Organisation of social protection

MISSOC – www.missoc.org
Greece
Organisation of social protection
1/1/2014
Ministry of Labour, Social Security and Welfare
Ministry of Finance
ΥΠΟΥΡΓΕΙΟ ΕΡΓΑΣΙΑΣ, ΚΟΙΝΩΝΙΚΗΣ ΑΣΦΑΛΙΣΗΣ ΚΑΙ ΠΡΟΝΟΙΑΣ
ΥΠΟΥΡΓΕΙΟ ΟΙΚΟΝΟΜΙΚΩΝ
General Secretariat for Social Security (GGKA)
Main insurance
Supplementary insurance
Sickness benefits in cash
Labour Employment Office
(OAED)
Unemployment
Family benefits
General Secretariat for Welfare
Family protection
Social solidarity
Protection of people with
disabilities
General Accounting Office (GLK)
Main insurance for civil servants
Social Insurance Institute for
employees in the private sector and
civil servants entering the public
sector from 1/1/2011 (IKA-ETAM)
Social Security Organisation for the
Self-Employed (OAEE)
Agricultural Insurance Organisation
(OGA)
Clinics for chronic diseases
Insurance Fund for Independent
Professionals (ETAA)
Insurance Fund for the Mass Media
Personnel (ETAP-MME)
Mariners’ Insurance Fund (NAT)
Centres for recovery and
rehabilitation of children with
disabilities
National Organisation for Health
Care Services Provision (EOPYY)
United Supplementary Insurance
Fund (ETEA)
9 Supplementary Insurance
Branches within Main Insurance
Funds
Welfare Funds (TPDY, TAPIT) & welfare
branches within Main Insurance Funds
Providing contributory lump-sum benefits
Centres for children’s protection
Sickness benefits in kind
United Fund for Supplementary
Insurance of Journalists
(EDOEAP)
Supplementary Insurance Fund for
Certain Employees Categories in the
Banking Sector (ETAT)
Supplementary Fund for Civil
Servants (MTPY)
National Centre of Social Solidarity
(EKKA)
Ministry of Health
Provides dividend
Pre retirement benefits
9 Occupational Funds of Voluntary Supplementary Insurance (TEA-YPOIK,
ETAO, TEA-ELTA, TEAGE, TEA Casino Personnel, TEA-EEKE, TEA-ETDEA,
TEA-J&J/JC, TEA-Interamerican)
4 Occupational Funds of Mandatory
Supplementary Insurance
(TEAYFE, TEAYET, ETEAPEP, TEAEAPAE)
National Institute for Deaf People
(EIK)
Centre of Education and
Rehabilitation of Blind People
(KEAT)
Ministry of Public Order and
Citizen Protection
Supplementary and Welfare
Insurance for People Employed in
Public Safety Forces (TEAPASA)
MISSOC – www.missoc.org
Greece
The Greek Constitution of 1975, revised in 2001,
established the principle of the "Social State" by means of
provisions guaranteeing to a large extent social protection.
In particular, Article 22 § 5 concerning social security lays
down the obligation of the State to provide social security
for all working population.
The social security system operates through self-governed
social security organisations and covers the working
population throughout the country. It is divided into 3
pillars: the system of main and supplementary / auxiliary
insurance (1st pillar), the occupational-supplementary
nd
systems (2 pillar – optional and mandatory) and the
private insurance policies (3rd pillar – optional). The first
pillar is typically based on the pay-as-you-go system, while
the second one is a funded scheme.
Most insurance funds are within the competence of the
Ministry of Labour, Social Security and Welfare
(ΥΠΟΥΡΓΕΙΟ ΕΡΓΑΣΙΑΣ ΚΟΙΝΩΝΙΚΗΣ ΑΣΦΑΛΙΣΗΣ
ΑΣΦΑΛΙΣΗΣ ΚΑΙ ΠΡΟΝΟΙΑΣ). The system covers the
risks of sickness (in cash and kind), maternity-paternity,
old-age, invalidity, death and unemployment. Affiliation to a
scheme depends on the nature and the type of work
performed.
