AprivaPay Plus 4.x
Product overview for Nationwide Payments
February 2016
Mobile Payments
The Digital Landscape
43% growth
A recent study by Forrester Research predicted
that mobile payments would continue to grow
at an annual rate of 43% through 2018.
$142 billion
The domestic mobile payments market is
expected to grow to $142 billion by 2019.
Benefits of AprivaPay Plus
Freedom
Apriva offers ISOs the freedom to choose
processors and merchants to choose devices.
Mobility
AprivaPay Plus turns Android and Apple devices
into a mobile point of sale, making it easy for
merchants to do business in stores or on the go.
Security
This application supports encrypted card
readers and stores all transaction information
on the ultra-secure Apriva Gateway™.
EMV-capable
AprivaPay Plus enables merchants to reduce
their fraud liability
4.0 – EMV mPOS Product Overview
4.0 Product Overview
• EMV capable mPOS on Android and iOS smartphone
and tablet devices
• Supports EMV (chip and signature), MSR (swipe) and
hand-keyed entry transactions
• EMV certified on Global East and First Data Omaha
processors so far
• Includes merchant administration portal
• English, Spanish & French language localization
• ADA compliant
• Flat rate and basis points pricing available
Mobile Phone – Native / Hybrid App
Tablet – Native / Hybrid Application
Desktop – Web Companion Portal
Key Features Overview – Card Payments
Magnetic stripe reader (MSR) peripheral
Anywhere Commerce Rambler
• For non-EMV cards credit and debit
• Offered alongside EMV solution
Key Features Overview – Card Payments
EMV (Chip) Card Reader peripheral
Anywhere Commerce Walker
• For EMV chip cards credit and debit
• Chip and signature and MSR support
• Liability will be avoided by merchants utilizing EMV
• Supports Samsung Pay Magnetic Secure Transmission (MST)
“Eight financial institutions, representing approximately 50 percent of the total U.S. payment card
volume, estimate that 63 percent of their credit and debit cards will contain EMV chips by the end of
this year, expanding to 98 percent by the end of 2017.”
Key Features – Sales History
Accessing your Sales History
• Browse recent transactions
• Search by date range
• Issue refunds for credit transactions
• Resend receipts to customers
• Role based access (admin / sub-user)
Key Features – App Settings
Manage your application settings
• General settings (invoice #, Geoloc, Feedback)
• Multiple tax rates
• Tips and smart tips
• Auto-send receipts via email or SMS text
• Cloud sync general settings
• Role based access (admin / sub-user)
Key Features – Cloud Inventory
Cloud based inventory management
• Create inventory items in the cloud
• Sync inventory with mobile devices
• Upload images and set prices
• Scan barcodes with device camera
• Single sign-on
• Role-based access (admin / sub-user)
Key Features – Cloud Reports
Cloud based sales / transaction / tax reports
• Visual graph reports
• Transaction detail reports
• Sales tax reports
• Export to CSV file (QuickBooks import)
• Search via date range (90 days max)
• Role based access (admin / sub-user)
Key Features – User Management
Manage and create sub-users
• Create up to 9 additional sub-users
• Real time activation emails
• Users have isolated data experience
• Remove users from account
• Role based access (admin / sub-user)
Key Features – Customer Support
Customer support ticketing
• Create support tickets
• Receive agent support responses
• Access to documentation
• Phone based support available
• Role based access (admin / sub-user)
AprivaPay Plus – Security
PCI PA-DSS
• Mobile payment acceptance applications are defined as Category 3 by the PCI
Council and therefore are not evaluated for PA-DSS compliance.
• AprivaPay, and any other mobile payment application running on a
smartphone or tablet, are not required to undergo PA-DSS certification.
• We do, however, adhere to best practice guidelines for ensuring the security of
our software running on mobile devices.
AprivaPay Plus – Upcoming
February 2016 release will add:
• Transport Layer Security (TLS) v.1.2 protocol
• Two-factor authentication
• EMV support on First Data Omaha processor
Mobile Payments for Mobile Merchants – Q&A
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