCs are being setup, they are unable to carry out any marketing related activities to promote the usage of these services. These marketing related activities are being taken care of by the VLE himself and the SCAs would like the NLSPs to give certain benefits to the VLE in return. From NLSPs point of view, the lack of proper distribution network amongst the SCAs is a major need gap for them. The NLSPs also believe and understand that the low revenue generation from the CSCs is directly related to the low penetration of G2C services amongst majority of CSCs. No NLSP was found to be having any grievances with a VLE as such. 77 14.0 Impact of the CSC Scheme on Government Functionaries (GFs) For capturing the views of the Government Functionaries, we approached 58 government officials of the level of Collector, Deputy Collector, DM, ADM, DDO, Deputy Commissioner, District information officer and CEO Zila Panchayat. Out of these 58 officials, 9 refused to give the interview. Of the remaining 49 officials, 36 were found to be aware of the CSC scheme. In cases where the official contacted was not aware of the initiative, we explained briefly about the CSC Scheme and post that again checked if the official was familiar with the initiative. Given the concerns of all stakeholders about the low penetration of G2C services, we also took the government officials perspective. Different reasons have been cited by the GFs for lack of G2C services. These are weak SWAN linkages, lack of computers and back office processes, inadequate number of skilled employees, insufficient infrastructure hardware, etc. There is future potential in using the CSCs for internal purposes like data collection, evaluation of new schemes, etc since most officials considered such usage as a good idea that could be implemented in the later stages. From the several discussions that we had with the SDAs, it can be inferred that SDAs are not having any problem in getting financial support from the center. However, they do face a lack of clarity on the amount to be disbursed by them. “I have called the agency several times....they are not that responsive...” – MP “…I call them three times and then they come once…” – UP “They have their office here and we can call them whenever we want” – HP “They are in touch with the BDO and SDM” – Rajasthan “They have never contacted us after the first workshop in November 2008” – Uttarakhand 78 We also conducted face to face interviews with 1674 Village Heads - government functionaries at the local level. Their awareness level about the CSC Scheme was found to be much higher than the citizens and the LLIIs. One of the major reasons for this could be their educational level which is relatively higher than other villagers/rural citizens. It can also be attributed to the fact that the first preference for location of the CSC is given to the Panchayat office. Awareness 46% 45% 44% 43% 42% 41% 40% 39% 38% 37% Usage 46% 40% Village Head Figure 42: Awareness and Usage among Village Heads In spite of higher awareness among village heads, their usage was found to be slightly lower than that of LLIIs at an overall level as well as across almost all the states and SCAs. As per the village heads, central location of the CSC (59%) and reasonable service charges (58%) are the driving forces for usage of the CSCs. Triggers to CSC Usage as per VH Central location of the CSC Integrated service delivery i.e. one stop shop Reasonable service charge Increased convenience Better behavior of the staff at the CSC as compared to govt. Reduced scope of corruption Better service quality Reduction in time required for service delivery Reduced travel time Create Awareness Improved Services Table 16: Triggers to CSC Usage as per VH 79 59% 37% 58% 54% 39% 39% 49% 40% 48% 6% 2% The key hurdles to CSC usage as per the village heads are the limited number of services currently being offered through the CSCs (55%) and Irrelevance of services available at the CSC (37%). This suggests that if relevant services are offered through the CSCs at a reasonable price, more people are likely to use CSCs due to increased convenience. On the basis of services currently demanded by the citizens, G2C services must be a part of this list of ‘relevant’ services that are made available at all the CSCs. Barriers to CSC Usage as per VH Long Distance of the CSC from neighboring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behavior/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Table 17: Barriers to CSC Usage as per VH 80 20% 29% 10% 55% 37% 10% 2% 9% 14% 8% 17% ANNEXURE – I: High/ Low performing States and SCA Analysis Average CSC operational 58% VLE Found 64% Average Availability of electricity (Min. 6 Hrs.) Any other initiative like CSC Weekly off of CSC 85% No power backup Refurbished equipment being used Low Performing State High Performing SCA Low Performing SCA Manipur (94%) MP (27%) UTL (91%) AISECT (27%) Manipur (94%) MP (28%) UTL (89%) AISECT (27%) High Performing State Low Performing State High Performing SCA Low Performing SCA Manipur (100%), Nagaland (100%) Bihar (57%) Spanco (100%) AID (53%) AP (67%) Uttarakhand (0%) NICT (65%) 3i (0%), J&K (0%), AISECT (0%) Manipur (87%) Meghalaya (0%), Nagaland (0%) SARK (92%) AISECT (17%) High Performing State High Performing SCA J&K (217) Spanco (241) AP (0%), Manipur (0%), Nagaland (0%), J&K (0%) AID (0%) 3i (0%), J&K (0%) UTL (0%), Times (0%) Himachal Pradesh (0%), Uttarakhand (0%) Low Performing State Low Performing SCA Gujarat (100) 3i (50) Himachal Pradesh (80%) 3i (0%) AID (57%) 23% 46% Average Floor area of CSC (Mean in sq ft) High Performing State 146 15% 9% 81 Tera Software (47%) West Bengal (23%) Average Laptop /Desktops in working condition (Mean) 1.2 Printers (Mean) 1.1 Internet ownership 68% High Performing State Low Performing State High Performing SCA Low Performing SCA Tamil Nadu (2.0), West Bengal (2.0), J&K (2.0) Jharkhand (0.7) J&K (2.0) SARK (0.6) AP (2.0) Jharkhand (0.6) J&K (1.7) AID(0.4) Manipur (100%) Meghalaya (25%) Times (100%) AID (6%) High Performing State Low Performing State High Performing SCA Low Performing SCA Maharashtra (15%) Orissa (74%) Spanco (5%) 3i (100%) Manipur (90%) West Bengal (4%) NICT (100%) SARK (7%) Manipur (84%) West Bengal (2%) NICT (100%) SARK (4%) High Performing State Low Performing State High Performing SCA Low Performing SCA Meghalaya (4%) J&K (93%) 3i (20%) J&K (93%) Average internet connections< 256 Kbps 54% Installation of online monitoring tool 36% Registration of online monitoring tool 29% Average Any other business apart from running CSC 55% 82 Training Provided Satisfaction with the training (Top 2 scores) Meghalaya (100%) AP (8%) 3i (100%) Times (7%) Manipur (100%) Meghalaya (100%) Nagaland (100%) Uttarakhand (100%) AP (33%) J&K (33%) 3i (100%) Times (100%) J&K (33%) 55% 68% High Performing State Low Performing State High Performing SCA Low Performing SCA Tamil Nadu (67%) Chhattisgarh (0%), Manipur (0%), Nagaland (0%), Uttarakhand (0%) Average Availability of any Credit Scheme 16% 3i (0%), SREI (35%), Spanco (35%) UTL (0%), Times (0%), AISECT (0%) High Performing State Low Performing State High Performing SCA Low Performing SCA Meghalaya (86%) J&K (1%) Basix (54%) J&K (1%) Meghalaya (100%) J&K (0%) 3i (100%) J&K (0%) Meghalaya & Manipur (100%) J&K (2%) 3i (100%) J&K (2%) Average Awareness Citizens Awareness VH Awareness LLII 19% 46% 40% 83 Average High Performing State Low Performing State High Performing SCA Low Performing SCA Meghalaya (47%) CSC usage among Citizens 4% CSC usage among VH 40% Basix (23%) Nagaland (100%) CSC usage among LLII 42% 84 HP, J&K & Uttarakhand (0%) AID, AISECT and J&K bank (0%) HP, J&K & Uttarakhand (0%) 3i (100%) J&K bank & AISECT (0%) Meghalaya (93%) J&K (0%) NICT (66%) J&K bank (0%) ANNEXURE – II: State and SCA wise Tables VLE Related VLE Gender- by State Andhra Pradesh 1092 39 90% 79% Total Answering Base Male Female 10% Bihar 61 89% 81 95% 28 100% 78 99% Himachal Pradesh 67 81% 11% 5% 0% 1% 19% 21% Total Jharkhand Answering Base 1092 90% Male 118 98% 10% 2% Female Assam Chhattisgarh Gujarat Madhya Maharashtra Manipur Meghalaya Nagaland Pradesh 53 88 31 28 5 94% 92% 97% 64% 40% 6% 8% 3% 36% 60% Tamil Nadu Uttar Pradesh West Bengal 61 61 67 47 14 40 90% 88% 66% 92% 94% 100% 93% 98% Female 10% 12% 34% 8% 6% 0% 7% 3% Total Orissa Rajasthan Answering Base 1092 125 Male J&K Uttarakhand VLE Gender- by SCA Total Zoom Answering Base Male 1092 90% 224 90% Tera Software 36 78% Female 10% 10% 22% 85 SREI Spanco AID 253 94% 27 81% 37 97% 6% 19% 3% Answering Base Male Female Total CMS BASIX Reliance 3i J&K 1092 90% 195 85% 69 81% 94 97% 5 80% 14 93% 10% 15% 19% 3% 20% 7% Answering Base Male Total 1092 90% SARK 43 93% UTL 50 98% Times 14 79% AISECT 12 100% NICT 19 100% Female 10% 7% 2% 21% 0% 0% SEC OF VLE – By State Answering Base SEC - R1 933 84% Andhra Pradesh 32 94% SEC - R2 12% 6% 9% 1% 12% 24% 14% SEC - R3 SEC - R4 SEC - R5 2% 1% 0% 0% 0% 0% 2% 0% 0% 0% 0% 0% 8% 0% 0% 8% 5% 0% 0% 0% 0% Total Total Jharkhand Answering Base SEC - R1 SEC - R2 SEC - R3 SEC - R4 SEC - R5 933 84% 12% 2% 1% 0% 93 69% 20% 4% 6% 0% Assam Bihar 55 89% 70 99% 26 81% 38 63% Himachal Pradesh 57 86% Chhattisgarh Gujarat Madhya Maharashtra Manipur Meghalaya Nagaland Pradesh 40 74 31 25 5 78% 95% 68% 68% 100% 18% 4% 26% 28% 0% 3% 1% 0% 0% 0% 3% 0% 3% 4% 0% 0% 0% 3% 0% 0% 86 Orissa 119 84% 11% 4% 0% 1% Uttar Pradesh 65 94% West Bengal 46 78% J&K Uttarakhand 44 93% Tamil Nadu 59 80% 14 93% 40 90% 12% 7% 12% 5% 20% 7% 8% 2% 1% 0% 0% 0% 0% 5% 2% 2% 2% 0% 0% 0% 2% 0% 0% 0% 0% 3% 0% 0% Total Rajasthan Answering Base SEC - R1 933 84% SEC - R2 SEC - R3 SEC - R4 SEC - R5 SEC OF VLE – By SCA Total Zoom Tera SREI Spanco AI D Answering Base 933 196 33 239 27 31 SEC - R1 84% 85% 94% 87% 93% 55% SEC - R2 12% 12% 6% 10% 7% 29% SEC - R3 2% 2% 0% 2% 0% 0% SEC - R4 1% 1% 0% 1% 0% 16% SEC - R5 0% 1% 0% 0% 0% 0% Total CMS BASIX Reliance 3i J&K 132 62 84 5 14 Answering Base 933 SEC - R1 84% 84% 69% 90% 80% 93% SEC - R2 12% 11% 23% 6% 20% 7% SEC - R3 2% 3% 5% 2% 0% 0% SEC - R4 1% 2% 2% 1% 0% 0% SEC - R5 0% 0% 2% 0% 0% 0% 87 Total SARK UTL Times AISECT NICT Answering Base 933 38 39 9 12 12 SEC - R1 84% 97% 67% 100% 83% 67% SEC - R2 12% 3% 21% 0% 8% 25% SEC - R3 2% 0% 10% 0% 8% 8% SEC - R4 1% 0% 3% 0% 0% 0% SEC - R5 0% 0% 0% 0% 0% 0% Education of VLE – By State Total AP Assam Bihar Chhattis garh Gujarat HP Jhar khand 1051 36 61 78 28 79 64 105 Class 5 – 9 3% 3% 0% 6% 0% 5% 0% 7% SSC/HSC 32% 28% 38% 35% 43% 34% 38% 43% Some college (including a dip.) but not graduate 12% 17% 13% 1% 0% 17% 9% 13% Graduate: General 41% 42% 44% 53% 32% 39% 36% 32% Post Graduate General 9% 8% 2% 4% 25% 3% 16% 3% Graduate/Post Graduate: Professional 4% 3% 3% 1% 0% 1% 0% 1% Answering Base 88 Total MP Mahara shtra Manipur Meghalaya Nagaland 1051 47 88 31 27 5 Class 5 – 9 3% 4% 1% 0% 7% 0% SSC/HSC 32% 11% 25% 23% 19% 40% Some college (including a dip.) but not graduate 12% 15% 13% 0% 37% 0% Graduate: General 41% 49% 40% 71% 30% 40% Post Graduate General 9% 19% 16% 3% 7% 0% Graduate/Post Graduate: Professional 4% 2% 6% 3% 0% 20% Answering Base Total Orissa Raja sthan Tamil nadu Uttar Pradesh West Bengal J&K Uttara khand 1051 124 51 59 67 47 14 40 Class 5 – 9 3% 1% 0% 2% 3% 2% 0% 3% SSC/HSC 32% 19% 28% 37% 27% 36% 50% 58% Some college (including dip.) but not graduate 12% 20% 20% 9% 2% 11% 7% 8% Graduate: General 41% 48% 35% 34% 34% 43% 36% 28% Post Graduate General 9% 6% 12% 9% 25% 9% 7% 3% Graduate/Post Graduate: Professional 4% 6% 6% 10% 9% 0% 0% 3% Answering Base 89 Education of VLE – By SCA Total Zoom Tera Software SREI Spanco AID CMS Answering Base 1051 218 34 249 27 31 187 Class 5 – 9 3% 1% 0% 3% 4% 16% 3% SSC/HSC 32% 27% 62% 33% 26% 61% 27% Some college (including a dip.) but not graduate 12% 11% 9% 9% 7% 10% 16% Graduate: General 41% 49% 24% 39% 33% 13% 39% Post Graduate General 9% 10% 3% 11% 19% 0% 10% Graduate/Post Graduate: Professional 4% 3% 3% 4% 11% 0% 5% Total BASIX Reliance Answering Base 1051 3i J&K Bank SARK UTL Times AISECT NICT 68 93 5 14 42 43 13 12 15 