February 2015 Published exclusively for members of The Classic Club at Boone County National Bank Exploring Greece and Its Islands September 6-20, 2015 ALSO IN THIS ISSUE: Cardinals vs. Royals • Missouri Botanical Gardens Lantern Festival • San Antonio Christmas See page 2 for Travelogue details FINAL DAYS TO SIGN UP Dear Classic Members, I’m looking forward to another exciting year of adventure and travel with you. Your response to our trips has been amazing and we are even sold out on several. Have no fear, though, it just means more tours have been added to the schedule! On the cover, is a new tour to Greece, Mykonos and Santorini this September. This tour has something for everyone if you like history, architecture, culture, food, wine or just the island splendor. I can’t wait to explore the ancient ruins and take in the Greek culture with you. Space is limited and sure to sell fast, so come along with us. As you all know we live in a caring and wonderful community. I have the pleasure to work with many of our local business who willingly offer their neighbors great discounts all year long. Being a business owner often means long hours, hard work and being a jack of all trades. I take pride in shopping and eating locally as much as I can. I hope you take advantage of the special discounts these merchants offer to you by cutting out the coupons inside of this issue and using their services. Looking forward, 2015 is going to be another great year for Boone County National Bank. We are honored that you have chosen us to be your local bank and we plan on providing you with the level of service you have grown to expect from us. I can’t wait to see you in 2015! 2 Best of Eastern Canada July 12-20, 2015 From the European-styled, old world elegance of Quebec City to the thundering magnificence of Niagara Falls, you’ll love every moment of this eight-day tour of eastern Canada. Enjoy two-night stays in Montreal, Quebec City, and Toronto as well as an overnight stay in Ottawa and city tours of each of them. Enjoy regional breakfast specialties at a local sugar shack and learn about maple syrup making. Board a boat to experience Niagara Falls up close and cruise on Lake Ontario through the spectacular unspoiled 1,000 islands. Watch the busy St. Lawrence River from high atop Montreal’s Mount Royal and experience the energy of multicultural Toronto. Walk the cobblestone streets of old Quebec. Experience the best regional cuisine during a Dine Around with your choice of restaurant locations for the evening. From picturesque countryside to glistening skyscrapers, a truly unforgettable cultural and historical experience awaits you in the heart of Eastern Canada. This guided tour includes all hotel accommodations, transportation, 11 meals for $2,999 per person double occupancy. Boone County National Bank Classic Exploring Greece and Its Islands TRAVELOGUE March 2 2 p.m. Downtown Bank September 6-21, 2015 Discover the magnificent ruins of ancient Greece in their tranquil Mediterranean settings. This 15-day journey balances expeditions to Greece’s most important Classical age monuments (like the famed Acropolis) with ample time to wander the winding streets, vineyards, boutiques, marketplaces and beaches on Mykonos and Santorini. Explore the excavations of the ancient city at Akrotiri, the most important prehistoric settlement found anywhere in the Eastern Mediterranean. In Athens, enjoy Greek food, wine and entertainment at a taverna in the lively Plaka district. Learn from local experts on guided tours of Athens, Meteora, Delphi, Olympia and Corinth. Highlights include: Exploring Athens’ famed Acropolis with a local expert. Seeing the ruins of the Temple of Zeus the Royal Palace, Tomb of the Unknown Soldier and the Olympic Stadium. Visiting two Byzantine monasteries in Metéora and learning about the devout lifestyle of the monks. Experiencing the grandeur of Olympia, birthplace of the Olympic Games. Walking through the excavations of the Beehive tombs and the Loin Gate in the ancient city of Mycenae. Partaking in a Mediterranean cooking experience and enjoying a delightful Greek dance class. Sampling the finest wines during a winery tour in Santorini. Spending five leisurely nights immersed in the island splendor of Mykonos and Santorini. All transportation, accommodations, tour guides and 22 meals are included and space is limited. This tour is sure to sell out. Call today for a full itinerary! The last day to sign up is March 6! February 2015 - Classic Newsletter • 573-874-8548 3 LAST CHANCE ALASKA THE FIN AL FRON T IER • AUGUS T 1 3 -2 5 , 2 0 1 5 Enjoy four days traveling America’s final frontier. Explore the towns of Fairbanks, Denali, Whittier and hike up Mt. McKinley. The trip continues on a seven day cruise aboard the 680 passenger ship, Pacific Princess. Ports along