The funds providing main insurance are presented in some
more detail below:
 The main insurance institution is the Social Insurance
Institute
(IKA-ETAM,
ΙΔΡΥΜΑ
ΚΟΙΝΩΝΙΚΩΝ
ΑΣΦΑΛΙΣΕΩΝ-ΕΝΙΑΙΟ
ΤΑΜΕΙΟ
ΑΣΦΑΛΙΣΗΣ
ΜΙΣΘΩΤΩΝ) to which the majority of salaried workers
and other categories of employees are affiliated.
 Farmers, agricultural employees and certain categories
of self-employed persons are affiliated to the
Agricultural
Insurance
Organisation
(ΟΓΑ,
ΟΡΓΑΝΙΣΜΟΣ ΓΕΩΡΓΙΚΩΝ ΑΣΦΑΛΙΣΕΩΝ).
 The fund for the self-employed is the Social Security
Organisation
for
the
Self-Employed
(OAEE,
ΟΡΓΑΝΙΣΜΟΣ
ΑΣΦΑΛΙΣΗΣ
ΕΛΕΥΘΕΡΩΝ
ΕΠΑΓΓΕΛΜΑΤΙΩΝ) for craftsmen, businessmen, hotel
owners and professional drivers.
 Medical professionals, lawyers and engineers are
insured with the Insurance Fund for Independent
Professionals (ETAA, ΕΝΙΑΙΟ ΤΑΜΕΙΟ ΑΝΕΞΑΡΤΗΤΑ
ΑΠΑΣΧΟΛΟΥΜΕΝΩΝ).
 People employed in the mass media (i.e. people dealing
with the circulation of the Press, photo-reporters,
editors, journalists and other persons employed in the
mass media) are insured with the Insurance Fund for
the Mass Media (ETAP-MME, ΕΝΙΑΙΟ ΤΑΜΕΙΟ
ΑΣΦΑΛΙΣΗΣ
ΠΡΟΣΩΠΙΚΟΥ
ΜΕΣΩΝ
ΜΑΖΙΚΗΣ
ΕΝΗΜΕΡΩΣΗΣ).
 Mariners are affiliated with the Mariners’ Insurance
Fund (NAT, ΝΑΥΤΙΚΟ ΑΠΟΜΑΧΙΚΟ ΤΑΜΕΙΟ).
 Civil servants are insured with the General Accounting
Office (GLK, ΓΕΝΙΚΟ ΛΟΓΙΣΤΗΡΙΟ ΤΟΥ ΚΡΑΤΟΥΣ),
which operates under the Ministry of Finance. However,
persons who enter the public sector from 1/1/2011
onwards are insured with IKA-ETAM.
There are also sectors and branches for supplementary
insurance (supplementary pension and lump sum
allowance) on a compulsory and contributory basis, which
operate either within the funds which provide main
insurance or as independent funds.
The different supplementary funds are incorporated into
the United Supplementary Insurance Fund (ETEA, ΕΝΙΑΙΟ
ΤΑΜΕΙΟ ΕΠΙΚΟΥΡΙΚΗΣ ΑΣΦΑΛΙΣΗΣ), which provides
supplementary pension and operates since 1 July 2012.
nd
Moreover, there is a 2 pillar supplementary pension
system, on a voluntary basis, which includes nine
occupational insurance funds on a voluntary basis and four
on a mandatory basis.
The National Organisation for Healthcare Services
Provision (EOPYY, ΕΝΙΑΙΟΣ ΟΡΓΑΝΙΣΜΟΣ ΠΑΡΟΧΩΝ
ΥΠΗΡΕΣΙΩΝ ΥΓΕΙΑΣ - ΕΟΠΥΥ) provides sickness
benefits in kind and operates since 1/1/2012 under the
Ministry of Health. For sickness benefits in cash the
insured persons are covered by their main insurance
funds.
OAED (Labour Employment Office) is a special institution
in charge of the risk of unemployment; it is also in charge
of family benefits.
Each insurance institution is subject to a different
legislation. In some cases the benefits, the conditions for
granting these benefits and the corresponding formalities
differ from one institution to the other. Such differences
have been significantly reduced after the reform laws Nos.