Class 5 – 9 3% 3% 2% 0% 0% 2% 5% 0% 0% 7% SSC/HSC 32% 19% 39% 0% 50% 31% 30% 31% 42% 13% 25% 12% 20% 7% 0% 16% 15% 0% 20% 43% 38% 40% 36% 60% 40% 46% 33% 47% 9% 7% 7% 40% 7% 5% 5% 8% 25% 13% 4% 2% 3% 0% 0% 2% 2% 0% 0% 0% Some college (including a dip.) 12% but not graduate Graduate: 41% General Post Graduate General Graduate/Post Graduate: Professional 90 Investment in setting up a CSC – By States Total Andhra Pradesh Assam Bihar 936 38 61 69 28 60 66 9% 3% 13% 1% 11% 87% 2% Rs.10,000 - <Rs. 20,000 17% 5% 5% 1% 46% 2% 39% Rs. 20,000 - <Rs. 50,000 38% 21% 52% 87% 7% 0% 9% Rs. 50,000 - < Rs. 100,000 20% 37% 21% 7% 18% 2% 41% Rs. 100,000 – Rs. 200,000 10% 34% 5% 1% 0% 0% 8% > Rs. 200,000 5% 0% 3% 1% 18% 0% 2% Refused 2% 0% 0% 0% 0% 10% 0% 49,483 85,714 57,164 40,341 155,500 7,688 56,730 Base < Rs. 10,000 Mean Chhattisgarh Gujarat HP Total Jharkhand Base MP Maharashtra Manipur Meghalaya Nagaland Orissa 936 89 46 77 31 3 4 95 9% 1% 2% 3% 6% 0% 25% 5% Rs.10,000 - <Rs. 20,000 17% 30% 20% 14% 39% 0% 0% 15% Rs. 20,000 - <Rs. 50,000 38% 56% 15% 19% 23% 0% 50% 45% Rs. 50,000 - < Rs. 100,000 20% 6% 17% 12% 32% 67% 25% 28% Rs. 100,000 – Rs. 200,000 10% 4% 24% 21% 0% 0% 0% 3% > Rs. 200,000 5% 2% 15% 26% 0% 0% 0% 0% Refused 2% 0% 7% 5% 0% 33% 0% 3% 49,483 53,154 46,818 79,444 36,295 55,000 < Rs. 10,000 Mean 91 26,667 37,983 Total 936 Rajasthan 55 Tamil Nadu 59 Uttar Pradesh 60 West Bengal 46 J&K 13 Uttarakh and 36 9% 5% 0% 7% 0% 0% 0% Rs.10,000 - <Rs. 20,000 17% 9% 0% 0% 2% 0% 89% Rs. 20,000 - <Rs. 50,000 38% 18% 58% 65% 63% 31% 11% Rs. 50,000 - < Rs. 100,000 20% 38% 20% 7% 24% 69% 0% Rs. 100,000 – Rs. 200,000 10% 24% 19% 20% 9% 0% 0% > Rs. 200,000 5% 5% 3% 2% 2% 0% 0% Refused 2% 0% 0% 0% 0% 0% 0% 49,483 89,633 74,454 63,095 41,630 48,462 13,322 Base < Rs. 10,000 Mean Investment in setting up a CSC – by SCA Total Zoom Tera SREI Spanco AID CMS 936 217 34 243 26 15 157 17 87 5 9% 6% 6% 1% 0% 0% 35% 29% 2% 20% 17% 39% 29% 0% 0% 7% 3% 0% 59% 0% 38% 22% 21% 67% 4% 67% 11% 29% 21% 60% 20% 27% 32% 20% 4% 7% 20% 24% 10% 0% 10% 3% 9% 10% 31% 13% 20% 0% 5% 0% > Rs. 200,000 5% 2% 3% 2% 54% 7% 4% 0% 3% 0% Refused 2% 0% 0% 0% 8% 0% 6% 18% 0% 20% 49,483 43,649 78,796 51,000 23,231 20,034 27,500 Base < Rs. 10,000 Rs.10,000 <Rs. 20,000 Rs. 20,000 <Rs. 50,000 Rs. 50,000 - < Rs. 100,000 Rs. 100,000 – Rs. 200,000 Mean 55,979 114,500 66,000 92 BASIX Reliance 3i Total J&K SARK UTL Times AISECT NICT Base 936 13 36 43 14 12 17 < Rs. 10,000 9% 0% 3% 2% 7% 8% 0% 17% 0% 3% 0% 7% 25% 0% 38% 31% 89% 84% 43% 17% 6% 20% 69% 3% 9% 21% 17% 6% 10% 0% 0% 5% 21% 0% 59% > Rs. 200,000 5% 0% 3% 0% 0% 33% 29% Refused 2% 0% 0% 0% 0% 0% 0% 49,483 48,462 36,786 40,556 26,667 105,833 150,000 Rs.10,000 - <Rs. 20,000 Rs. 20,000 - <Rs. 50,000 Rs. 50,000 - < Rs. 100,000 Rs. 100,000 – Rs. 200,000 Mean Availability of any Credit Scheme– by States Total Andhra Pradesh Assam Bihar Chhattisgarh Gujarat HP Base 941 37 59 47 28 65 66 Yes 16% 8% 14% 4% 0% 2% 3% No 84% 92% 86% 96% 100% 98% 97% Total Jharkhand MP Maharashtra Manipur Meghalaya Nagaland Orissa Base 941 79 42 81 31 27 5 112 Yes 16% 4% 5% 22% 0% 37% 0% 33% No 84% 96% 95% 78% 100% 63% 100% 67% 93 Total Uttar Rajasthan Tamil Nadu Pradesh West Bengal J&K Uttarak hand Base 941 50 60 58 45 13 36 Yes 16% 24% 67% 2% 18% 8% 0% No 84% 76% 33% 98% 82% 92% 100% Availability of any Credit Scheme – by SCAs Total Zoom Tera SREI Spanco AID CMS Base 941 208 35 232 26 14 158 58 86 5 Yes 16% 4% 6% 35% 35% 21% 12% 26% 7% 0% No 84% 96% 94% 65% 65% 79% 88% 74% 93% 100% BASIX Reliance 3i Total J&K SARK UTL Times AISECT NICT Base 941 13 24 41 13 12 16 Yes 16% 8% 4% 0% 0% 0% 13% No 84% 92% 96% 100% 100% 100% 88% 94 Operating Expenses*: By State Answering Base Mean (in Rs.) Total Andhra Pradesh Assam Bihar 633 28 46 24 16 14 44 38 2685 3441 3363 2558 2631 1175 2017 1698 Orissa Rajasthan Total Answering Base Mean (in Rs.) Himachal Jharkhand Pradesh Chhatisgarh Gujarat Madhya Maharashtra Manipur Meghalaya Nagaland Pradesh 633 31 35 31 22 3 76 45 2685 2338 5200 2623 2255 2667 1493 3570 Total Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 633 57 45 47 10 21 2685 2761 3374 3144 2700 1138 Total Zoom Tera Software SREI Spanco AID Answering Base 633 139 30 209 15 6 Mean (in Rs.) 2685 2411 2382 2888 4460 1217 Total CMS BASIX Reliance 3i J&K Answering Base 633 71 40 56 4 10 Mean (in Rs.) 2685 3057 1674 3078 450 2700 Total SARK UTL Times AISECT NICT Answering Base 633 7 21 9 7 9 Mean (in Rs.) 2685 2600 2205 2167 3014 2778 Answering Base Mean (in Rs.) 95 Average Monthly CSC income State Wise Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Himachal Pradesh Jharkhand Answering Base 654 35 56 35 13 22 32 38 Less than Rs 3,000 74% 37% 70% 71% 77% 91% 72% 87% Rs 3,001-Rs 5,000 14% 54% 23% 17% 8% 9% 3% 11% Rs 5,001-Rs 7,500 7% 9% 4% 3% 8% 0% 9% 0% Rs 7,501-Rs 10,000 3% 0% 0% 3% 8% 0% 9% 3% 2% 0% 4% 6% 0% 0% 6% 0% 2,576 3,264 2,643 2,900 2,615 1,727 3,391 1,954 More than Rs 10,000 Mean Total Madhya Pradesh Maharashtra Manipur Meghalaya Nagaland Orissa Rajasthan Answering Base 654 36 25 31 28 3 89 38 Less than Rs 3,000 74% 78% 72% 19% 75% 100% 91% 87% Rs 3,001-Rs 5,000 14% 11% 4% 16% 14% 0% 6% 5% Rs 5,001-Rs 7,500 7% 11% 16% 36% 11% 0% 1% 5% Rs 7,501-Rs 10,000 3% 0% 4% 19% 0% 0% 1% 0% More than Rs 10,000 Mean 2% 0% 4% 10% 0% 0% 1% 3% 2,576 2,306 3,090 6,056 2,366 1,500 1,899 2,171 Answering Base Less than Rs 3,000 Rs 3,001-Rs 5,000 Rs 5,001-Rs 7,500 Rs 7,501-Rs 10,000 More than Rs 10,000 Mean Total Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 654 51 50 45 12 15 74% 78% 74% 76% 92% 73% 14% 12% 22% 18% 0% 13% 7% 10% 2% 7% 0% 7% 3% 0% 2% 0% 8% 7% 2% 0% 0% 0% 0% 0% 2,576 2,260 2,290 2,261 2,104 2,633 96 Average Monthly CSC income SCA Wise Total Zoom Tera Software SREI Spanco AID Answering Base 654 140 23 219 17 6 Less than Rs 3,000 74% 73% 61% 77% 71% 67% Rs 3,001-Rs 5,000 14% 12% 4% 15% 6% 33% Rs 5,001-Rs 7,500 7% 9% 13% 6% 18% 0% Rs 7,501-Rs 10,000 3% 4% 13% 1% 0% 0% More than Rs 10,000 2% 2% 9% 2% 6% 0% Mean 2,576 2,757 4,130 2,404 3,132 2,333 Total CMS BASIX Reliance 3i Answering Base 654 79 54 36 5 J&K 12 Less than Rs 3,000 74% 67% 82% 72% 100% 92% Rs 3,001-Rs 5,000 14% 25% 13% 17% 0% 0% Rs 5,001-Rs 7,500 7% 6% 6% 6% 0% 0% Rs 7,501-Rs 10,000 3% 0% 0% 6% 0% 8% More than Rs 10,000 2% 1% 0% 0% 0% 0% Mean 2,576 2,573 2,088 2,583 1,500 2,104 Average Monthly CSC income SCA Wise Total SARK UTL Times AISECT NICT Answering Base 654 13 18 11 8 13 Less than Rs 3,000 74% 77% 89% 64% 63% 69% Rs 3,001-Rs 5,000 14% 8% 6% 36% 13% 0% Rs 5,001-Rs 7,500 7% 0% 0% 0% 13% 31% Rs 7,501-Rs 10,000 3% 8% 6% 0% 13% 0% More than Rs 10,000 2% 8% 0% 0% 0% 0% Mean 2,576 3,096 2,042 2,409 3,313 2,962 97 Training provided to VLE by SCA: By States Total Answering 1046 Base VLEs 55% Trained Jharkha nd MP Maha Manipur rashtra 66 95 51 88 31 53% 62% 65% 28% 94% Assam Bihar 38 61 79 28 77 8% 71% 56% 50% 44% Rajas than Tamil Nadu Uttar Pradesh West Bengal J&K Uttra khand Total Meghalaya Answering 1046 Base VLEs 55% Trained Chhatis Gujarat HP garh AP Nagal Orissa and 28 5 117 56 60 67 46 13 40 100% 20% 62% 36% 93% 57% 78% 23% 15% Training provided to VLEs by SCA: by SCA Total Zoom Tera Software SREI Spanco AID CMS BASIX Answering Base 1046 218 35 250 27 17 190 62 % of VLEs Trained 55% 50% 57% 85% 85% 82% 28% 89% Total Reliance 3i J&K Bank SARK UTL Times AISECT NICT Answering Base 1046 94 5 13 42 48 14 12 19 % of VLEs Trained 55% 21% 100% 23% 31% 63% 7% 50% 79% 98 If any amount paid for training- by State Answering Base Yes No Answering Base Yes No Total Andhra Pradesh Assam Bihar Chhattisgarh Gujarat Himachal Pradesh 572 21% 79% 3 33% 67% 43 5% 95% 41 66% 34% 14 7% 93% 34 6% 94% 35 26% 74% Total Jharkhand Madhya Pradesh Maharashtra Manipur Meghalaya Nagaland 572 21% 79% 57 30% 70% 32 6% 94% 25 16% 84% 28 11% 89% 28 4% 96% 1 100% 0% Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal Answering Base J&K Uttarakhand 572 73 20 55 38 36 3 6 Yes 21% 5% 0% 27% 13% 61% 67% 0% No 79% 95% 100% 73% 87% 39% 33% 100% If any amount paid for training- by SCA Answering Base Yes No Answering Base Yes No Answering Base Yes No Total 572 21% 79% Zoom 107 12% 88% Tera Software 20 25% 75% SREI 209 31% 69% Spanco 23 17% 83% AID 14 93% 7% Total 572 21% 79% CMS 54 6% 94% BASIX 55 5% 95% Reliance 20 10% 90% 3i 5 0% 100% J&K 3 67% 33% AISECT 6 0% 100% NICT 14 0% 100% Total 572 21% 79% SARK 13 46% 54% UTL 28 11% 89% 99 Times 1 0% 100% Satisfaction with the training provided: By state Highly satisfied Somewhat satisfied 570 27% 41% Nagaland 3 43 42 14 33 35 57 33 25 29 27 1 33% 30% 10% 36% 18% 26% 11% 24% 24% 41% 33% 0% 0% 40% 50% 21% 36% 49% 25% 52% 28% 59% 67% 100% Orissa 73 53% 33% Rajasthan 20 30% 50% Tamil Nadu 56 21% 55% 5% 11% 7% Uttar Pradesh 35 40% 23% 14% 3% 20% West Bengal 35 9% 34% 14% 11% 31% 3 6 0% 33% 33% 67% 67% 0% 0% 0% 0% 0% Tera Software 20 35% 45% 5% 5% 10% SREI 208 25% 41% 13% 6% 15% Spanco 23 26% 26% 22% 13% 13% CMS 53 19% 38% 23% 8% 13% BASIX 54 44% 52% 2% 0% 2% Base Total Andhra Pradesh Assam Bihar Chhattisgarh Gujarat Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Meghalaya J&K Uttarakhand Neither satisfied nor dissatisfied Somewhat dissatisfied Highly dissatisfied 12% 6% 13% 33% 16% 17% 21% 24% 17% 7% 15% 20% 0% 0% 0% 33% 0% 5% 21% 9% 3% 16% 0% 12% 0% 0% 0% 0% 14% 19% 0% 12% 6% 42% 9% 16% 0% 0% 0% 8% 3% 3% 10% 5% 5% Satisfaction with the training provided: By SCA Total 570 Total Operational 27% Highly satisfied 41% Somewhat satisfied Neither satisfied nor dissatisfied 12% 6% Somewhat dissatisfied 13% Highly dissatisfied Zoom 108 32% 38% 11% 6% 12% Total 570 Total Operational 27% Highly satisfied 41% Somewhat satisfied Neither satisfied nor dissatisfied 12% 6% Somewhat dissatisfied 13% Highly dissatisfied AID 14 21% 14% 14% 29% 21% 100 Reliance 20 15% 60% 5% 0% 20% Satisfaction with the training provided: By SCA Total Operational Highly satisfied Somewhat satisfied Neither satisfied nor dissatisfied Somewhat dissatisfied Highly dissatisfied Total 570 27% 41% 12% 6% 13% Total 570 Total Operational 27% Highly satisfied 41% Somewhat satisfied Neither satisfied nor dissatisfied 12% 6% Somewhat dissatisfied 13% Highly dissatisfied 3i 5 20% 80% 0% 0% 0% J&K 3 0% 33% 67% 0% 0% SARK 12 8% 58% 8% 0% 25% Times 1 100% 0% 0% 0% 0% AISECT 6 50% 33% 17% 0% 0% NICT 15 40% 40% 20% 0% 0% UTL 28 11% 36% 7% 14% 32% Any other business apart from running CSC- by State Total Answering Base Yes No 944 55% 45% Total Answering Base Yes No Answering Base Yes No 944 55% 45% Andhra Pradesh 37 59% 41% Assam 60 50% 50% Jharkhand 88 49% 51% Madhya Pradesh 44 45% 55% Bihar 64 59% 39% Chhattisgarh 22 64% 36% Maharashtra Manipur 69 31 75% 39% 25% 61% Gujarat 65 45% 55% Meghalaya 27 4% 96% Himachal Pradesh 66 77% 23% Nagaland 5 20% 80% Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 944 114 53 56 51 46 14 32 55% 64% 47% 57% 39% 39% 93% 84% 45% 36% 53% 43% 61% 61% 7% 16% 101 Any other business apart from running CSC- by SCA Answering Base Yes No Answering Base Yes No Answering Base Yes No Total 944 55% 45% Zoom 213 56% 44% TeraSoftware 35 89% 11% Total 944 55% 45% CMS 147 51% 49% BASIX 59 36% 64% Reliance 83 75% 25% Total 944 55% 45% SARK 34 56% 44% UTL 40 38% 63% Times 13 46% 54% 102 SREI 234 51% 48% Spanco 25 76% 24% AID 17 59% 41% 3i 5 20% 80% J&K 14 93% 7% AISECT 9 22% 78% NICT 16 50% 50% Duration for setting up a CSC after applying – by States Total Andhra Pradesh Assam Bihar Chhattisgarh Gujarat HP 892 38 58 52 28 59 52 Less than 15 days 18% 11% 7% 25% 18% 24% 25% 15 days – 1 month 22% 18% 17% 25% 18% 34% 17% 1 – 2 months 18% 21% 31% 17% 7% 14% 40% 2- 3 months 11% 16% 12% 6% 0% 12% 12% 3 - 6 months 15% 18% 31% 6% 4% 5% 4% > 6 months 16% 16% 2% 21% 54% 12% 2% Base Duration for setting up a CSC after applying – by States Total Jharkhand MP 892 83 43 66 31 28 4 101 Less than 15 days 18% 10% 28% 6% 3% 21% 0% 31% 15 days – 1 month 22% 18% 23% 11% 39% 64% 0% 26% 1 – 2 months 18% 14% 14% 11% 55% 11% 75% 29% 2- 3 months 11% 11% 16% 14% 0% 4% 25% 8% 3 - 6 months 15% 18% 12% 26% 0% 0% 0% 5% > 6 months 16% 29% 7% 33% 3% 0% 0% 2% Base 103 Maharashtra Manipur Meghalaya Nagaland