the way include Anchorage, Hubbard Glacier, Glacier Bay National Park, Skagway, Juneau and Ketchikan. Window cabins start at $4,999 per person double occupancy; balcony cabins start at $5,199. This tour includes airfare, hotel rooms, cruise, plus port taxes and fees. Limited space so call soon. San Antonio Christmas November 30- December 3, 2015 Fly Classic-ly to San Antonio to experience the holidays Texas style. Stay at the beautiful Embassy Suites on the River Walk. Your tour includes a locally-guided tour of San Antonio. See the lovely homes in the historic King William District and take a tour of the Steves Homestead, an elegant three-story mansion built in 1876. Visit three of San Antonio’s famous Missions: the San Jose, Concepcion and Alamo. The San Jose was built in 1720 and is known as the “Queen of the Missions.” This Mission still has the original limestone church standing with its famous rose window. The Concepcion Mission was establish in 1716 in East Texas but was moved to San Antonio in 1731. It was founded by Franciscan friars, this is the best preserved of the Texas missions. No tour of San Antonio would be complete without visiting the famous Alamo. Originally named Mission San Antonio de Valero, it was established in 1718 as the city’s first mission and served as a way station between east Texas and Mexico. On this tour, you also travel to the charming German town of Fredericksburg. There we visit the fascinating national Museum of the Pacific War that honors Admiral Nimitz, Fredericksburgs’s favorite son. This museum tells the story of the Pacific War through media rich presentations, meaningful testimonials and historically significant artifacts. Then, it’s on to Johnson City to Lyndon B. Johnson National Historical Park. The park protects the birthplace, home, ranch, and final resting place of Lyndon B. Johnson, 36th President of the United States. During Johnson’s administration, the LBJ Ranch was known as the “Texas White House” because the President spent approximately 20 percent of his time in office there. This tour includes roundtrip airfare, motorcoach transportation, lodging, admissions and seven meals. Call Classic today for a full itinerary at 874-8548. 4 Boone County National Bank Classic You’ve been waiting for the right time to start planning for retirement. It’s now. Going forward, your retirement will likely look different than previous Can you have the retirement you want? generations. You may live longer, facing increased costs for medical Because future returns are unpredictable, you can’t be certain you care and living expenses. To prepare you need to be aware of the will reach your goals. But you can be more confident. While you challenges you may face at retirement. A personal Retirement Lifestyle can’t ignore today’s challenges, you also don’t want to overreact Plan can help you analyze and prepare to meet those challenges. By to them. Your current wellbeing and long-term enjoyment of factoring in your current economic condition, time to retirement, life retirement are dependent on your ability to make well-considered expectancy and other factors, your plan can help you feel better about financial decisions during good markets and bad. today, restore your confidence in the future and help you make better financial decisions. Know your retirement needs. Retirement can be expensive. You will probably need at least 70 percent Six steps to creating a Retirement Lifestyle Plan 1. Identify your unique goals and the importance of each. 2. Identify the resources that will help fund your goals. of your pre-retirement income to maintain your standard of living 3. Determine a comfortable balance of risk and return. when you stop working. 4. Create your Retirement Lifestyle Plan Start saving today. Keep saving tomorrow. 5. Review and discuss your plan results. It’s never too early or too late to start saving. If you’re saving for 6. Implement your action items. retirement, keep going! If not, get started! The sooner you start, the more time your money has to grow. It’s okay to start small, then increase the amount you save each month as your budget allows. Give your retirement savings a fresh start. The true power of a Retirement Lifestyle Plan doesn’t come from doing it once and forgetting it. Planning is an ongoing process. A plan should be reviewed and updated at least once a year, more often if you have significant life changes. Updating your plan As time goes by and life situations change, you will likely have regularly is the best way to keep current events in perspective, retirement savings with different investment companies. This can decide if changes are needed, and strengthen confidence in your make managing your investments difficult. Consider simplifying your future. financial life by combining assets inside a self-directed IRA, then invest in a way that fits your tolerance for risk and retirement goals. 