2084/1992, 3655/2008, 3863/2010, 3996/2011, 4093/2012
etc. which have introduced pension provisions harmonising
pension conditions for all. The overall objective of above
laws is to introduce a reform that, focusing on preserving
the public, universal, compulsory and redistributive nature
of social security, will ensure the system’s social fairness
and its long-term sustainability. The foundation of the new
system, that rationalises the pension system of the
country, is the separation between the basic pension
(ΒΑΣΙΚΗ) and the proportional pension (ΑΝΑΛΟΓΙΚΗ).
The basic changes introduced by the new social security
law No. 3863/2010 are the following:
 a unified system to manage resources of the health
branch of the social security organisations (EOPΥY),
 the establishment of Service Centres for the Insured
Persons (ΚΕΝΤΡΑ ΕΞΥΠΗΡΕΤΗΣΗΣ ΑΣΦΑΛΙΣΜΕΝΩΝ
- KEA),
 a unified pension system with common terms and
conditions,
 a unified system for pensioners who undertake a job
after their retirement,
 a unified institution for the determination of incapacity
(Κέντρα Πιστοποίησης Αναπηρίας ΚΕΠΑ – Centres for
Certifying Incapacity KEPA) and a unified regulation
determining the rates of incapacity (Κανονισμός
Εκτίμησης Βαθμού Αναπηρίας ΚΕΒΑ – Regulation for
Determination of level of Incapacity),
 a unified and permanent list of heavy and unhealthy
professions (Κανονισμός Βαρέων και Ανθυγιεινών
Επαγγελμάτων ΚΒΑΕ – Regulation of Heavy and
Unhealthy Professions),
 new processes of insurance for workers who are
occupied occasionally (for example at home) and are
paid per hour or per day (ΕΡΓΟΣΗΜΟ – Work Stamp),
 incentives for employees to extend their working life and
disincentives to retire early,
 a unified method via banking system for all transactions
in the field of labour relations,
 a unified mechanism to control the payment of social
security
contributions
(ΚΕΝΤΡΟ
ΕΙΣΠΡΑΞΗΣ
ΑΣΦΑΛΙΣΤΙΚΩΝ ΕΙΣΦΟΡΩΝ (ΚΕΑΟ) of Law No.
4172/13),
 a unified centre of control and payment of pensions
(HELIOS- ΗΛΙΟΣ – Ενιαίο Σύστημα Ελέγχου και
Πληρωμών Συντάξεων),
 an online information system linking registers, the
General Secretariat of Information Systems (Γενική
Γραμματεία
Πληροφοριακών
Συστημάτων), social
security institutions, the E-Government Centre for Social
Security SA (ΗΔΙΚΑ- Ηλεκτρονική Διακυβέρνηση




Κοινωνικής Ασφάλισης ΑΕ) and notaries, aimed at
fighting fraud and error in social security benefits, the socalled ARIADNE System (Σύστημα ΑΡΙΑΔΝΗ) (Law No.
4144/13),
a unified system to regulate debts to the institutions of
social security (Laws Nos. 4152/13, 4158/13 and
4180/13),
a better regulation of the system of successive
insurance,
separation of the health branch and services from the
pension system,
the age of retirement is associated with the increase of
the life expectancy (valid from 1/1/2019).
In order to ensure the future (from 2019 onwards)
financing of the pension branches of the social security
bodies and in the context of inter-generational solidarity,
the
Generational
Solidarity
Insurance
Fund
(ΑΣΦΑΛΙΣΤΙΚΟ ΚΕΦΑΛΑΙΟ ΑΛΛΗΛΕΓΓΎΗΣ ΓΕΝΕΏΝ AKAGE) is established, with resources paid into it from
1/1/2009.
The public authorities intervene against possible fraud in
order to preserve the general interest and see to the
correct application of legislation and provisions by the
social security organisations (Insurance Funds).
All the above-mentioned social security institutions are
administered by administrative boards in which the
representatives of the insured, the pensioners, the
employers and the State participate.