Orissa Duration for setting up a CSC after applying – by States Total Base 892 Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 54 60 52 46 13 24 Less than 15 days 18% 43% 20% 4% 0% 23% 8% 15 days – 1 month 22% 39% 15% 4% 2% 8% 33% 1 – 2 months 18% 9% 10% 8% 7% 8% 13% 2- 3 months 11% 6% 18% 19% 9% 15% 25% 3 - 6 months 15% 2% 25% 38% 37% 46% 8% > 6 months 16% 2% 12% 27% 46% 0% 13% 104 Duration for setting up a CSC after applying – by SCAs Total Zoom Tera SREI Spanco AID CMS 892 192 31 237 26 13 139 58 73 5 Less than 15 days 18% 16% 16% 13% 4% 15% 25% 28% 10% 20% 15 days – 1 month 22% 34% 13% 11% 8% 0% 22% 47% 21% 60% 1 – 2 months 18% 24% 45% 17% 19% 38% 13% 17% 11% 0% 2- 3 months 11% 6% 16% 13% 23% 23% 14% 5% 18% 20% 3 - 6 months 15% 8% 6% 27% 31% 23% 14% 2% 14% 0% > 6 months 16% 12% 3% 19% 15% 0% 13% 2% 27% 0% Base BASIX Reliance 3i Duration for setting up a CSC after applying – by SCAs Total J&K SARK UTL Times AISECT NICT 892 13 23 40 14 12 16 Less than 15 days 18% 23% 26% 10% 21% 33% 50% 15 days – 1 month 22% 8% 30% 18% 36% 8% 13% 1 – 2 months 18% 8% 17% 18% 29% 0% 19% 2- 3 months 11% 15% 4% 8% 7% 0% 6% 3 - 6 months 15% 46% 9% 13% 0% 8% 0% > 6 months 16% 0% 13% 35% 7% 50% 13% Base 105 Source of awareness for VLE: By SCA Total Zoom Tera SREI Spanco AID Answering Base 1011 216 35 242 27 21 Newspaper 42% 48% 29% 45% 96% 33% Your relatives/friends 38% 47% 43% 38% 30% 29% From SCA 23% 27% 14% 17% 22% 10% Village head/opinion leader 12% 13% 11% 7% 7% 10% An existing VLE 7% 6% 9% 7% 7% 5% Pamphlets 7% 6% 0% 12% 7% 10% Television 5% 6% 9% 5% 19% 19% Radio 3% 1% 0% 2% 0% 62% Through Government Sources 3% 0% 3% 4% 0% 0% Internet 1% 1% 6% 0% 0% 0% Total CMS BASIX Reliance 3i J&K Answering Base 1011 184 60 92 5 13 Newspaper 42% 36% 33% 37% 0% 62% Your relatives/friends 38% 32% 30% 42% 0% 46% From SCA 23% 28% 33% 24% 60% 0% Village head/opinion leader 12% 19% 27% 5% 60% 15% An existing VLE 7% 3% 23% 2% 0% 8% Pamphlets 7% 4% 8% 1% 20% 8% Television 5% 3% 2% 4% 0% 15% Radio 3% 4% 0% 0% 0% 0% Through Government Sources 3% 6% 2% 1% 0% 0% Internet 1% 3% 0% 1% 0% 0% 106 Total SARK UTL Times AISECT NICT Answering Base 1011 29 43 14 12 18 Newspaper 42% 28% 30% 57% 25% 44% Your relatives/friends 38% 31% 47% 29% 25% 33% From SCA 23% 17% 28% 7% 17% 11% Village head/opinion leader 12% 14% 5% 14% 8% 0% An existing VLE 7% 3% 5% 14% 17% 44% Pamphlets 7% 7% 9% 14% 17% 0% Television 5% 0% 0% 0% 17% 0% Radio 3% 0% 0% 0% 8% 6% Through Government Sources 3% 0% 2% 0% 25% 0% Internet 1% 0% 0% 0% 0% 0% Source of awareness for VLE: By State Total Andhra Pradesh Assam Bihar Answering Base 1011 38 60 62 27 75 66 94 Newspaper 42% 47% 53% 39% 22% 3% 64% 29% Your relatives/friends 38% 24% 50% 27% 44% 24% 26% 43% From SCA 23% 11% 15% 15% 22% 41% 30% 23% Village head/opinion leader 12% 37% 7% 11% 4% 23% 21% 4% An existing VLE 7% 8% 8% 6% 11% 7% 5% 7% Pamphlets 7% 16% 8% 11% 7% 1% 8% 7% Television 5% 3% 3% 2% 7% 1% 9% 4% Radio 3% 3% 0% 3% 4% 1% 0% 15% Through Government Sources 3% 8% 2% 0% 15% 9% 0% 1% Internet 1% 3% 3% 0% 0% 0% 3% 0% 107 Chhatisgarh Gujarat Himachal Jharkhand Pradesh Total Madhya Pradesh Maharashtra Manipur Meghalaya Nagaland Orissa Answering Base 1011 49 85 31 28 5 114 Newspaper 42% 39% 65% 10% 46% 20% 38% Your relatives/friends 38% 31% 36% 81% 29% 20% 42% From SCA 23% 27% 21% 29% 29% 20% 34% Village head/opinion leader 12% 14% 2% 29% 39% 0% 9% An existing VLE 7% 18% 4% 3% 18% 20% 13% Pamphlets 7% 4% 2% 10% 14% 0% 5% Television 5% 0% 11% 0% 0% 40% 10% Radio 3% 8% 0% 0% 0% 0% 0% Through Government Sources 3% 0% 0% 0% 0% 20% 2% Internet 1% 0% 7% 0% 0% 0% 1% Uttar Pradesh West Bengal J&K Uttarakhand Total Rajasthan Tamil Nadu Answering Base 1011 54 59 66 45 13 40 Newspaper 42% 63% 22% 59% 60% 62% 43% Your relatives/friends 38% 44% 59% 24% 29% 46% 50% From SCA 23% 35% 12% 17% 2% 0% 13% Village head/opinion leader 12% 11% 8% 5% 9% 15% 8% An existing VLE 7% 0% 5% 0% 11% 8% 0% Pamphlets 7% 6% 7% 15% 2% 8% 3% Television 5% 9% 0% 5% 4% 15% 0% Radio 3% 2% 2% 5% 4% 0% 0% Through Government Sources 3% 0% 7% 2% 7% 0% 3% Internet 1% 2% 0% 0% 0% 0% 0% 108 CSC Related Average Distance from Nearest Town – By State Total Andhra Pradesh Assam Bihar Chhattisgarh Gujarat Base 1535 72 89 141 73 109 Average Distance (in km) 14 23 13 7 11 21 Total Himachal Jharkhand Pradesh Madhya Maharashtra Manipur Pradesh Base 1535 128 164 95 30 73 Average Distance (in km) 14 7 12 23 21 13 Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 1535 5 132 72 30 73 Average Distance (in km) 14 10 18 14 29 7 Total Uttar Pradesh West Bengal J&K Uttarakhand - Base 1535 101 71 21 56 - Average Distance (in km) 14 8 20 16 6 - Average Distance from Nearest Town – By SCA Total Zoom Tera Software SREI Spanco AID Base 1535 317 41 327 26 39 Average Distance (in km) 14 12 19 11 35 12 Total CMS BASIX Reliance 3i J&K Bank Base 1535 369 77 131 10 21 Average Distance (in km) 14 17 22 10 12 16 109 Total SARK UTL Times AISECT NICT Base 1535 44 46 25 38 24 Average Distance (in km) 14 6 6 21 11 11 Number of Villages Covered Per CSC – By State Andhra Chhatis Assam Bihar Gujarat Pradesh garh HP Jhar khand MP Maha rashtra Mani Pur 50 52 54 33 52 31 4% 66% 23% 9% 21% 27% 3% 2% 0% 6% 2% 15% 3% 0% 0% 18% 2% 12% 20% 8% 7% 3% 21% 10% 8% 32% 13% 8% 4% 14% 9% 0% 17% 13% 10% 3% 20% 11% 15% 0% 10% 6% 18% 10% 19% 6 Villages 16% 5% 6% 4% 46% 2% 15% 4% 30% 12% 42% 7 Villages 35% 50% 14% 67% 15% 2% 25% 50% 24% 14% 13% <7 Villages 0% 0% 0% 0% 0% 0% 4% 0% 0% 0% 0% Mean 4.9 4.7 4.3 6.1 5.3 1.8 4.5 5.0 4.8 3.7 5.2 State Total Answering Base: 815 38 50 45 26 1 Village 13% 29% 6% 0% 2 Villages 4% 0% 4% 3 Villages 10% 5% 4 Villages 10% 5 Villages 110 Megha Naga laya land Orissa Rajas than Tamil Nadu Uttar Pradesh West Bengal J&K Utra khand 4 116 47 57 48 46 14 24 0% 25% 4% 0% 21% 2% 0% 7% 4% 4% 0% 0% 1% 0% 16% 2% 7% 7% 4% 3 Villages 10% 11% 0% 8% 6% 19% 2% 9% 29% 8% 4 Villages 10% 7% 25% 7% 6% 16% 2% 9% 0% 13% 5 Villages 10% 7% 0% 14% 4% 9% 8% 15% 7% 13% 6 Villages 16% 21% 0% 13% 21% 4% 40% 11% 36% 42% 7 Villages 35% 54% 50% 53% 62% 16% 44% 48% 14% 17% < 7 Villages 0% 0% 0% 0% 0% 0% 0% 2% 0% 0% Mean 4.9 6.0 4.8 5.8 6.3 3.5 6.1 5.7 4.6 5.2 State Total Answering Base: 815 28 1 Village 13% 2 Villages Number of villages covered per CSC: SCA Wise Total Zoom Tera Software SREI Spanco AID CMS BASIX Answering Base 815 184 34 220 12 6 122 60 1 Village 13% 8% 6% 7% 83% 50% 34% 3% 2 Villages 4% 3% 3% 6% 0% 17% 3% 0% 3 Villages 10% 9% 3% 11% 0% 0% 12% 10% 4 Villages 10% 12% 12% 12% 0% 0% 7% 8% 5 Villages 10% 13% 9% 13% 0% 17% 4% 10% 6 Villages 16% 17% 21% 15% 8% 0% 14% 15% 7 Villages 35% 38% 41% 36% 8% 17% 27% 53% < 7 Villages 0% 0% 6% 1% 0% 0% 0% 0% Mean 4.9 5.2 5.7 5.1 1.9 2.8 4.0 5.8 111 Total Reliance 3i J&K Bank SARK UTL Times AISECT NICT Answering Base 815 69 5 14 26 26 14 11 12 1 Village 13% 10% 0% 7% 0% 4% 57% 9% 8% 2 Villages 4% 1% 20% 7% 0% 15% 0% 0% 0% 3 Villages 10% 19% 0% 29% 4% 12% 0% 18% 0% 4 Villages 10% 16% 0% 0% 15% 12% 7% 9% 0% 5 Villages 10% 13% 40% 7% 8% 4% 7% 9% 17% 6 Villages 16% 22% 40% 36% 4% 4% 0% 36% 42% 7 Villages 35% 19% 0% 14% 69% 50% 29% 18% 33% <7 Villages 0% 0% 0% 0% 0% 0% 0% 0% 0% Mean 4.9 4.6 4.8 4.6 6.2 5.1 3.2 4.9 5.8 IT Infrastructure in working condition – by States Desktop / Laptop 1.2 Andhra Pradesh 1.6 Printers 1.1 2.0 1.2 0.7 0.9 1.2 1.2 Webcam 0.5 0.9 0.4 0.5 1.1 0.9 0.6 Digital Cameras 0.6 1.0 0.8 0.5 1.1 0.1 0.4 Scanners 0.7 1.0 0.6 0.5 1.0 0.9 0.6 Photocopying Machine 0.5 0.7 0.5 0.6 1.2 0.1 0.3 CD / DVD Writer 0.9 0.9 0.9 0.2 0.9 0.7 1.1 Total 112 Assam 1.4 Bihar 0.9 Chhatisgarh Gujarat 1.0 0.8 Himachal Pradesh 1.1 Total Madhya Pradesh Maharashtra Manipur Meghalaya Nagaland 1.1 1.3 1.0 1.3 1.6 Desktop / Laptop 1.2 Jharkhand 0.7 Orissa 1.1 Printers 1.1 0.6 1.0 1.1 1.0 1.1 0.8 1.0 Webcam 0.5 0.3 0.6 0.6 0.0 0.0 0.0 0.3 Digital Cameras 0.6 0.2 0.5 0.3 0.0 1.0 0.4 0.6 Scanners 0.7 0.2 1.0 0.7 0.7 1.0 0.2 0.6 Photocopying Machine 0.5 0.1 0.7 0.3 0.7 1.0 0.4 0.5 CD / DVD Writer 0.9 0.4 0.9 1.0 1.3 1.5 0.6 0.9 IT Infrastructure in working condition – by States Total Uttar West Rajasthan Tamil Nadu Pradesh Bengal 1.3 2.0 1.7 2.0 J&K Uttarakhand 2.0 1.3 Desktop / Laptop 1.2 Printers 1.1 1.1 1.6 1.5 1.4 1.7 0.7 Webcam 0.5 0.4 0.9 0.9 0.6 1.0 1.7 Digital Cameras 0.6 0.5 1.0 1.0 0.9 1.0 1.0 Scanners 0.7 0.5 1.0 1.0 0.6 0.8 1.0 Photocopying Machine 0.5 0.5 0.2 1.0 0.3 0.1 1.0 CD / DVD Writer 0.9 1.1 2.7 0.9 0.5 1.4 0.8 113 IT Infrastructure in working condition – by SCAs Total Zoom Tera Software SREI Spanco AID CMS BASIX Reliance 3i 1.2 0.9 1.2 1.8 1.1 0.8 1.2 1.0 1.4 1.0 1.1 0.9 0.9 1.4 0.9 0.4 1.4 0.9 1.1 0.8 0.5 0.2 0.5 0.8 0.6 0.8 0.9 0.0 0.7 1.0 0.6 0.5 0.3 1.0 0.1 0.9 0.8 0.5 0.6 0.0 0.7 0.5 0.6 0.8 0.5 0.7 0.9 0.8 0.9 1.0 0.5 0.4 0.4 0.5 0.2 0.6 0.6 0.7 0.6 0.8 0.9 0.9 1.1 1.1 1.0 0.9 0.9 1.3 1.0 0.7 Desktop / Laptop Printers Webcam Digital Cameras Scanners Photocopying Machine CD / DVD Writer IT Infrastructure in working condition – by SCAs Total Desktop / Laptop Printers 1.2 J&K 2.0 SARK 0.6 UTL 0.8 Times 0.9 AISECT 1.3 NICT 1.2 1.1 1.7 0.6 0.7 0.9 1.0 0.8 0.5 1.0 0.5 0.1 0.0 1.5 0.7 0.6 1.0 0.1 0.1 0.0 1.0 1.0 0.7 0.8 0.5 0.0 0.2 1.0 1.2 0.5 0.1 0.4 0.0 0.0 1.3 1.0 0.9 1.4 0.2 0.4 0.5 0.7 0.7 Webcam Digital Cameras Scanners Photocopying Machine CD / DVD Writer 114 Availability of Internet- by State Total Answering Base Internet Owner Internet Non-Owner 999 68% 32% Andhra Pradesh 38 97% 3% Assam 62 82% 18% Bihar 79 35% 65% Chhatisgarh Gujarat 30 75 53% 59% 47% 41% Himachal Pradesh 56 88% 13% Madhya Jharkhand Pradesh Maharashtra Manipur Meghalaya Nagaland 999 100 50 67 31 28 5 68% 26% 68% 64% 100% 25% 80% 32% 74% 32% 36% 0% 75% 20% Total Answering Base Internet Owner Internet Non-Owner Answering Base Internet Owner Internet Non-Owner Total 999 68% 32% Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal 117 52 60 57 48 57% 92% 95% 95% 96% 43% 8% 5% 5% 4% 115 J&K Uttarakhand 14 30 93% 70% 7% 30% Availability of Internet- by SCA 999 68% 32% Zoom 207 65% 35% Tera Software 38 89% 11% SREI 248 90% 10% Spanco 25 80% 20% Alternative for India Development 18 6% 94% Total 999 68% 32% CMS 158 73% 27% BASIX 61 31% 69% Reliance 85 66% 34% 3i 6 83% 17% J&K 14 93% 7% AISECT 12 50% 50% NICT 17 59% 41% Total Answering Base Internet Owner Internet Non-Owner Answering Base Internet Owner Internet Non-Owner Answering Base Internet Owner Internet Non-Owner Total SARK 999 45 68% 18% 32% 82% 116 UTL 51 35% 65% Times 14 100% 0% Type of Internet connection available with CSC: By State Answering Base Presence of Internet VSAT Wired Wireless Leased Line Others Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Himachal Pradesh 667 676 39% 30% 29% 2% 0% 36 38 0% 56% 42% 3% 0% 50 62 60% 28% 12% 0% 0% 27 79 70% 7% 14% 4% 4% 15 30 0% 33% 66% 0% 0% 44 75 30% 27% 27% 16% 0% 49 56 0% 47% 53% 0% 0% Total Answering Base Presence of Internet VSAT Wired Wireless Leased Line Others 667 676 39% 30% 29% 2% 0% Total Answering Base Presence of Internet VSAT Wired Wireless Leased Line Others 667 676 39% 30% 29% 2% 0% Madhya Maharasht ra Jharkhand Pradesh Manipur Meghalaya Nagaland 26 100 15% 31% 50% 4% 0% 34 50 0% 71% 27% 0% 3% 41 67 7% 56% 34% 2% 0% 31 31 19% 3% 78% 0% 0% 7 28 100% 0% 0% 0% 0% Uttar Rajasthan Tamil Nadu Pradesh West Bengal 48 52 4% 65% 30% 2% 0% 57 60 84% 12% 4% 0% 0% 117 53 57 66% 9% 21% 2% 2% 46 48 91% 9% 0% 0% 0% 4 5 50% 50% 0% 0% 0% Orissa 65 117 51% 22% 28% 0% 0% J&K Uttarakhand 13 14 100% 0% 0% 0% 0% 21 30 10% 33% 57% 0% 0% SCA wise type of Internet connection available with CSC Total Zoom Tera SREI Spanco AID Answering Base 667 Presence of Internet 676 131 207 34 38 221 248 20 25 1 18 VSAT 39% 8% 6% 90% 0% 0% Wired 30% 38% 62% 7% 75% 100% Wireless Leased Line 29% 52% 33% 4% 20% 0% 2% 1% 0% 0% 5% 0% Others 0% 0% 0% 0% 0% 0% Total CMS BASIX Reliance 3i J&K Answering Base 667 Presence of Internet 676 116 158 18 61 54 85 5 6 13 14 VSAT 39% 16% 39% 9% 0% 100% Wired 30% 41% 28% 39% 80% 0% Wireless Leased Line 29% 35% 34% 52% 0% 0% 2% 8% 0% 0% 0% 0% Others 0% 1% 0% 0% 20% 0% 118 Total SARK UTL Times AISECT NICT Answering Base 667 Presence of Internet 676 7 45 18 51 13 