874-8446 When you consolidate your retirement savings with a financial From left: Marsha Fifer, Lucas Redburn, Patrick Madigan, Nick Kenny, Dean McCullar & Travis Crum. professional and develop a comprehensive Retirement Lifestyle Plan, you can remain on track to achieving your goals by: • Saving on fees and reducing expenses • Improving your investment mix to balance risk and reward, avoiding over-exposure to a particular market sector • Establishing an anticipated retirement income stream Registered representatives of INVEST Financial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance agencies offer securities, advisory services and certain insurance products and are not affiliated with InvestorServices or Boone County National Bank. Products offered are: • Not FDIC insured • Not a deposit or other obligation of or guaranteed by any bank • Subject to risks including the possible loss of principal amount invested 122613 BK 10 February 2015 - Classic Newsletter • 573-874-8548 5 Architectural Treasures in St Louis Wednesday, June 24, 2015 Tour three architectural treasures in and around St. Louis on this Linda Koenig guided tour. Your first stop is the 1936 Keil Opera House and Auditorium, former home of the St. Louis Symphony. This gem of a building has hosted some of the world’s finest performances, including concert artists, Broadway shows and dance companies. Today, the building has been restored to its grandeur and renamed the Peabody Opera House. This 1950s Usonian house is noted for its unusual parallelogram design and for retaining the entire Wright-designed furnishings and fabrics. This all-inclusive day includes lunch at Sweetie Pies Restaurant in the Grand Avenue Theatre District, motor coach transportation, admissions and tour guide for $110 per person. Next, you tour the 1912 St. Louis Main Public Library designed by the famed architect Cass Gilbert. The building was beautifully restored and reopened in 2012. Our final stop is Kirkwood where you discover the Kraus residence, designed by Frank Lloyd Wright. 6 Boone County National Bank Classic Balloon Fiesta & Historic Trains While in Albuquerque, you can enjoy a city tour and the Indian Pueblo Cultural Center as well. Your next stop is Santa Fe, where you spend a day exploring New Mexico’s capital city. Then, it’s on to Colorado by traveling on three historic trains. First you board the Cumbres & Toltec Railroad. This railroad was built in the 1880s to connect commercial outposts and mining camps in the Rocky Mountain region. This old, narrow-gauge, coal-burning steam train, affords spectacular views of the rugged San Juan and Sangre de Cristo mountain ranges. OCTOBER 7-14, 2015 Come with Classic to the Albuquerque Balloon Fiesta and ride historic trains throughout Colorado. This seven-day motor coach tour starts in the Balloon Capitol of the World, Albuquerque, NM, where you start your day watching the Dawn Patrol Show and the mass ascension of the hot air balloons in a rainbow of colors. Return that evening for the Special Shape Glowdeo and AfterGlow Fireworks Show. This is the world’s biggest Balloon Glow where all the balloons fire their burners and light up at the same time. This is perhaps the most spectacular single moment in all of Balloon Fiesta. Your next train stop is the Royal Gorge Route Railroad for a vintage train ride along the legendary Arkansas River deep within the gorge. Experience the magnificent red sandstone rock formations and an abundance of plant and animal life while touring the Garden of the Gods. Your final rail stop is on the cog railway that climbs to the top of Pikes Peak for breathtaking views. This tour includes all motor coach transportation, seven nights’ accommodations, 12 meals and admissions to all attractions for only $2,295 per person double occupancy. Call Classic today to sign up! LAST CHANCE America’s Three Capitals Tour April 30 - May 6, 2015 Washington D.C. Highlights: ✯ Smithsonian Institution’s Steven F. Udvar-Hazy Center (National Air & Space Museum) ✯ Marine Corps War Memorial ✯ Arlington Cemetery ✯ Washington National Cathedral ✯ Kennedy Center for the Performing Arts ✯ National World War II Memorial ✯ The Vietnam Veterans Memorial ✯ The Lincoln Memorial ✯ The Korean War Veterans Memorial ✯ Drive by the Pentagon, U. S. Capitol Building, White House and more. LAST DAY TO SIGN UP IS FEBRUARY 16. Philadelphia Highlights: ✯ Independence Hall ✯ The New Constitution Center ✯ Congress Hall ✯ The Liberty Bell New York City Highlights: ✯ A Broadway Show ✯ Top of the Rock Observation Deck ✯ Statue of Liberty ✯ Ellis Island ✯ Guided tour of Grand Central Station, Wall Street, China Town, So Ho and Greenwich Village. This tour includes airfare, six nights’ accommodations, six