Important addresses
ΥΠΟΥΡΓΕΙΟ ΕΡΓΑΣΙΑΣ ΚΟΙΝΩΝΙΚΗΣ ΑΣΦΑΛΙΣΗΣ ΚΑΙ
ΠΡΟΝΟΙΑΣ
ΓΕΝΙΚΗ ΓΡΑΜΜΑΤΕΙΑ ΚΟΙΝΩΝΙΚΩΝ
ΑΣΦΑΛΙΣΕΩΝ
ΔΙΕΥΘΥΝΣΗ ΔΙΑΚΡΑΤΙΚΗΣ ΚΟΙΝΩΝΙΚΗΣ
ΑΣΦΑΛΙΣΗΣ
ΣΤΑΔΙΟΥ 29
10110 ΑΘΗΝΑ
ΥΠΟΥΡΓΕΙΟ ΕΡΓΑΣΙΑΣ ΚΟΙΝΩΝΙΚΗΣ ΑΣΦΑΛΙΣΗΣ ΚΑΙ
ΠΡΟΝΟΙΑΣ
ΔΙΕΥΘΥΝΣΗ ΔΙΕΘΝΩΝ ΣΧΕΣΕΩΝ
ΤΜΗΜΑ ΕΕ
ΣΤΑΔΙΟΥ 29
10110 ΑΘΗΝΑ
ΙΔΡΥΜΑ ΚΟΙΝΩΝΙΚΩΝ ΑΣΦΑΛΙΣΕΩΝ
ΕΝΙΑΙΟ ΤΑΜΕΙΟ ΑΣΦΑΛΙΣΗΣ ΜΙΣΘΩΤΩΝ
(IKA-ETAM)
ΔΙΕΥΘΥΝΣΗ ΔΙΕΘΝΩΝ ΣΧΕΣΕΩΝ
ΧΑΛΚΟΚΟΝΔΥΛΗ 17
10241 ΑΘΗΝΑ
ΟΡΓΑΝΙΣΜΟΣ ΑΣΦΑΛΙΣΗΣ ΕΛΕΥΘΕΡΩΝ ΕΠΑΓΓΕΛΜΑΤΙΩΝ
(OAEE)
ΔΙΕΥΘΥΝΣΗ ΠΑΡΟΧΩΝ ΣΥΝΤΑΞΕΩΝ
ΤΜΗΜΑ ΔΙΕΘΝΩΝ ΣΧΕΣΕΩΝ
ΑΓΙΟΥ ΚΩΝΣΤΑΝΤΙΟΥ 5
104 31 ΑΘΗΝΑ
ΕΝΙΑΙΟ ΤΑΜΕΙΟ ΑΝΕΞΑΡΤΗΤΑ ΑΠΑΣΧΟΛΟΥΜΕΝΩΝ (ETAA)
ΤΟΜΕΑΣ ΤΣΜΕΔΕ – ΜΗΧΑΝΙΚΩΝ
ΚΟΛΟΚΟΤΡΩΝΗ 4 10561 ΑΘΗΝΑ
ΤΟΜΕΑΣ ΤΣΑΥ-ΥΓΕΙΟΝΟΜΙΚΩΝ
ΑΧΑΡΝΩΝ 27, 104 39 ΑΘΗΝΑ
ΤΟΜΕΑΣ ΤΑΝ – ΝΟΜΙΚΩΝ
ΣΩΚΡΑΤΟΥΣ 53, 104 31 ΑΘΗΝΑ
ΟΡΓΑΝΙΣΜΟΣ ΓΕΩΡΠΚΩΝ ΑΣΦΑΛΙΣΕΩΝ
(ΟΓΑ)
ΥΠΗΡΕΣΙΑ ΔΗΜΟΣΙΩΝ ΚΑΙ ΔΙΕΘΝΩΝ ΣΧΕΣΕΩΝ
ΤΜΗΜΑ ΕΕ
ΠΑΤΗΣΙΩΝ 30
10170 ΑΘΗΝΑ
ΝΑΥΤΙΚΟ ΑΠΟΜΑΧΙΚΟ ΤΑΜΕΙΟ (ΝΑΤ)
ΕΘΝΙΚΗΣ ΑΝΤΙΣΤΑΣΗΣ 1
185 31 ΠΕΙΡΑΙΑΣ
ΟΡΓΑΝΙΣΜΟΣ ΑΠΑΣΧΟΛΗΣΕΩΣ
ΕΡΓΑΤΙΚΟΥ ΔΥΝΑΜΙΚΟΥ (ΟΑΕΔ)
ΔΙΕΥΘΥΝΣΗ ΑΣΦΑΛΙΣΗΣ
ΤΜΗΜΑ ΔΙΜΕΡΩΝ ΣΥΜΒΑΣΕΩΝ ΚΑΙ ΕΦΑΡΜΟΓΗΣ ΚΟΙΝΟΤΙΚΩΝ
ΚΑΝΟΝΙΣΜΩΝ
ΕΘΝΙΚΗΣ ΑΝΤΙΣΤΑΣΗΣ 8
17342 ΑΝΩ ΚΑΛΑΜΑΚΙ
ΕΝΙΑΙΟΣ ΟΡΓΑΝΙΣΜΟΣ ΠΑΡΟΧΩΝ ΥΠΗΡΕΣΙΩΝ ΥΓΕΙΑΣ (ΕΟΠΥΥ)
ΔΙΕΥΘΥΝΣΗ ΔΙΕΘΝΩΝ ΑΣΦΑΛΙΣΤΙΚΩΝ ΣΧΕΣΕΩΝ
ΛΕΩΦΟΡΟΣ ΚΗΦΙΣΙΑΣ 39
15123 ΜΑΡΟΥΣΙ, ΑΘΗΝΑ
ΕΝΙΑΙΟ ΤΑΜΕΙΟ ΕΠΙΚΟΥΡΙΚΗΣ ΑΣΦΑΛΙΣΗΣ (ΕΤΕΑ)
ΦΙΛΕΛΛΗΝΩΝ 13-15 ΑΘΗΝΑ
MINISTRY OF LABOUR, SOCIAL SECURITY AND W ELFARE
General Secretariat for Social Security
Directorate for International Relations
Stadiou Street 29