14 6 12 10 17 VSAT 39% 14% 22% 0% 0% 0% Wired 30% 0% 28% 54% 50% 80% Wireless Leased Line 29% 58% 50% 38% 50% 20% 2% 14% 0% 8% 0% 0% Datacard 11% 29% 33% 0% 17% 0% Others 0% 14% 0% 0% 0% 0% State wise Speed of Internet connection at CSC Total Andhra Assam Pradesh Chhatis Gujarat garh Bihar HP Jharkhand MP Maha rashtra Mani Pur Answering Base 628 37 49 23 14 29 46 28 31 40 29 < 256 Kbps 54% 54% 71% 57% 36% 52% 22% 61% 45% 15% 52% 256 Kbps 22% 30% 20% 26% 43% 14% 33% 29% 29% 35% 28% 512 Kbps 10% 8% 4% 4% 14% 17% 17% 4% 13% 13% 17% >512 Kbps 15% 8% 4% 13% 7% 17% 28% 7% 13% 38% 3% Total Megha laya Naga land Orissa Rajas than Tamil Nadu Uttara Pradesh West Bengal J&K Utra khand Answering Base 628 7 4 62 44 56 52 43 13 21 < 256 Kbps 54% 100% 75% 74% 25% 63% 85% 65% 31% 52% 256 Kbps 22% 0% 25% 18% 18% 7% 6% 21% 8% 33% 512 Kbps 10% 0% 0% 3% 14% 7% 6% 7% 54% 5% >512 Kbps 15% 0% 0% 5% 43% 23% 4% 7% 8% 10% 119 SCA wise Speed of Internet connection at CSC Total Zoom Tera Software SREI Spanco AID CMS BASIX 628 124 31 214 20 3 96 18 54% 22% 10% 34% 35% 16% 42% 32% 3% 77% 10% 4% 5% 40% 10% 33% 33% 0% 49% 18% 12% 72% 28% 0% 15% 15% 23% 9% 45% 33% 22% 0% Answering Base < 256 Kbps 256 Kbps 512 Kbps >512 Kbps Answerin g Base < 256 Kbps 256 Kbps 512 Kbps >512 Kbps Total Reliance 3i J&K Bank SARK UTL Times AISECT NICT 628 55 5 13 6 17 14 6 6 54% 36% 100% 31% 33% 88% 57% 33% 33% 22% 33% 0% 8% 33% 6% 21% 33% 50% 10% 13% 0% 54% 17% 6% 7% 17% 17% 15% 18% 0% 8% 17% 0% 14% 17% 0% 120 Alternative arrangement for power backup if electricity supply is interruptedby State 810 15% 43% 42% Andhra Pradesh 35 0% 6% 43% Assam 59 10% 64% 47% Bihar 57 12% 46% 44% Chhatisgarh 16 25% 6% 13% Gujarat 54 20% 11% 41% Himachal Pradesh 30 80% 13% 13% 45% 60% 46% 46% 69% 44% 17% Total Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops 810 15% 43% 42% Jharkhand 66 8% 73% 33% Madhya Pradesh 32 13% 28% 53% 45% 27% 41% Total Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops Maharashtra Manipur 51 31 27% 0% 35% 100% 37% 77% 47% Meghalaya 28 7% 43% 96% Nagaland 5 0% 40% 60% 21% 60% 23% Alternative arrangement for power backup if electricity supply is interruptedby State Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops Total 810 15% 43% Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal 111 44 57 51 48 22% 5% 2% 4% 10% 36% 36% 26% 78% 42% J&K Uttarakhand 14 21 0% 33% 100% 29% 42% 59% 32% 30% 39% 15% 0% 43% 45% 25% 82% 98% 39% 52% 93% 24% 121 Alternative arrangement for power backup if electricity supply is interruptedby SCA 810 15% 43% 42% 45% Zoom 176 19% 44% 55% 35% Tera Software 19 47% 32% 37% 37% Total 810 15% 43% 42% 45% CMS 122 12% 22% 33% 56% BASIX 57 12% 25% 89% 14% Reliance 59 31% 20% 39% 36% UTL 37 0% 95% 30% 8% Times 13 0% 0% 62% 46% Total Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops Answering Base No power backup (in %) Generator(in %) Separate UPS for each desktop / laptop Single UPS for all desktops/ laptops Total 810 15% 43% 42% 45% SARK 32 6% 34% 47% 59% 122 SREI 231 12% 57% 28% 59% Alternative for India Spanco Development 24 8 13% 0% 63% 25% 46% 50% 50% 25% 3i 5 0% 0% 60% 40% AISECT 6 33% 0% 17% 67% J&K 14 0% 100% 0% 93% NICT 7 14% 57% 57% 57% Weekly off of CSC: By States Total AP Assam Bihar Chhattisgarh Gujarat HP Answering Base 793 37 56 47 27 43 49 Any day between Monday - Saturday 3% 3% 2% 4% 7% 0% 2% Sunday 51% 43% 43% 13% 67% 79% 63% No weekly off (Open all 7 days) 46% 54% 55% 83% 26% 21% 35% Total Jharkhand MP Maharashtra Manipur Meghalaya Nagaland Answering Base 793 53 40 52 31 28 3 Any day between Monday - Saturday 3% 6% 0% 4% 0% 0% 0% Sunday 51% 45% 53% 81% 13% 100% 100% No weekly off (Open all 7 days) 46% 49% 48% 15% 87% 0% 0% Total Orissa Rajasthan Answering Base 793 105 40 58 51 46 13 Any day between Monday - Saturday 3% 3% 3% 0% 4% 7% 0% Sunday 51% 43% 48% 62% 37% 37% 77% No weekly off (Open all 7 days) 46% 54% 50% 38% 59% 57% 23% 123 Tamil Nadu Uttar Pradesh West Bengal Uttarakhand Weekly off of CSC: By SCA Zoom Tera Software SREI Spanco AID CMS BASIX Reliance 793 172 33 227 16 5 107 59 63 3% 5% 3% 3% 6% 0% 0% 2% 5% Sunday 51% 43% 48% 42% 69% 40% 61% 75% 67% No weekly off (Open all 7 days) 46% 52% 48% 55% 25% 60% 39% 24% 29% Total Answering Base Any day between Monday Saturday Total 3i J&K SARK UTL Times AISECT NICT Answering Base 793 5 13 24 32 13 12 12 Any day between Monday Saturday 3% 0% 0% 4% 3% 8% 0% 0% Sunday 51% 80% 77% 4% 50% 54% 83% 33% No weekly off (Open all 7 days) 46% 20% 23% 92% 47% 38% 17% 67% 124 Installation of Online Monitoring Tool- by State Total Answering Base Yes No 806 36% 64% Total Answering Base Yes No Answering Base Yes No 806 36% 64% Andhra Pradesh 37 43% 57% Jharkhand 57 23% 77% Assam 50 32% 68% Bihar 50 16% 84% Chhatisgarh 18 67% 33% Madhya Pradesh Maharashtra Manipur 32 52 31 56% 44% 90% 44% 56% 10% Gujarat 52 23% 77% Himachal Pradesh 53 47% 53% Meghalaya 28 18% 82% Nagaland 5 40% 60% Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 806 108 46 60 48 47 13 19 36% 35% 59% 13% 42% 4% 85% 21% 64% 65% 41% 87% 58% 96% 15% 79% 125 Installation of Online Monitoring Tool- by SCA 806 36% 64% Zoom 179 40% 60% Tera Software 36 50% 50% SREI 225 24% 76% Spanco 23 26% 74% Alternative for India Development 8 75% 25% Total 806 36% 64% CMS 119 43% 57% BASIX 56 29% 71% Reliance 62 42% 58% 3i 4 25% 75% J&K 13 85% 15% AISECT 8 88% 13% NICT 7 100% 0% Total Answering Base Yes No Answering Base Yes No Answering Base Yes No Total SARK 806 27 36% 7% 64% 93% 126 UTL 25 28% 72% Times 14 29% 71% Registration on Online Monitoring Tool- by State Total Answering Base Yes No 792 29% 71% Total Answering Base Yes No Answering Base Yes No 792 29% 71% Andhra Pradesh 37 35% 65% Assam 50 24% 76% Jharkhand 56 25% 75% Madhya Pradesh 33 45% 55% Bihar 49 10% 90% Chhatisgarh 18 67% 33% Maharashtra Manipur 51 31 31% 84% 69% 16% Gujarat 49 18% 82% Meghalaya 28 7% 93% Himachal Pradesh 53 19% 81% Nagaland 5 40% 60% Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 792 104 45 60 48 43 13 19 29% 33% 56% 13% 38% 2% 23% 16% 71% 67% 44% 87% 63% 98% 77% 84% “Supply chain issues is a main problem in remote areas. Wherever, connectivity is issue, SCA face difficulties to monitor CSCs.”- SDA, Assam 127 Registration on Online Monitoring Tool- by SCA 792 29% 71% Zoom 177 34% 66% Tera Software 36 25% 75% SREI 219 21% 79% Spanco 23 22% 78% Alternative for India Development 9 78% 22% Total 792 29% 71% CMS 116 37% 63% BASIX 54 20% 80% Reliance 61 26% 74% 3i 4 25% 75% J&K 13 23% 77% AISECT 8 88% 13% NICT 7 100% 0% Total Answering Base Yes No Answering Base Yes No Total SARK 792 27 29% 4% 71% 96% Answering Base Yes No UTL 24 29% 71% Times 14 29% 71% Any other initiative like CSC- by State Total AP Assam Bihar Chhattisgarh Gujarat HP Answering Base 741 36 65 57 13 58 25 Yes 23% 67% 25% 32% 8% 40% 4% No 77% 33% 75% 68% 92% 60% 96% Total Jharkhand MP Maharashtra Manipur Meghalaya Nagaland Answering Base 741 72 42 36 32 31 3 Yes 23% 13% 29% 11% 31% 19% 33% No 77% 88% 71% 89% 69% 81% 67% Total Orissa Rajasthan Answering Base 741 87 45 43 24 69 3 Yes 23% 10% 44% 9% 29% 9% 0% No 77% 90% 56% 91% 71% 91% 100% 128 Tamil Nadu Uttar Pradesh West Bengal Uttarakhand Any other initiative like CSC- by SCA Total Zoom Tera Software SREI Spanco AID Answering Base 741 170 20 214 21 23 Yes 23% 21% 10% 16% 10% 9% No 77% 79% 90% 84% 90% 91% Total CMS BASIX Reliance 3i J&K Answering Base 741 122 58 27 9 0 Yes 23% 51% 14% 11% 0% 0% No 77% 49% 86% 89% 100% 0% Total SARK UTL Times AISECT NICT Answering Base 741 19 27 6 8 17 Yes 23% 16% 19% 50% 0% 65% No 77% 84% 81% 50% 100% 35% 129 Floor area of CSC: By states Chhatis Gujarat garh HP Jharkhand MP Maha rashtra Mani Pur 48 53 72 41 63 30 90% 88% 45% 82% 59% 37% 80% 14% 0% 10% 36% 11% 12% 13% 13% 16% 4% 10% 2% 19% 7% 29% 50% 7% 141 118 119 100 158 123 153 199 123 Total Andhra Pradesh Assam Bihar 856 37 58 50 21 Upto 150 sq feet 62% 62% 68% 82% 151-200 sq feet 19% 14% 16% More than 200 sq feet 19% 24% Mean 146 153 Answering Base Total Megha Naga Rajas laya land Orissa than Tamil Nadu Uttar Pradesh West Bengal J&K Utra khand 856 28 5 109 48 60 53 47 14 19 Upto 150 sq feet 62% 57% 60% 70% 62% 52% 36% 70% 7% 42% 151-200 sq feet 19% 25% 0% 17% 19% 32% 32% 13% 14% 53% More than 200 sq feet 19% 18% 40% 13% 19% 16% 32% 17% 79% 5% Mean 146 140 144 133 152 156 181 138 217 153 Answering Base SCA wise floor area of CSC Total Zoom Tera Software SREI Spanco AID CMS BASIX Answering Base 856 189 36 235 23 11 120 56 Upto 150 sq feet 62% 76% 42% 59% 9% 91% 70% 66% 151-200 sq. feet 19% 13% 44% 21% 17% 9% 14% 21% More than 200 sq. feet 19% 11% 14% 20% 74% 0% 16% 13% Mean Floor Area 146 130 159 151 241 92 133 129 130 Total Reliance 3i J&K Bank SARK UTL Times AISECT NICT Answering 856 Base Upto 150 sq 62% feet 151-200 sq. 19% feet 71 4 14 24 36 14 9 14 52% 100% 7% 75% 69% 64% 78% 36% 24% 0% 14% 21% 17% 29% 0% 7% More than 200 sq. feet 19% 24% 0% 79% 4% 14% 7% 22% 57% Mean Area 146 162 50 217 129 139 145 142 196 Floor Physical Infrastructure in working condition – by States Total Tables / Desk Chairs Tubelights Electric Lamps / Bulbs Ceiling Fans Table Fan Television Radio Mobile 2.1 2.9 1.6 1.6 1.2 1.3 1.2 1.4 1.4 Andhra Assam Pradesh Bihar Chhatis Gujarat garh HP Jharkhand MP Maha Mani rashtra Pur 1.7 2.7 1.6 1.7 1.0 1.3 1.6 2.3 1.9 1.3 2.7 3.1 2.2 2.9 1.6 3.9 2.9 3.9 3.2 1.4 1.8 1.8 1.3 1.5 1.1 1.4 1.5 1.8 1.8 1.5 1.7 1.8 . 1.4 1.0 1.4 1.3 1.9 1.8 1.0 1.4 1.3 1.0 1.2 1.0 1.2 1.5 1.4 1.3 1.0 4.0 1.3 . 1.0 . 1.0 . 1.0 1.2 1.0 4.0 1.0 . 1.0 1.0 1.0 . 1.2 1.0 1.0 4.0 . . 1.0 . 1.0 . 1.3 . 1.0 4.0 1.1 1.0 1.0 1.0 1.2 1.0 1.8 1.2 1.0 131 Physical Infrastructure in working condition – by States Total Megha laya Naga land Orissa Rajas than 2.4 3.0 1.8 1.8 3.3 2.5 5.1 3.0 2.3 2.7 3.0 1.9 1.3 1.5 1.3 2.1 1.0 1.5 1.1 . 1.0 1.1 1.2 . . 1.0 1.0 . . . 1.0 . . 1.0 1.0 . 1.0 1.0 1.5 2.1 Tables / Desk 2.9 Chairs 1.6 Tubelights Tamil Uttar West Nadu Pradesh Bengal J&K Utra khand 2.9 3.0 1.4 3.0 3.0 3.0 3.1 2.0 1.7 1.3 2.1 1.7 2.0 1.5 2.0 1.0 1.4 1.1 1.0 1.0 1.1 1.0 . . . 1.0 . . 1.0 . 1.0 . . 1.0 1.0 1.5 1.0 1.0 1.3 1.6 Electric Lamps / Bulbs 1.2 Ceiling Fans 1.3 Table Fan 1.2 Television 1.4 Radio 1.4 Mobile - 1.0 - Physical Infrastructure in working condition – by SCA Zoom Tera Software SREI Spanco AID CMS BASIX 1.6 1.4 3.0 2.7 1.0 1.6 1.8 2.7 4.2 2.9 4.2 2.0 2.5 3.2 1.5 1.3 1.5 1.6 . 1.5 1.8 1.6 1.4 1.4 1.6 1.4 1.0 1.4 1.9 1.2 1.2 1.2 1.1 1.2 . 1.2 1.0 1.1 1.0 1.0 1.0 . 3.0 . 1.0 1.0 1.0 1.0 . 2.0 . 1.4 1.0 . 1.0 . . 1.9 . 1.4 1.2 1.4 1.4 1.1 . 1.6 1.0 Total Tables / Desk 2.1 Chairs 2.9 Tubelights 1.6 Electric Lamps / Bulbs Ceiling Fans Table Fan 1.3 Television 1.2 Radio Mobile 132 Physical Infrastructure in working condition – by SCA Total Reliance 3i J&K Bank SARK UTL Times AISECT NICT 1.6 2.5 3.0 1.0 2.2 1.2 2.4 2.3 3.0 4.0 3.0 2.0 4.2 1.8 4.6 4.1 1.8 1.3 2.1 1.3 1.5 1.2 2.3 2.9 1.8 1.0 1.0 . 1.4 1.0 2.0 2.5 1.2 1.0 1.0 . 1.5 1.2 1.5 1.9 1.3 . . . . 1.0 1.0 1.0 1.1 . . . . 1.0 1.0 1.0 1.0 . . . . . . 1.5 1.2 1.0 1.0 1.0 1.0 . 