breakfasts, four dinners, tickets to a Broadway show and attraction admissions for only $2,489 per person double occupancy. Space is limited so call today for a full itinerary, 573-874-8548. February 2015 - Classic Newsletter • 573-874-8548 7 Financial Strategies for Widows and Widowers In a relationship, generally, one of the partners handles most of the financial planning and money issues. But what happens when the spouse who actively managed the couple’s assets and financial future is no longer the decision maker? The less experienced spouse has to step up to the plate, usually with little or no warning. Because this transfer of responsibility is often occasioned by death, disability or divorce, it can be an emotionally challenging time. Yet critical decisions concerning investments, insurance, financial and estate planning need to be made to avoid or minimize financial hardships later. Making Adjustments The next steps involve deciding whether the plan in place still makes sense and, if not, implementing needed changes. Following are the types of issues that you should consider: Here are some guidelines to help a novice get up to speed. Putting your financial life in order is essentially a five-step process: • Determining your financial and estate planning objectives; • Evaluating the continued viability of any plans in place; • Understanding the options available to achieve your goals; • Formulating a plan to achieve your goals; and • Implementing the plan. What Do You Have? Begin by making an asset and plan inventory, securing existing papers that provide the information that you will need. These documents fall into two groups: • Financial documents—including tax returns, bank and brokerage statements, credit card records, mortgages, insurance, retirement and other employee benefits, and similar statements that have information on your assets and liabilities. • Legal documents such as your will, durable power of attorney, health care proxy and any trust agreements that name you as a beneficiary or trustee. It is important to remember that both types of documents may embody your estate and financial plans. For example, beneficiaries can be named in trust agreements and your will. But they also can be named in beneficiary designation forms on file with your employer (for retirement plans and other benefits), as well as banks, brokers and insurance agents. These designations are as binding as your will. Once you have sifted through these materials, you will know the nature and extent of your assets, and how these assets will pass at your death. 8 • Re-evaluation of income needs and investment goals to ensure that your current portfolio meets the needs of your new circumstances. For example, if you were not the primary income producer, you may want to adjust your investments to generate more income. If joint retirement is no longer an issue, your investment mix may need rearranging. • Review of beneficiary designations in wills, trusts, bank accounts, retirement accounts and insurance policies. These must be changed to provide a new beneficiary if a spouse were previously the sole beneficiary. The same applies to designations for executors, guardians and trustees. Health care proxies and durable powers of attorney also may have to be updated to empower trusted loved ones to make decisions when you cannot. • Use of a living trust to afford you the comfort and security of having a professional trustee manage assets during your life and ensure that they are distributed pursuant to your wishes, without getting involved in the probate process. Children and grandchildren as beneficiaries may become more important in your planning. Issues that arise here include whether: Boone County National Bank Classic A Bit O’ Irish in St Louis Thursday, March 12, 2015 • A program of lifetime gifts makes sense in order to reduce your death taxes and put money in their hands for education, home purchase, etc. • A trust should be established to provide for special needs children or the education of minor children. • It makes sense to name children as your IRA beneficiaries so as to extend the payout period over their life expectancies and protect against poor financial decisions. Don’t Go It Alone Once you have reviewed your current plans and documents in place, and considered the issues and options, you can make informed decisions about a new plan tailored for your circumstances. Throughout this process it is important to obtain professional guidance as you chart your course. We can offer you guidance on a wide range of investment, retirement and estate planning needs. Together with us—and with the assistance of your attorney, accountant or other professionals with whom you work—you will be able to gain the necessary knowledge about financial matters to allow you to make the