10110 ATHENS
www.ggka.gr
MINISTRY OF LABOUR, SOCIAL SECURITY AND W ELFARE
Directorate International Relations
Section E.U.
Stadiou Street 29
10110 ATHENS C.P.
www.ypakp.gr
SOCIAL INSURANCE INSTITUTE (IKA-ETAM)
Directorate for International Relations
Chalkokondili 17
10241 ATHENS
www.ika.gr
SOCIAL SECURITY ORGANISATION FOR THE SELF-EMPLOYED (OAEΕ)
DIRECTORATE FOR PENSIONS
INTERNATIONAL RELATIONS SECTION
Agiou Konstantinou Street 5
104 31 ATHENS
www.oaee.gr
INSURANCE FUND FOR INDEPENDENT PROFESSIONALS (ETAA)
www.etaa.gr
Section for Engineers – TSMEDE
Kolokotroni Street 4 1
10561 ATHENS
www.tsmede.gr
Section for Medicals – TSAY
Aharnon Street 27
10439 ATHENS
www.tsay.gr
Section for Lawyers – TAN
Socratous Street 53
10431 ATHENS
www.tnomik.gr
AGRICULTURAL INSURANCE ORGANISATION (OGA)
Service for public and international relations
Section E.U.
Patission Street 30
10170 ATHENS C.P.
www.oga.gr
MARINERS’ INSURANCE FUND (ΝΑΤ)
Ethnikis Antistaseos Street 1
185 31 PIRAEUS
www.nat.gr
LABOUR EMPLOYMENT OFFICE (OAED)
Directorate Insurance
Section bilateral relations and implementation of EU directives
Ethnikis Antistassis Street 8
17342 ANO KALAMAKI C.P.
www.oaed.gr
NATIONAL ORGANISATION FOR HEALTHCARE SERVICES PROVISION
(EOPYY)
DIRECTORATE OF INTERNATIONAL INSURANCE RELATIONS (EOPYY)
Kifissias Avenue 39
151 23 MAROUSSI ATHENS
http://www.eopyy.gov.gr
UNITED SUPPLEMENTARY INSURANCE FUND (ETEA)
Filellinon Street 13-15
ATHENS