1.0 3.4 2.1 Tables / Desk 2.9 Chairs 1.6 Tubelights 1.6 Electric Lamps / Bulbs 1.2 Ceiling Fans 1.3 Table Fan 1.2 Television 1.4 Radio 1.4 Mobile Availability of electricity (Min. 6 Hrs.): By States Total AP Assam Bihar Chhattisgarh Gujarat HP Answering Base 1,658 86 91 158 75 110 74 Electricity transmission (Min. 6 hrs daily) 85% 77% 96% 57% 88% 95% 89% Total Jharkhand MP Maharashtra Manipur Answering Base 1,658 150 175 112 33 31 10 Electricity transmission (Min. 6 hrs daily) 85% 73% 67% 96% 100% 94% 100% 133 Meghalaya Nagaland Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand Answering Base 1,658 141 75 74 110 73 22 58 Electricity transmission (Min. 6 hrs daily) 85% 96% 96% 97% 88% 97% 86% 98% Availability of electricity (Min. 6 Hrs.): By SCA Total Zoom Tera Softwar e Answering Base 1,658 337 47 341 27 45 388 79 146 Electricity transmission (Min. 6 hrs daily) 85% 85% 91% 91% 100% 53% 81% 94% 93% SREI Spanco AID CMS BASIX Reliance Total 3i J&K SARK UTL Times AISECT NICT Answering Base 1,658 10 22 58 54 35 39 30 Electricity transmission (Min. 6 hrs daily) 85% 60% 86% 59% 85% 97% 87% 73% 134 New vs. Refurbished - Hardware Infrastructure such as PC / Printers- by State Andhra Pradesh 36 86 14 Total Answering Base New (in %) Refurbished (in %) 819 91 9 Total Answering Base New (in %) Refurbished (in %) Jharkhand 819 63 91 64 9 36 Assam 58 87 13 Bihar 49 96 4 Chhatisgarh Gujarat 20 70 91 98 9 2 Himachal Pradesh 48 100 0 Madhya Pradesh Maharashtra Manipur Meghalaya Nagaland 34 37 31 28 4 93 96 100 94 33 7 4 0 6 68 Total Orissa Rajasthan Tamil Nadu Uttar Pradesh West Bengal J&K Uttarakhand 49 59 50 47 14 25 Answering Base 819 97 New (in %) 91 97 92 99 95 71 99 98 Refurbished (in %) 9 3 8 1 135 5 29 1 2 New vs. Refurbished - Hardware Infrastructure such as PC / Printers- by SCA 819 91 9 Zoom 178 87 13 Tera Software 32 91 9 SREI 232 90 10 Spanco 18 94 6 Alternative for India Development 7 30 70 Total 819 91 9 CMS 138 94 6 BASIX 53 96 4 Reliance 57 96 4 3i 5 90 10 J&K 14 99 1 Total Answering Base New (in %) Refurbished (in %) Answering Base New (in %) Refurbished (in %) Answering Base New (in %) Refurbished (in %) Total SARK 819 23 91 95 9 5 UTL 32 92 8 136 Times 14 87 13 AISECT 6 88 12 NICT 10 99 1 Usage Related Awareness: By SCA Total Zoom Tera Software SREI Spanco AID Citizens 19% 21% 9% 34% 18% 10% Village Heads 46% 51% 44% 64% 82% 51% LLIIs 40% 48% 6% 61% 69% 46% Total CMS BASIX Reliance 3i J&K Bank Citizens 19% 9% 54% 6% 44% 1% Village Heads 46% 33% 73% 20% 100% 0% LLIIs 40% 23% 68% 15% 100% 2% Total SARK UTL Times AISECT NICT Citizens 19% 25% 9% 17% 2% 19% Village Heads 46% 40% 54% 17% 21% 60% LLIIs 40% 41% 52% 9% 4% 61% 137 Awareness: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Citizens 19% 25% 48% 19% 2% 4% Village Heads 46% 41% 71% 39% 17% 54% LLIIs 40% 37% 70% 41% 4% 23% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Citizens 19% 9% 9% 9% 9% 57% Village Heads 46% 35% 51% 27% 33% 97% LLIIs 40% 6% 44% 27% 25% 100% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Citizens 19% 86% 40% 33% 18% 36% Village Heads 46% 100% 30% 62% 65% 61% LLIIs 40% 100% 15% 61% 58% 48% Total Uttar Pradesh West Bengal J&K Uttarakhand Citizens 19% 11% 35% 1% 2% Village Heads 46% 22% 95% 0% 9% LLIIs 40% 22% 92% 2% 4% 138 Source of Awareness Among VHs: By SCA Total Zoom Tera Software SREI Spanco AID Base 670 148 19 203 21 11 Newspaper 18% 24% 5% 18% 76% 27% Radio 2% 3% 0% 1% 5% 18% Village Head/ Sarpanch 10% 5% 21% 10% 33% 9% Headmaster 1% 1% 0% 2% 0% 0% Postmaster 1% 0% 0% 2% 0% 0% From the CSC Operator/VLE 45% 57% 26% 44% 29% 36% 36% 32% 47% 45% 62% 27% 21% 11% 42% 17% 10% 9% 7% 1% 0% 12% 0% 0% Total CMS BASIX Reliance 3i J&K Bank Base 670 118 57 24 10 0 Newspaper 18% 12% 9% 8% 0% 0% Radio 2% 1% 0% 0% 0% 0% Village Head/ Sarpanch 10% 12% 4% 4% 40% 0% Headmaster 1% 0% 2% 0% 10% 0% Postmaster 1% 0% 0% 0% 0% 0% From the CSC Operator/VLE 45% 30% 63% 54% 50% 0% Word of mouth 36% 22% 21% 33% 40% 0% From a government office/official 21% 45% 28% 13% 30% 0% Others 7% 10% 4% 8% 0% 0% Word of mouth From a government office/official Others 139 Total SARK UTL Times AISECT NICT Base 670 20 15 6 5 13 Newspaper 18% 10% 20% 50% 20% 8% Radio 2% 5% 0% 0% 20% 0% Village Head/ Sarpanch 10% 10% 13% 17% 0% 0% Headmaster 1% 0% 7% 0% 0% 0% Postmaster 1% 0% 0% 0% 20% 0% From the CSC Operator/VLE 45% 15% 33% 33% 20% 77% Word of mouth 36% 50% 40% 50% 60% 23% From a government office/official 21% 10% 20% 17% 0% 0% Others 7% 0% 0% 33% 0% 8% Source of Awareness Among VHs: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 670 35 65 51 7 57 Newspaper 18% 17% 17% 18% 29% 2% Radio 2% 3% 0% 4% 14% 0% Village Head/ Sarpanch 10% 11% 3% 10% 14% 7% Headmaster 1% 0% 3% 0% 0% 0% Postmaster 1% 0% 0% 0% 14% 0% From the CSC Operator/VLE 45% 26% 49% 20% 14% 19% Word of mouth 36% 43% 52% 61% 43% 4% From a government office/official 21% 37% 11% 4% 0% 65% Others 7% 23% 0% 2% 0% 9% 140 Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 670 20 42 42 34 32 Newspaper 18% 5% 31% 5% 56% 6% Radio 2% 0% 10% 0% 3% 3% Village Head/ Sarpanch 10% 20% 7% 14% 24% 9% Headmaster 1% 0% 2% 2% 0% 0% Postmaster 1% 0% 0% 0% 0% 0% From the CSC Operator/VLE 45% 25% 38% 62% 27% 75% Word of mouth 36% 40% 24% 29% 53% 41% From a government office/official 21% 50% 10% 7% 15% 19% Others 7% 0% 0% 7% 3% 0% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 670 31 3 80 37 43 Newspaper 18% 7% 0% 24% 43% 7% Radio 2% 0% 0% 1% 0% 2% Village Head/ Sarpanch 10% 0% 0% 5% 14% 19% Headmaster 1% 0% 0% 1% 0% 2% Postmaster 1% 0% 0% 0% 0% 5% From the CSC Operator/VLE 45% 48% 0% 65% 78% 67% Word of mouth 36% 19% 100% 33% 22% 33% From a government office/official 21% 48% 0% 10% 8% 12% Others 7% 0% 0% 9% 0% 12% 141 Total Uttar Pradesh West Bengal J&K Uttarakhand Base 670 22 67 0 2 Newspaper 18% 9% 22% 0% 0% Radio 2% 0% 2% 0% 0% Village Head/ Sarpanch 10% 14% 9% 0% 0% Headmaster 1% 0% 3% 0% 0% Postmaster 1% 0% 2% 0% 0% From the CSC Operator/VLE 45% 36% 33% 0% 50% Word of mouth 36% 27% 45% 0% 50% From a government office/official 21% 0% 36% 0% 50% Others 7% 32% 12% 0% 0% Source of Awareness Among LLII: By SCA Total Zoom Tera Software SREI Spanco AID Base 536 144 2 167 9 6 Newspaper 19% 26% 0% 16% 56% 50% Television 3% 2% 0% 2% 0% 33% Radio 3% 2% 0% 1% 0% 100% Village Head/ Sarpanch 18% 15% 0% 13% 22% 0% From the CSC Operator/VLE 49% 67% 100% 48% 11% 17% Word of mouth 39% 40% 0% 38% 67% 17% 11% 4% 0% 11% 22% 0% 3% 2% 0% 2% 11% 0% 5% 0% 0% 9% 0% 0% From a government office/official From some awareness program like ‘Nukkad Natak’ Others 142 Total CMS BASIX Reliance 3i J&K Bank Base 536 92 66 6 10 0 Newspaper 19% 17% 9% 33% 0% 0% Television 3% 9% 0% 17% 0% 0% Radio 3% 3% 0% 0% 0% 0% Village Head/ Sarpanch 18% 14% 44% 0% 70% 0% From the CSC Operator/VLE 49% 33% 38% 33% 60% 0% Word of mouth 39% 27% 52% 67% 50% 0% 11% 28% 0% 0% 0% 0% 3% 4% 0% 0% 0% 0% 5% 11% 5% 0% 0% 0% Total SARK UTL Times AISECT NICT Base 536 6 6 1 1 20 Newspaper 19% 17% 17% 0% 0% 5% Television 3% 0% 0% 0% 0% 0% Radio 3% 0% 0% 0% 0% 0% Village Head/ Sarpanch 18% 33% 0% 0% 0% 5% From the CSC Operator/VLE 49% 33% 0% 100% 0% 80% Word of mouth 39% 17% 33% 100% 100% 30% 11% 33% 33% 100% 0% 5% 3% 0% 33% 0% 0% 5% 5% 0% 0% 0% 0% 5% From a government office/official From some awareness program like ‘Nukkad Natak’ Others From a government office/official From some awareness program like ‘Nukkad Natak’ Others 143 Source of Awareness among LLII: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 536 44 49 37 2 22 Newspaper 19% 18% 31% 16% 0% 5% Television 3% 9% 4% 0% 0% 14% Radio 3% 5% 0% 0% 0% 0% Village Head/ Sarpanch 18% 11% 8% 5% 0% 23% From the CSC Operator/VLE 49% 23% 45% 41% 0% 32% Word of mouth 39% 32% 31% 38% 100% 18% 11% 39% 6% 19% 0% 32% 3% 9% 2% 3% 0% 0% 5% 16% 2% 5% 0% 9% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 536 1 22 34 9 58 Newspaper 19% 0% 36% 6% 56% 0% Television 3% 0% 9% 0% 0% 2% Radio 3% 0% 27% 0% 0% 3% Village Head/ Sarpanch 18% 0% 0% 24% 22% 29% From the CSC Operator/VLE 49% 100% 41% 71% 11% 81% Word of mouth 39% 0% 14% 44% 67% 67% 11% 0% 9% 3% 22% 3% 3% 0% 9% 3% 11% 2% 5% 0% 0% 3% 0% 0% From a government office/official From some awareness program like ‘Nukkad Natak’ Others From a government office/official From some awareness program like ‘Nukkad Natak’ Others 144 Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 536 50 1 42 59 42 Newspaper 19% 8% 0% 21% 48% 5% Television 3% 0% 0% 2% 3% 2% Radio 3% 0% 0% 0% 3% 2% Village Head/ Sarpanch 18% 50% 0% 12% 14% 12% From the CSC Operator/VLE 49% 32% 100% 60% 53% 74% Word of mouth 39% 60% 0% 33% 24% 24% 11% 0% 0% 5% 9% 2% 3% 0% 0% 2% 2% 2% 5% 0% 0% 12% 0% 5% From a government office/official From some awareness program like ‘Nukkad Natak’ Others Total Uttar Pradesh West Bengal J&K Uttarakhand Base 536 31 30 0 3 Newspaper 19% 13% 23% 0% 33% Television 3% 0% 3% 0% 33% Radio 3% 0% 3% 0% 0% Village Head/ Sarpanch 18% 3% 33% 0% 0% From the CSC Operator/VLE 49% 42% 33% 0% 0% Word of mouth 39% 39% 47% 0% 33% 11% 7% 23% 0% 0% 3% 3% 0% 0% 0% 5% 13% 17% 0% 0% From a government office/official From some awareness program like ‘Nukkad Natak’ Others 145 Source of Awareness Among Citizens: By SCA Total Zoom Tera Software SREI Spanco AID 10488 2614 172 3165 506 269 Newspaper 13% 21% 27% 8% 30% 7% Television 2% 2% 5% 1% 0% 2% Radio 6% 7% 0% 1% 0% 44% Village Head, Sarpanch etc. 23% 20% 4% 23% 17% 26% From another villager 12% 7% 9% 13% 25% 3% 5% 3% 11% 6% 18% 3% 16% 17% 13% 23% 6% 1% Base From a government office/official From the VLE or some VLE initiative Through some politician 1% 1% 1% 2% 0% 0% Billboards / Posters 12% 13% 3% 16% 1% 3% Pamphlets 3% 1% 0% 4% 0% 0% From various NGOs 3% 5% 28% 1% 1% 2% Others 5% 2% 0% 3% 2% 8% Total CMS BASIX Reliance 3i J&K Bank 10488 1376 899 345 115 0 Newspaper 13% 10% 4% 17% 0% 0% Television 2% 3% 0% 7% 0% 0% Radio 6% 6% 0% 14% 0% 0% Village Head, Sarpanch etc. 23% 19% 22% 18% 20% 0% From another villager 12% 9% 29% 7% 52% 0% 5% 6% 1% 3% 9% 0% 16% 7% 25% 10% 14% 0% Through some politician 1% 0% 0% 1% 0% 0% Billboards / Posters 12% 13% 16% 5% 3% 0% Pamphlets 3% 4% 0% 4% 2% 0% From various NGOs 3% 3% 0% 9% 0% 0% Others 5% 20% 3% 4% 0% 0% Base From a government office/official From the VLE or some VLE initiative 146 Total SARK UTL Times AISECT NICT 10488 619 182 113 20 93 Newspaper 13% 16% 10% 2% 0% 3% Television 2% 2% 2% 34% 5% 0% Radio 6% 18% 1% 4% 0% 0% Village Head, Sarpanch etc. 23% 47% 45% 32% 20% 11% From another villager 12% 6% 4% 2% 0% 31% 5% 3% 4% 0% 0% 0% 16% 1% 11% 2% 5% 16% Through some politician 1% 0% 0% 0% 0% 1% Billboards / Posters 12% 2% 7% 19% 65% 16% Pamphlets 3% 2% 12% 3% 5% 6% From various NGOs 3% 0% 0% 0% 0% 0% Others 5% 3% 5% 3% 0% 15% Base From a government office/official From the VLE or some VLE initiative Source of Citizens: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat 10488 407 1064 1241 79 314 Newspaper 13% 3% 11% 21% 1% 2% Television 2% 9% 2% 1% 3% 0% Radio 6% 1% 0% 21% 0% 0% Village Head, Sarpanch etc. 23% 28% 27% 35% 5% 16% From another villager 12% 3% 23% 8% 0% 5% 5% 0% 4% 4% 1% 2% 16% 0% 15% 4% 1% 9% Through some politician 1% 0% 3% 0% 0% 0% Billboards / Posters 12% 46% 14% 1% 16% 1% Pamphlets 3% 7% 0% 2% 5% 1% From various NGOs 3% 0% 0% 0% 67% 2% Others 5% 1% 0% 2% 0% 63% Base From a government office/official From the VLE or some VLE initiative 147 Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur 10488 444 641 477 781 390 Newspaper 13% 21% 10% 11% 25% 0% Television 2% 2% 2% 3% 3% 0% Radio Village Head, Sarpanch etc. From another villager From a government office/official From the VLE or some VLE initiative 6% 0% 23% 21% 3% 2% 23% 38% 25% 11% 18% 23% 12% 0% 5% 21% 17% 8% 5% 3% 3% 3% 15% 0% 16% 7% 13% 11% 5% 18% Through some politician 1% 0% 0% 1% 0% 0% Billboards / Posters 12% 1% 4% 8% 1% 46% Pamphlets 3% 0% 4% 4% 0% 1% From various NGOs 3% 26% 1% 1% 8% 0% Others 5% 2% 11% 5% 5% 1% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu 10488 366 119 1617 599 616 Newspaper 13% 7% 38% 19% 18% 3% Television 2% 0% 6% 2% 8% 0% Radio Village Head, Sarpanch etc. 6% 0% 0% 0% 4% 0% 23% 15% 6% 23% 15% 6% From another villager From a government office/official From the VLE or some VLE initiative 12% 45% 13% 8% 14% 10% 5% 0% 16% 2% 5% 2% 16% 6% 18% 28% 28% 53% Through some politician 1% 0% 2% 0% 0% 0% Billboards / Posters 12% 24% 2% 12% 1% 15% Pamphlets 3% 0% 0% 3% 4% 6% From various NGOs 3% 0% 0% 0% 1% 0% Others 5% 1% 0% 2% 4% 6% Base Base 148 Total Uttar Pradesh West Bengal J&K Uttarakhand 10488 436 809 0 88 13% 8% 4% 0% 20% Television 2% 1% 1% 0% 3% Radio Village Head, Sarpanch etc. 6% 0% 0% 0% 1% 23% 14% 29% 0% 35% 12% 9% 12% 0% 7% 5% 6% 13% 0% 8% 16% 3% 14% 0% 15% 1% 1% 5% 0% 0% 12% 32% 16% 0% 0% Pamphlets 3% 16% 1% 0% 1% From various NGOs 3% 0% 1% 0% 1% Others 5% 10% 4% 0% 8% Base Newspaper From another villager From a government office/official From the VLE or some VLE initiative Through some politician Billboards / Posters CSC Usage: By SCA Total Zoom Tera Software SREI Spanco AID Citizens 4% 4% 1% 5% 5% 0% Village Heads 40% 48% 15% 45% 5% 9% LLIIs 42% 46% 33% 42% 24% 15% Total CMS BASIX Reliance 3i J&K Bank Citizens 4% 3% 23% 1% 5% 0% Village