decisions that are important for your future—and the future of others in your care. John Bailey is Vice President of Central Trust & Investment Company and he is located in Columbia. You may contact John by phone at 573-874-8490, via email at John_Bailey@centrustco. com or visit www.centrustco.com. Central Trust is affiliated with Boone County National Bank. © 2012 M.A. Co. All rights reserved. Do you have a question concerning wealth management or trusts? Call John Bailey, 573-874-8490, or send your inquiry to [email protected]. February 2015 - Classic Newsletter • 573-874-8548 Calling all Irish men and women (even if it is only for the day) to travel with Classic to learn about Irish immigration to the U.S. and the St Louis area. Who were these early Irish people and what were their contributions to the country? Journey with Linda Koenig on a guided tour of the many St. Louis sites where the Irish settled. See the Shrine of St. Joseph, one of the most significant religious sites in the St. Louis region. This restored baroque church offers the Altar of Answered Prayers and one of the largest tracker organs in the world. Next, you visit St. John the Apostle and Evangelist, a lovely 1860s Irish church, whose focal point is a beautiful rendering of Raphael’s Transfiguration. Then it’s off to St. James the Greater Church to admire the beautiful tapestries and woodwork in “Dogtown,” currently the center of Irish St. Louis. For lunch, you dine on a traditional Irish meal at Maggie O’Brien’s. Your Irish day wouldn’t be complete without some authentic Irish dances, performed by students from the Clarkson School of Irish Dance. This all inclusive day is only $98 per person. 9 CLASSIC Memories 10 Boone County National Bank Classic Missouri Botanical Gardens Lantern Festival June 11, 2015 The Missouri Botanical Garden in St Louis will host an international exhibition of 22 lighted works of art from Zigong, China. “The Lantern Festival: Magic Reimagined” is an event rarely staged outside of Asia and Classic will take you there to experience the beauty of these steel and silk light structures. Among the sets is the Soaring Dragon Horses, considered a spirit of Heaven and Earth and thought to bring good fortune and a Porcelain Stupas Pagoda, constructed with more than 300,000 porcelain pieces including plates, bowls, spoons, teacups, ladles and wine cups. Even a Giant Dandelion and Panda will be built using recycled bottles. This evening tour of the Lantern Festival includes motor coach transportation and dinner on The Hill for only $90. Call today to reserve your spot for this special event. February 2015 - Classic Newsletter • 573-874-8548 11 Offers valid for Classic members only through 12/31/2015. Please present coupon at time of purchase. BOB MCCOSH BOB MCCOSH: CHEVROLET-BUICK-GMC-CADILLAC #1 Business Loop 70 East, Columbia 10% discount 2203 W. Worley St., Columbia 10% off any package: on parts and labor. Not applicable with other discounts. Rain X Complete, Executive or Premier. (573) 442-6156 (573) 445-1116 MASTERTECH PLUMBING, HEATING AND COOLING 5150 I-70 Dr SW, Columbia $30 off any plumbing, heating or air conditioning service. Not valid with other offers. (573) 777-7777 WALLACE PLUMBING AMERICAN SHOE 1819 Gordan St., Columbia 816 E. Broadway, Columbia 5% discount up to $25 maximum on service repairs. (573) 449-4014 SHIRTWORKS & MORE 106 N. Route B, Hallsville 12 COLUMBIA MALL CARWASH THE CANDY FACTORY 701 E. Cherry St., Columbia 5% discount (573) 443-8222 1906 N. Providence Rd., Columbia 10% discount 10% off msrp of any in stock regularly priced merchandise. Not applicable to sale prices, special orders, repairs or lessons. Purchases under $10 require cash or check payment (573) 696-0345 (573) 442-3040 10% discount on regularly priced shoes and boots. (573) 442-6811 ALLEN’S FLOWERS 111 S. 9th St., Suite 170, Columbia 10% discount on any plants, cut flowers, silks, balloons and any gift items. Not applicable on sale items or out-of-town orders. Cash and carry only. (573) 443-8719 Boone County National Bank Classic Offers valid for Classic members only through 12/31/2015. Please present coupon at time of purchase. IN FULL BLOOM FLOWERS & GIFTS COLUMBIA CREMATION CARE CENTER 110 N. Allen St., Centralia Brian Gardner, owner 10% discount 4101 S. Providence Rd., Columbia 212 S. 8th St., Columbia 20% discount One item of choice from the Boone Classic basket. on any plants, cut flowers, silks, balloons and gift items. Not applicable on sale or discounted items. on urns and cremation merchandise. Some merchandise can be seen at www.columbiacremationcare.com (573) 682-2999 (573) 874-3635 NAUGLE CO. 1700 Dozier Station, Columbia 5% discount LINDSEY RENTALS 708 Sexton Road, Columbia 10% discount on any rental on labor and materials (bid price) for all types of home improvements (excluding Penske trucks and not toward any other discount or sale that is being given.) (573) 474-9444 (573) 442-6197 TAYLOR’S BAKE SHOP 519 E. Morgan St. Boonville 10% Discount (660) 882-8814 YELLOW DOG BOOKSHOP 8 S. Ninth St, Columbia 10% discount on all books in stock (573) 442-3330 Focus on Health 3301 W. Broadway Bus. Park Ct. Ste E (573) 446-1600 www.columbiaeyegallery.com 25% discount on frames and lenses at our office. Contact lenses are eligible for a 15% discount. This discount is not applicable to insurance copays or overages. DAWSON SHOE REPAIR Chiropractic 4200 Merchant St. Suite 105 (573) 777-5900 Complementary consultation, x-rays if needed, an examination and a full report of findings. All new patients will also receive a free acupuncture treatment. February 2015 - Classic Newsletter • 573-874-8548 (573) 442-1014 ROBINSON’S CLEANERS 20% discount of dry cleaning services 21 Conley Rd Suite O: 3601 South Buttonwood: 1204 Business Loop 70E: 2501 W Broadway Suite 115: 442-8621 442-8526 875-2568 445-6712 D & H PRESCRIPTION DRUG STORE 1001 W. Broadway • (573) 777-7333 1814 Paris Road • (573) 777 7373 www.dhdrugstore.com 10% discount on nonprescription drug items, gifts, and greeting cards not previously discounted. TALKING HORSE 210 Saint James St. $3 discount on any online purchase of a ticket. Discount code, THPCLASSIC (573) 268-1381 13 14 Boone County National Bank Classic Offers valid for Classic members only through 12/31/2015. Please present coupon at time of purchase. GRINDSTONE DIGITAL IMAGING LEE’S FAMOUS RECIPE CHICKEN & SMOKED MEAT 2201 Old Hwy. 63 South, Columbia 214 S. 8th Street, Columbia (573) 441-2374 THE 2316 Paris Road, Columbia 2200 Washington St., Columbia 1550 Missouri Blvd, Jefferson City WITT PRINT SHOP 10% off any 11”x14” print and any photo restoration. CAFÉ 10% off printing services and products. 15% off meals or catering (573) 443-7227 (573) 474-5337 RESTAURANT & BAR 3103 W. Broadway, Columbia www.thepastafactorymo.com Like us on Facebook JACK’S GOURMET RESTAURANT 106 N. Ogden St., Sturgeon 1903 Business Loop 70 East, Columbia Free glass of house wine 10% Discount (573) 687-2205 Free Half Liter Carafe of House Wine with purchase of dinner Open at 5:00 p.m. for dining, reservations accepted. House wine, Burgundy, Chablis or Chablis Blush. (573) 449-3927 (573) 449-3948 Redeem for One Free Box of Checks YOGOLUV SMOKIN CHICKS BBQ 201 S Ninth St, Columbia 3301 West Broadway Business Park Crt, Columbia 10% off any purchase: Free drink with coupon Please accept one free box of dogwoodstyle checks as our way of saying “Thank You” for being a loyal customer. Limit one box per Classic household, per year. cannot be combined with any other offer. (573) 256-6450 (573) 777-9694 Exclusive Classic Opportunities Escorted Group Travel: Travel the world with Classic’s day trips, sight-seeing outings and vacations to national and international destinations – all escorted, all in the company of friends, and all at great discounted prices! Classic Club Coffees: Throughout the year, experts discuss educational and fun topics most requested by our members. No cost to members to attend Classic Coffees. Classic Newsletter: Keep up-to-date on trips, seminars and with helpful financial information in this limited edition newsletter. Free Membership: No dues. No sign-up fees. No monthly charges. Free Services: Free small safe deposit box (as available), free cashier’s checks, free stop payment service, free telephone transfers and free notary service just for you. Free Consultation: Get personal attention and the best advice on financial planning strategies from our experts at Central Trust & Investment Company, InvestorServices, or Relationship Banking. Local Events: Don’t live inside Columbia? Not to worry, we host annual Classic events in the surrounding areas as well. Areas include Ashland, Boonville, Centralia, Hallsville and Sturgeon. February 2015 - Classic Newsletter • 573-874-8548 15 JANUARY 29- FEBRUARY 12 India SOLD OUT $61,99-7,499 MARCH 2 Greece TRAVELOGUE - 2 pm Free MARCH 12 Bit O’Irish in St. Louis $98 APRIL 30- MAY 6 Three Capitals Tour $2,489-3,089 MAY 22- JUNE 3 Essential Britain WAITLIST ONLY $4,149-4,682 JUNE 11 Lantern Festival at MO Botanical Gardens JUNE 3 Architectural Treasures JUNE Cardinals vs Royals TBA JUNE 24 Architectural Tour TBA JULY 12-20 Best of Eastern Canada $2,999- 3,599 AUGUST 13-25 Alaska $4,999-5,199 SEPTEMBER 6-20 Greece & Its Islands $5,436-6,436 SEPTEMBER 8-22 Heart of Europe WAITLIST ONLY $5,399-5,999 OCTOBER 7-14 Balloon Fiesta & Historic Trains $1,789-2,429 $90 $110 NOVEMBER 30-DECEMBER 3 San Antonio Christmas TBA NOVEMBER TBA NASCAR TBA Classic living is its own reward. Call 573-874-8548 to claim your share! Like us on Facebook for exclusive offers Facebook.com/BooneBank BOONEBANK.COM | 874.8100 MEMBER FDIC