Heads 40% 35% 55% 17% 100% 0% LLIIs 42% 52% 65% 19% 50% 0% Total SARK UTL Times AISECT NICT Citizens 4% 2% 1% 6% 0% 12% Village Heads 40% 16% 8% 83% 0% 63% LLIIs 42% 15% 12% 20% 33% 66% 149 CSC Usage: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Citizens 4% 12% 9% 2% 0% 1% Village Heads 40% 72% 35% 29% 20% 21% LLIIs 42% 76% 39% 34% 33% 45% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Citizens 4% 0% 1% 3% 2% 16% Village Heads 40% 0% 12% 58% 6% 88% LLIIs 42% 11% 17% 45% 17% 88% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Citizens 4% 47% 4% 4% 4% 5% Village Heads 40% 71% 100% 37% 50% 52% LLIIs 42% 93% 33% 24% 58% 60% Total Uttar Pradesh West Bengal J&K Uttarakhand Citizens 4% 2% 5% 0% 0% Village Heads 40% 74% 39% 0% 0% LLIIs 42% 67% 22% 0% 80% Services Used (Citizens): By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base Government Services Health Services Education Services Travel Services Finance Services IT/Telecom Services 4,256 15.9% 1.5% 4.7% 8.6% 20.6% 56.3% 311 37.9% 0.0% 0.0% 1.0% 64.0% 1.9% 521 2.7% 0.6% 1.9% 3.1% 2.3% 81.4% 178 10.1% 1.7% 1.1% 1.1% 0.0% 24.2% 5 60.0% 0.0% 0.0% 0.0% 40.0% 20.0% 46 39.1% 0.0% 0.0% 4.3% 2.2% 63.0% 8 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 72 4.2% 4.2% 1.4% 1.4% 0.0% 33.3% Commercial Services 34.6% 2.6% 21.1% 73.6% 20.0% 15.2% 100.0% 68.1% Agricultural Services 1.4% 0.0% 0.0% 0.6% 0.0% 4.3% 0.0% 0.0% 150 Himachal Jharkhand Pradesh Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base Government Services Health Services Education Services Travel Services Finance Services IT/Telecom Services 4,256 15.9% 1.5% 4.7% 8.6% 20.6% 56.3% 311 37.9% 0.0% 0.0% 1.0% 64.0% 1.9% 521 2.7% 0.6% 1.9% 3.1% 2.3% 81.4% 178 10.1% 1.7% 1.1% 1.1% 0.0% 24.2% 5 60.0% 0.0% 0.0% 0.0% 40.0% 20.0% 46 39.1% 0.0% 0.0% 4.3% 2.2% 63.0% 8 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 72 4.2% 4.2% 1.4% 1.4% 0.0% 33.3% Commercial Services 34.6% 2.6% 21.1% 73.6% 20.0% 15.2% 100.0% 68.1% Agricultural Services 1.4% 0.0% 0.0% 0.6% 0.0% 4.3% 0.0% 0.0% Total Himachal Jharkhand Pradesh Tamil Nadu Uttar Pradesh West Bengal Uttarakhand Base 4,256 387 257 374 29 Government Services 15.9% 29.2% 5.8% 1.9% 3.4% Health Services 1.5% 0.5% 0.8% 3.2% 0.0% Education Services 4.7% 8.0% 3.1% 20.1% 0.0% Travel Services 8.6% 3.1% 18.7% 35.8% 3.4% Finance Services 20.6% 11.6% 3.1% 51.3% 3.4% IT/Telecom Services 56.3% 63.6% 84.0% 51.9% 100.0% Commercial Services 34.6% 6.5% 14.0% 33.7% 27.6% Agricultural Services 1.4% 1.6% 2.7% 2.1% 0.0% 151 Services Used (Citizens): By SCA Total Zoom Tera Software SREI Spanco AID Base Government Services Health Services Education Services Travel Services Finance Services IT/Telecom Services 4,256 15.9% 1.5% 4.7% 8.6% 20.6% 56.3% 890 4.8% 1.7% 0.4% 8.5% 11.8% 84.8% 40 0.0% 0.0% 10.0% 0.0% 0.0% 82.5% 1,694 9.1% 1.0% 8.3% 14.1% 15.8% 61.7% 329 90.3% 6.4% 6.1% 0.0% 0.3% 0.3% 2 50.0% 50.0% 0.0% 0.0% 0.0% 0.0% Commercial Services 34.6% 56.3% 10.0% 28.0% 1.2% 50.0% Agricultural Services 1.4% 0.4% 0.0% 1.2% 7.0% 0.0% Total CMS BASIX Reliance 3i Base Government Services Health Services Education Services Travel Services Finance Services 4,256 15.9% 1.5% 4.7% 8.6% 20.6% 507 30.2% 0.6% 3.2% 7.1% 44.4% 441 0.9% 0.2% 0.7% 2.7% 31.5% 59 11.9% 0.0% 20.3% 1.7% 5.1% 56 3.6% 1.8% 1.8% 0.0% 7.1% IT/Telecom Services 56.3% 25.8% 70.7% 86.4% 75.0% Commercial Services 34.6% 8.1% 64.6% 45.8% 66.1% Agricultural Services 1.4% 0.8% 0.9% 3.4% 0.0% Total SARK UTL Times AISECT NICT Base 4,256 72 28 86 3 49 Government Services 15.9% 0.0% 0.0% 11.6% 100.0% 4.1% Health Services 1.5% 2.8% 3.6% 0.0% 0.0% 2.0% Education Services 4.7% 0.0% 3.6% 0.0% 0.0% 0.0% Travel Services 8.6% 1.4% 0.0% 2.3% 0.0% 0.0% Finance Services 20.6% 0.0% 0.0% 96.5% 66.7% 98.0% IT/Telecom Services 56.3% 9.7% 10.7% 5.8% 0.0% 26.5% Commercial Services 34.6% 94.4% 100.0% 0.0% 0.0% 6.1% Agricultural Services 1.4% 1.4% 0.0% 0.0% 0.0% 0.0% 152 Reasons For Not Using CSC (Citizens): By SCA Total Zoom Tera Software SREI Spanco AID 3352 643 42 1103 178 41 44% 48% 38% 56% 76% 5% 4% 9% 0% 4% 1% 0% Negative feedback 2% 4% 0% 1% 0% 0% High Service charges 2% 3% 0% 2% 1% 0% 6% 7% 0% 9% 3% 0% 2% 2% 0% 1% 19% 0% 6% 4% 0% 2% 32% 0% 3% 5% 0% 3% 5% 0% 3% 8% 0% 3% 1% 0% 45% 56% 62% 45% 24% 81% 20% 12% 0% 11% 17% 15% Total CMS BASIX Reliance 3i J&K Bank 3352 668 272 166 38 0 44% 20% 53% 33% 55% 0% 4% 3% 4% 1% 8% 0% Negative feedback 2% 3% 0% 1% 5% 0% High Service charges Traditional way is more convenient and reliable Not allowed to use CSC due to caste 2% 4% 0% 2% 3% 0% 6% 4% 2% 2% 0% 0% 2% 3% 0% 1% 0% 0% CSC is too far from home 6% 11% 6% 1% 5% 0% 3% 1% 6% 1% 0% 0% 3% 1% 1% 4% 0% 0% 45% 32% 63% 22% 55% 0% 20% 46% 8% 46% 0% 0% Base Never felt the need of using services available CSC/VLE is unavailable most of the time Traditional way is more convenient and reliable Not allowed to use CSC due to caste CSC is too far from home Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others Base Never felt the need of using services available CSC/VLE is unavailable most of the time Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others 153 Base Never felt the need of using services available CSC/VLE is unavailable most of the time Negative feedback High Service charges Traditional way is more convenient and reliable Not allowed to use CSC due to caste CSC is too far from home Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others Total SARK UTL Times AISECT NICT 3352 75 66 28 10 22 44% 25% 12% 36% 90% 50% 4% 0% 0% 11% 10% 18% 2% 0% 0% 0% 0% 5% 2% 0% 0% 0% 0% 14% 6% 0% 2% 4% 0% 18% 2% 0% 0% 0% 0% 9% 6% 0% 2% 25% 0% 9% 3% 0% 0% 0% 0% 5% 3% 0% 0% 0% 0% 18% 45% 72% 85% 21% 0% 18% 20% 5% 0% 32% 0% 27% Reasons For Not Using CSC (Citizens): By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat 3352 99 352 201 33 250 44% 46% 65% 31% 64% 4% 4% 12% 2% 5% 6% 0% Negative feedback 2% 9% 1% 1% 0% 0% High Service charges 2% 21% 1% 2% 6% 0% 6% 8% 2% 3% 12% 0% 2% 14% 0% 1% 0% 0% 6% 66% 1% 3% 12% 0% 3% 1% 0% 1% 9% 0% 3% 2% 1% 2% 6% 0% 45% 8% 57% 69% 3% 43% 20% 19% 5% 3% 18% 61% Base Never felt the need of using services available CSC/VLE is unavailable most of the time Traditional way is more convenient and reliable Not allowed to use CSC due to caste CSC is too far from home Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others 154 Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base Never felt the need of using services available CSC/VLE is unavailable most of the time Negative feedback 3352 16 186 94 417 128 44% 13% 11% 52% 40% 73% 4% 0% 1% 9% 1% 2% 2% 0% 0% 4% 1% 3% High Service charges Traditional way is more convenient and reliable Not allowed to use CSC due to caste 2% 0% 1% 7% 1% 2% 6% 0% 2% 7% 3% 10% 2% 0% 0% 2% 9% 0% CSC is too far from home 6% 0% 1% 5% 15% 6% 3% 0% 2% 1% 2% 1% 3% 0% 7% 11% 0% 15% 45% 6% 84% 31% 25% 72% 20% 81% 8% 19% 39% 0% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu 3352 124 39 478 199 231 44% 57% 36% 65% 35% 51% 4% 1% 0% 8% 16% 3% Negative feedback 2% 1% 0% 2% 12% 0% High Service charges Traditional way is more convenient and reliable Not allowed to use CSC due to caste 2% 0% 0% 1% 4% 1% 6% 3% 0% 3% 14% 4% 2% 0% 0% 0% 7% 2% CSC is too far from home 6% 12% 0% 2% 9% 6% 3% 10% 0% 7% 9% 1% 3% 0% 0% 3% 13% 1% 45% 48% 64% 47% 51% 35% 20% 1% 0% 14% 9% 7% Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others Base Never felt the need of using services available CSC/VLE is unavailable most of the time Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others 155 Total Base Never felt the need of using services available CSC/VLE is unavailable most of the time Uttar Pradesh West Bengal J&K Uttarakhand 3352 192 263 0 50 44% 48% 41% 0% 20% 4% 3% 3% 0% 0% Negative feedback 2% 3% 2% 0% 0% High Service charges Traditional way is more convenient and reliable Not allowed to use CSC due to caste 2% 4% 4% 0% 0% 6% 11% 24% 0% 0% 2% 1% 0% 0% 0% CSC is too far from home 6% 3% 0% 0% 0% 3% 5% 1% 0% 0% 3% 5% 1% 0% 0% 45% 32% 47% 0% 6% 20% 21% 27% 0% 76% Non availability of services due to no internet connectivity, Non availability of services due to power failure Not aware of Services offered Others 156 Barriers to CSC Usage as per VH: By SCA Total 536 Zoom 115 Tera Software 13 SREI 177 Spanco 17 AID 3 19.8% 21.7% .0% 16.4% 17.6% .0% 29.3% 10.4% 31.3% 11.3% .0% .0% 32.8% 6.8% 5.9% 17.6% 100.0% 33.3% 54.7% 68.7% 53.8% 58.2% 5.9% 33.3% Irrelevance of Services currently available 37.1% 42.6% 23.1% 35.6% 11.8% 100.0% Non-availability of CSC/VLE most of the time 9.7% 7.0% 7.7% 9.0% 35.3% 33.3% People of certain caste/religion are not allowed to use CSC 1.9% 2.6% .0% 2.3% 5.9% .0% Behaviour/Knowledge level of the VLE 8.8% 5.2% 7.7% 11.3% 5.9% 33.3% Long waiting time for service delivery 14.4% 15.7% .0% 14.1% 17.6% 66.7% 7.8% 17.4% 3.5% 9.6% .0% 23.1% 15.8% 12.4% .0% 52.9% .0% .0% Base Long Distance of the CSC from neighboring villages Frequent power cuts High service charges Limited number of services Lack of Awareness Others 157 Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Total CMS BASIX Reliance 3i J&K Bank 536 90 53 19 9 0 20% 28% 23% 11% 11% 0% 29% 29% 9% 21% 33% 0% 10% 14% 11% 16% 33% 0% 55% 34% 83% 11% 56% 0% 37% 28% 59% 26% 56% 0% 10% 11% 4% 11% 33% 0% 2% 1% 0% 5% 0% 0% 9% 11% 2% 5% 44% 0% 14% 20% 6% 16% 22% 0% 8% 11% 0% 0% 0% 0% 17% 31% 9% 37% 11% 0% 158 Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Total SARK UTL Times AISECT NICT 536 8 17 5 0 10 20% 0% 18% 40% 0% 40% 29% 88% 41% 40% 0% 50% 10% 25% 0% 0% 0% 0% 55% 75% 41% 40% 0% 50% 37% 50% 53% 0% 0% 0% 10% 0% 6% 20% 0% 10% 2% 0% 0% 0% 0% 0% 9% 0% 6% 20% 0% 0% 14% 13% 0% 20% 0% 10% 8% 0% 0% 0% 0% 0% 17% 0% 12% 40% 0% 30% 159 Barriers to CSC Usage as Per VH: By State Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat 536 29 56 28 1 35 20% 48% 14% 7% 100% 14% 29% 62% 46% 46% 0% 9% 10% 28% 2% 18% 100% 6% 55% 45% 68% 57% 100% 20% 37% 21% 38% 57% 100% 14% 10% 17% 7% 7% 100% 9% 2% 0% 2% 4% 0% 0% 9% 17% 2% 18% 100% 6% 14% 45% 11% 14% 100% 9% 8% 3% 13% 7% 0% 17% 17% 17% 5% 4% 0% 46% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur 536 14 35 34 25 32 20% 0% 9% 15% 16% 16% 29% 0% 49% 35% 4% 47% 10% 0% 3% 12% 20% 3% 55% 57% 34% 35% 8% 81% 37% 7% 51% 29% 16% 34% 10% 0% 6% 15% 28% 0% 2% 0% 0% 0% 8% 0% 9% 7% 11% 12% 8% 0% 14% 0% 6% 12% 20% 13% 8% 0% 6% 0% 0% 0% 17% 29% 29% 32% 48% 0% 160 Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Base Long Distance of the CSC from neighbouring villages Frequent power cuts High service charges Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behaviour/Knowledge level of the VLE Long waiting time for service delivery Lack of Awareness Others Total 536 Meghalaya 30 Nagaland 2 Orissa 60 Rajasthan 41 Tamil Nadu 36 20% 27% 0% 18% 51% 31% 29% 7% 0% 18% 22% 8% 10% 3% 0% 12% 29% 14% 55% 93% 50% 68% 54% 61% 37% 80% 100% 50% 37% 25% 10% 3% 50% 8% 12% 14% 2% 0% 0% 2% 7% 6% 9% 3% 0% 3% 15% 3% 14% 10% 0% 5% 32% 22% 8% 0% 0% 3% 10% 0% 17% 0% 0% 12% 10% 22% Total 536 Uttar Pradesh West Bengal 24 52 J&K 0 Uttarakhand 2 20% 8% 10% 0% 50% 29% 10% 79% 0% 15% 6% 0% 0% 0% 0% 55% 92% 42% 0% 0% 37% 42% 31% 0% 0% 10% 0% 12% 0% 0% 2% 0% 0% 0% 0% 9% 8% 19% 0% 0% 14% 0% 15% 0% 0% 8% 17% 0% 4% 35% 19% 0% 0% 0% 50% 161 Triggers to CSC Usage as Per VH: By SCA Total 549 Zoom 119 Tera Software 17 SREI 184 Spanco 21 AID 4 59% 61% 94% 52% 62% 50% 37% 41% 71% 35% 62% 0% Reasonable service charge 58% 70% 71% 60% 76% 75% Increased convenience 54% 54% 77% 54% 76% 50% 39% 44% 77% 36% 29% 50% 39% 53% 71% 34% 57% 25% Better service quality 49% 45% 77% 52% 76% 50% Reduction in time required for service delivery 40% 43% 82% 38% 38% 50% Reduced travel time 48% 46% 77% 50% 62% 25% Create Awareness 6% 2% 12% 13% 0% 0% Improved Services 2% 0% 0% 3% 0% 0% Total CMS BASIX Reliance 3i J&K Bank 549 86 54 19 10 0 59% 52% 69% 79% 60% 0% 37% 27% 33% 47% 60% 0% Reasonable service charge 58% 45% 43% 68% 30% 0% Increased convenience 54% 41% 56% 63% 90% 0% 39% 40% 26% 37% 30% 0% 39% 29% 24% 42% 60% 0% Better service quality 49% 54% 30% 53% 60% 0% Reduction in time required for service delivery 40% 33% 35% 37% 90% 0% Reduced travel time 48% 31% 50% 53% 50% 0% Create Awareness 6% 5% 0% 0% 0% 0% Improved Services 2% 5% 0% 0% 0% 0% Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption 162 Total SARK UTL Times AISECT NICT 549 8 13 6 0 8 59% 75% 69% 67% 0% 75% 37% 0% 8% 50% 0% 50% Reasonable service charge 58% 0% 62% 50% 0% 50% Increased convenience 54% 25% 54% 83% 0% 50% 39% 25% 54% 50% 0% 38% 39% 0% 39% 17% 0% 38% Better service quality 49% 13% 31% 17% 0% 50% Reduction in time required for service delivery 40% 50% 46% 17% 0% 25% Reduced travel time 48% 75% 46% 17% 0% 63% Create Awareness 6% 0% 0% 0% 0% 13% Improved Services 2% 0% 0% 0% 0% 0% Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption 163 Triggers to CSC Usage as Per VH: By State 549 Andhra Pradesh 31 59% 48% 67% 84% 100% 41% 37% 36% 30% 8% 100% 22% Reasonable service charge 58% 65% 65% 36% 100% 30% Increased convenience 54% 61% 32% 48% 100% 27% 39% 55% 39% 40% 100% 14% 39% 29% 49% 32% 100% 14% Better service quality Reduction in time required for service delivery 49% 52% 47% 32% 0% 57% 40% 26% 26% 44% 100% 41% Reduced travel time 48% 23% 49% 72% 100% 38% Create Awareness 6% 0% 7% 4% 0% 11% Improved Services 2% 0% 0% 0% 0% 8% Total Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption 164 Assam Bihar Chhatisgarh Gujarat 57 25 1 37 549 Himachal Pradesh 16 27 Madhya Pradesh 29 59% 94% 70% 69% 71% 53% 37% 88% 4% 45% 65% 47% Reasonable service charge 58% 88% 67% 45% 71% 91% Increased convenience 54% 94% 59% 62% 71% 84% 39% 94% 52% 28% 38% 69% 39% 88% 41% 41% 56% 63% Better service quality 49% 94% 41% 52% 68% 72% Reduction in time required for service delivery 40% 94% 44% 48% 44% 56% Reduced travel time 48% 88% 56% 52% 59% 69% Create Awareness 6% 13% 4% 3% 0% 0% Improved Services 2% 0% 0% 3% 0% 0% Total 549 Meghalaya 30 Nagaland 3 Orissa 69 Rajasthan 35 Tamil Nadu 40 59% 90% 100% 39% 83% 63% 37% 33% 0% 58% 20% 45% Reasonable service charge 58% 37% 0% 51% 57% 73% Increased convenience 54% 40% 0% 54% 46% 40% 39% 37% 0% 12% 63% 35% 39% 43% 0% 19% 60% 23% Better service quality 49% 47% 0% 12% 26% 43% Reduction in time required for service delivery 40% 57% 33% 36% 14% 45% Reduced travel time 48% 87% 33% 35% 23% 70% Create Awareness 6% 0% 0% 0% 0% 0% Improved Services 2% 0% 0% 0% 0% 0% Total Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption Base Central location of the CSC Integrated service delivery i.e one stop shop Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption 165 Jharkhand Maharashtra Manipur 34 32 Base Central location of the CSC Integrated service delivery i.e one stop shop Total 549 Uttar Pradesh West Bengal 24 59 J&K 0 Uttarakhand 0 59% 63% 25% 0% 0% 37% 25% 31% 0% 0% Reasonable service charge 58% 42% 63% 0% 0% Increased convenience 54% 71% 68% 0% 0% 39% 38% 37% 0% 0% 39% 54% 27% 0% 0% Better service quality 49% 63% 76% 0% 0% Reduction in time required for service delivery 40% 29% 39% 0% 0% Reduced travel time 48% 50% 14% 0% 0% Create Awareness 6% 2% 4% 4% 31% 9% 0% 0% 0% 0% Better behaviour of the staff at the CSC as compared to govt. Reduced scope of corruption Improved Services Preference between CSC and Traditional Mode (Among Non-Users) By SCA Total Zoom Tera Software SREI Spanco AID Base 5379 1016 43 1205 178 40 Prefer CSC 54% 64% 93% 70% 99% 23% Total CMS BASIX Reliance 3i J&K Bank Base 5379 1307 300 529 36 0 Prefer CSC 54% 36% 86% 50% 58% 0% Total SARK UTL Times AISECT NICT Base 5379 218 133 155 102 117 Prefer CSC 54% 9% 17% 52% 2% 21% 166 CSC Preference Among Non-Users: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 5379 296 336 477 235 309 Prefer CSC 54% 39% 93% 18% 3% 33% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 5379 10 308 602 519 130 Prefer CSC 54% 50% 33% 12% 82% 97% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 5379 127 40 532 300 209 Prefer CSC 54% 86% 95% 90% 71% 69% Total Uttar Pradesh West Bengal J&K Uttarakhand - Base 5379 437 286 0 226 - Prefer CSC 54% 50% 78% 0% 48% - Likelihood of Using CSC in future – Top 5 Services Base Mean Score Obtain price information related to crops (Agricultural Serv.) 251 4.76 Information regarding agricultural policies such as farm and loan subsidies (Agricultural Serv.) 274 4.65 Booking Bus Tickets(Travel) 2211 4.57 Bill payments – water, electricity, telecom, etc.(Finance) 4079 4.56 Other (Commercial Serv.) 1851 4.52 Services Likely to use in future 167 Services in demand but Not Available (VLE): By SCA Total Zoom Tera Software SREI Spanco AID Base 601 151 30 196 4 6 Government Services 90% 90% 93% 90% 50% 100% 51% 52% 77% 56% 0% 67% 53% 58% 83% 46% 25% 67% Data Collection Services 41% 40% 77% 41% 50% 17% Entertainment 41% 44% 73% 39% 0% 33% Financial Services 55% 51% 80% 55% 50% 33% Education Services 60% 60% 80% 52% 50% 67% Agriculture Services 66% 66% 70% 67% 75% 100% Total CMS BASIX Reliance 3i J&K Bank Base 601 78 55 24 5 0 Government Services 90% 89% 95% 83% 40% 0% 51% 51% 35% 38% 20% 0% 53% 65% 46% 54% 40% 0% Data Collection Services 41% 55% 6% 25% 0% 0% Entertainment 41% 49% 6% 33% 60% 0% Financial Services 55% 65% 58% 29% 60% 0% Education Services 60% 72% 51% 75% 40% 0% Agriculture Services 66% 71% 64% 42% 60% 0% Healthcare/Telemedicine Services Commercial Services Healthcare/Telemedicine Services Commercial Services 168 Total SARK UTL Times AISECT NICT Base 601 9 15 11 4 13 Government Services 90% 100% 87% 91% 100% 92% 51% 11% 40% 36% 100% 62% 53% 22% 40% 18% 75% 62% Data Collection Services 41% 11% 60% 27% 75% 69% Entertainment 41% 11% 87% 9% 75% 77% Financial Services 55% 0% 47% 55% 75% 77% Education Services 60% 33% 93% 36% 75% 69% Agriculture Services 66% 0% 80% 36% 100% 92% Healthcare/Telemedicine Services Commercial Services Services in demand but Not Available (VLE): By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 601 29 50 24 10 25 Government Services 90% 90% 98% 96% 100% 84% 51% 38% 66% 29% 80% 48% 53% 45% 56% 38% 70% 60% Data Collection Services 41% 38% 60% 29% 70% 48% Entertainment 41% 28% 52% 33% 70% 52% Financial Services 55% 59% 72% 21% 70% 64% Education Services 60% 52% 52% 50% 70% 80% Agriculture Services 66% 48% 68% 25% 80% 80% Healthcare/Telemedicine Services Commercial Services 169 Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 601 47 29 29 11 31 Government Services 90% 100% 90% 76% 73% 65% 51% 94% 41% 45% 9% 52% 53% 92% 45% 52% 36% 23% Data Collection Services 41% 94% 45% 38% 36% 19% Entertainment 41% 83% 69% 55% 18% 10% Financial Services 55% 96% 35% 55% 36% 32% Education Services 60% 87% 79% 62% 73% 36% Agriculture Services 66% 89% 83% 62% 55% 36% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 601 26 5 100 43 54 Government Services 90% 92% 60% 98% 91% 96% 51% 19% 20% 44% 47% 70% 53% 23% 60% 63% 61% 46% Data Collection Services 41% 0% 20% 13% 49% 48% Entertainment 41% 0% 100% 28% 37% 35% Financial Services 55% 62% 20% 40% 65% 78% Education Services 60% 54% 80% 60% 63% 67% Agriculture Services 66% 46% 20% 66% 70% 91% Healthcare/Telemedicine Services Commercial Services Healthcare/Telemedicine Services Commercial Services 170 Total Uttar Pradesh West Bengal J&K Uttarakhand Base 601 38 42 0 8 Government Services 90% 90% 71% 0% 100% 51% 50% 45% 0% 50% 53% 50% 43% 0% 75% Data Collection Services 41% 55% 36% 0% 38% Entertainment 41% 45% 38% 0% 38% Financial Services 55% 37% 48% 0% 50% Education Services 60% 45% 33% 0% 75% Agriculture Services 66% 63% 62% 0% 63% Healthcare/Telemedicine Services Commercial Services Services in Demand but Not available – LLII Total Base 487 BFSI 7% DTP Related 2% Educational 16% Health 12% Bill Payment 11% Government Services 24% Internet 12% Travel 5% Employment 2% Agriculture 2% Others 6% 171 Services in Demand but Not available – Citizens Total Base 8525 Government Services 30% BFSI 13% Bill Payment 12% Travel 10% Educational 9% Health 8% DTP Related 5% Agriculture 4% Internet 3% Others 3% Employment Related 2% Telecom Related 1% LLII Related Area of Operation of the LLII (User): By SCA Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others Total Zoom Tera Software SREI Spanco AlD 550 144 2 170 9 6 58% 54% 50% 57% 100% 33% 14% 26% 50% 8% 0% 0% 27% 33% 0% 16% 0% 67% 6% 1% 0% 7% 0% 0% 13% 9% 0% 19% 0% 0% 17% 13% 50% 15% 0% 0% 1% 0% 50% 1% 0% 0% 172 Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others Total CMS BASIX Reliance 3i J&K 550 97 66 8 10 0 58% 78% 44% 50% 30% 0% 14% 12% 15% 0% 0% 0% 27% 24% 47% 13% 70% 0% 6% 13% 9% 13% 0% 0% 13% 10% 18% 0% 0% 0% 17% 16% 24% 13% 0% 0% 1% 3% 0% 0% 0% 0% Total SARK UTL Times AISECT NICT 550 7 7 1 1 22 58% 43% 86% 100% 0% 50% 14% 0% 0% 0% 0% 5% 27% 43% 14% 0% 100% 14% 6% 0% 0% 0% 0% 5% 13% 14% 0% 0% 0% 0% 17% 0% 0% 0% 0% 59% 1% 0% 0% 0% 0% 0% 173 Area of Operation of the LLII (User): By State Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related e.g. Self Help Groups Community Service Others Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat 550 44 49 39 2 22 58% 77% 73% 62% 0% 68% 14% 16% 8% 5% 0% 5% 27% 32% 24% 23% 100% 14% 6% 18% 2% 3% 0% 9% 13% 16% 8% 8% 0% 0% 17% 18% 16% 8% 0% 18% 1% 7% 0% 0% 0% 0% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur 550 1 23 39 10 58 58% 0% 57% 46% 100% 29% 14% 0% 4% 3% 0% 48% 27% 0% 43% 28% 0% 38% 6% 0% 0% 3% 0% 0% 13% 0% 0% 0% 0% 14% 17% 0% 0% 38% 0% 21% 1% 100% 0% 0% 0% 0% 174 Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu 550 50 1 42 61 42 58% 40% 100% 74% 82% 43% 14% 16% 100% 26% 11% 2% 27% 46% 0% 38% 28% 2% 6% 12% 0% 7% 5% 5% 13% 18% 0% 7% 10% 57% 17% 32% 100% 7% 15% 7% 1% 0% 0% 0% 0% 5% Total Base Education Training Programs Healthcare-Anganwadi workers Financial Services Employment related eg Self Help Groups Community Service Others J&K Uttarakhand 550 Uttar Pradesh West Bengal 33 30 0 4 58% 70% 23% 0% 75% 14% 3% 7% 0% 0% 27% 18% 13% 0% 0% 6% 9% 13% 0% 25% 13% 0% 17% 0% 0% 17% 0% 33% 0% 0% 1% 0% 0% 0% 0% 175 Services Used by the LLII: By SCA Total Zoom Tera Software SREI Spanco AID Base 519 144 1 163 8 4 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tuition classes For providing vocational training For healthcare related services Others 14% 18% 0% 13% 13% 50% 16% 22% 100% 9% 38% 25% 27% 33% 100% 29% 25% 25% 13% 14% 100% 7% 13% 25% 14% 28% 100% 11% 0% 50% 17% 22% 100% 17% 25% 50% 7% 9% 0% 6% 0% 0% 6% 8% 100% 2% 25% 0% 10% 14% 100% 5% 13% 0% 49% 26% 0% 58% 75% 25% Total CMS BASIX Reliance 3i J&K Bank Base 519 87 65 5 10 0 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tution classes For providing vocational training For healthcare related services Others 14% 12% 12% 0% 0% 0% 16% 19% 12% 20% 30% 0% 27% 16% 11% 80% 30% 0% 13% 20% 9% 20% 20% 0% 14% 6% 2% 0% 70% 0% 17% 17% 3% 0% 10% 0% 7% 9% 5% 0% 10% 0% 6% 7% 3% 0% 0% 0% 10% 12% 15% 0% 0% 0% 49% 58% 75% 20% 0% 0% 176 Total SARK UTL Times AISECT NICT Base 519 6 6 1 0 19 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tution classes For providing vocational training For healthcare related services Others 14% 0% 17% 0% 0% 26% 16% 0% 0% 0% 0% 32% 27% 0% 33% 0% 0% 47% 13% 0% 17% 0% 0% 26% 14% 0% 0% 0% 0% 0% 17% 0% 17% 0% 0% 16% 7% 0% 0% 0% 0% 5% 6% 0% 17% 0% 0% 11% 10% 0% 17% 0% 0% 16% 49% 100% 33% 100% 0% 21% Assam Bihar Chhatisgarh Gujarat 48 36 1 22 Services Used by the LLII: By State Base 519 Andhra Pradesh 42 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tution classes For providing vocational training For healthcare related services Others 14% 12% 35% 3% 0% 5% 16% 7% 15% 3% 0% 38% 27% 10% 31% 11% 0% 14% 13% 14% 2% 8% 0% 48% 14% 7% 10% 0% 0% 5% 17% 19% 33% 17% 0% 10% 7% 17% 8% 14% 100% 0% 6% 7% 2% 0% 0% 14% 10% 10% 6% 3% 0% 14% 49% 71% 31% 69% 0% 29% Total 177 519 14% Himachal Pradesh 0 0% 20 15% Madhya Pradesh 33 15% 16% 0% 10% 33% 38% 7% 27% 0% 20% 45% 25% 40% 13% 0% 10% 24% 13% 16% 14% 0% 10% 21% 0% 52% 17% 0% 15% 12% 25% 12% 7% 0% 10% 6% 0% 3% 6% 0% 5% 6% 25% 0% 10% 0% 5% 9% 13% 0% 49% 0% 55% 12% 75% 26% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Total Base Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tution classes For providing vocational training For healthcare related services Others Jharkhand Maharashtra Manipur 8 13% 58 3% Base 519 50 1 40 57 41 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tuition classes For providing vocational training For healthcare related services Others 14% 6% 0% 30% 32% 7% 16% 10% 100% 25% 33% 10% 27% 0% 100% 28% 42% 39% 13% 6% 100% 15% 16% 2% 14% 2% 100% 8% 7% 32% 17% 2% 100% 8% 33% 22% 7% 4% 0% 3% 14% 0% 6% 4% 100% 3% 19% 0% 10% 12% 100% 15% 37% 0% 49% 88% 0% 38% 23% 66% 178 Total Uttar Pradesh West Bengal J&K Uttarakhand Base 519 32 28 0 2 Computer Training Teaching through computers Internet Access For holding discussions/Awareness programs For selling products/services For disseminating information For tution classes For providing vocational training For healthcare related services Others 14% 9% 0% 0% 0% 16% 16% 7% 0% 0% 27% 25% 25% 0% 50% 13% 9% 14% 0% 0% 14% 0% 14% 0% 0% 17% 6% 11% 0% 0% 7% 3% 0% 0% 0% 6% 0% 7% 0% 0% 10% 9% 4% 0% 0% 49% 69% 68% 0% 50% Frequency of Usage by LLII: By SCA Total Zoom Tera Software SREI Spanco AID Base 516 144 1 162 8 2 Daily 3% 1% 0% 5% 0% 100% 2-3 times a week 14% 15% 0% 16% 0% 0% Once a week 13% 16% 0% 19% 0% 0% 2-3 times a month 26% 41% 0% 22% 0% 0% Once a month 24% 17% 100% 20% 0% 0% Once in 2 months 7% 5% 0% 6% 0% 0% Once in 3 months 4% 4% 0% 3% 13% 0% Less frequently than once in 3 months 10% 2% 0% 10% 88% 0% 179 Total CMS BASIX Reliance 3i J&K Bank Base 516 85 66 6 10 0 Daily 3% 1% 2% 0% 10% 0% 2-3 times a week 14% 14% 17% 0% 10% 0% Once a week 13% 2% 14% 0% 10% 0% 2-3 times a month 26% 9% 26% 17% 10% 0% Once a month 24% 46% 17% 33% 30% 0% Once in 2 months 7% 9% 8% 0% 10% 0% Once in 3 months 4% 7% 5% 0% 0% 0% Less frequently than once in 3 months 10% 11% 14% 50% 20% 0% Total SARK UTL Times AISECT NICT Base 516 6 4 1 0 21 Daily 3% 0% 0% 0% 0% 5% 2-3 times a week 14% 0% 0% 0% 0% 5% Once a week 13% 0% 0% 0% 0% 5% 2-3 times a month 26% 33% 50% 0% 0% 43% Once a month 24% 50% 0% 0% 0% 29% Once in 2 months 7% 0% 0% 0% 0% 14% Once in 3 months 4% 17% 25% 100% 0% 0% Less frequently than once in 3 months 10% 0% 25% 0% 0% 0% 180 Frequency of Usage by LLII: By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 516 43 46 36 1 20 Daily 3% 2% 0% 3% 0% 0% 2-3 times a week 14% 12% 9% 14% 0% 10% Once a week 13% 0% 11% 33% 0% 5% 2-3 times a month 26% 0% 13% 22% 100% 25% Once a month 24% 70% 24% 22% 0% 20% Once in 2 months 7% 14% 17% 0% 0% 5% Once in 3 months 4% 2% 13% 3% 0% 20% Less frequently than once in 3 months 10% 0% 13% 3% 0% 15% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 516 0 16 35 8 58 Daily 3% 0% 13% 6% 0% 0% 2-3 times a week 14% 0% 13% 6% 0% 24% Once a week 13% 0% 6% 6% 0% 10% 2-3 times a month 26% 0% 31% 31% 0% 53% Once a month 24% 0% 13% 31% 0% 10% Once in 2 months 7% 0% 0% 11% 0% 0% Once in 3 months 4% 0% 6% 0% 13% 2% Less frequently than once in 3 months 10% 0% 19% 9% 88% 0% 181 Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 516 50 1 42 57 41 Daily 3% 2% 0% 0% 2% 5% 2-3 times a week 14% 18% 0% 12% 7% 27% Once a week 13% 12% 0% 33% 12% 15% 2-3 times a month 26% 22% 0% 24% 35% 27% Once a month 24% 14% 100% 24% 30% 15% Once in 2 months 7% 8% 0% 5% 2% 12% Once in 3 months 4% 6% 0% 0% 2% 0% Less frequently than once in 3 months 10% 18% 0% 2% 11% 0% Total Uttar Pradesh West Bengal J&K Uttarakhand Base 516 31 29 0 2 Daily 3% 7% 10% 0% 0% 2-3 times a week 14% 26% 3% 0% 0% Once a week 13% 13% 7% 0% 0% 2-3 times a month 26% 29% 21% 0% 0% Once a month 24% 13% 21% 0% 0% Once in 2 months 7% 3% 7% 0% 0% Once in 3 months 4% 7% 3% 0% 0% Less frequently than once in 3 months 10% 3% 28% 0% 100% 182 Reasons for Using CSC (LLII): By SCA Total Zoom Tera Software SREI Spanco AID Base 524 144 1 163 8 5 Ease of Access 78% 78% 100% 80% 75% 80% Increased reach to your beneficiaries 36% 36% 100% 38% 38% 80% Convenient to use 72% 78% 100% 74% 63% 80% 61% 74% 100% 73% 75% 80% 63% 56% 0% 63% 88% 80% 49% 44% 0% 52% 75% 80% Single window service 24% 24% 0% 24% 88% 0% Higher profits 18% 14% 0% 20% 63% 20% Saving in travel 52% 47% 0% 56% 50% 40% Total CMS BASIX Reliance 3i J&K Bank Base 524 88 66 6 10 0 Ease of Access 78% 59% 86% 83% 80% 0% Increased reach to your beneficiaries 36% 39% 24% 50% 50% 0% Convenient to use 72% 61% 67% 100% 70% 0% 61% 39% 32% 67% 60% 0% 63% 65% 73% 67% 90% 0% 49% 40% 68% 67% 60% 0% Single window service 24% 25% 21% 33% 40% 0% Higher profits 18% 16% 27% 17% 0% 0% Saving in travel 52% 35% 73% 67% 90% 0% Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means 183 Total SARK UTL Times AISECT NICT Base 524 6 5 1 0 21 Ease of Access 78% 100% 100% 100% 0% 91% Increased reach to your beneficiaries 36% 33% 20% 0% 0% 14% Convenient to use 72% 67% 100% 100% 0% 57% 61% 50% 100% 100% 0% 48% 63% 50% 60% 0% 0% 48% 49% 17% 20% 100% 0% 19% Single window service 24% 0% 20% 0% 0% 5% Higher profits 18% 0% 20% 0% 0% 0% Saving in travel 52% 100% 20% 0% 0% 33% Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means Reasons for Using CSC (LLII): By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 524 43 47 36 1 22 Ease of Access 78% 58% 89% 89% 100% 55% Increased reach to your beneficiaries 36% 33% 36% 25% 0% 46% Convenient to use 72% 56% 83% 67% 100% 55% 61% 35% 79% 64% 0% 27% 63% 79% 68% 42% 0% 27% 49% 44% 32% 22% 100% 18% Single window service 24% 14% 9% 0% 0% 32% Higher profits 18% 23% 34% 0% 0% 5% Saving in travel 52% 33% 34% 64% 0% 32% Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means 184 Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 524 0 20 35 8 58 Ease of Access 78% 0% 90% 89% 75% 66% Increased reach to your beneficiaries 36% 0% 45% 29% 38% 59% Convenient to use 72% 0% 85% 66% 63% 95% 61% 0% 65% 54% 75% 91% 63% 0% 70% 60% 88% 66% 49% 0% 60% 37% 75% 60% Single window service 24% 0% 5% 17% 88% 26% Higher profits 18% 0% 15% 0% 63% 10% Saving in travel 52% 0% 45% 51% 50% 76% Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 524 50 1 42 58 41 Ease of Access 78% 88% 100% 64% 74% 93% Increased reach to your beneficiaries 36% 32% 100% 7% 17% 71% Convenient to use 72% 62% 100% 79% 55% 85% 61% 26% 100% 45% 66% 88% 63% 88% 0% 29% 47% 76% 49% 82% 0% 26% 33% 83% Single window service 24% 16% 0% 17% 40% 54% Higher profits 18% 34% 0% 12% 10% 20% Saving in travel 52% 84% 0% 48% 28% 68% Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means 185 Total Uttar Pradesh West Bengal J&K Uttarakhand Base 524 31 29 0 2 Ease of Access 78% 97% 59% 0% 50% Increased reach to your beneficiaries 36% 58% 7% 0% 50% Convenient to use 72% 77% 59% 0% 100% 61% 74% 62% 0% 50% 63% 74% 76% 0% 100% 49% 77% 38% 0% 50% Single window service 24% 36% 24% 0% 50% Higher profits 18% 36% 10% 0% 50% Saving in travel 52% 61% 28% 0% 100% Reasonable service charge Saving of time in comparison to other means Saving of cost in comparison to other means Barriers to Using CSC (LLII): By SCA Total Zoom Tera Software SREI Spanco AID Base 954 253 5 343 28 7 Distance of the CSC 14% 14% 0% 13% 4% 0% Frequent power cuts 33% 40% 0% 31% 7% 100% High service charges 14% 19% 20% 13% 18% 14% Limited number of services 56% 75% 20% 50% 7% 29% 44% 40% 40% 40% 11% 43% 12% 5% 20% 11% 54% 14% 2% 0% 0% 1% 7% 0% Behavior of the VLE 8% 5% 0% 8% 15% 14% Knowledge level of the VLE Higher time taken for service delivery 8% 3% 40% 10% 14% 14% 8% 12% 0% 7% 14% 29% Lack of space available 12% 10% 20% 13% 4% 0% Others 4% 0% 0% 7% 39% 0% Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC 186 Total CMS BASIX Reliance 3i J&K Bank Base 954 117 98 19 18 0 Distance of the CSC 14% 25% 5% 5% 22% 0% Frequent power cuts 33% 44% 9% 26% 50% 0% High service charges 14% 15% 6% 0% 11% 0% Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC 56% 40% 83% 21% 67% 0% 44% 42% 71% 58% 56% 0% 12% 15% 11% 11% 28% 0% 2% 7% 2% 0% 6% 0% Behavior of the VLE 8% 13% 2% 10% 23% 0% Knowledge level of the VLE 8% 13% 1% 5% 22% 0% Higher time taken for service delivery 8% 6% 1% 11% 17% 0% Lack of space available 12% 14% 13% 5% 17% 0% Others 4% 1% 0% 0% 0% 0% Total SARK UTL Times AISECT NICT Base 954 13 35 3 0 15 Distance of the CSC 14% 8% 11% 67% 0% 13% Frequent power cuts 33% 46% 23% 67% 0% 87% High service charges 14% 8% 3% 0% 0% 7% Limited number of services 56% 46% 23% 100% 0% 27% 44% 62% 71% 33% 0% 13% 12% 0% 17% 33% 0% 20% 2% 0% 0% 0% 0% 0% Behavior of the VLE 8% 8% 12% 0% 0% 14% Knowledge level of the VLE Higher time taken for service delivery Lack of space available 8% 0% 9% 0% 0% 7% 8% 0% 0% 0% 0% 0% 12% 0% 6% 67% 0% 13% Others 4% 0% 0% 0% 0% 0% Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC 187 Barriers to Using CSC (LLII): By State Total Andhra Pradesh Assam Bihar Chhatisgarh Gujarat Base 954 30 104 61 1 34 Distance of the CSC 14% 40% 23% 5% 0% 9% Frequent power cuts 33% 80% 32% 54% 0% 27% High service charges 14% 30% 4% 15% 0% 3% Limited number of services 56% 40% 62% 38% 0% 35% 44% 37% 46% 57% 0% 32% 12% 33% 15% 13% 0% 6% 2% 20% 0% 0% 0% 0% 8% 16% 4% 13% 0% 3% 8% 10% 5% 15% 100% 15% Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behavior of the VLE Knowledge level of the VLE Higher time taken for service delivery Lack of space available 8% 3% 3% 3% 0% 3% 12% 20% 4% 3% 0% 27% Others 4% 0% 0% 0% 0% 3% Total Himachal Pradesh Jharkhand Madhya Pradesh Maharashtra Manipur Base 954 2 61 54 30 66 Distance of the CSC 14% 0% 8% 11% 3% 6% Frequent power cuts 33% 0% 44% 54% 7% 47% High service charges 14% 50% 3% 9% 17% 5% Limited number of services 56% 0% 39% 37% 13% 92% 44% 0% 57% 46% 13% 32% 12% 0% 13% 19% 50% 2% 2% 0% 0% 4% 7% 0% 8% 0% 12% 11% 13% 5% 8% 50% 7% 9% 13% 3% Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC Behavior of the VLE Knowledge level of the VLE Higher time taken for service delivery Lack of space available 8% 0% 5% 9% 13% 9% 12% 50% 5% 11% 3% 21% Others 4% 0% 0% 0% 37% 0% 188 Total Meghalaya Nagaland Orissa Rajasthan Tamil Nadu Base 954 52 3 157 81 59 Distance of the CSC 14% 6% 0% 6% 38% 14% Frequent power cuts 33% 0% 0% 33% 37% 0% High service charges 14% 0% 0% 34% 21% 7% Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC 56% 94% 33% 68% 53% 44% 44% 90% 67% 47% 36% 56% 12% 8% 33% 6% 9% 10% 2% 4% 0% 0% 3% 5% Behavior of the VLE 8% 4% 0% 2% 19% 0% Knowledge level of the VLE 8% 2% 33% 0% 14% 2% Higher time taken for service delivery 8% 2% 0% 2% 32% 10% Lack of space available 12% 6% 0% 9% 12% 15% Others 4% 0% 0% 0% 0% 0% Total Uttar Pradesh West Bengal J&K Uttarakhand Base 954 47 109 0 3 Distance of the CSC 14% 17% 11% 0% 33% Frequent power cuts 33% 47% 23% 0% 33% High service charges 14% 6% 12% 0% 0% Limited number of services Irrelevance of Services currently available Non-availability of CSC/VLE most of the time People of certain caste/religion are not allowed to use CSC 56% 79% 46% 0% 33% 44% 40% 24% 0% 0% 12% 6% 11% 0% 33% 2% 2% 0% 0% 0% Behavior of the VLE 8% 26% 3% 0% 33% Knowledge level of the VLE 8% 15% 11% 0% 33% Higher time taken for service delivery 8% 2% 11% 0% 0% Lack of space available 12% 6% 24% 0% 0% Others 4% 0% 21% 0% 0% 189 Annexure: About eTech Group, IMRB International The eTech Group has been active in the area of Office Automation; Telecommunications, IT, media and Convergence related markets for over a decade and half. The group has been actively analyzing some of the technologies/markets like: •Telecommunications: Basic & Cellular phone services, Video conferencing Voicemail, VPNs, WAP devices & services, Mobile VAS Usage and Attitude, Web 800, Televoting, Voice Portal Services, Mobile Banking/ Remittance/ Advertising •IT: PCs, servers, printers, language keyboards, software, hardware/software channel management, Internet services, e-commerce, eGovernance, SaaS, Language software etc. •Media/convergence: DTH, Marketing of media time slots by niche channels, Cable channel opportunity for advertising & usage of DVD technology, Opportunity for Edutainment and distance learning services, potential for Tele-medicine application etc. The Group has experience in conducting various client based commissioned and syndicated market research studies over these years. Address: IMRB International, 8, Balaji Estate, Guru Ravidass Marg, Kalkaji, New Delhi – 110019 Phone: +91 11 42697800 Website: http://www.imrbint.com 190
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